Resolución por la que se reforman las reglas para el otorgamiento de créditos a los trabajadores derechohabientes del Instituto del Fondo Nacional de la Vivienda para los Trabajadores

Resolución por la que se reforman las reglas para el otorgamiento de créditos a los trabajadores derechohabientes del Instituto del Fondo Nacional de la Vivienda para los Trabajadores.

Al margen un logotipo, que dice: Instituto del Fondo Nacional de la Vivienda para los Trabajadores.

REGLAS PARA EL OTORGAMIENTO DE CREDITOS A LOS TRABAJADORES DERECHOHABIENTES DEL INSTITUTO DEL FONDO NACIONAL DE LA VIVIENDA PARA LOS TRABAJADORES.

Con fundamento en los artículos 16, fracción IX y 47, de la Ley del Instituto del Fondo Nacional de la Vivienda para los Trabajadores, en la sesión ordinaria número 693, celebrada el 28 de enero de 2009, el H. Consejo de Administración emitió la resolución RCA-2458-01/09, mediante la cual aprobó el "Plan de Apoyo para Acreditados del Infonavit", el cual incluye apoyos por variaciones salariales, descuentos y regularización, y garantía y defensoría. Asimismo, que en la sesión ordinaria número 694, celebrada el día 25 de febrero de 2009, el H. Consejo de Administración del Infonavit emitió la resolución RCA-2479-02/09, mediante la cual aprobó la propuesta de modificaciones a las "Reglas para el Otorgamiento de Créditos a los Trabajadores Derechohabientes del Instituto del Fondo Nacional de la Vivienda para los Trabajadores", para la aplicación de recursos del Infonavit para créditos en cofinanciamiento a derechohabientes con ingresos de 11 y más VSM.

Por lo anterior, el H. Consejo de Administración del Infonavit ha tenido a bien ordenar la publicación de las siguientes reformas a las Reglas para el Otorgamiento de Créditos a los Trabajadores Derechohabientes del Instituto del Fondo Nacional de la Vivienda para los Trabajadores.

MONTO MAXIMO DE CREDITO

DECIMA OCTAVA. El monto del crédito que otorgue el Instituto, en ningún caso podrá exceder el monto señalado en las Tablas de Montos Máximos expresados en veces salario mínimo mensual, que se publique en el Diario Oficial de la Federación en términos del artículo 48 de la Ley del Instituto. Se entiende por salario mínimo mensual, el que resulte de multiplicar por 30.4 el salario mínimo diario general que rija en el Distrito Federal.

El Instituto podrá otorgar los montos máximos de crédito que se establezcan en la Tabla de Montos Máximos de Crédito por Excedente, siempre y cuando el Instituto transfiera a una entidad financiera un porcentaje del crédito otorgado. En este caso, el crédito que se otorgue podrá aplicarse a viviendas de cualquier valor.

En los casos en que el derechohabiente solicite crédito con base en la Tabla de Montos Máximos de Crédito por Excedente, a que se refiere el párrafo anterior, éste deberá cumplir, además, con los criterios de elegibilidad que el Instituto convenga con las entidades financieras. Dichos criterios se deberán dar a conocer a los derechohabientes en el sitio de Internet del Instituto y en ningún caso serán más restrictivos que los que dichas entidades apliquen al otorgamiento de sus créditos en cofinanciamiento con el Instituto.

Para determinar el monto máximo de crédito a que tiene derecho el trabajador, en las tablas señaladas en el primer párrafo de la presente Regla, se considerará el salario disponible, mismo que se determina al deducirle al salario mensual integrado la pensión alimenticia que determine la autoridad competente, en caso de existir.

Se entiende por salario mensual integrado, el que resulte menor de:

A) El promedio del salario integrado de los últimos seis bimestres cotizados, o

B) El salario integrado del trabajador correspondiente al mes en que solicita el crédito.

Para efectos de lo dispuesto en el segundo párrafo de esta regla, por entidades financieras se entenderán las entidades financieras y fideicomisos que, conforme a las leyes aplicables, estén autorizados para otorgar créditos a la vivienda y que además reúnan los requisitos que señale la Administración.

DECIMA OCTAVA BIS. El Instituto podrá otorgar a los derechohabientes, crédito hasta por el Monto Máximo de Crédito que se establece en la Regla Décima Octava, pudiendo disponer del monto de crédito en parcialidades, condicionado a los requisitos que para tal efecto establezca la Administración del Instituto de conformidad a la cotización continua, salario, comportamiento de pago del crédito dispuesto, así como a las características y valor de la vivienda objeto del crédito.

MONTO MAXIMO DE CREDITO-APLICACION DEL SALDO DE LA SUBCUENTA DE VIVIENDA

VIGESIMA. Cuando un trabajador reciba un crédito del Instituto, el saldo de la subcuenta de vivienda de la cuenta individual del Sistema de Ahorro para el Retiro se aplicará, junto con el monto de dicho crédito, como pago de alguno de los conceptos a que se refieren los incisos de la Regla Segunda.

La suma total por concepto de crédito, más el saldo de la subcuenta de vivienda, que podrán recibir los trabajadores, será la cantidad máxima de doscientas veinte veces el salario mínimo mensual.

Cuando el crédito se otorgue con base en la Tabla de Montos Máximos de Crédito por Excedente, esta cantidad podrá ser de hasta trescientas cincuenta veces el salario mínimo mensual.

Cuando un trabajador reciba un crédito del Instituto con base en lo dispuesto en el segundo párrafo de la Regla Décima Octava, el Derechohabiente podrá dar su consentimiento e instruir al Instituto para que el saldo de la subcuenta de vivienda se aplique parcialmente, junto con el monto de dicho crédito, y el remanente se aplique en forma diferida para reducir el saldo insoluto del crédito o para mejorar las condiciones financieras de éste, conforme a lo establecido en la Regla Décima Octava Bis.

En los casos en los que el saldo de la subcuenta de vivienda se aplique parcialmente, conforme a lo establecido en el párrafo anterior, la suma total por concepto de crédito, más el saldo de la subcuenta de vivienda, que podrán recibir los trabajadores no estará sujeta a ningún límite máximo.

Para el caso de que el saldo de la subcuenta de vivienda no se aplique parcialmente, conforme a lo establecido en el párrafo tercero de la presente regla, la suma total por concepto de crédito, más el saldo de la subcuenta de vivienda que podrán recibir los trabajadores, será la cantidad máxima de trescientas cincuenta veces el salario mínimo mensual.

AJUSTE DEL SALDO Y TASA DE INTERES

VIGESIMA QUINTA. El saldo de los créditos se ajustará cada vez que se modifiquen los salarios mínimos, incrementándose en la misma proporción en que aumente el salario mínimo general vigente en el Distrito Federal.

Los créditos que se otorguen devengarán intereses sobre su saldo ajustado conforme a la tasa de interés variable que resulte aplicable, según se consigna en la Tabla "B" de las presentes Reglas. La tasa de interés variable se ajustará semestralmente, cuando el promedio del salario mensual integrado del trabajador derechohabiente varíe respecto al promedio del año inmediato anterior. Para efectos de lo anterior, el monto del salario mensual integrado del trabajador que se considerará será el mayor entre el salario mensual promedio que hubiere tenido en los últimos seis bimestres y el considerado para el otorgamiento del crédito, expresado este último en múltiplos del salario mínimo general del Distrito Federal.

La tasa de interés aplicable inicialmente se determinará en el momento del ejercicio del crédito y en lo subsecuente se determinará y ajustará semestralmente, conforme a lo establecido en el párrafo anterior, para ser aplicada en el siguiente semestre, sin que pueda ser inferior a la determinada en el momento del ejercicio del crédito. El Infonavit informará a los derechohabientes acreditados sobre la tasa de interés aplicada en los dos semestres inmediatos anteriores transcurridos en los correspondientes estados de cuenta que emita.

El Infonavit, anualmente, deberá emitir un estado de cuenta de cada uno de los créditos otorgados que se encuentren vigentes y entregarlo a cada acreditado, en los tiempos y programación que la Administración determine.

DESCUENTOS

VIGESIMA SEXTA. Al momento en que se formalice el crédito se establecerá la cuota mensual en veces el salario mínimo, proporcional al monto de crédito a otorgar, la cual, al multiplicarse por el salario mínimo mensual del Distrito Federal vigente al momento del pago, dará como resultado el importe que tendrá que cubrir el trabajador. Para este propósito, es obligación del Infonavit comunicar al patrón o persona a la cual le presta sus servicios el acreditado, la cantidad que le debe descontar de su salario. El monto del descuento se calculará de manera que se asegure la amortización completa del crédito en el plazo previsto, considerando la tasa de interés que se aplique inicialmente y suponiendo que las aportaciones patronales del cinco por ciento, que se aplican durante la vigencia del crédito para reducir el saldo insoluto a cargo del trabajador, se mantengan constantes en veces salario mínimo.

Para determinar la cuota mensual en veces el salario mínimo mensual, se multiplicará el monto de crédito a otorgar en veces el salario mínimo, por el factor de descuento que le corresponda, considerando la edad y el ingreso del trabajador de acuerdo a las Tablas de Factores de Descuento que se anexa a las presentes Reglas como Tabla "C".

Es requisito indispensable que en el acto de formalización del crédito el trabajador presente el aviso de retención de descuentos, debidamente sellado y firmado por la empresa en que labora.

En caso de que se modifique la tasa de interés variable que se aplicará en el siguiente semestre, conforme a lo dispuesto en la Regla Vigésima Quinta, para el efecto de asegurar que el crédito otorgado se amortice en el plazo de amortización del crédito que se hubiere pactado en el respectivo contrato, se podrá ajustar concomitantemente la cuota mensual en veces el salario mínimo mensual.

Sin perjuicio de lo antes dispuesto y por instrucción de los trabajadores, el Instituto incorporará en el importe de la cuota mensual de amortización, el importe de la aportación mensual que los propios trabajadores deban efectuar al fondo mutualista a que se hace referencia en la Regla Sexta para el efecto de mantener debidamente otorgada su correspondiente cobertura.

TRANSITORIAS

PRIMERA. Estas Reglas entrarán en vigor a partir de su aprobación por el H. Consejo de Administración del Infonavit.

SEGUNDA. A la entrada en vigor de las presentes Reglas, se abrogan las siguientes reglas de las Reglas para el Otorgamiento de Créditos a los Trabajadores Derechohabientes del Infonavit: Décima Octava y Vigésima Sexta, aprobadas por el Consejo de Administración el día 29 de octubre de 2008 y publicadas en el Diario Oficial de la Federación el día 27 de mayo de 2009; Vigésima, aprobada por el Consejo de Administración el día 28 de mayo de 2008 y publicada en el Diario Oficial de la Federación el día 22 de febrero de 2008, y la Regla Vigésima Quinta aprobada por el Consejo de Administración el día y publicada en el Diario Oficial de la Federación el día 22 de febrero de 2008, así como las demás disposiciones que se opongan a estas Reglas.

TERCERA. Las solicitudes de crédito presentadas al Instituto con anterioridad a la entrada en vigor de las presentes Reglas, se tramitarán conforme a las disposiciones vigentes en la fecha de presentación de dichas solicitudes.

Atentamente

México, D.F., a 25 de agosto de 2009.- El Secretario General y de Asuntos Jurídicos, Jorge Pulido Vázquez.- Rúbrica.

TABLA "C"

FACTORES DE DESCUENTO PARA EL REGIMEN ORDINARIO DE AMORTIZACION (ROA)

PARA CREDITOS POR EXCEDENTE

	Salario (VSM)
Edad (años)	1.0	1.1	1.2	1.3	1.4	1.5	1.6	1.7	1.8	1.9
Hasta 35	0.004310	0.004365	0.004348	0.004333	0.004321	0.004310	0.004444	0.004570	0.004688	0.004847
36	0.004464	0.004435	0.004412	0.004392	0.004430	0.004412	0.004545	0.004670	0.004787	0.004897
37	0.004545	0.004508	0.004478	0.004514	0.004487	0.004518	0.004598	0.004722	0.004891	0.005000
38	0.004630	0.004583	0.004615	0.004577	0.004605	0.004573	0.004706	0.004830	0.004945	0.005108
39	0.004717	0.004661	0.004688	0.004710	0.004667	0.004688	0.004819	0.004942	0.005056	0.005163
40	0.004808	0.004825	0.004839	0.004779	0.004795	0.004808	0.004938	0.005060	0.005172	0.005278
41	0.004902	0.004911	0.004918	0.004924	0.004930	0.004934	0.005000	0.005183	0.005294	0.005398
42	0.005102	0.005093	0.005085	0.005078	0.005072	0.005068	0.005128	0.005247	0.005422	0.005523
43	0.005208	0.005189	0.005172	0.005159	0.005147	0.005208	0.005333	0.005449	0.005556	0.005655
44	0.005319	0.005392	0.005357	0.005328	0.005303	0.005357	0.005479	0.005592	0.005696	0.005793
45	0.005556	0.005500	0.005556	0.005508	0.005556	0.005515	0.005634	0.005743	0.005844	0.006013
46	0.005682	0.005729	0.005660	0.005702	0.005738	0.005682	0.005797	0.005903	0.006081	0.006169
47	0.005952	0.005978	0.005882	0.005909	0.005932	0.005952	0.006061	0.006159	0.006250	0.006419
48	0.006250	0.006111	0.006122	0.006132	0.006140	0.006148	0.006250	0.006343	0.006522	0.006597
49	0.006410	0.006395	0.006383	0.006373	0.006481	0.006466	0.006557	0.006641	0.006818	0.006884
50	0.006757	0.006707	0.006818	0.006771	0.006731	0.006696	0.006897	0.006967	0.007143	0.007197
51	0.007143	0.007051	0.007143	0.007065	0.007143	0.007075	0.007273	0.007328	0.007500	0.007540
52	0.007576	0.007432	0.007500	0.007558	0.007447	0.007500	0.007692	0.007727	0.007895	0.007917
53	0.008065	0.008088	0.008108	0.007927	0.007955	0.007979	0.008163	0.008173	0.008333	0.008482
54	0.008621	0.008594	0.008571	0.008553	0.008537	0.008523	0.008696	0.008854	0.009000	0.008962
55	0.009259	0.009167	0.009375	0.009286	0.009211	0.009146	0.009302	0.009444	0.009574	0.009694
56	0.010000	0.010185	0.010000	0.010156	0.010000	0.010135	0.010256	0.010366	0.010465	0.010556
57	0.011364	0.011458	0.011111	0.011207	0.011290	0.011029	0.011429	0.011486	0.011538	0.011585
58	0.012500	0.012500	0.012500	0.012500	0.012500	0.012500	0.012500	0.012879	0.012857	0.013194
59	0.014706	0.014474	0.014286	0.014130	0.014583	0.014423	0.014286	0.014655	0.015000	0.014844
60	0.016667	0.017188	0.016667	0.017105	0.016667	0.017045	0.017391	0.017000	0.017308	0.017593
61	0.020833	0.021154	0.021429	0.021667	0.020588	0.020833	0.021053	0.021250	0.021429	0.021591
62	0.027778	0.027500	0.027273	0.027083	0.026923	0.026786	0.028571	0.028333	0.028125	0.027941
63	0.041667	0.039286	0.042857	0.040625	0.043750	0.041667	0.040000	0.042500	0.040909	0.043182
64	0.083333	0.091667	0.100000	0.081250	0.087500	0.093750	0.080000	0.085000	0.090000	0.079167

	Salario (VSM)
Edad (años)	2.0	2.1	2.2	2.3	2.4	2.5	2.6	2.7	2.8	2.9
Hasta 35	0.004950	0.005048	0.005093	0.005180	0.005217	0.005297	0.005372	0.005444	0.005512	0.005577
36	0.005051	0.005097	0.005189	0.005227	0.005310	0.005388	0.005462	0.005533	0.005600	0.005664
37	0.005102	0.005198	0.005238	0.005324	0.005405	0.005435	0.005508	0.005579	0.005645	0.005709
38	0.005208	0.005250	0.005340	0.005425	0.005455	0.005531	0.005603	0.005672	0.005738	0.005800
39	0.005319	0.005357	0.005446	0.005476	0.005556	0.005631	0.005702	0.005769	0.005833	0.005894
40	0.005435	0.005469	0.005556	0.005583	0.005660	0.005734	0.005804	0.005870	0.005932	0.005992
41	0.005556	0.005585	0.005670	0.005693	0.005769	0.005841	0.005909	0.005973	0.006034	0.006144
42	0.005682	0.005707	0.005789	0.005867	0.005882	0.005952	0.006019	0.006081	0.006195	0.006250
43	0.005814	0.005833	0.005914	0.005990	0.006061	0.006127	0.006190	0.006250	0.006306	0.006360
44	0.005952	0.006034	0.006044	0.006117	0.006186	0.006250	0.006311	0.006368	0.006481	0.006532
45	0.006098	0.006176	0.006250	0.006319	0.006383	0.006443	0.006500	0.006553	0.006604	0.006713
46	0.006329	0.006402	0.006395	0.006461	0.006522	0.006649	0.006701	0.006750	0.006796	0.006905
47	0.006494	0.006563	0.006627	0.006686	0.006742	0.006793	0.006915	0.006959	0.007000	0.007108
48	0.006757	0.006818	0.006875	0.006928	0.006977	0.007102	0.007143	0.007181	0.007292	0.007323
49	0.007042	0.007095	0.007143	0.007188	0.007317	0.007353	0.007386	0.007500	0.007527	0.007632
50	0.007353	0.007394	0.007432	0.007566	0.007595	0.007622	0.007738	0.007759	0.007865	0.007880
51	0.007692	0.007721	0.007857	0.007877	0.007895	0.008013	0.008025	0.008133	0.008235	0.008239
52	0.008065	0.008203	0.008209	0.008333	0.008333	0.008446	0.008442	0.008544	0.008642	0.008631
53	0.008621	0.008607	0.008730	0.008712	0.008824	0.008929	0.008904	0.009000	0.009091	0.009177
54	0.009091	0.009211	0.009322	0.009426	0.009375	0.009470	0.009559	0.009643	0.009722	0.009797
55	0.009804	0.009906	0.010000	0.010088	0.010169	0.010246	0.010317	0.010227	0.010294	0.010507
56	0.010638	0.010714	0.010784	0.010849	0.010909	0.010965	0.011017	0.011250	0.011290	0.011328
57	0.011905	0.011932	0.011957	0.011979	0.012000	0.012019	0.012264	0.012273	0.012281	0.012288
58	0.013158	0.013125	0.013415	0.013372	0.013333	0.013587	0.013542	0.013776	0.013725	0.013679
59	0.015152	0.015000	0.015278	0.015132	0.015385	0.015244	0.015476	0.015698	0.015556	0.015761
60	0.017857	0.017500	0.017742	0.017969	0.018182	0.017857	0.018056	0.018243	0.018421	0.018125
61	0.021739	0.021875	0.022000	0.022115	0.022222	0.022321	0.022414	0.022500	0.022581	0.022656
62	0.027778	0.029167	0.028947	0.028750	0.028571	0.028409	0.028261	0.029348	0.029167	0.029000
63	0.041667	0.043750	0.042308	0.041071	0.042857	0.041667	0.043333	0.042188	0.043750	0.042647
64	0.083333	0.087500	0.091667	0.082143	0.085714	0.089286	0.081250	0.084375	0.087500	0.090625

	Salario (VSM)
Edad (años)	3.0	3.1	3.2	3.3	3.4	3.5	3.6	3.7	3.8	3.9
Hasta 35	0.005725	0.005916	0.006107	0.006298	0.006391	0.006579	0.006767	0.006955	0.007143	0.007222
36	0.005769	0.005962	0.006154	0.006346	0.006489	0.006679	0.006870	0.007008	0.007197	0.007276

37	0.005859	0.006055	0.006250	0.006445	0.006538	0.006731	0.006923	0.007061	0.007252	0.007331
38	0.005906	0.006102	0.006299	0.006496	0.006641	0.006836	0.006977	0.007171	0.007308	0.007386
39	0.006000	0.006200	0.006400	0.006600	0.006693	0.006890	0.007087	0.007227	0.007422	0.007500
40	0.006098	0.006301	0.006504	0.006707	0.006800	0.007000	0.007200	0.007341	0.007480	0.007558
41	0.006198	0.006405	0.006612	0.006818	0.006911	0.007114	0.007258	0.007460	0.007600	0.007677
42	0.006303	0.006513	0.006723	0.006933	0.007025	0.007231	0.007377	0.007582	0.007724	0.007800
43	0.006466	0.006624	0.006838	0.007051	0.007143	0.007353	0.007500	0.007708	0.007851	0.007927
44	0.006579	0.006798	0.007018	0.007237	0.007328	0.007543	0.007692	0.007839	0.007983	0.008058
45	0.006757	0.006982	0.007207	0.007366	0.007456	0.007675	0.007826	0.007974	0.008120	0.008193
46	0.006944	0.007176	0.007339	0.007569	0.007658	0.007883	0.008036	0.008186	0.008333	0.008405
47	0.007143	0.007381	0.007547	0.007783	0.007870	0.008102	0.008182	0.008333	0.008482	0.008553
48	0.007426	0.007598	0.007767	0.008010	0.008095	0.008333	0.008411	0.008565	0.008716	0.008784
49	0.007653	0.007828	0.008081	0.008250	0.008333	0.008578	0.008738	0.008894	0.009048	0.009112
50	0.007979	0.008158	0.008333	0.008594	0.008673	0.008838	0.009000	0.009158	0.009314	0.009375
51	0.008333	0.008516	0.008696	0.008967	0.009043	0.009211	0.009375	0.009536	0.009694	0.009750
52	0.008721	0.008908	0.009195	0.009375	0.009444	0.009615	0.009783	0.009946	0.010106	0.010156
53	0.009259	0.009451	0.009639	0.009821	0.009884	0.010174	0.010227	0.010393	0.010556	0.010598
54	0.009740	0.010065	0.010256	0.010443	0.010494	0.010671	0.010843	0.011012	0.011176	0.011207
55	0.010563	0.010764	0.010959	0.011149	0.011184	0.011364	0.011538	0.011709	0.011875	0.011890
56	0.011364	0.011567	0.011765	0.011957	0.012143	0.012324	0.012500	0.012500	0.012667	0.012829
57	0.012500	0.012705	0.012903	0.013095	0.013077	0.013462	0.013636	0.013603	0.013768	0.013929
58	0.013889	0.014091	0.014286	0.014474	0.014655	0.014831	0.015000	0.015164	0.015323	0.015234
59	0.015625	0.015816	0.016327	0.016500	0.016346	0.016827	0.016981	0.017130	0.017273	0.017411
60	0.018293	0.018452	0.019048	0.019186	0.019318	0.019444	0.019565	0.019681	0.019792	0.019898
61	0.022727	0.022794	0.022857	0.022917	0.022973	0.023649	0.023684	0.023718	0.024359	0.024375
62	0.028846	0.029808	0.029630	0.030556	0.030357	0.030172	0.031034	0.030833	0.030645	0.031452
63	0.041667	0.043056	0.044444	0.043421	0.044737	0.043750	0.045000	0.044048	0.045238	0.044318
64	0.083333	0.086111	0.088889	0.091667	0.085000	0.087500	0.090000	0.092500	0.086364	0.088636

	Salario (VSM)
Edad (años)	4.0	4.1	4.2	4.3	4.4	4.5	4.6	4.7	4.8	4.9
Hasta 35	0.007194	0.007270	0.007343	0.007465	0.007190	0.006944	0.007055	0.007209	0.007362	0.007515
36	0.007246	0.007321	0.007447	0.007517	0.007237	0.006988	0.007143	0.007298	0.007407	0.007562
37	0.007299	0.007428	0.007500	0.007570	0.007285	0.007031	0.007188	0.007344	0.007453	0.007609
38	0.007407	0.007482	0.007554	0.007624	0.007333	0.007120	0.007233	0.007390	0.007500	0.007656
39	0.007463	0.007537	0.007664	0.007734	0.007432	0.007166	0.007325	0.007484	0.007595	0.007753
40	0.007576	0.007649	0.007721	0.007790	0.007534	0.007258	0.007419	0.007581	0.007692	0.007853
41	0.007692	0.007765	0.007836	0.007904	0.007586	0.007353	0.007516	0.007680	0.007742	0.007903
42	0.007813	0.007885	0.007955	0.008022	0.007692	0.007450	0.007616	0.007781	0.007843	0.008007
43	0.007937	0.008008	0.008077	0.008144	0.007857	0.007550	0.007718	0.007886	0.008000	0.008167
44	0.008065	0.008135	0.008203	0.008269	0.007971	0.007705	0.007823	0.007993	0.008108	0.008277
45	0.008197	0.008266	0.008333	0.008465	0.008088	0.007813	0.007986	0.008160	0.008219	0.008390
46	0.008403	0.008471	0.008537	0.008600	0.008271	0.007979	0.008156	0.008333	0.008392	0.008566
47	0.008621	0.008686	0.008750	0.008811	0.008462	0.008152	0.008333	0.008514	0.008571	0.008750
48	0.008850	0.008913	0.008974	0.009034	0.008661	0.008396	0.008519	0.008704	0.008824	0.009007
49	0.009091	0.009152	0.009211	0.009348	0.008943	0.008588	0.008779	0.008969	0.009023	0.009211
50	0.009346	0.009491	0.009545	0.009598	0.009244	0.008929	0.009055	0.009252	0.009302	0.009496
51	0.009709	0.009856	0.009906	0.009954	0.009565	0.009221	0.009350	0.009553	0.009677	0.009879
52	0.010101	0.010250	0.010294	0.010337	0.009910	0.009615	0.009746	0.009958	0.010000	0.010208
53	0.010638	0.010677	0.010825	0.010859	0.010377	0.010045	0.010177	0.010398	0.010526	0.010746
54	0.011236	0.011264	0.011413	0.011436	0.011000	0.010613	0.010748	0.010981	0.011009	0.011239
55	0.011905	0.012059	0.012069	0.012216	0.011702	0.011250	0.011386	0.011634	0.011650	0.011893
56	0.012821	0.012813	0.012963	0.013110	0.012500	0.011968	0.012234	0.012500	0.012500	0.012760
57	0.013889	0.014041	0.014000	0.014145	0.013580	0.013081	0.013218	0.013506	0.013636	0.013764
58	0.015385	0.015530	0.015441	0.015580	0.014865	0.014423	0.014557	0.014873	0.015000	0.015123
59	0.017241	0.017373	0.017500	0.017623	0.016667	0.016071	0.016429	0.016786	0.016667	0.017014
60	0.020000	0.020098	0.020192	0.020283	0.019298	0.018750	0.018852	0.019262	0.019355	0.019758
61	0.024390	0.024405	0.024419	0.024432	0.023404	0.022500	0.022549	0.023039	0.023077	0.023558
62	0.031250	0.031061	0.030882	0.031618	0.029730	0.028846	0.029487	0.029375	0.030000	0.030625
63	0.045455	0.044565	0.045652	0.044792	0.044000	0.041667	0.042593	0.043519	0.042857	0.043750
64	0.090909	0.085417	0.087500	0.089583	0.084615	0.080357	0.082143	0.083929	0.085714	0.087500

	Salario (VSM)
Edad (años)	5.0	5.1	5.2	5.3	5.4	5.5	5.6	5.7	5.8	5.9
Hasta 35	0.007102	0.007163	0.007303	0.007444	0.007500	0.007597	0.007735	0.007873	0.007967	0.008060
36	0.007143	0.007203	0.007345	0.007486	0.007542	0.007639	0.007778	0.007917	0.008056	0.008104
37	0.007225	0.007286	0.007429	0.007571	0.007627	0.007682	0.007821	0.007961	0.008101	0.008149
38	0.007267	0.007328	0.007471	0.007615	0.007670	0.007768	0.007910	0.008051	0.008146	0.008240
39	0.007353	0.007413	0.007558	0.007703	0.007759	0.007813	0.007955	0.008097	0.008239	0.008287
40	0.007396	0.007456	0.007602	0.007749	0.007849	0.007902	0.008046	0.008190	0.008333	0.008381

41	0.007485	0.007544	0.007692	0.007840	0.007941	0.007994	0.008140	0.008285	0.008430	0.008477
42	0.007576	0.007635	0.007784	0.007934	0.008036	0.008088	0.008235	0.008382	0.008529	0.008576
43	0.007716	0.007774	0.007927	0.008079	0.008133	0.008185	0.008333	0.008482	0.008631	0.008728
44	0.007813	0.007870	0.008025	0.008179	0.008282	0.008333	0.008485	0.008636	0.008788	0.008832
45	0.007962	0.008019	0.008176	0.008333	0.008385	0.008488	0.008642	0.008796	0.008951	0.008994
46	0.008117	0.008173	0.008333	0.008494	0.008544	0.008648	0.008805	0.008962	0.009119	0.009161
47	0.008278	0.008333	0.008497	0.008660	0.008766	0.008814	0.008974	0.009135	0.009295	0.009395
48	0.008503	0.008557	0.008725	0.008893	0.008940	0.009046	0.009211	0.009375	0.009539	0.009578
49	0.008681	0.008793	0.008966	0.009138	0.009184	0.009291	0.009459	0.009628	0.009797	0.009833
50	0.008993	0.009043	0.009220	0.009397	0.009441	0.009549	0.009722	0.009896	0.010069	0.010172
51	0.009259	0.009375	0.009559	0.009743	0.009783	0.009892	0.010072	0.010252	0.010432	0.010461
52	0.009615	0.009733	0.009924	0.010115	0.010150	0.010261	0.010448	0.010634	0.010821	0.010926
53	0.010081	0.010119	0.010317	0.010516	0.010630	0.010742	0.010938	0.011133	0.011328	0.011434
54	0.010593	0.010625	0.010833	0.011042	0.011157	0.011270	0.011475	0.011680	0.011885	0.011992
55	0.011261	0.011283	0.011504	0.011726	0.011842	0.011957	0.012174	0.012391	0.012609	0.012716
56	0.012019	0.012028	0.012264	0.012500	0.012617	0.012731	0.012963	0.013194	0.013426	0.013532
57	0.013021	0.013010	0.013265	0.013520	0.013636	0.013889	0.014141	0.014394	0.014500	0.014750
58	0.014205	0.014326	0.014607	0.014888	0.015000	0.015278	0.015556	0.015833	0.015934	0.016209
59	0.016026	0.016139	0.016456	0.016772	0.016875	0.016975	0.017284	0.017593	0.017901	0.017988
60	0.018382	0.018478	0.018841	0.019203	0.019565	0.019643	0.020000	0.020357	0.020714	0.020775
61	0.021930	0.022368	0.022807	0.023246	0.023276	0.023707	0.024138	0.024569	0.025000	0.025000
62	0.028409	0.028333	0.028889	0.029444	0.030000	0.029891	0.030435	0.030978	0.031522	0.032065
63	0.040323	0.041129	0.041935	0.042742	0.043548	0.042969	0.043750	0.044531	0.045313	0.046094
64	0.078125	0.079688	0.081250	0.082813	0.084375	0.085938	0.087500	0.089063	0.090625	0.092188

	Salario (VSM)
Edad (años)	6.0	6.1	6.2	6.3	6.4	6.5	6.6	6.7	6.8	6.9
Hasta 35	0.008065	0.008112	0.008201	0.008289	0.008421	0.008508	0.008505	0.008503	0.008500	0.008498
36	0.008108	0.008199	0.008289	0.008378	0.008466	0.008553	0.008549	0.008546	0.008543	0.008540
37	0.008152	0.008243	0.008333	0.008422	0.008511	0.008598	0.008594	0.008590	0.008586	0.008582
38	0.008242	0.008333	0.008424	0.008468	0.008556	0.008644	0.008684	0.008679	0.008673	0.008668
39	0.008287	0.008379	0.008470	0.008560	0.008649	0.008737	0.008730	0.008724	0.008718	0.008756
40	0.008380	0.008472	0.008564	0.008654	0.008743	0.008832	0.008824	0.008816	0.008808	0.008801
41	0.008475	0.008567	0.008659	0.008750	0.008840	0.008929	0.008919	0.008910	0.008901	0.008892
42	0.008571	0.008665	0.008757	0.008848	0.008939	0.009028	0.009016	0.009005	0.008995	0.009031
43	0.008721	0.008815	0.008857	0.008949	0.009040	0.009129	0.009116	0.009153	0.009140	0.009127
44	0.008824	0.008918	0.009012	0.009104	0.009195	0.009286	0.009270	0.009254	0.009239	0.009274
45	0.008982	0.009077	0.009172	0.009265	0.009302	0.009393	0.009429	0.009410	0.009392	0.009426
46	0.009146	0.009242	0.009337	0.009431	0.009524	0.009559	0.009593	0.009571	0.009605	0.009583
47	0.009375	0.009472	0.009509	0.009604	0.009697	0.009789	0.009763	0.009795	0.009770	0.009801
48	0.009615	0.009652	0.009748	0.009844	0.009938	0.009969	0.010000	0.009970	0.010000	0.009971
49	0.009868	0.009903	0.010000	0.010096	0.010191	0.010285	0.010248	0.010276	0.010241	0.010268
50	0.010135	0.010235	0.010333	0.010362	0.010458	0.010552	0.010577	0.010535	0.010559	0.010518
51	0.010490	0.010590	0.010690	0.010714	0.010811	0.010906	0.010927	0.010877	0.010897	0.010918
52	0.010870	0.010971	0.011071	0.011170	0.011189	0.011285	0.011301	0.011318	0.011333	0.011275
53	0.011364	0.011466	0.011567	0.011667	0.011679	0.011775	0.011786	0.011796	0.011806	0.011815
54	0.012000	0.012008	0.012109	0.012209	0.012308	0.012405	0.012406	0.012407	0.012409	0.012410
55	0.012712	0.012815	0.012810	0.012910	0.013008	0.013105	0.013095	0.013086	0.013077	0.013068
56	0.013514	0.013616	0.013717	0.013816	0.013913	0.014009	0.013983	0.013958	0.013934	0.013911
57	0.014706	0.014806	0.014904	0.014858	0.014953	0.015046	0.015138	0.015090	0.015044	0.015132
58	0.016129	0.016223	0.016316	0.016406	0.016495	0.016582	0.016500	0.016584	0.016505	0.016587
59	0.018072	0.018155	0.018235	0.018314	0.018391	0.018466	0.018539	0.018407	0.018478	0.018548
60	0.020833	0.020890	0.020946	0.021000	0.021333	0.021382	0.021154	0.021203	0.021250	0.021296
61	0.025000	0.025000	0.025410	0.025403	0.025397	0.025391	0.025385	0.025379	0.025373	0.025368
62	0.031915	0.032447	0.032292	0.032143	0.032653	0.032500	0.032353	0.032843	0.032692	0.032547
63	0.046875	0.046212	0.046970	0.046324	0.047059	0.046429	0.047143	0.046528	0.047222	0.046622
64	0.088235	0.089706	0.091176	0.092647	0.088889	0.090278	0.091667	0.093056	0.089474	0.090789

	Salario (VSM)
Edad (años)	7.0	7.1	7.2	7.3	7.4	7.5	7.6	7.7	7.8	7.9
Hasta 35	0.008495	0.008493	0.008491	0.008488	0.008486	0.008484	0.008482	0.008480	0.008478	0.008476
36	0.008537	0.008534	0.008531	0.008528	0.008525	0.008523	0.008520	0.008556	0.008553	0.008550
37	0.008578	0.008617	0.008612	0.008608	0.008605	0.008601	0.008597	0.008594	0.008590	0.008587
38	0.008663	0.008659	0.008654	0.008649	0.008645	0.008681	0.008676	0.008671	0.008667	0.008662
39	0.008750	0.008744	0.008738	0.008732	0.008726	0.008721	0.008756	0.008750	0.008744	0.008739
40	0.008838	0.008831	0.008824	0.008816	0.008810	0.008803	0.008837	0.008830	0.008824	0.008817
41	0.008929	0.008920	0.008911	0.008902	0.008894	0.008929	0.008920	0.008912	0.008904	0.008896
42	0.009021	0.009010	0.009000	0.009035	0.009024	0.009014	0.009005	0.008995	0.009028	0.009018
43	0.009115	0.009149	0.009137	0.009125	0.009113	0.009146	0.009135	0.009123	0.009112	0.009144
44	0.009259	0.009245	0.009278	0.009264	0.009250	0.009282	0.009268	0.009255	0.009242	0.009272

45	0.009409	0.009392	0.009424	0.009407	0.009391	0.009422	0.009406	0.009390	0.009420	0.009405
46	0.009563	0.009595	0.009574	0.009555	0.009585	0.009566	0.009596	0.009577	0.009559	0.009587
47	0.009777	0.009753	0.009783	0.009759	0.009788	0.009766	0.009794	0.009772	0.009750	0.009777
48	0.010000	0.009972	0.010000	0.009973	0.010000	0.009973	0.010000	0.009974	0.010000	0.009975
49	0.010234	0.010260	0.010227	0.010253	0.010221	0.010246	0.010270	0.010239	0.010263	0.010233
50	0.010542	0.010565	0.010526	0.010549	0.010571	0.010534	0.010556	0.010519	0.010541	0.010561
51	0.010870	0.010890	0.010909	0.010863	0.010882	0.010901	0.010920	0.010876	0.010894	0.010912
52	0.011290	0.011306	0.011321	0.011265	0.011280	0.011295	0.011310	0.011324	0.011272	0.011286
53	0.011745	0.011755	0.011765	0.011774	0.011783	0.011792	0.011801	0.011810	0.011747	0.011756
54	0.012324	0.012326	0.012329	0.012331	0.012333	0.012336	0.012338	0.012340	0.012342	0.012344
55	0.013060	0.013051	0.013043	0.013036	0.013121	0.013112	0.013103	0.013095	0.013087	0.013079
56	0.014000	0.013976	0.013953	0.013931	0.013910	0.013993	0.013971	0.013949	0.013929	0.013908
57	0.015086	0.015042	0.015126	0.015083	0.015041	0.015121	0.015079	0.015039	0.015116	0.015076
58	0.016509	0.016589	0.016514	0.016591	0.016518	0.016593	0.016522	0.016595	0.016525	0.016458
59	0.018421	0.018490	0.018557	0.018434	0.018500	0.018564	0.018447	0.018510	0.018571	0.018458
60	0.021341	0.021386	0.021176	0.021221	0.021264	0.021307	0.021348	0.021154	0.021196	0.021237
61	0.025362	0.025357	0.025352	0.025347	0.025342	0.025338	0.025333	0.025329	0.025325	0.025321
62	0.032407	0.032273	0.032727	0.032589	0.032456	0.032328	0.032759	0.032627	0.032500	0.032377
63	0.047297	0.046711	0.047368	0.046795	0.046250	0.046875	0.046341	0.046951	0.046429	0.047024
64	0.092105	0.088750	0.090000	0.091250	0.092500	0.089286	0.090476	0.091667	0.088636	0.089773

	Salario (VSM)
Edad (años)	8.0	8.1	8.2	8.3	8.4	8.5	8.6	8.7	8.8	8.9
Hasta 35	0.008475	0.008473	0.008471	0.008469	0.008468	0.008500	0.008498	0.008496	0.008494	0.008492
36	0.008547	0.008544	0.008542	0.008539	0.008537	0.008534	0.008532	0.008529	0.008527	0.008525
37	0.008584	0.008581	0.008613	0.008610	0.008607	0.008603	0.008600	0.008597	0.008594	0.008591
38	0.008658	0.008654	0.008650	0.008646	0.008678	0.008673	0.008669	0.008665	0.008661	0.008658
39	0.008734	0.008728	0.008723	0.008718	0.008750	0.008745	0.008740	0.008735	0.008730	0.008725
40	0.008811	0.008804	0.008798	0.008830	0.008824	0.008817	0.008811	0.008806	0.008800	0.008829
41	0.008929	0.008921	0.008913	0.008906	0.008898	0.008891	0.008921	0.008914	0.008907	0.008900
42	0.009009	0.009000	0.009031	0.009022	0.009013	0.009004	0.008996	0.009025	0.009016	0.009008
43	0.009132	0.009122	0.009111	0.009141	0.009130	0.009120	0.009110	0.009139	0.009129	0.009119
44	0.009259	0.009247	0.009276	0.009263	0.009251	0.009239	0.009267	0.009255	0.009244	0.009271
45	0.009390	0.009419	0.009404	0.009389	0.009417	0.009403	0.009389	0.009416	0.009402	0.009388
46	0.009569	0.009597	0.009579	0.009562	0.009589	0.009572	0.009556	0.009581	0.009565	0.009591
47	0.009756	0.009783	0.009762	0.009788	0.009767	0.009748	0.009773	0.009753	0.009778	0.009759
48	0.010000	0.009975	0.010000	0.009976	0.010000	0.009977	0.010000	0.009977	0.010000	0.009978
49	0.010256	0.010227	0.010250	0.010222	0.010244	0.010266	0.010238	0.010259	0.010233	0.010253
50	0.010526	0.010547	0.010567	0.010533	0.010553	0.010520	0.010539	0.010558	0.010526	0.010545
51	0.010870	0.010887	0.010904	0.010864	0.010881	0.010897	0.010914	0.010875	0.010891	0.010907
52	0.011299	0.011313	0.011264	0.011277	0.011290	0.011303	0.011316	0.011269	0.011282	0.011294
53	0.011765	0.011773	0.011782	0.011790	0.011798	0.011806	0.011749	0.011757	0.011765	0.011772
54	0.012346	0.012348	0.012349	0.012351	0.012353	0.012355	0.012356	0.012358	0.012360	0.012361
55	0.013072	0.013065	0.013057	0.013050	0.013043	0.013037	0.013030	0.013102	0.013095	0.013088
56	0.013986	0.013966	0.013946	0.013926	0.013907	0.013980	0.013961	0.013942	0.013924	0.013906
57	0.015038	0.015112	0.015074	0.015036	0.015108	0.015071	0.015035	0.015104	0.015068	0.015034
58	0.016529	0.016463	0.016532	0.016468	0.016535	0.016473	0.016538	0.016477	0.016541	0.016481
59	0.018519	0.018409	0.018468	0.018527	0.018421	0.018478	0.018534	0.018432	0.018487	0.018542
60	0.021277	0.021316	0.021354	0.021173	0.021212	0.021250	0.021287	0.021324	0.021154	0.021190
61	0.025316	0.025313	0.025309	0.025305	0.025301	0.025602	0.025595	0.025588	0.025581	0.025575
62	0.032258	0.032661	0.032540	0.032422	0.032308	0.032692	0.032576	0.032463	0.032353	0.032721
63	0.046512	0.047093	0.046591	0.047159	0.046667	0.047222	0.046739	0.046277	0.046809	0.046354
64	0.090909	0.092045	0.089130	0.090217	0.091304	0.088542	0.089583	0.090625	0.091667	0.089000

	Salario (VSM)
Edad (años)	9.0	9.1	9.2	9.3	9.4	9.5	9.6	9.7	9.8	9.9
Hasta 35	0.008491	0.008489	0.008487	0.008485	0.008484	0.008482	0.008481	0.008479	0.008478	0.008476
36	0.008523	0.008521	0.008550	0.008548	0.008545	0.008543	0.008541	0.008539	0.008537	0.008534
37	0.008588	0.008585	0.008582	0.008579	0.008608	0.008605	0.008602	0.008599	0.008596	0.008594
38	0.008654	0.008650	0.008647	0.008675	0.008672	0.008668	0.008664	0.008661	0.008657	0.008654
39	0.008721	0.008716	0.008745	0.008741	0.008736	0.008732	0.008727	0.008723	0.008719	0.008746
40	0.008824	0.008818	0.008812	0.008807	0.008801	0.008829	0.008824	0.008818	0.008813	0.008808
41	0.008893	0.008922	0.008915	0.008908	0.008902	0.008895	0.008922	0.008915	0.008909	0.008903
42	0.009000	0.008992	0.009020	0.009012	0.009004	0.008996	0.009023	0.009015	0.009007	0.009000
43	0.009109	0.009137	0.009127	0.009118	0.009109	0.009135	0.009125	0.009117	0.009108	0.009133
44	0.009259	0.009248	0.009274	0.009263	0.009252	0.009241	0.009266	0.009256	0.009245	0.009270
45	0.009414	0.009401	0.009388	0.009413	0.009400	0.009387	0.009412	0.009399	0.009387	0.009411
46	0.009574	0.009559	0.009583	0.009568	0.009592	0.009577	0.009562	0.009585	0.009570	0.009556
47	0.009783	0.009764	0.009787	0.009769	0.009751	0.009774	0.009756	0.009778	0.009761	0.009783
48	0.010000	0.009978	0.010000	0.009979	0.010000	0.009979	0.010000	0.009979	0.010000	0.009980

49	0.010227	0.010248	0.010222	0.010242	0.010262	0.010237	0.010256	0.010232	0.010251	0.010227
50	0.010563	0.010532	0.010550	0.010520	0.010538	0.010556	0.010526	0.010543	0.010515	0.010532
51	0.010870	0.010885	0.010900	0.010864	0.010880	0.010894	0.010860	0.010874	0.010889	0.010903
52	0.011307	0.011318	0.011275	0.011286	0.011298	0.011310	0.011268	0.011279	0.011290	0.011301
53	0.011780	0.011788	0.011795	0.011802	0.011750	0.011757	0.011765	0.011772	0.011779	0.011786
54	0.012363	0.012364	0.012366	0.012367	0.012368	0.012370	0.012371	0.012372	0.012374	0.012375
55	0.013081	0.013075	0.013068	0.013062	0.013056	0.013049	0.013043	0.013038	0.013032	0.013095
56	0.013975	0.013957	0.013939	0.013922	0.013988	0.013971	0.013953	0.013937	0.013920	0.013983
57	0.015101	0.015066	0.015033	0.015097	0.015064	0.015032	0.015094	0.015062	0.015031	0.015091
58	0.016544	0.016486	0.016547	0.016489	0.016549	0.016493	0.016552	0.016497	0.016554	0.016500
59	0.018443	0.018496	0.018548	0.018452	0.018504	0.018411	0.018462	0.018511	0.018421	0.018470
60	0.021226	0.021262	0.021296	0.021330	0.021171	0.021205	0.021239	0.021272	0.021304	0.021154
61	0.025568	0.025562	0.025556	0.025549	0.025543	0.025538	0.025532	0.025526	0.025521	0.025515
62	0.032609	0.032500	0.032394	0.032292	0.032639	0.032534	0.032432	0.032333	0.032667	0.032566
63	0.046875	0.046429	0.046939	0.046500	0.047000	0.046569	0.047059	0.046635	0.047115	0.046698
64	0.090000	0.091000	0.088462	0.089423	0.090385	0.091346	0.088889	0.089815	0.090741	0.088393

	Salario (VSM)
Edad (años)	10.0	10.1	10.2	10.3	10.4	10.5	10.6	10.7	10.8	10.9
Hasta 35	0.008475	0.008954	0.008947	0.008941	0.008935	0.008929	0.008953	0.008946	0.008940	0.008934
36	0.008532	0.008986	0.008979	0.009003	0.008997	0.008990	0.008983	0.008977	0.009000	0.008993
37	0.008591	0.009050	0.009043	0.009035	0.009059	0.009052	0.009044	0.009037	0.009060	0.009053
38	0.008651	0.009116	0.009107	0.009099	0.009123	0.009115	0.009107	0.009099	0.009122	0.009114
39	0.008741	0.009182	0.009173	0.009164	0.009187	0.009178	0.009170	0.009192	0.009184	0.009175
40	0.008803	0.009249	0.009273	0.009263	0.009253	0.009243	0.009266	0.009256	0.009247	0.009269
41	0.008897	0.009352	0.009341	0.009364	0.009353	0.009342	0.009331	0.009353	0.009343	0.009332
42	0.008993	0.009457	0.009444	0.009432	0.009455	0.009442	0.009431	0.009452	0.009441	0.009462
43	0.009124	0.009564	0.009551	0.009572	0.009559	0.009545	0.009567	0.009554	0.009574	0.009561
44	0.009259	0.009674	0.009696	0.009680	0.009701	0.009686	0.009672	0.009692	0.009677	0.009698
45	0.009398	0.009825	0.009846	0.009828	0.009848	0.009831	0.009815	0.009835	0.009818	0.009838
46	0.009579	0.009980	0.010000	0.009981	0.010000	0.009981	0.010000	0.009981	0.010000	0.009982
47	0.009766	0.010181	0.010200	0.010178	0.010196	0.010174	0.010192	0.010171	0.010189	0.010206
48	0.010000	0.010391	0.010408	0.010425	0.010400	0.010417	0.010392	0.010409	0.010425	0.010401
49	0.010246	0.010654	0.010669	0.010640	0.010656	0.010671	0.010643	0.010657	0.010672	0.010645
50	0.010549	0.010931	0.010944	0.010957	0.010970	0.010938	0.010950	0.010963	0.010931	0.010944
51	0.010870	0.011272	0.011283	0.011294	0.011304	0.011315	0.011277	0.011287	0.011297	0.011307
52	0.011312	0.011690	0.011697	0.011705	0.011712	0.011719	0.011674	0.011681	0.011688	0.011695
53	0.011792	0.012198	0.012201	0.012204	0.012207	0.012209	0.012156	0.012159	0.012162	0.012165
54	0.012376	0.012753	0.012750	0.012748	0.012745	0.012743	0.012740	0.012738	0.012736	0.012734
55	0.013089	0.013503	0.013492	0.013482	0.013472	0.013462	0.013452	0.013442	0.013500	0.013490
56	0.013966	0.014347	0.014326	0.014385	0.014365	0.014344	0.014324	0.014382	0.014362	0.014342
57	0.015060	0.015491	0.015455	0.015512	0.015476	0.015441	0.015497	0.015462	0.015517	0.015483
58	0.016556	0.016946	0.016887	0.016941	0.016993	0.016935	0.016987	0.016930	0.016981	0.016925
59	0.018519	0.018843	0.018889	0.018934	0.018978	0.018885	0.018929	0.018972	0.018881	0.018924
60	0.021186	0.021767	0.021610	0.021639	0.021667	0.021694	0.021721	0.021748	0.021774	0.021627
61	0.025510	0.026031	0.026020	0.026010	0.026000	0.025990	0.025980	0.025971	0.025962	0.025952
62	0.032468	0.033224	0.033117	0.033013	0.032911	0.033228	0.033125	0.033025	0.032927	0.032831
63	0.046296	0.047642	0.047222	0.047685	0.047273	0.047727	0.047321	0.046930	0.047368	0.046983
64	0.089286	0.090179	0.091071	0.091964	0.089655	0.090517	0.091379	0.092241	0.090000	0.090833

	Salario (VSM)
Edad (años)	11.0	11.1	11.2	11.3	11.4	11.5	11.6	11.7	11.8	11.9
Hasta 35	0.008929	0.008952	0.008946	0.008940	0.008934	0.008929	0.008951	0.008945	0.008939	0.008934
36	0.008987	0.008981	0.009003	0.008997	0.008991	0.008984	0.008978	0.009000	0.008994	0.008988
37	0.009046	0.009039	0.009032	0.009054	0.009048	0.009041	0.009034	0.009056	0.009049	0.009043
38	0.009106	0.009098	0.009121	0.009113	0.009105	0.009098	0.009119	0.009112	0.009105	0.009098
39	0.009167	0.009189	0.009180	0.009172	0.009164	0.009185	0.009177	0.009169	0.009190	0.009182
40	0.009259	0.009250	0.009272	0.009262	0.009253	0.009244	0.009265	0.009256	0.009248	0.009268
41	0.009354	0.009343	0.009333	0.009354	0.009344	0.009334	0.009355	0.009345	0.009335	0.009355
42	0.009450	0.009439	0.009459	0.009448	0.009437	0.009457	0.009446	0.009435	0.009455	0.009444
43	0.009549	0.009569	0.009556	0.009544	0.009564	0.009551	0.009571	0.009559	0.009547	0.009566
44	0.009683	0.009703	0.009689	0.009675	0.009694	0.009680	0.009699	0.009685	0.009672	0.009691
45	0.009821	0.009840	0.009825	0.009843	0.009828	0.009846	0.009831	0.009815	0.009833	0.009818
46	0.010000	0.009982	0.010000	0.009982	0.010000	0.009983	0.010000	0.009983	0.010000	0.009983
47	0.010185	0.010202	0.010182	0.010199	0.010179	0.010195	0.010175	0.010192	0.010172	0.010188
48	0.010417	0.010393	0.010409	0.010386	0.010401	0.010417	0.010394	0.010409	0.010387	0.010402
49	0.010659	0.010673	0.010646	0.010660	0.010674	0.010648	0.010662	0.010675	0.010650	0.010663
50	0.010956	0.010968	0.010938	0.010950	0.010962	0.010932	0.010943	0.010955	0.010967	0.010938
51	0.011270	0.011280	0.011290	0.011300	0.011310	0.011275	0.011284	0.011293	0.011303	0.011312
52	0.011702	0.011709	0.011715	0.011674	0.011680	0.011687	0.011694	0.011700	0.011706	0.011713

53	0.012168	0.012171	0.012174	0.012177	0.012179	0.012182	0.012185	0.012188	0.012190	0.012193
54	0.012791	0.012788	0.012785	0.012783	0.012780	0.012778	0.012775	0.012773	0.012771	0.012768
55	0.013480	0.013471	0.013462	0.013452	0.013443	0.013498	0.013488	0.013479	0.013470	0.013462
56	0.014323	0.014378	0.014359	0.014340	0.014322	0.014375	0.014356	0.014338	0.014320	0.014372
57	0.015449	0.015503	0.015470	0.015437	0.015489	0.015457	0.015508	0.015476	0.015445	0.015495
58	0.016975	0.016921	0.016970	0.016916	0.016964	0.016912	0.016959	0.016908	0.016954	0.016903
59	0.018966	0.018878	0.018919	0.018960	0.018874	0.018914	0.018954	0.018871	0.018910	0.018949
60	0.021654	0.021680	0.021705	0.021731	0.021756	0.021617	0.021642	0.021667	0.021691	0.021715
61	0.025943	0.025935	0.025926	0.025917	0.025909	0.025901	0.025893	0.025885	0.025877	0.025870
62	0.033133	0.033036	0.032941	0.032849	0.033140	0.033046	0.032955	0.032865	0.033146	0.033056
63	0.047414	0.047034	0.047458	0.047083	0.047500	0.047131	0.047541	0.047177	0.047581	0.047222
64	0.091667	0.089516	0.090323	0.091129	0.091935	0.089844	0.090625	0.091406	0.092188	0.090152

	Salario (VSM)
Edad (años)	12.0	12.1	12.2	12.3	12.4	12.5	12.6	12.7	12.8	12.9
Hasta 35	0.008929	0.008950	0.008944	0.008939	0.008934	0.008929	0.008949	0.008944	0.008939	0.008934
36	0.008982	0.008976	0.008997	0.008991	0.008986	0.008980	0.009000	0.008994	0.008989	0.008983
37	0.009036	0.009057	0.009050	0.009044	0.009038	0.009032	0.009052	0.009046	0.009040	0.009034
38	0.009119	0.009111	0.009104	0.009098	0.009118	0.009111	0.009104	0.009097	0.009117	0.009110
39	0.009174	0.009167	0.009187	0.009179	0.009172	0.009164	0.009184	0.009176	0.009169	0.009188
40	0.009259	0.009251	0.009242	0.009262	0.009254	0.009246	0.009265	0.009257	0.009249	0.009267
41	0.009346	0.009336	0.009356	0.009347	0.009337	0.009356	0.009347	0.009338	0.009357	0.009348
42	0.009434	0.009453	0.009443	0.009433	0.009451	0.009441	0.009431	0.009449	0.009440	0.009430
43	0.009554	0.009543	0.009561	0.009550	0.009568	0.009557	0.009545	0.009563	0.009552	0.009570
44	0.009677	0.009696	0.009683	0.009670	0.009688	0.009675	0.009692	0.009680	0.009697	0.009685
45	0.009836	0.009821	0.009839	0.009824	0.009841	0.009827	0.009844	0.009830	0.009816	0.009832
46	0.010000	0.009983	0.010000	0.009984	0.010000	0.009984	0.010000	0.009984	0.010000	0.009985
47	0.010169	0.010185	0.010201	0.010182	0.010197	0.010179	0.010194	0.010176	0.010191	0.010174
48	0.010417	0.010395	0.010410	0.010389	0.010403	0.010417	0.010396	0.010410	0.010390	0.010403
49	0.010638	0.010651	0.010664	0.010640	0.010653	0.010666	0.010642	0.010654	0.010667	0.010644
50	0.010949	0.010960	0.010932	0.010943	0.010954	0.010965	0.010938	0.010948	0.010959	0.010932
51	0.011278	0.011287	0.011296	0.011305	0.011273	0.011282	0.011290	0.011299	0.011307	0.011276
52	0.011719	0.011680	0.011686	0.011692	0.011698	0.011704	0.011710	0.011716	0.011679	0.011685
53	0.012195	0.012198	0.012200	0.012154	0.012157	0.012160	0.012162	0.012165	0.012167	0.012170
54	0.012766	0.012764	0.012762	0.012759	0.012757	0.012755	0.012753	0.012751	0.012749	0.012747
55	0.013453	0.013444	0.013496	0.013487	0.013478	0.013470	0.013462	0.013453	0.013445	0.013494
56	0.014354	0.014336	0.014319	0.014369	0.014352	0.014335	0.014318	0.014367	0.014350	0.014333
57	0.015464	0.015434	0.015482	0.015452	0.015500	0.015470	0.015441	0.015488	0.015459	0.015505
58	0.016949	0.016899	0.016944	0.016896	0.016940	0.016892	0.016935	0.016888	0.016931	0.016885
59	0.018868	0.018906	0.018944	0.018865	0.018902	0.018939	0.018862	0.018899	0.018935	0.018860
60	0.021739	0.021763	0.021631	0.021655	0.021678	0.021701	0.021724	0.021747	0.021622	0.021644
61	0.025862	0.025855	0.025847	0.025840	0.025833	0.025826	0.025820	0.025813	0.025806	0.025800
62	0.032967	0.032880	0.033152	0.033065	0.032979	0.032895	0.033158	0.033073	0.032990	0.032908
63	0.047619	0.047266	0.047656	0.047308	0.046970	0.047348	0.047015	0.047388	0.047059	0.047426
64	0.090909	0.091667	0.089706	0.090441	0.091176	0.091912	0.090000	0.090714	0.091429	0.089583

	Salario (VSM)
Edad (años)	13.0	13.1	13.2	13.3	13.4	13.5	13.6	13.7	13.8	13.9
Hasta 35	0.008929	0.008948	0.008943	0.008938	0.008933	0.008929	0.008947	0.008943	0.008938	0.008933
36	0.008978	0.008997	0.008992	0.008986	0.008981	0.008976	0.008995	0.008990	0.008984	0.008979
37	0.009053	0.009047	0.009041	0.009035	0.009054	0.009048	0.009043	0.009037	0.009031	0.009049
38	0.009104	0.009097	0.009116	0.009110	0.009103	0.009097	0.009115	0.009109	0.009103	0.009097
39	0.009181	0.009174	0.009167	0.009185	0.009178	0.009171	0.009164	0.009182	0.009176	0.009169
40	0.009259	0.009251	0.009244	0.009262	0.009254	0.009247	0.009264	0.009257	0.009249	0.009242
41	0.009339	0.009330	0.009348	0.009340	0.009331	0.009349	0.009341	0.009332	0.009350	0.009341
42	0.009448	0.009438	0.009456	0.009446	0.009437	0.009454	0.009444	0.009435	0.009452	0.009443
43	0.009559	0.009548	0.009565	0.009555	0.009544	0.009561	0.009551	0.009567	0.009557	0.009547
44	0.009673	0.009689	0.009677	0.009694	0.009682	0.009670	0.009687	0.009675	0.009691	0.009680
45	0.009819	0.009835	0.009821	0.009837	0.009824	0.009840	0.009827	0.009842	0.009829	0.009816
46	0.010000	0.009985	0.010000	0.009985	0.010000	0.009985	0.010000	0.009985	0.010000	0.009986
47	0.010188	0.010171	0.010185	0.010199	0.010182	0.010196	0.010180	0.010193	0.010177	0.010191
48	0.010417	0.010397	0.010410	0.010391	0.010404	0.010417	0.010398	0.010410	0.010392	0.010404
49	0.010656	0.010668	0.010645	0.010657	0.010669	0.010647	0.010658	0.010670	0.010648	0.010660
50	0.010943	0.010953	0.010963	0.010938	0.010948	0.010958	0.010932	0.010942	0.010952	0.010962
51	0.011285	0.011293	0.011301	0.011271	0.011279	0.011288	0.011296	0.011304	0.011275	0.011282
52	0.011691	0.011696	0.011702	0.011708	0.011713	0.011678	0.011684	0.011689	0.011695	0.011700
53	0.012172	0.012175	0.012177	0.012179	0.012182	0.012184	0.012186	0.012189	0.012191	0.012193
54	0.012745	0.012743	0.012741	0.012739	0.012738	0.012736	0.012734	0.012780	0.012778	0.012776
55	0.013485	0.013477	0.013469	0.013462	0.013454	0.013446	0.013492	0.013484	0.013477	0.013469
56	0.014381	0.014364	0.014348	0.014332	0.014378	0.014362	0.014346	0.014331	0.014375	0.014360
57	0.015476	0.015448	0.015493	0.015465	0.015438	0.015482	0.015455	0.015498	0.015471	0.015444
58	0.016927	0.016969	0.016923	0.016964	0.016919	0.016960	0.016915	0.016955	0.016912	0.016951

59	0.018895	0.018931	0.018857	0.018892	0.018927	0.018855	0.018889	0.018923	0.018852	0.018886
60	0.021667	0.021689	0.021711	0.021732	0.021613	0.021635	0.021656	0.021677	0.021698	0.021719
61	0.025794	0.025992	0.025984	0.025977	0.025969	0.025962	0.025954	0.025947	0.025940	0.025933
62	0.032828	0.033081	0.033000	0.032921	0.032843	0.033088	0.033010	0.032933	0.032857	0.033095
63	0.047101	0.047464	0.047143	0.047500	0.047183	0.047535	0.047222	0.047569	0.047260	0.046959
64	0.090278	0.090972	0.091667	0.089865	0.090541	0.091216	0.089474	0.090132	0.090789	0.091447

	Salario (VSM)
Edad (años)	14.0	14.1	14.2	14.3	14.4	14.5	14.6	14.7	14.8	14.9
Hasta 35	0.008929	0.008947	0.008942	0.008938	0.008933	0.008929	0.008946	0.008942	0.008937	0.008933
36	0.008997	0.008992	0.008987	0.008982	0.008978	0.008995	0.008990	0.008985	0.008981	0.008976
37	0.009044	0.009038	0.009033	0.009051	0.009045	0.009040	0.009035	0.009052	0.009046	0.009041
38	0.009115	0.009109	0.009103	0.009097	0.009114	0.009108	0.009102	0.009097	0.009113	0.009108
39	0.009186	0.009180	0.009173	0.009167	0.009184	0.009177	0.009171	0.009165	0.009181	0.009175
40	0.009259	0.009252	0.009245	0.009262	0.009254	0.009247	0.009264	0.009257	0.009250	0.009243
41	0.009333	0.009350	0.009342	0.009334	0.009351	0.009343	0.009335	0.009351	0.009343	0.009336
42	0.009434	0.009450	0.009441	0.009433	0.009449	0.009440	0.009432	0.009447	0.009439	0.009430
43	0.009563	0.009553	0.009543	0.009559	0.009549	0.009565	0.009555	0.009545	0.009561	0.009551
44	0.009695	0.009684	0.009673	0.009688	0.009677	0.009693	0.009682	0.009671	0.009686	0.009675
45	0.009831	0.009819	0.009834	0.009821	0.009836	0.009824	0.009838	0.009826	0.009814	0.009828
46	0.010000	0.009986	0.010000	0.009986	0.010000	0.009986	0.010000	0.009986	0.010000	0.009987
47	0.010174	0.010188	0.010172	0.010185	0.010169	0.010183	0.010196	0.010180	0.010193	0.010178
48	0.010386	0.010398	0.010411	0.010392	0.010405	0.010387	0.010399	0.010411	0.010393	0.010405
49	0.010638	0.010650	0.010661	0.010640	0.010651	0.010662	0.010641	0.010652	0.010663	0.010643
50	0.010938	0.010947	0.010957	0.010933	0.010942	0.010952	0.010961	0.010938	0.010947	0.010956
51	0.011290	0.011298	0.011306	0.011278	0.011285	0.011293	0.011300	0.011273	0.011280	0.011288
52	0.011706	0.011711	0.011678	0.011683	0.011688	0.011694	0.011699	0.011704	0.011709	0.011677
53	0.012195	0.012155	0.012158	0.012160	0.012162	0.012164	0.012167	0.012169	0.012171	0.012173
54	0.012774	0.012772	0.012770	0.012768	0.012766	0.012764	0.012762	0.012760	0.012759	0.012757
55	0.013462	0.013454	0.013447	0.013440	0.013483	0.013476	0.013469	0.013462	0.013455	0.013448
56	0.014344	0.014329	0.014372	0.014357	0.014343	0.014328	0.014370	0.014355	0.014341	0.014327
57	0.015487	0.015461	0.015435	0.015476	0.015451	0.015491	0.015466	0.015441	0.015481	0.015456
58	0.016908	0.016947	0.016905	0.016943	0.016901	0.016939	0.016898	0.016935	0.016895	0.016932
59	0.018919	0.018850	0.018883	0.018915	0.018848	0.018880	0.018912	0.018846	0.018878	0.018909
60	0.021739	0.021626	0.021646	0.021667	0.021687	0.021707	0.021726	0.021618	0.021637	0.021657
61	0.025926	0.025919	0.025912	0.025906	0.025899	0.025893	0.025887	0.025880	0.025874	0.025868
62	0.033019	0.032944	0.032870	0.033102	0.033028	0.032955	0.032883	0.033108	0.033036	0.032965
63	0.047297	0.047000	0.047333	0.047039	0.047368	0.047078	0.047403	0.047115	0.047436	0.047152
64	0.089744	0.090385	0.091026	0.091667	0.090000	0.090625	0.091250	0.089634	0.090244	0.090854

	Salario (VSM)
Edad (años)	15.0	15.1	15.2	15.3	15.4	15.5	15.6	15.7	15.8	15.9
Hasta 35	0.008929	0.008945	0.008941	0.008937	0.008933	0.008929	0.008945	0.008941	0.008937	0.008933
36	0.008993	0.008988	0.008983	0.008979	0.008995	0.008991	0.008986	0.008982	0.008977	0.008993
37	0.009036	0.009031	0.009048	0.009043	0.009038	0.009033	0.009049	0.009044	0.009039	0.009034
38	0.009102	0.009096	0.009113	0.009107	0.009102	0.009096	0.009112	0.009107	0.009101	0.009096
39	0.009169	0.009185	0.009179	0.009173	0.009167	0.009182	0.009176	0.009171	0.009165	0.009180
40	0.009259	0.009252	0.009246	0.009262	0.009255	0.009248	0.009242	0.009257	0.009251	0.009244
41	0.009352	0.009344	0.009337	0.009352	0.009345	0.009337	0.009330	0.009345	0.009338	0.009331
42	0.009446	0.009438	0.009453	0.009444	0.009436	0.009451	0.009443	0.009435	0.009450	0.009442
43	0.009542	0.009557	0.009548	0.009563	0.009553	0.009544	0.009559	0.009550	0.009564	0.009555
44	0.009690	0.009679	0.009694	0.009684	0.009673	0.009688	0.009677	0.009691	0.009681	0.009672
45	0.009817	0.009831	0.009819	0.009833	0.009821	0.009835	0.009824	0.009837	0.009826	0.009815
46	0.010000	0.009987	0.010000	0.009987	0.010000	0.009987	0.010000	0.009987	0.010000	0.009987
47	0.010190	0.010175	0.010188	0.010173	0.010185	0.010171	0.010183	0.010168	0.010180	0.010192
48	0.010388	0.010399	0.010411	0.010394	0.010405	0.010389	0.010400	0.010411	0.010395	0.010406
49	0.010653	0.010664	0.010644	0.010655	0.010665	0.010646	0.010656	0.010637	0.010647	0.010657
50	0.010933	0.010942	0.010951	0.010960	0.010938	0.010946	0.010955	0.010933	0.010942	0.010950
51	0.011295	0.011302	0.011276	0.011283	0.011290	0.011297	0.011272	0.011279	0.011286	0.011293
52	0.011682	0.011687	0.011692	0.011697	0.011702	0.011707	0.011677	0.011682	0.011686	0.011691
53	0.012175	0.012177	0.012179	0.012182	0.012184	0.012186	0.012188	0.012189	0.012191	0.012156
54	0.012755	0.012753	0.012752	0.012750	0.012748	0.012747	0.012745	0.012744	0.012742	0.012740
55	0.013441	0.013482	0.013475	0.013468	0.013462	0.013455	0.013448	0.013442	0.013481	0.013475
56	0.014368	0.014354	0.014340	0.014326	0.014366	0.014352	0.014338	0.014325	0.014364	0.014350
57	0.015432	0.015471	0.015447	0.015486	0.015462	0.015438	0.015476	0.015453	0.015490	0.015467
58	0.016892	0.016928	0.016889	0.016925	0.016886	0.016921	0.016957	0.016918	0.016953	0.016915
59	0.018844	0.018875	0.018905	0.018842	0.018873	0.018902	0.018932	0.018870	0.018900	0.018929
60	0.021676	0.021695	0.021714	0.021610	0.021629	0.021648	0.021667	0.021685	0.021703	0.021721
61	0.025862	0.025856	0.025850	0.025845	0.025839	0.025833	0.025828	0.025822	0.025817	0.025812
62	0.032895	0.032826	0.033043	0.032974	0.032906	0.032839	0.033051	0.032983	0.032917	0.032851

63	0.047468	0.047188	0.047500	0.047222	0.046951	0.047256	0.046988	0.047289	0.047024	0.047321
64	0.091463	0.089881	0.090476	0.091071	0.089535	0.090116	0.090698	0.091279	0.089773	0.090341

	Salario (VSM)
Edad (años)	16.0	16.1	16.2	16.3	16.4	16.5	16.6	16.7	16.8	16.9
Hasta 35	0.008929	0.008944	0.008940	0.008936	0.008932	0.008929	0.008944	0.008940	0.008936	0.008932
36	0.008989	0.008984	0.008980	0.008976	0.008991	0.008987	0.008983	0.008978	0.008994	0.008989
37	0.009050	0.009045	0.009040	0.009035	0.009031	0.009046	0.009041	0.009037	0.009032	0.009047
38	0.009112	0.009106	0.009101	0.009096	0.009111	0.009106	0.009101	0.009096	0.009111	0.009106
39	0.009174	0.009169	0.009163	0.009178	0.009172	0.009167	0.009181	0.009176	0.009170	0.009165
40	0.009259	0.009253	0.009247	0.009261	0.009255	0.009249	0.009243	0.009257	0.009251	0.009245
41	0.009346	0.009339	0.009332	0.009346	0.009339	0.009333	0.009347	0.009340	0.009333	0.009347
42	0.009434	0.009448	0.009441	0.009433	0.009447	0.009439	0.009432	0.009446	0.009438	0.009431
43	0.009547	0.009561	0.009552	0.009543	0.009557	0.009549	0.009562	0.009554	0.009545	0.009559
44	0.009685	0.009675	0.009689	0.009679	0.009670	0.009683	0.009674	0.009687	0.009677	0.009690
45	0.009828	0.009817	0.009830	0.009819	0.009832	0.009821	0.009834	0.009824	0.009836	0.009826
46	0.010000	0.009988	0.010000	0.009988	0.010000	0.009988	0.010000	0.009988	0.010000	0.009988
47	0.010178	0.010190	0.010176	0.010188	0.010174	0.010185	0.010172	0.010183	0.010169	0.010181
48	0.010390	0.010401	0.010411	0.010395	0.010406	0.010390	0.010401	0.010411	0.010396	0.010406
49	0.010638	0.010648	0.010658	0.010640	0.010649	0.010659	0.010641	0.010651	0.010660	0.010642
50	0.010929	0.010938	0.010946	0.010954	0.010933	0.010942	0.010950	0.010929	0.010938	0.010946
51	0.011299	0.011275	0.011281	0.011288	0.011295	0.011270	0.011277	0.011284	0.011290	0.011297
52	0.011696	0.011701	0.011705	0.011676	0.011681	0.011686	0.011690	0.011695	0.011699	0.011704
53	0.012158	0.012160	0.012162	0.012164	0.012166	0.012168	0.012170	0.012172	0.012174	0.012176
54	0.012739	0.012737	0.012736	0.012734	0.012733	0.012771	0.012769	0.012768	0.012766	0.012764
55	0.013468	0.013462	0.013455	0.013449	0.013443	0.013480	0.013474	0.013468	0.013462	0.013455
56	0.014337	0.014324	0.014362	0.014349	0.014336	0.014323	0.014360	0.014347	0.014334	0.014322
57	0.015444	0.015481	0.015458	0.015436	0.015472	0.015449	0.015485	0.015463	0.015441	0.015476
58	0.016949	0.016912	0.016946	0.016909	0.016942	0.016906	0.016939	0.016903	0.016935	0.016900
59	0.018868	0.018897	0.018925	0.018866	0.018894	0.018922	0.018864	0.018891	0.018919	0.018862
60	0.021622	0.021640	0.021658	0.021676	0.021693	0.021711	0.021615	0.021632	0.021649	0.021667
61	0.025806	0.025801	0.025796	0.025955	0.025949	0.025943	0.025938	0.025932	0.025926	0.025920
62	0.033058	0.032992	0.032927	0.032863	0.033065	0.033000	0.032937	0.032874	0.033071	0.033008
63	0.047059	0.047353	0.047093	0.047384	0.047126	0.047414	0.047159	0.047443	0.047191	0.046944
64	0.090909	0.089444	0.090000	0.090556	0.091111	0.089674	0.090217	0.090761	0.091304	0.089894

	Salario (VSM)
Edad (años)	17.0	17.1	17.2	17.3	17.4	17.5	17.6	17.7	17.8	17.9
Hasta 35	0.008929	0.008925	0.008940	0.008936	0.008932	0.008929	0.008925	0.008939	0.008936	0.008932
36	0.008985	0.008981	0.008977	0.008992	0.008988	0.008984	0.008980	0.008976	0.008990	0.008986
37	0.009043	0.009038	0.009034	0.009048	0.009044	0.009039	0.009035	0.009031	0.009045	0.009040
38	0.009101	0.009096	0.009110	0.009105	0.009100	0.009096	0.009110	0.009105	0.009100	0.009096
39	0.009179	0.009174	0.009168	0.009163	0.009177	0.009172	0.009167	0.009180	0.009175	0.009170
40	0.009259	0.009253	0.009247	0.009241	0.009255	0.009249	0.009244	0.009257	0.009252	0.009246
41	0.009341	0.009334	0.009348	0.009341	0.009335	0.009348	0.009342	0.009335	0.009349	0.009342
42	0.009444	0.009437	0.009430	0.009443	0.009436	0.009449	0.009442	0.009435	0.009448	0.009441
43	0.009551	0.009542	0.009556	0.009547	0.009560	0.009552	0.009544	0.009557	0.009549	0.009562
44	0.009681	0.009672	0.009685	0.009676	0.009688	0.009679	0.009670	0.009683	0.009674	0.009686
45	0.009815	0.009828	0.009817	0.009830	0.009819	0.009831	0.009821	0.009833	0.009823	0.009835
46	0.010000	0.009988	0.010000	0.009988	0.010000	0.009989	0.010000	0.009989	0.010000	0.009989
47	0.010192	0.010179	0.010190	0.010176	0.010187	0.010174	0.010185	0.010172	0.010183	0.010170
48	0.010391	0.010401	0.010386	0.010397	0.010407	0.010392	0.010402	0.010387	0.010397	0.010407
49	0.010652	0.010661	0.010644	0.010653	0.010662	0.010645	0.010654	0.010637	0.010646	0.010655
50	0.010954	0.010934	0.010941	0.010949	0.010930	0.010938	0.010945	0.010953	0.010934	0.010941
51	0.011273	0.011280	0.011286	0.011292	0.011299	0.011276	0.011282	0.011288	0.011294	0.011272
52	0.011676	0.011680	0.011685	0.011689	0.011694	0.011698	0.011702	0.011675	0.011680	0.011684
53	0.012178	0.012179	0.012181	0.012183	0.012185	0.012187	0.012155	0.012157	0.012158	0.012160
54	0.012763	0.012761	0.012760	0.012758	0.012757	0.012755	0.012754	0.012752	0.012751	0.012749
55	0.013449	0.013443	0.013480	0.013474	0.013467	0.013462	0.013456	0.013450	0.013444	0.013479
56	0.014358	0.014346	0.014333	0.014321	0.014356	0.014344	0.014332	0.014320	0.014355	0.014343
57	0.015455	0.015433	0.015468	0.015446	0.015480	0.015459	0.015439	0.015472	0.015451	0.015484
58	0.016932	0.016897	0.016929	0.016895	0.016926	0.016892	0.016923	0.016889	0.016920	0.016887
59	0.018889	0.018916	0.018860	0.018886	0.018913	0.018858	0.018884	0.018910	0.018856	0.018882
60	0.021684	0.021701	0.021717	0.021625	0.021642	0.021658	0.021675	0.021691	0.021707	0.021618
61	0.025915	0.025909	0.025904	0.025898	0.025893	0.025888	0.025882	0.025877	0.025872	0.025867
62	0.032946	0.032885	0.032824	0.033015	0.032955	0.032895	0.032836	0.033022	0.032963	0.032904
63	0.047222	0.046978	0.047253	0.047011	0.047283	0.047043	0.047312	0.047074	0.047340	0.047105
64	0.090426	0.090957	0.089583	0.090104	0.090625	0.091146	0.089796	0.090306	0.090816	0.089500

	Salario (VSM)
Edad (años)	18.0	18.1	18.2	18.3	18.4	18.5	18.6	18.7	18.8	18.9
Hasta 35	0.008929	0.008925	0.008939	0.008936	0.008932	0.008929	0.008925	0.008939	0.008935	0.008932
36	0.008982	0.008978	0.008992	0.008988	0.008984	0.008981	0.008977	0.008990	0.008987	0.008983
37	0.009036	0.009032	0.009046	0.009042	0.009037	0.009033	0.009047	0.009043	0.009038	0.009034
38	0.009109	0.009105	0.009100	0.009095	0.009109	0.009104	0.009100	0.009095	0.009109	0.009104
39	0.009165	0.009178	0.009173	0.009168	0.009163	0.009177	0.009172	0.009167	0.009180	0.009175
40	0.009259	0.009254	0.009248	0.009242	0.009256	0.009250	0.009245	0.009257	0.009252	0.009247
41	0.009336	0.009330	0.009343	0.009337	0.009331	0.009343	0.009337	0.009331	0.009344	0.009338
42	0.009434	0.009447	0.009440	0.009433	0.009446	0.009439	0.009432	0.009444	0.009438	0.009431
43	0.009554	0.009546	0.009559	0.009551	0.009544	0.009556	0.009548	0.009560	0.009553	0.009545
44	0.009677	0.009690	0.009681	0.009672	0.009684	0.009676	0.009688	0.009679	0.009671	0.009682
45	0.009825	0.009816	0.009827	0.009818	0.009829	0.009820	0.009831	0.009821	0.009833	0.009823
46	0.010000	0.009989	0.010000	0.009989	0.010000	0.009989	0.010000	0.009989	0.010000	0.009989
47	0.010181	0.010169	0.010179	0.010189	0.010177	0.010187	0.010175	0.010185	0.010173	0.010183
48	0.010393	0.010402	0.010388	0.010398	0.010407	0.010393	0.010403	0.010389	0.010398	0.010407
49	0.010638	0.010647	0.010656	0.010640	0.010648	0.010657	0.010641	0.010649	0.010658	0.010642
50	0.010949	0.010930	0.010938	0.010945	0.010952	0.010934	0.010941	0.010948	0.010930	0.010938
51	0.011278	0.011284	0.011290	0.011296	0.011275	0.011280	0.011286	0.011292	0.011271	0.011277
52	0.011688	0.011693	0.011697	0.011701	0.011675	0.011679	0.011683	0.011688	0.011692	0.011696
53	0.012162	0.012164	0.012166	0.012168	0.012169	0.012171	0.012173	0.012174	0.012176	0.012178
54	0.012748	0.012746	0.012745	0.012744	0.012742	0.012741	0.012740	0.012738	0.012737	0.012736
55	0.013473	0.013467	0.013462	0.013456	0.013450	0.013445	0.013478	0.013473	0.013467	0.013462
56	0.014331	0.014320	0.014353	0.014342	0.014330	0.014319	0.014352	0.014340	0.014329	0.014318
57	0.015464	0.015444	0.015476	0.015456	0.015436	0.015468	0.015449	0.015480	0.015461	0.015441
58	0.016917	0.016884	0.016914	0.016944	0.016912	0.016941	0.016909	0.016938	0.016906	0.016935
59	0.018908	0.018854	0.018880	0.018905	0.018852	0.018878	0.018902	0.018851	0.018876	0.018900
60	0.021635	0.021651	0.021667	0.021682	0.021698	0.021612	0.021628	0.021644	0.021659	0.021674
61	0.025862	0.025857	0.025852	0.025847	0.025843	0.025838	0.025833	0.025829	0.025824	0.025820
62	0.032847	0.033029	0.032971	0.032914	0.032857	0.033036	0.032979	0.032923	0.032867	0.033042
63	0.047368	0.047135	0.047396	0.047165	0.046939	0.047194	0.046970	0.047222	0.047000	0.047250
64	0.090000	0.090500	0.091000	0.089706	0.090196	0.090686	0.089423	0.089904	0.090385	0.090865

	Salario (VSM)
Edad (años)	19.0	19.1	19.2	19.3	19.4	19.5	19.6	19.7	19.8	19.9
Hasta 35	0.008929	0.008925	0.008939	0.008935	0.008932	0.008929	0.008925	0.008938	0.008935	0.008932
36	0.008979	0.008976	0.008989	0.008985	0.008981	0.008978	0.008991	0.008987	0.008984	0.008980
37	0.009048	0.009044	0.009040	0.009036	0.009032	0.009045	0.009041	0.009037	0.009033	0.009045
38	0.009100	0.009095	0.009108	0.009104	0.009099	0.009095	0.009108	0.009104	0.009099	0.009095
39	0.009170	0.009165	0.009178	0.009173	0.009168	0.009164	0.009176	0.009171	0.009167	0.009179
40	0.009259	0.009254	0.009249	0.009243	0.009256	0.009250	0.009245	0.009258	0.009252	0.009247
41	0.009332	0.009344	0.009339	0.009333	0.009345	0.009339	0.009333	0.009345	0.009340	0.009334
42	0.009443	0.009437	0.009430	0.009442	0.009436	0.009429	0.009441	0.009435	0.009447	0.009440
43	0.009557	0.009550	0.009543	0.009554	0.009547	0.009559	0.009552	0.009545	0.009556	0.009549
44	0.009674	0.009686	0.009677	0.009689	0.009681	0.009673	0.009684	0.009676	0.009687	0.009679
45	0.009834	0.009825	0.009816	0.009827	0.009818	0.009829	0.009820	0.009830	0.009821	0.009832
46	0.010000	0.009990	0.010000	0.009990	0.009979	0.009990	0.009980	0.009990	0.009980	0.009990
47	0.010171	0.010181	0.010169	0.010179	0.010189	0.010177	0.010187	0.010176	0.010185	0.010174
48	0.010394	0.010403	0.010390	0.010399	0.010408	0.010394	0.010403	0.010390	0.010399	0.010386
49	0.010650	0.010658	0.010643	0.010651	0.010659	0.010644	0.010652	0.010637	0.010645	0.010653
50	0.010945	0.010952	0.010934	0.010941	0.010948	0.010930	0.010938	0.010944	0.010951	0.010934
51	0.011283	0.011288	0.011294	0.011273	0.011279	0.011285	0.011290	0.011296	0.011276	0.011281
52	0.011700	0.011675	0.011679	0.011683	0.011687	0.011691	0.011695	0.011698	0.011675	0.011678
53	0.012179	0.012181	0.012183	0.012184	0.012155	0.012157	0.012159	0.012160	0.012162	0.012164
54	0.012735	0.012733	0.012766	0.012765	0.012763	0.012762	0.012760	0.012759	0.012758	0.012756
55	0.013456	0.013451	0.013445	0.013440	0.013472	0.013467	0.013462	0.013456	0.013451	0.013446
56	0.014350	0.014339	0.014328	0.014360	0.014349	0.014338	0.014327	0.014359	0.014348	0.014337
57	0.015472	0.015453	0.015434	0.015465	0.015446	0.015476	0.015457	0.015439	0.015469	0.015450
58	0.016904	0.016933	0.016901	0.016930	0.016899	0.016927	0.016897	0.016924	0.016894	0.016922
59	0.018849	0.018874	0.018898	0.018848	0.018872	0.018895	0.018846	0.018870	0.018893	0.018845
60	0.021689	0.021705	0.021622	0.021637	0.021652	0.021667	0.021681	0.021696	0.021616	0.021630
61	0.025815	0.025811	0.025806	0.025802	0.025798	0.025794	0.025926	0.025921	0.025916	0.025911
62	0.032986	0.032931	0.032877	0.032823	0.032993	0.032939	0.032886	0.032833	0.033000	0.032947
63	0.047030	0.047277	0.047059	0.047304	0.047087	0.047330	0.047115	0.047356	0.047143	0.046934
64	0.089623	0.090094	0.090566	0.091038	0.089815	0.090278	0.090741	0.089545	0.090000	0.090455

	Salario (VSM)
Edad (años)	20.0	20.1	20.2	20.3	20.4	20.5	20.6	20.7	20.8	20.9
Hasta 35	0.008929	0.008925	0.008938	0.008935	0.008932	0.008929	0.008925	0.008938	0.008935	0.008932

36	0.008977	0.008989	0.008986	0.008982	0.008979	0.008975	0.008988	0.008984	0.008981	0.008978
37	0.009042	0.009038	0.009034	0.009046	0.009043	0.009039	0.009035	0.009031	0.009043	0.009040
38	0.009107	0.009103	0.009099	0.009095	0.009107	0.009103	0.009099	0.009095	0.009107	0.009103
39	0.009174	0.009170	0.009165	0.009177	0.009173	0.009168	0.009164	0.009176	0.009171	0.009167
40	0.009242	0.009254	0.009249	0.009244	0.009256	0.009251	0.009246	0.009258	0.009253	0.009248
41	0.009346	0.009340	0.009335	0.009346	0.009341	0.009335	0.009347	0.009341	0.009336	0.009330
42	0.009434	0.009445	0.009439	0.009433	0.009444	0.009438	0.009432	0.009443	0.009437	0.009431
43	0.009542	0.009553	0.009546	0.009557	0.009551	0.009544	0.009555	0.009548	0.009559	0.009552
44	0.009671	0.009682	0.009674	0.009685	0.009677	0.009670	0.009680	0.009673	0.009683	0.009676
45	0.009823	0.009814	0.009825	0.009816	0.009827	0.009818	0.009828	0.009820	0.009830	0.009821
46	0.009980	0.009990	0.009980	0.009990	0.009980	0.009990	0.009981	0.009990	0.009981	0.009990
47	0.010183	0.010172	0.010181	0.010170	0.010180	0.010169	0.010178	0.010187	0.010176	0.010185
48	0.010395	0.010404	0.010391	0.010400	0.010387	0.010396	0.010404	0.010392	0.010400	0.010388
49	0.010638	0.010646	0.010654	0.010639	0.010647	0.010655	0.010640	0.010648	0.010656	0.010642
50	0.010941	0.010948	0.010931	0.010938	0.010944	0.010951	0.010934	0.010941	0.010947	0.010931
51	0.011287	0.011292	0.011272	0.011278	0.011283	0.011289	0.011294	0.011275	0.011280	0.011285
52	0.011682	0.011686	0.011690	0.011694	0.011697	0.011674	0.011678	0.011682	0.011685	0.011689
53	0.012165	0.012167	0.012169	0.012170	0.012172	0.012173	0.012175	0.012176	0.012178	0.012179
54	0.012755	0.012754	0.012753	0.012751	0.012750	0.012749	0.012748	0.012746	0.012745	0.012744
55	0.013441	0.013472	0.013467	0.013462	0.013456	0.013451	0.013446	0.013442	0.013472	0.013466
56	0.014327	0.014357	0.014347	0.014336	0.014326	0.014356	0.014345	0.014335	0.014325	0.014354
57	0.015432	0.015462	0.015443	0.015473	0.015455	0.015437	0.015465	0.015448	0.015476	0.015459
58	0.016892	0.016919	0.016890	0.016917	0.016887	0.016914	0.016885	0.016912	0.016938	0.016909
59	0.018868	0.018891	0.018843	0.018866	0.018889	0.018842	0.018864	0.018887	0.018909	0.018863
60	0.021645	0.021659	0.021674	0.021688	0.021610	0.021624	0.021639	0.021653	0.021667	0.021680
61	0.025907	0.025902	0.025897	0.025893	0.025888	0.025884	0.025879	0.025875	0.025871	0.025866
62	0.032895	0.032843	0.033007	0.032955	0.032903	0.032853	0.033013	0.032962	0.032911	0.032862
63	0.047170	0.046963	0.047196	0.046991	0.047222	0.047018	0.047248	0.047045	0.047273	0.047072
64	0.090909	0.089732	0.090179	0.090625	0.089474	0.089912	0.090351	0.090789	0.089655	0.090086

	Salario (VSM)
Edad (años)	21.0	21.1	21.2	21.3	21.4	21.5	21.6	21.7	21.8	21.9
Hasta 35	0.008929	0.008926	0.008938	0.008935	0.008932	0.008929	0.008926	0.008937	0.008934	0.008931
36	0.008990	0.008986	0.008983	0.008980	0.008977	0.008988	0.008985	0.008982	0.008979	0.008975
37	0.009036	0.009033	0.009044	0.009041	0.009037	0.009034	0.009045	0.009042	0.009038	0.009035
38	0.009099	0.009095	0.009107	0.009103	0.009099	0.009095	0.009106	0.009102	0.009098	0.009095
39	0.009178	0.009174	0.009170	0.009165	0.009177	0.009172	0.009168	0.009164	0.009175	0.009171
40	0.009243	0.009254	0.009250	0.009245	0.009256	0.009251	0.009247	0.009242	0.009253	0.009248
41	0.009342	0.009336	0.009331	0.009342	0.009337	0.009332	0.009343	0.009337	0.009332	0.009343
42	0.009442	0.009436	0.009431	0.009441	0.009436	0.009430	0.009441	0.009435	0.009445	0.009440
43	0.009545	0.009556	0.009550	0.009543	0.009554	0.009547	0.009558	0.009551	0.009545	0.009555
44	0.009686	0.009679	0.009672	0.009682	0.009675	0.009685	0.009677	0.009670	0.009680	0.009673
45	0.009831	0.009823	0.009815	0.009825	0.009817	0.009826	0.009818	0.009828	0.009820	0.009829
46	0.009981	0.009991	0.009981	0.009991	0.009981	0.009991	0.009982	0.009991	0.009982	0.009991
47	0.010174	0.010183	0.010173	0.010182	0.010171	0.010180	0.010169	0.010178	0.010187	0.010177
48	0.010396	0.010404	0.010392	0.010400	0.010388	0.010397	0.010405	0.010393	0.010401	0.010389
49	0.010649	0.010657	0.010643	0.010650	0.010657	0.010644	0.010651	0.010637	0.010645	0.010652
50	0.010938	0.010944	0.010950	0.010934	0.010941	0.010947	0.010931	0.010938	0.010944	0.010950
51	0.011290	0.011271	0.011277	0.011282	0.011287	0.011292	0.011273	0.011279	0.011284	0.011289
52	0.011693	0.011696	0.011674	0.011678	0.011681	0.011685	0.011688	0.011692	0.011695	0.011674
53	0.012181	0.012154	0.012156	0.012158	0.012159	0.012161	0.012162	0.012164	0.012165	0.012167
54	0.012743	0.012742	0.012740	0.012739	0.012738	0.012737	0.012736	0.012735	0.012734	0.012762
55	0.013462	0.013457	0.013452	0.013447	0.013442	0.013471	0.013466	0.013462	0.013457	0.013452
56	0.014344	0.014334	0.014324	0.014353	0.014343	0.014333	0.014324	0.014352	0.014342	0.014332
57	0.015441	0.015469	0.015452	0.015435	0.015462	0.015445	0.015473	0.015456	0.015439	0.015466
58	0.016935	0.016907	0.016933	0.016905	0.016930	0.016903	0.016928	0.016900	0.016925	0.016898
59	0.018885	0.018907	0.018861	0.018883	0.018905	0.018860	0.018881	0.018902	0.018858	0.018879
60	0.021694	0.021619	0.021633	0.021646	0.021660	0.021673	0.021687	0.021614	0.021627	0.021640
61	0.025862	0.025858	0.025854	0.025850	0.025845	0.025841	0.025837	0.025833	0.025829	0.025825
62	0.033019	0.032969	0.032919	0.032870	0.032822	0.032975	0.032927	0.032879	0.032831	0.032982
63	0.047297	0.047098	0.047321	0.047124	0.046930	0.047149	0.046957	0.047174	0.046983	0.047198
64	0.090517	0.090948	0.089831	0.090254	0.090678	0.089583	0.090000	0.090417	0.090833	0.089754

	Salario (VSM)
Edad (años)	22.0	22.1	22.2	22.3	22.4	22.5	22.6	22.7	22.8	22.9
Hasta 35	0.008929	0.008926	0.008937	0.008934	0.008931	0.008929	0.008926	0.008937	0.008934	0.008931
36	0.008987	0.008984	0.008981	0.008977	0.008989	0.008986	0.008983	0.008979	0.008976	0.008987
37	0.009031	0.009043	0.009039	0.009036	0.009032	0.009043	0.009040	0.009037	0.009033	0.009044
38	0.009106	0.009102	0.009098	0.009095	0.009106	0.009102	0.009098	0.009095	0.009105	0.009102
39	0.009167	0.009178	0.009174	0.009169	0.009165	0.009176	0.009172	0.009168	0.009164	0.009175

40	0.009244	0.009255	0.009250	0.009245	0.009256	0.009252	0.009247	0.009243	0.009253	0.009249
41	0.009338	0.009333	0.009343	0.009338	0.009333	0.009344	0.009339	0.009334	0.009344	0.009339
42	0.009434	0.009444	0.009439	0.009433	0.009444	0.009438	0.009432	0.009443	0.009437	0.009432
43	0.009549	0.009542	0.009552	0.009546	0.009556	0.009550	0.009544	0.009554	0.009548	0.009558
44	0.009683	0.009676	0.009686	0.009679	0.009672	0.009682	0.009675	0.009684	0.009677	0.009671
45	0.009821	0.009831	0.009823	0.009815	0.009825	0.009817	0.009826	0.009818	0.009828	0.009820
46	0.009982	0.009991	0.009982	0.009991	0.009982	0.009991	0.009982	0.009991	0.009982	0.009991
47	0.010185	0.010175	0.010183	0.010173	0.010182	0.010172	0.010180	0.010170	0.010179	0.010169
48	0.010397	0.010405	0.010393	0.010401	0.010390	0.010397	0.010386	0.010394	0.010401	0.010390
49	0.010638	0.010645	0.010653	0.010639	0.010646	0.010653	0.010640	0.010647	0.010654	0.010641
50	0.010934	0.010941	0.010947	0.010931	0.010938	0.010944	0.010950	0.010934	0.010940	0.010946
51	0.011270	0.011276	0.011280	0.011285	0.011290	0.011273	0.011277	0.011282	0.011287	0.011292
52	0.011677	0.011681	0.011684	0.011688	0.011691	0.011694	0.011674	0.011677	0.011680	0.011684
53	0.012168	0.012170	0.012171	0.012172	0.012174	0.012175	0.012177	0.012178	0.012179	0.012155
54	0.012761	0.012760	0.012759	0.012757	0.012756	0.012755	0.012754	0.012753	0.012752	0.012751
55	0.013447	0.013443	0.013471	0.013466	0.013462	0.013457	0.013452	0.013448	0.013443	0.013471
56	0.014323	0.014351	0.014341	0.014332	0.014322	0.014349	0.014340	0.014331	0.014322	0.014348
57	0.015449	0.015433	0.015460	0.015443	0.015470	0.015453	0.015437	0.015463	0.015447	0.015473
58	0.016923	0.016896	0.016921	0.016894	0.016918	0.016892	0.016916	0.016890	0.016914	0.016888
59	0.018900	0.018857	0.018878	0.018898	0.018855	0.018876	0.018896	0.018854	0.018874	0.018894
60	0.021654	0.021667	0.021680	0.021609	0.021622	0.021635	0.021648	0.021660	0.021673	0.021686
61	0.025822	0.025818	0.025814	0.025810	0.025806	0.025803	0.025799	0.025795	0.025909	0.025905
62	0.032934	0.032887	0.032840	0.032988	0.032941	0.032895	0.032849	0.032994	0.032948	0.032902
63	0.047009	0.047222	0.047034	0.047246	0.047059	0.047269	0.047083	0.047292	0.047107	0.047314
64	0.090164	0.090574	0.089516	0.089919	0.090323	0.090726	0.089683	0.090079	0.090476	0.089453

	Salario (VSM)
Edad (años)	23.0	23.1	23.2	23.3	23.4	23.5	23.6	23.7	23.8	23.9
Hasta 35	0.008929	0.008926	0.008937	0.008934	0.008931	0.008929	0.008926	0.008937	0.008934	0.008931
36	0.008984	0.008981	0.008978	0.008975	0.008986	0.008983	0.008980	0.008977	0.008988	0.008985
37	0.009041	0.009038	0.009034	0.009031	0.009042	0.009038	0.009035	0.009032	0.009043	0.009039
38	0.009098	0.009094	0.009105	0.009102	0.009098	0.009094	0.009105	0.009101	0.009098	0.009094
39	0.009171	0.009167	0.009177	0.009173	0.009169	0.009165	0.009176	0.009172	0.009168	0.009164
40	0.009244	0.009255	0.009250	0.009246	0.009242	0.009252	0.009248	0.009243	0.009253	0.009249
41	0.009334	0.009345	0.009340	0.009335	0.009330	0.009340	0.009335	0.009331	0.009341	0.009336
42	0.009442	0.009436	0.009431	0.009441	0.009435	0.009430	0.009440	0.009435	0.009429	0.009439
43	0.009551	0.009545	0.009555	0.009549	0.009543	0.009553	0.009547	0.009556	0.009551	0.009545
44	0.009680	0.009673	0.009683	0.009676	0.009669	0.009679	0.009672	0.009681	0.009675	0.009684
45	0.009829	0.009821	0.009831	0.009823	0.009815	0.009824	0.009817	0.009826	0.009818	0.009827
46	0.009983	0.009991	0.009983	0.009991	0.009983	0.009991	0.009983	0.009992	0.009983	0.009992
47	0.010177	0.010185	0.010175	0.010184	0.010174	0.010182	0.010172	0.010180	0.010171	0.010179
48	0.010398	0.010387	0.010394	0.010402	0.010391	0.010398	0.010387	0.010395	0.010402	0.010391
49	0.010648	0.010655	0.010642	0.010649	0.010656	0.010643	0.010650	0.010637	0.010644	0.010651
50	0.010932	0.010938	0.010943	0.010929	0.010935	0.010940	0.010946	0.010932	0.010938	0.010943
51	0.011275	0.011279	0.011284	0.011289	0.011272	0.011276	0.011281	0.011286	0.011290	0.011274
52	0.011687	0.011690	0.011694	0.011697	0.011677	0.011680	0.011683	0.011686	0.011690	0.011693
53	0.012156	0.012158	0.012159	0.012161	0.012162	0.012164	0.012165	0.012166	0.012168	0.012169
54	0.012749	0.012748	0.012747	0.012746	0.012745	0.012744	0.012743	0.012742	0.012741	0.012740
55	0.013466	0.013462	0.013457	0.013453	0.013448	0.013444	0.013440	0.013466	0.013462	0.013457
56	0.014339	0.014330	0.014321	0.014347	0.014338	0.014329	0.014320	0.014346	0.014337	0.014329
57	0.015457	0.015441	0.015467	0.015451	0.015435	0.015461	0.015445	0.015470	0.015455	0.015439
58	0.016912	0.016886	0.016910	0.016884	0.016908	0.016931	0.016905	0.016929	0.016903	0.016926
59	0.018852	0.018873	0.018893	0.018851	0.018871	0.018891	0.018850	0.018869	0.018889	0.018849
60	0.021617	0.021629	0.021642	0.021654	0.021667	0.021679	0.021612	0.021624	0.021636	0.021649
61	0.025901	0.025897	0.025893	0.025889	0.025885	0.025881	0.025877	0.025873	0.025870	0.025866
62	0.032857	0.033000	0.032955	0.032910	0.032865	0.032821	0.032961	0.032917	0.032873	0.032830
63	0.047131	0.046951	0.047154	0.046976	0.047177	0.047000	0.047200	0.047024	0.047222	0.047047
64	0.089844	0.090234	0.090625	0.089615	0.090000	0.090385	0.090769	0.089773	0.090152	0.090530

	Salario (VSM)
Edad (años)	24.0	24.1	24.2	24.3	24.4	24.5	24.6	24.7	24.8	24.9	25.0
Hasta 35	0.008929	0.008926	0.008936	0.008934	0.008931	0.008929	0.008926	0.008936	0.008934	0.008931	0.008929
36	0.008982	0.008979	0.008976	0.008987	0.008984	0.008981	0.008978	0.008975	0.008986	0.008983	0.008980
37	0.009036	0.009033	0.009043	0.009040	0.009037	0.009034	0.009031	0.009041	0.009038	0.009035	0.009032
38	0.009105	0.009101	0.009098	0.009094	0.009104	0.009101	0.009098	0.009094	0.009104	0.009101	0.009098
39	0.009174	0.009170	0.009167	0.009163	0.009173	0.009169	0.009165	0.009175	0.009172	0.009168	0.009164
40	0.009245	0.009255	0.009251	0.009247	0.009242	0.009252	0.009248	0.009244	0.009254	0.009250	0.009246
41	0.009331	0.009341	0.009336	0.009332	0.009342	0.009337	0.009332	0.009342	0.009337	0.009333	0.009342
42	0.009434	0.009444	0.009438	0.009433	0.009443	0.009438	0.009433	0.009442	0.009437	0.009432	0.009441
43	0.009554	0.009548	0.009543	0.009552	0.009546	0.009555	0.009550	0.009544	0.009553	0.009548	0.009542

44	0.009677	0.009671	0.009680	0.009674	0.009683	0.009676	0.009670	0.009679	0.009672	0.009681	0.009675
45	0.009820	0.009829	0.009821	0.009814	0.009823	0.009816	0.009824	0.009817	0.009826	0.009819	0.009827
46	0.009983	0.009992	0.009983	0.009992	0.009984	0.009992	0.009984	0.009992	0.009984	0.009992	0.009984
47	0.010169	0.010177	0.010185	0.010176	0.010184	0.010174	0.010182	0.010173	0.010181	0.010172	0.010179
48	0.010399	0.010388	0.010395	0.010402	0.010392	0.010399	0.010389	0.010396	0.010403	0.010392	0.010399
49	0.010638	0.010645	0.010651	0.010639	0.010646	0.010652	0.010640	0.010647	0.010653	0.010641	0.010647
50	0.010929	0.010935	0.010940	0.010946	0.010932	0.010938	0.010943	0.010929	0.010935	0.010940	0.010946
51	0.011278	0.011283	0.011287	0.011271	0.011275	0.011280	0.011284	0.011289	0.011273	0.011277	0.011282
52	0.011696	0.011676	0.011680	0.011683	0.011686	0.011689	0.011692	0.011695	0.011676	0.011679	0.011682
53	0.012170	0.012172	0.012173	0.012174	0.012176	0.012177	0.012154	0.012156	0.012157	0.012158	0.012160
54	0.012739	0.012738	0.012737	0.012736	0.012735	0.012734	0.012733	0.012758	0.012757	0.012756	0.012755
55	0.013453	0.013449	0.013444	0.013440	0.013466	0.013462	0.013457	0.013453	0.013449	0.013445	0.013441
56	0.014320	0.014345	0.014336	0.014328	0.014319	0.014344	0.014336	0.014327	0.014319	0.014343	0.014335
57	0.015464	0.015449	0.015434	0.015458	0.015443	0.015467	0.015452	0.015438	0.015461	0.015447	0.015432
58	0.016901	0.016924	0.016899	0.016922	0.016898	0.016920	0.016896	0.016918	0.016894	0.016916	0.016892
59	0.018868	0.018887	0.018847	0.018866	0.018885	0.018846	0.018865	0.018884	0.018845	0.018864	0.018882
60	0.021661	0.021673	0.021685	0.021619	0.021631	0.021643	0.021655	0.021667	0.021678	0.021615	0.021626
61	0.025862	0.025858	0.025855	0.025851	0.025847	0.025844	0.025840	0.025837	0.025833	0.025830	0.025826
62	0.032967	0.032923	0.032880	0.032838	0.032973	0.032930	0.032888	0.032846	0.032979	0.032937	0.032895
63	0.047244	0.047070	0.047266	0.047093	0.047287	0.047115	0.046947	0.047137	0.046970	0.047159	0.046992
64	0.089552	0.089925	0.090299	0.090672	0.089706	0.090074	0.090441	0.089493	0.089855	0.090217	0.090580

FACTORES DE DESCUENTO PARA EL REGIMEN ESPECIAL DE AMORTIZACION (REA)

PARA CREDITOS POR EXCEDENTE

	Salario (VSM)
Edad (años)	1.0	1.1	1.2	1.3	1.4	1.5	1.6	1.7	1.8	1.9
Hasta 35	0.005172	0.005238	0.005217	0.005200	0.005185	0.005172	0.005333	0.005484	0.005625	0.005816
36	0.005357	0.005323	0.005294	0.005270	0.005316	0.005294	0.005455	0.005604	0.005745	0.005876
37	0.005455	0.005410	0.005373	0.005417	0.005385	0.005422	0.005517	0.005667	0.005870	0.006000
38	0.005556	0.005500	0.005538	0.005493	0.005526	0.005488	0.005647	0.005795	0.005934	0.006129
39	0.005660	0.005593	0.005625	0.005652	0.005600	0.005625	0.005783	0.005930	0.006067	0.006196
40	0.005769	0.005789	0.005806	0.005735	0.005753	0.005769	0.005926	0.006071	0.006207	0.006333
41	0.005882	0.005893	0.005902	0.005909	0.005915	0.005921	0.006000	0.006220	0.006353	0.006477
42	0.006122	0.006111	0.006102	0.006094	0.006087	0.006081	0.006154	0.006296	0.006506	0.006628
43	0.006250	0.006226	0.006207	0.006190	0.006176	0.006250	0.006400	0.006538	0.006667	0.006786
44	0.006383	0.006471	0.006429	0.006393	0.006364	0.006429	0.006575	0.006711	0.006835	0.006951
45	0.006667	0.006600	0.006667	0.006610	0.006667	0.006618	0.006761	0.006892	0.007013	0.007215
46	0.006818	0.006875	0.006792	0.006842	0.006885	0.006818	0.006957	0.007083	0.007297	0.007403
47	0.007143	0.007174	0.007059	0.007091	0.007119	0.007143	0.007273	0.007391	0.007500	0.007703
48	0.007500	0.007333	0.007347	0.007358	0.007368	0.007377	0.007500	0.007612	0.007826	0.007917
49	0.007692	0.007674	0.007660	0.007647	0.007778	0.007759	0.007869	0.007969	0.008182	0.008261
50	0.008108	0.008049	0.008182	0.008125	0.008077	0.008036	0.008276	0.008361	0.008571	0.008636
51	0.008571	0.008462	0.008571	0.008478	0.008571	0.008491	0.008727	0.008793	0.009000	0.009048
52	0.009091	0.008919	0.009000	0.009070	0.008936	0.009000	0.009231	0.009273	0.009474	0.009500
53	0.009677	0.009706	0.009730	0.009512	0.009545	0.009574	0.009796	0.009808	0.010000	0.010179
54	0.010345	0.010313	0.010286	0.010263	0.010244	0.010227	0.010435	0.010625	0.010800	0.010755
55	0.011111	0.011000	0.011250	0.011143	0.011053	0.010976	0.011163	0.011333	0.011489	0.011633
56	0.012000	0.012222	0.012000	0.012188	0.012000	0.012162	0.012308	0.012439	0.012558	0.012667
57	0.013636	0.013750	0.013333	0.013448	0.013548	0.013235	0.013714	0.013784	0.013846	0.013902
58	0.015000	0.015000	0.015000	0.015000	0.015000	0.015000	0.015000	0.015455	0.015429	0.015833
59	0.017647	0.017368	0.017143	0.016957	0.017500	0.017308	0.017143	0.017586	0.018000	0.017813
60	0.020000	0.020625	0.020000	0.020526	0.020000	0.020455	0.020870	0.020400	0.020769	0.021111
61	0.025000	0.025385	0.025714	0.026000	0.024706	0.025000	0.025263	0.025500	0.025714	0.025909
62	0.033333	0.033000	0.032727	0.032500	0.032308	0.032143	0.034286	0.034000	0.033750	0.033529
63	0.050000	0.047143	0.051429	0.048750	0.052500	0.050000	0.048000	0.051000	0.049091	0.051818
64	0.100000	0.110000	0.120000	0.097500	0.105000	0.112500	0.096000	0.102000	0.108000	0.095000

	Salario (VSM)
Edad (años)	2.0	2.1	2.2	2.3	2.4	2.5	2.6	2.7	2.8	2.9
Hasta 35	0.005941	0.006058	0.006111	0.006216	0.006261	0.006356	0.006446	0.006532	0.006614	0.006692
36	0.006061	0.006117	0.006226	0.006273	0.006372	0.006466	0.006555	0.006639	0.006720	0.006797
37	0.006122	0.006238	0.006286	0.006389	0.006486	0.006522	0.006610	0.006694	0.006774	0.006850
38	0.006250	0.006300	0.006408	0.006509	0.006545	0.006637	0.006724	0.006807	0.006885	0.006960
39	0.006383	0.006429	0.006535	0.006571	0.006667	0.006757	0.006842	0.006923	0.007000	0.007073
40	0.006522	0.006563	0.006667	0.006699	0.006792	0.006881	0.006964	0.007043	0.007119	0.007190
41	0.006667	0.006702	0.006804	0.006832	0.006923	0.007009	0.007091	0.007168	0.007241	0.007373
42	0.006818	0.006848	0.006947	0.007041	0.007059	0.007143	0.007222	0.007297	0.007434	0.007500
43	0.006977	0.007000	0.007097	0.007188	0.007273	0.007353	0.007429	0.007500	0.007568	0.007632
44	0.007143	0.007241	0.007253	0.007340	0.007423	0.007500	0.007573	0.007642	0.007778	0.007838
45	0.007317	0.007412	0.007500	0.007582	0.007660	0.007732	0.007800	0.007864	0.007925	0.008056
46	0.007595	0.007683	0.007674	0.007753	0.007826	0.007979	0.008041	0.008100	0.008155	0.008286
47	0.007792	0.007875	0.007952	0.008023	0.008090	0.008152	0.008298	0.008351	0.008400	0.008529

48	0.008108	0.008182	0.008250	0.008313	0.008372	0.008523	0.008571	0.008617	0.008750	0.008788
49	0.008451	0.008514	0.008571	0.008625	0.008780	0.008824	0.008864	0.009000	0.009032	0.009158
50	0.008824	0.008873	0.008919	0.009079	0.009114	0.009146	0.009286	0.009310	0.009438	0.009457
51	0.009231	0.009265	0.009429	0.009452	0.009474	0.009615	0.009630	0.009759	0.009882	0.009886
52	0.009677	0.009844	0.009851	0.010000	0.010000	0.010135	0.010130	0.010253	0.010370	0.010357
53	0.010345	0.010328	0.010476	0.010455	0.010588	0.010714	0.010685	0.010800	0.010909	0.011013
54	0.010909	0.011053	0.011186	0.011311	0.011250	0.011364	0.011471	0.011571	0.011667	0.011757
55	0.011765	0.011887	0.012000	0.012105	0.012203	0.012295	0.012381	0.012273	0.012353	0.012609
56	0.012766	0.012857	0.012941	0.013019	0.013091	0.013158	0.013220	0.013500	0.013548	0.013594
57	0.014286	0.014318	0.014348	0.014375	0.014400	0.014423	0.014717	0.014727	0.014737	0.014746
58	0.015789	0.015750	0.016098	0.016047	0.016000	0.016304	0.016250	0.016531	0.016471	0.016415
59	0.018182	0.018000	0.018333	0.018158	0.018462	0.018293	0.018571	0.018837	0.018667	0.018913
60	0.021429	0.021000	0.021290	0.021563	0.021818	0.021429	0.021667	0.021892	0.022105	0.021750
61	0.026087	0.026250	0.026400	0.026538	0.026667	0.026786	0.026897	0.027000	0.027097	0.027188
62	0.033333	0.035000	0.034737	0.034500	0.034286	0.034091	0.033913	0.035217	0.035000	0.034800
63	0.050000	0.052500	0.050769	0.049286	0.051429	0.050000	0.052000	0.050625	0.052500	0.051176
64	0.100000	0.105000	0.110000	0.098571	0.102857	0.107143	0.097500	0.101250	0.105000	0.108750

	Salario (VSM)
Edad (años)	3.0	3.1	3.2	3.3	3.4	3.5	3.6	3.7	3.8	3.9
Hasta 35	0.006870	0.007099	0.007328	0.007557	0.007669	0.007895	0.008120	0.008346	0.008571	0.008667
36	0.006923	0.007154	0.007385	0.007615	0.007786	0.008015	0.008244	0.008409	0.008636	0.008731
37	0.007031	0.007266	0.007500	0.007734	0.007846	0.008077	0.008308	0.008473	0.008702	0.008797
38	0.007087	0.007323	0.007559	0.007795	0.007969	0.008203	0.008372	0.008605	0.008769	0.008864
39	0.007200	0.007440	0.007680	0.007920	0.008031	0.008268	0.008504	0.008672	0.008906	0.009000
40	0.007317	0.007561	0.007805	0.008049	0.008160	0.008400	0.008640	0.008810	0.008976	0.009070
41	0.007438	0.007686	0.007934	0.008182	0.008293	0.008537	0.008710	0.008952	0.009120	0.009213
42	0.007563	0.007815	0.008067	0.008319	0.008430	0.008678	0.008852	0.009098	0.009268	0.009360
43	0.007759	0.007949	0.008205	0.008462	0.008571	0.008824	0.009000	0.009250	0.009421	0.009512
44	0.007895	0.008158	0.008421	0.008684	0.008793	0.009052	0.009231	0.009407	0.009580	0.009669
45	0.008108	0.008378	0.008649	0.008839	0.008947	0.009211	0.009391	0.009569	0.009744	0.009832
46	0.008333	0.008611	0.008807	0.009083	0.009189	0.009459	0.009643	0.009823	0.010000	0.010086
47	0.008571	0.008857	0.009057	0.009340	0.009444	0.009722	0.009818	0.010000	0.010179	0.010263
48	0.008911	0.009118	0.009320	0.009612	0.009714	0.010000	0.010093	0.010278	0.010459	0.010541
49	0.009184	0.009394	0.009697	0.009900	0.010000	0.010294	0.010485	0.010673	0.010857	0.010935
50	0.009574	0.009789	0.010000	0.010313	0.010408	0.010606	0.010800	0.010990	0.011176	0.011250
51	0.010000	0.010220	0.010435	0.010761	0.010851	0.011053	0.011250	0.011443	0.011633	0.011700
52	0.010465	0.010690	0.011034	0.011250	0.011333	0.011538	0.011739	0.011935	0.012128	0.012188
53	0.011111	0.011341	0.011566	0.011786	0.011860	0.012209	0.012273	0.012472	0.012667	0.012717
54	0.011688	0.012078	0.012308	0.012532	0.012593	0.012805	0.013012	0.013214	0.013412	0.013448
55	0.012676	0.012917	0.013151	0.013378	0.013421	0.013636	0.013846	0.014051	0.014250	0.014268
56	0.013636	0.013881	0.014118	0.014348	0.014571	0.014789	0.015000	0.015000	0.015200	0.015395
57	0.015000	0.015246	0.015484	0.015714	0.015692	0.016154	0.016364	0.016324	0.016522	0.016714
58	0.016667	0.016909	0.017143	0.017368	0.017586	0.017797	0.018000	0.018197	0.018387	0.018281
59	0.018750	0.018980	0.019592	0.019800	0.019615	0.020192	0.020377	0.020556	0.020727	0.020893
60	0.021951	0.022143	0.022857	0.023023	0.023182	0.023333	0.023478	0.023617	0.023750	0.023878
61	0.027273	0.027353	0.027429	0.027500	0.027568	0.028378	0.028421	0.028462	0.029231	0.029250
62	0.034615	0.035769	0.035556	0.036667	0.036429	0.036207	0.037241	0.037000	0.036774	0.037742
63	0.050000	0.051667	0.053333	0.052105	0.053684	0.052500	0.054000	0.052857	0.054286	0.053182
64	0.100000	0.103333	0.106667	0.110000	0.102000	0.105000	0.108000	0.111000	0.103636	0.106364

	Salario (VSM)
Edad (años)	4.0	4.1	4.2	4.3	4.4	4.5	4.6	4.7	4.8	4.9
Hasta 35	0.008633	0.008723	0.008811	0.008958	0.008627	0.008333	0.008466	0.008650	0.008834	0.009018
36	0.008696	0.008786	0.008936	0.009021	0.008684	0.008385	0.008571	0.008758	0.008889	0.009074
37	0.008759	0.008913	0.009000	0.009085	0.008742	0.008438	0.008625	0.008813	0.008944	0.009130
38	0.008889	0.008978	0.009065	0.009149	0.008800	0.008544	0.008679	0.008868	0.009000	0.009188
39	0.008955	0.009044	0.009197	0.009281	0.008919	0.008599	0.008790	0.008981	0.009114	0.009304
40	0.009091	0.009179	0.009265	0.009348	0.009041	0.008710	0.008903	0.009097	0.009231	0.009423
41	0.009231	0.009318	0.009403	0.009485	0.009103	0.008824	0.009020	0.009216	0.009290	0.009484
42	0.009375	0.009462	0.009545	0.009627	0.009231	0.008940	0.009139	0.009338	0.009412	0.009608
43	0.009524	0.009609	0.009692	0.009773	0.009429	0.009060	0.009262	0.009463	0.009600	0.009800
44	0.009677	0.009762	0.009844	0.009923	0.009565	0.009247	0.009388	0.009592	0.009730	0.009932
45	0.009836	0.009919	0.010000	0.010157	0.009706	0.009375	0.009583	0.009792	0.009863	0.010068
46	0.010084	0.010165	0.010244	0.010320	0.009925	0.009574	0.009787	0.010000	0.010070	0.010280
47	0.010345	0.010424	0.010500	0.010574	0.010154	0.009783	0.010000	0.010217	0.010286	0.010500
48	0.010619	0.010696	0.010769	0.010840	0.010394	0.010075	0.010222	0.010444	0.010588	0.010809
49	0.010909	0.010982	0.011053	0.011217	0.010732	0.010305	0.010534	0.010763	0.010827	0.011053
50	0.011215	0.011389	0.011455	0.011518	0.011092	0.010714	0.010866	0.011102	0.011163	0.011395
51	0.011650	0.011827	0.011887	0.011944	0.011478	0.011066	0.011220	0.011463	0.011613	0.011855
52	0.012121	0.012300	0.012353	0.012404	0.011892	0.011538	0.011695	0.011949	0.012000	0.012250
53	0.012766	0.012813	0.012990	0.013030	0.012453	0.012054	0.012212	0.012478	0.012632	0.012895

54	0.013483	0.013516	0.013696	0.013723	0.013200	0.012736	0.012897	0.013178	0.013211	0.013486
55	0.014286	0.014471	0.014483	0.014659	0.014043	0.013500	0.013663	0.013960	0.013981	0.014272
56	0.015385	0.015375	0.015556	0.015732	0.015000	0.014362	0.014681	0.015000	0.015000	0.015313
57	0.016667	0.016849	0.016800	0.016974	0.016296	0.015698	0.015862	0.016207	0.016364	0.016517
58	0.018462	0.018636	0.018529	0.018696	0.017838	0.017308	0.017468	0.017848	0.018000	0.018148
59	0.020690	0.020847	0.021000	0.021148	0.020000	0.019286	0.019714	0.020143	0.020000	0.020417
60	0.024000	0.024118	0.024231	0.024340	0.023158	0.022500	0.022623	0.023115	0.023226	0.023710
61	0.029268	0.029286	0.029302	0.029318	0.028085	0.027000	0.027059	0.027647	0.027692	0.028269
62	0.037500	0.037273	0.037059	0.037941	0.035676	0.034615	0.035385	0.035250	0.036000	0.036750
63	0.054545	0.053478	0.054783	0.053750	0.052800	0.050000	0.051111	0.052222	0.051429	0.052500
64	0.109091	0.102500	0.105000	0.107500	0.101538	0.096429	0.098571	0.100714	0.102857	0.105000

	Salario (VSM)
Edad (años)	5.0	5.1	5.2	5.3	5.4	5.5	5.6	5.7	5.8	5.9
Hasta 35	0.008523	0.008596	0.008764	0.008933	0.009000	0.009116	0.009282	0.009448	0.009560	0.009672
36	0.008571	0.008644	0.008814	0.008983	0.009050	0.009167	0.009333	0.009500	0.009667	0.009725
37	0.008671	0.008743	0.008914	0.009086	0.009153	0.009218	0.009385	0.009553	0.009721	0.009779
38	0.008721	0.008793	0.008966	0.009138	0.009205	0.009322	0.009492	0.009661	0.009775	0.009888
39	0.008824	0.008895	0.009070	0.009244	0.009310	0.009375	0.009545	0.009716	0.009886	0.009944
40	0.008876	0.008947	0.009123	0.009298	0.009419	0.009483	0.009655	0.009828	0.010000	0.010057
41	0.008982	0.009053	0.009231	0.009408	0.009529	0.009593	0.009767	0.009942	0.010116	0.010172
42	0.009091	0.009162	0.009341	0.009521	0.009643	0.009706	0.009882	0.010059	0.010235	0.010291
43	0.009259	0.009329	0.009512	0.009695	0.009759	0.009821	0.010000	0.010179	0.010357	0.010473
44	0.009375	0.009444	0.009630	0.009815	0.009939	0.010000	0.010182	0.010364	0.010545	0.010599
45	0.009554	0.009623	0.009811	0.010000	0.010062	0.010185	0.010370	0.010556	0.010741	0.010793
46	0.009740	0.009808	0.010000	0.010192	0.010253	0.010377	0.010566	0.010755	0.010943	0.010994
47	0.009934	0.010000	0.010196	0.010392	0.010519	0.010577	0.010769	0.010962	0.011154	0.011274
48	0.010204	0.010268	0.010470	0.010671	0.010728	0.010855	0.011053	0.011250	0.011447	0.011494
49	0.010417	0.010552	0.010759	0.010966	0.011020	0.011149	0.011351	0.011554	0.011757	0.011800
50	0.010791	0.010851	0.011064	0.011277	0.011329	0.011458	0.011667	0.011875	0.012083	0.012207
51	0.011111	0.011250	0.011471	0.011691	0.011739	0.011871	0.012086	0.012302	0.012518	0.012553
52	0.011538	0.011679	0.011908	0.012137	0.012180	0.012313	0.012537	0.012761	0.012985	0.013111
53	0.012097	0.012143	0.012381	0.012619	0.012756	0.012891	0.013125	0.013359	0.013594	0.013721
54	0.012712	0.012750	0.013000	0.013250	0.013388	0.013525	0.013770	0.014016	0.014262	0.014390
55	0.013514	0.013540	0.013805	0.014071	0.014211	0.014348	0.014609	0.014870	0.015130	0.015259
56	0.014423	0.014434	0.014717	0.015000	0.015140	0.015278	0.015556	0.015833	0.016111	0.016239
57	0.015625	0.015612	0.015918	0.016224	0.016364	0.016667	0.016970	0.017273	0.017400	0.017700
58	0.017045	0.017191	0.017528	0.017865	0.018000	0.018333	0.018667	0.019000	0.019121	0.019451
59	0.019231	0.019367	0.019747	0.020127	0.020250	0.020370	0.020741	0.021111	0.021481	0.021585
60	0.022059	0.022174	0.022609	0.023043	0.023478	0.023571	0.024000	0.024429	0.024857	0.024930
61	0.026316	0.026842	0.027368	0.027895	0.027931	0.028448	0.028966	0.029483	0.030000	0.030000
62	0.034091	0.034000	0.034667	0.035333	0.036000	0.035870	0.036522	0.037174	0.037826	0.038478
63	0.048387	0.049355	0.050323	0.051290	0.052258	0.051563	0.052500	0.053438	0.054375	0.055313
64	0.093750	0.095625	0.097500	0.099375	0.101250	0.103125	0.105000	0.106875	0.108750	0.110625

	Salario (VSM)
Edad (años)	6.0	6.1	6.2	6.3	6.4	6.5	6.6	6.7	6.8	6.9
Hasta 35	0.009677	0.009734	0.009841	0.009947	0.010105	0.010209	0.010206	0.010203	0.010200	0.010197
36	0.009730	0.009839	0.009947	0.010053	0.010159	0.010263	0.010259	0.010255	0.010251	0.010248
37	0.009783	0.009892	0.010000	0.010107	0.010213	0.010317	0.010313	0.010308	0.010303	0.010299
38	0.009890	0.010000	0.010109	0.010161	0.010267	0.010372	0.010421	0.010415	0.010408	0.010402
39	0.009945	0.010055	0.010164	0.010272	0.010378	0.010484	0.010476	0.010469	0.010462	0.010508
40	0.010056	0.010167	0.010276	0.010385	0.010492	0.010598	0.010588	0.010579	0.010570	0.010561
41	0.010169	0.010281	0.010391	0.010500	0.010608	0.010714	0.010703	0.010691	0.010681	0.010670
42	0.010286	0.010398	0.010508	0.010618	0.010726	0.010833	0.010820	0.010806	0.010794	0.010838
43	0.010465	0.010578	0.010629	0.010739	0.010847	0.010955	0.010939	0.010984	0.010968	0.010952
44	0.010588	0.010702	0.010814	0.010925	0.011034	0.011143	0.011124	0.011105	0.011087	0.011129
45	0.010778	0.010893	0.011006	0.011118	0.011163	0.011272	0.011314	0.011292	0.011271	0.011311
46	0.010976	0.011091	0.011205	0.011317	0.011429	0.011471	0.011512	0.011486	0.011525	0.011500
47	0.011250	0.011366	0.011411	0.011524	0.011636	0.011747	0.011716	0.011754	0.011724	0.011761
48	0.011538	0.011582	0.011698	0.011813	0.011925	0.011963	0.012000	0.011964	0.012000	0.011965
49	0.011842	0.011883	0.012000	0.012115	0.012229	0.012342	0.012298	0.012331	0.012289	0.012321
50	0.012162	0.012282	0.012400	0.012434	0.012549	0.012662	0.012692	0.012642	0.012671	0.012622
51	0.012587	0.012708	0.012828	0.012857	0.012973	0.013087	0.013113	0.013052	0.013077	0.013101
52	0.013043	0.013165	0.013286	0.013404	0.013427	0.013542	0.013562	0.013581	0.013600	0.013529
53	0.013636	0.013759	0.013881	0.014000	0.014015	0.014130	0.014143	0.014155	0.014167	0.014178
54	0.014400	0.014409	0.014531	0.014651	0.014769	0.014885	0.014887	0.014889	0.014891	0.014892
55	0.015254	0.015378	0.015372	0.015492	0.015610	0.015726	0.015714	0.015703	0.015692	0.015682
56	0.016216	0.016339	0.016460	0.016579	0.016696	0.016810	0.016780	0.016750	0.016721	0.016694
57	0.017647	0.017767	0.017885	0.017830	0.017944	0.018056	0.018165	0.018108	0.018053	0.018158

58	0.019355	0.019468	0.019579	0.019688	0.019794	0.019898	0.019800	0.019901	0.019806	0.019904
59	0.021687	0.021786	0.021882	0.021977	0.022069	0.022159	0.022247	0.022088	0.022174	0.022258
60	0.025000	0.025068	0.025135	0.025200	0.025600	0.025658	0.025385	0.025443	0.025500	0.025556
61	0.030000	0.030000	0.030492	0.030484	0.030476	0.030469	0.030462	0.030455	0.030448	0.030441
62	0.038298	0.038936	0.038750	0.038571	0.039184	0.039000	0.038824	0.039412	0.039231	0.039057
63	0.056250	0.055455	0.056364	0.055588	0.056471	0.055714	0.056571	0.055833	0.056667	0.055946
64	0.105882	0.107647	0.109412	0.111176	0.106667	0.108333	0.110000	0.111667	0.107368	0.108947

	Salario (VSM)
Edad (años)	7.0	7.1	7.2	7.3	7.4	7.5	7.6	7.7	7.8	7.9
Hasta 35	0.010194	0.010191	0.010189	0.010186	0.010183	0.010181	0.010179	0.010176	0.010174	0.010172
36	0.010244	0.010240	0.010237	0.010234	0.010230	0.010227	0.010224	0.010267	0.010263	0.010260
37	0.010294	0.010340	0.010335	0.010330	0.010326	0.010321	0.010317	0.010313	0.010308	0.010304
38	0.010396	0.010390	0.010385	0.010379	0.010374	0.010417	0.010411	0.010405	0.010400	0.010395
39	0.010500	0.010493	0.010485	0.010478	0.010472	0.010465	0.010507	0.010500	0.010493	0.010487
40	0.010606	0.010597	0.010588	0.010580	0.010571	0.010563	0.010605	0.010596	0.010588	0.010580
41	0.010714	0.010704	0.010693	0.010683	0.010673	0.010714	0.010704	0.010694	0.010685	0.010676
42	0.010825	0.010812	0.010800	0.010842	0.010829	0.010817	0.010806	0.010794	0.010833	0.010822
43	0.010938	0.010979	0.010964	0.010950	0.010936	0.010976	0.010962	0.010948	0.010935	0.010972
44	0.011111	0.011094	0.011134	0.011117	0.011100	0.011139	0.011122	0.011106	0.011090	0.011127
45	0.011290	0.011270	0.011309	0.011289	0.011269	0.011307	0.011287	0.011268	0.011304	0.011286
46	0.011475	0.011514	0.011489	0.011466	0.011503	0.011480	0.011515	0.011493	0.011471	0.011505
47	0.011732	0.011703	0.011739	0.011711	0.011746	0.011719	0.011753	0.011726	0.011700	0.011733
48	0.012000	0.011966	0.012000	0.011967	0.012000	0.011968	0.012000	0.011969	0.012000	0.011970
49	0.012281	0.012312	0.012273	0.012303	0.012265	0.012295	0.012324	0.012287	0.012316	0.012280
50	0.012651	0.012679	0.012632	0.012659	0.012686	0.012640	0.012667	0.012623	0.012649	0.012674
51	0.013043	0.013067	0.013091	0.013036	0.013059	0.013081	0.013103	0.013051	0.013073	0.013094
52	0.013548	0.013567	0.013585	0.013519	0.013537	0.013554	0.013571	0.013588	0.013526	0.013543
53	0.014094	0.014106	0.014118	0.014129	0.014140	0.014151	0.014161	0.014172	0.014096	0.014107
54	0.014789	0.014792	0.014795	0.014797	0.014800	0.014803	0.014805	0.014808	0.014810	0.014813
55	0.015672	0.015662	0.015652	0.015643	0.015745	0.015734	0.015724	0.015714	0.015705	0.015695
56	0.016800	0.016772	0.016744	0.016718	0.016692	0.016791	0.016765	0.016739	0.016714	0.016690
57	0.018103	0.018051	0.018151	0.018099	0.018049	0.018145	0.018095	0.018047	0.018140	0.018092
58	0.019811	0.019907	0.019817	0.019909	0.019821	0.019912	0.019826	0.019914	0.019831	0.019750
59	0.022105	0.022188	0.022268	0.022121	0.022200	0.022277	0.022136	0.022212	0.022286	0.022150
60	0.025610	0.025663	0.025412	0.025465	0.025517	0.025568	0.025618	0.025385	0.025435	0.025484
61	0.030435	0.030429	0.030423	0.030417	0.030411	0.030405	0.030400	0.030395	0.030390	0.030385
62	0.038889	0.038727	0.039273	0.039107	0.038947	0.038793	0.039310	0.039153	0.039000	0.038852
63	0.056757	0.056053	0.056842	0.056154	0.055500	0.056250	0.055610	0.056341	0.055714	0.056429
64	0.110526	0.106500	0.108000	0.109500	0.111000	0.107143	0.108571	0.110000	0.106364	0.107727

	Salario (VSM)
Edad (años)	8.0	8.1	8.2	8.3	8.4	8.5	8.6	8.7	8.8	8.9
Hasta 35	0.010169	0.010167	0.010165	0.010163	0.010161	0.010200	0.010198	0.010195	0.010193	0.010191
36	0.010256	0.010253	0.010250	0.010247	0.010244	0.010241	0.010238	0.010235	0.010233	0.010230
37	0.010300	0.010297	0.010336	0.010332	0.010328	0.010324	0.010320	0.010316	0.010313	0.010309
38	0.010390	0.010385	0.010380	0.010375	0.010413	0.010408	0.010403	0.010398	0.010394	0.010389
39	0.010480	0.010474	0.010468	0.010462	0.010500	0.010494	0.010488	0.010482	0.010476	0.010471
40	0.010573	0.010565	0.010558	0.010596	0.010588	0.010581	0.010574	0.010567	0.010560	0.010595
41	0.010714	0.010705	0.010696	0.010687	0.010678	0.010669	0.010705	0.010697	0.010688	0.010680
42	0.010811	0.010800	0.010837	0.010826	0.010815	0.010805	0.010795	0.010830	0.010820	0.010810
43	0.010959	0.010946	0.010933	0.010969	0.010957	0.010944	0.010932	0.010966	0.010954	0.010943
44	0.011111	0.011096	0.011131	0.011116	0.011101	0.011087	0.011121	0.011106	0.011092	0.011125
45	0.011268	0.011302	0.011284	0.011267	0.011300	0.011283	0.011266	0.011299	0.011282	0.011266
46	0.011483	0.011517	0.011495	0.011475	0.011507	0.011486	0.011467	0.011498	0.011478	0.011509
47	0.011707	0.011739	0.011714	0.011745	0.011721	0.011697	0.011727	0.011704	0.011733	0.011711
48	0.012000	0.011970	0.012000	0.011971	0.012000	0.011972	0.012000	0.011972	0.012000	0.011973
49	0.012308	0.012273	0.012300	0.012266	0.012293	0.012319	0.012286	0.012311	0.012279	0.012304
50	0.012632	0.012656	0.012680	0.012640	0.012663	0.012624	0.012647	0.012670	0.012632	0.012654
51	0.013043	0.013065	0.013085	0.013037	0.013057	0.013077	0.013096	0.013050	0.013069	0.013088
52	0.013559	0.013575	0.013516	0.013533	0.013548	0.013564	0.013579	0.013523	0.013538	0.013553
53	0.014118	0.014128	0.014138	0.014148	0.014157	0.014167	0.014098	0.014108	0.014118	0.014127
54	0.014815	0.014817	0.014819	0.014821	0.014824	0.014826	0.014828	0.014830	0.014831	0.014833
55	0.015686	0.015677	0.015669	0.015660	0.015652	0.015644	0.015636	0.015723	0.015714	0.015706
56	0.016783	0.016759	0.016735	0.016711	0.016689	0.016776	0.016753	0.016731	0.016709	0.016688
57	0.018045	0.018134	0.018088	0.018043	0.018129	0.018085	0.018042	0.018125	0.018082	0.018041
58	0.019835	0.019756	0.019839	0.019762	0.019843	0.019767	0.019846	0.019773	0.019850	0.019778
59	0.022222	0.022091	0.022162	0.022232	0.022105	0.022174	0.022241	0.022119	0.022185	0.022250
60	0.025532	0.025579	0.025625	0.025408	0.025455	0.025500	0.025545	0.025588	0.025385	0.025429
61	0.030380	0.030375	0.030370	0.030366	0.030361	0.030723	0.030714	0.030706	0.030698	0.030690

62	0.038710	0.039194	0.039048	0.038906	0.038769	0.039231	0.039091	0.038955	0.038824	0.039265
63	0.055814	0.056512	0.055909	0.056591	0.056000	0.056667	0.056087	0.055532	0.056170	0.055625
64	0.109091	0.110455	0.106957	0.108261	0.109565	0.106250	0.107500	0.108750	0.110000	0.106800

	Salario (VSM)
Edad (años)	9.0	9.1	9.2	9.3	9.4	9.5	9.6	9.7	9.8	9.9
Hasta 35	0.010189	0.010187	0.010185	0.010182	0.010181	0.010179	0.010177	0.010175	0.010173	0.010171
36	0.010227	0.010225	0.010260	0.010257	0.010255	0.010252	0.010249	0.010246	0.010244	0.010241
37	0.010305	0.010302	0.010299	0.010295	0.010330	0.010326	0.010323	0.010319	0.010316	0.010313
38	0.010385	0.010380	0.010376	0.010410	0.010406	0.010401	0.010397	0.010393	0.010389	0.010385
39	0.010465	0.010460	0.010494	0.010489	0.010483	0.010478	0.010473	0.010468	0.010463	0.010495
40	0.010588	0.010581	0.010575	0.010568	0.010562	0.010595	0.010588	0.010582	0.010576	0.010569
41	0.010672	0.010706	0.010698	0.010690	0.010682	0.010674	0.010706	0.010699	0.010691	0.010683
42	0.010800	0.010791	0.010824	0.010814	0.010805	0.010795	0.010827	0.010818	0.010809	0.010800
43	0.010931	0.010964	0.010952	0.010941	0.010930	0.010962	0.010951	0.010940	0.010929	0.010959
44	0.011111	0.011098	0.011129	0.011116	0.011102	0.011089	0.011120	0.011107	0.011094	0.011124
45	0.011297	0.011281	0.011265	0.011296	0.011280	0.011265	0.011294	0.011279	0.011264	0.011293
46	0.011489	0.011471	0.011500	0.011481	0.011510	0.011492	0.011474	0.011502	0.011484	0.011467
47	0.011739	0.011717	0.011745	0.011723	0.011701	0.011728	0.011707	0.011734	0.011713	0.011739
48	0.012000	0.011974	0.012000	0.011974	0.012000	0.011975	0.012000	0.011975	0.012000	0.011976
49	0.012273	0.012297	0.012267	0.012291	0.012314	0.012284	0.012308	0.012278	0.012301	0.012273
50	0.012676	0.012639	0.012661	0.012624	0.012646	0.012667	0.012632	0.012652	0.012618	0.012638
51	0.013043	0.013062	0.013081	0.013037	0.013056	0.013073	0.013032	0.013049	0.013067	0.013084
52	0.013568	0.013582	0.013529	0.013544	0.013558	0.013571	0.013521	0.013535	0.013548	0.013562
53	0.014136	0.014145	0.014154	0.014162	0.014100	0.014109	0.014118	0.014126	0.014135	0.014143
54	0.014835	0.014837	0.014839	0.014840	0.014842	0.014844	0.014845	0.014847	0.014848	0.014850
55	0.015698	0.015690	0.015682	0.015674	0.015667	0.015659	0.015652	0.015645	0.015638	0.015714
56	0.016770	0.016748	0.016727	0.016707	0.016786	0.016765	0.016744	0.016724	0.016705	0.016780
57	0.018121	0.018079	0.018039	0.018117	0.018077	0.018038	0.018113	0.018075	0.018037	0.018110
58	0.019853	0.019783	0.019856	0.019787	0.019859	0.019792	0.019862	0.019796	0.019865	0.019800
59	0.022131	0.022195	0.022258	0.022143	0.022205	0.022093	0.022154	0.022214	0.022105	0.022164
60	0.025472	0.025514	0.025556	0.025596	0.025405	0.025446	0.025487	0.025526	0.025565	0.025385
61	0.030682	0.030674	0.030667	0.030659	0.030652	0.030645	0.030638	0.030632	0.030625	0.030619
62	0.039130	0.039000	0.038873	0.038750	0.039167	0.039041	0.038919	0.038800	0.039200	0.039079
63	0.056250	0.055714	0.056327	0.055800	0.056400	0.055882	0.056471	0.055962	0.056538	0.056038
64	0.108000	0.109200	0.106154	0.107308	0.108462	0.109615	0.106667	0.107778	0.108889	0.106071

	Salario (VSM)
Edad (años)	10.0	10.1	10.2	10.3	10.4	10.5	10.6	10.7	10.8	10.9
Hasta 35	0.010169	0.010745	0.010737	0.010729	0.010722	0.010714	0.010743	0.010736	0.010728	0.010721
36	0.010239	0.010783	0.010775	0.010804	0.010796	0.010788	0.010780	0.010772	0.010800	0.010792
37	0.010309	0.010860	0.010851	0.010842	0.010871	0.010862	0.010853	0.010845	0.010872	0.010864
38	0.010381	0.010939	0.010929	0.010919	0.010947	0.010938	0.010928	0.010918	0.010946	0.010936
39	0.010490	0.011018	0.011007	0.010996	0.011025	0.011014	0.011003	0.011031	0.011020	0.011010
40	0.010563	0.011099	0.011127	0.011115	0.011103	0.011092	0.011119	0.011107	0.011096	0.011122
41	0.010676	0.011222	0.011209	0.011236	0.011223	0.011210	0.011197	0.011224	0.011211	0.011199
42	0.010791	0.011348	0.011333	0.011319	0.011345	0.011331	0.011317	0.011343	0.011329	0.011354
43	0.010949	0.011477	0.011461	0.011487	0.011471	0.011455	0.011480	0.011464	0.011489	0.011474
44	0.011111	0.011609	0.011635	0.011617	0.011642	0.011624	0.011606	0.011630	0.011613	0.011637
45	0.011278	0.011790	0.011815	0.011794	0.011818	0.011798	0.011778	0.011801	0.011782	0.011805
46	0.011494	0.011976	0.012000	0.011977	0.012000	0.011977	0.012000	0.011978	0.012000	0.011978
47	0.011719	0.012218	0.012240	0.012213	0.012235	0.012209	0.012231	0.012205	0.012226	0.012247
48	0.012000	0.012469	0.012490	0.012510	0.012480	0.012500	0.012471	0.012490	0.012510	0.012481
49	0.012295	0.012785	0.012803	0.012769	0.012787	0.012805	0.012771	0.012789	0.012806	0.012773
50	0.012658	0.013117	0.013133	0.013149	0.013165	0.013125	0.013140	0.013156	0.013117	0.013133
51	0.013043	0.013527	0.013540	0.013553	0.013565	0.013578	0.013532	0.013544	0.013556	0.013568
52	0.013575	0.014028	0.014037	0.014045	0.014054	0.014063	0.014009	0.014017	0.014026	0.014034
53	0.014151	0.014638	0.014641	0.014645	0.014648	0.014651	0.014587	0.014591	0.014595	0.014598
54	0.014851	0.015303	0.015300	0.015297	0.015294	0.015291	0.015288	0.015286	0.015283	0.015280
55	0.015707	0.016203	0.016190	0.016178	0.016166	0.016154	0.016142	0.016131	0.016200	0.016188
56	0.016760	0.017216	0.017191	0.017263	0.017238	0.017213	0.017189	0.017258	0.017234	0.017211
57	0.018072	0.018589	0.018545	0.018614	0.018571	0.018529	0.018596	0.018555	0.018621	0.018580
58	0.019868	0.020336	0.020265	0.020329	0.020392	0.020323	0.020385	0.020316	0.020377	0.020311
59	0.022222	0.022612	0.022667	0.022721	0.022774	0.022662	0.022714	0.022766	0.022657	0.022708
60	0.025424	0.026121	0.025932	0.025966	0.026000	0.026033	0.026066	0.026098	0.026129	0.025952
61	0.030612	0.031237	0.031224	0.031212	0.031200	0.031188	0.031176	0.031165	0.031154	0.031143
62	0.038961	0.039868	0.039740	0.039615	0.039494	0.039873	0.039750	0.039630	0.039512	0.039398
63	0.055556	0.057170	0.056667	0.057222	0.056727	0.057273	0.056786	0.056316	0.056842	0.056379
64	0.107143	0.108214	0.109286	0.110357	0.107586	0.108621	0.109655	0.110690	0.108000	0.109000

	Salario (VSM)
Edad (años)	11.0	11.1	11.2	11.3	11.4	11.5	11.6	11.7	11.8	11.9
Hasta 35	0.010714	0.010742	0.010735	0.010728	0.010721	0.010714	0.010741	0.010734	0.010727	0.010721
36	0.010784	0.010777	0.010804	0.010796	0.010789	0.010781	0.010774	0.010800	0.010793	0.010785
37	0.010855	0.010847	0.010839	0.010865	0.010857	0.010849	0.010841	0.010867	0.010859	0.010851
38	0.010927	0.010918	0.010945	0.010935	0.010927	0.010918	0.010943	0.010935	0.010926	0.010917
39	0.011000	0.011026	0.011016	0.011006	0.010997	0.011022	0.011013	0.011003	0.011028	0.011019
40	0.011111	0.011100	0.011126	0.011115	0.011104	0.011093	0.011118	0.011108	0.011097	0.011121
41	0.011224	0.011212	0.011200	0.011225	0.011213	0.011201	0.011226	0.011214	0.011203	0.011226
42	0.011340	0.011327	0.011351	0.011338	0.011325	0.011349	0.011336	0.011323	0.011346	0.011333
43	0.011458	0.011483	0.011468	0.011453	0.011477	0.011462	0.011485	0.011471	0.011456	0.011479
44	0.011620	0.011643	0.011626	0.011610	0.011633	0.011616	0.011639	0.011623	0.011607	0.011629
45	0.011786	0.011809	0.011789	0.011812	0.011793	0.011815	0.011797	0.011779	0.011800	0.011782
46	0.012000	0.011978	0.012000	0.011979	0.012000	0.011979	0.012000	0.011980	0.012000	0.011980
47	0.012222	0.012243	0.012218	0.012238	0.012214	0.012234	0.012211	0.012230	0.012207	0.012226
48	0.012500	0.012472	0.012491	0.012463	0.012482	0.012500	0.012473	0.012491	0.012465	0.012483
49	0.012791	0.012808	0.012776	0.012792	0.012809	0.012778	0.012794	0.012810	0.012780	0.012796
50	0.013147	0.013162	0.013125	0.013140	0.013154	0.013118	0.013132	0.013146	0.013160	0.013125
51	0.013525	0.013537	0.013548	0.013560	0.013571	0.013529	0.013541	0.013552	0.013563	0.013574
52	0.014043	0.014051	0.014059	0.014008	0.014016	0.014024	0.014032	0.014040	0.014048	0.014055
53	0.014602	0.014605	0.014609	0.014612	0.014615	0.014619	0.014622	0.014625	0.014628	0.014631
54	0.015349	0.015346	0.015342	0.015339	0.015336	0.015333	0.015330	0.015328	0.015325	0.015322
55	0.016176	0.016165	0.016154	0.016143	0.016132	0.016197	0.016186	0.016175	0.016164	0.016154
56	0.017188	0.017254	0.017231	0.017208	0.017186	0.017250	0.017228	0.017206	0.017184	0.017246
57	0.018539	0.018603	0.018564	0.018525	0.018587	0.018548	0.018610	0.018571	0.018534	0.018594
58	0.020370	0.020305	0.020364	0.020299	0.020357	0.020294	0.020351	0.020289	0.020345	0.020284
59	0.022759	0.022653	0.022703	0.022752	0.022649	0.022697	0.022745	0.022645	0.022692	0.022739
60	0.025984	0.026016	0.026047	0.026077	0.026107	0.025940	0.025970	0.026000	0.026029	0.026058
61	0.031132	0.031121	0.031111	0.031101	0.031091	0.031081	0.031071	0.031062	0.031053	0.031043
62	0.039759	0.039643	0.039529	0.039419	0.039767	0.039655	0.039545	0.039438	0.039775	0.039667
63	0.056897	0.056441	0.056949	0.056500	0.057000	0.056557	0.057049	0.056613	0.057097	0.056667
64	0.110000	0.107419	0.108387	0.109355	0.110323	0.107813	0.108750	0.109688	0.110625	0.108182

	Salario (VSM)
Edad (años)	12.0	12.1	12.2	12.3	12.4	12.5	12.6	12.7	12.8	12.9
Hasta 35	0.010714	0.010740	0.010733	0.010727	0.010720	0.010714	0.010739	0.010732	0.010726	0.010720
36	0.010778	0.010772	0.010796	0.010789	0.010783	0.010776	0.010800	0.010793	0.010787	0.010780
37	0.010843	0.010868	0.010861	0.010853	0.010845	0.010838	0.010862	0.010855	0.010847	0.010840
38	0.010942	0.010934	0.010925	0.010917	0.010941	0.010933	0.010925	0.010917	0.010940	0.010932
39	0.011009	0.011000	0.011024	0.011015	0.011006	0.010997	0.011020	0.011012	0.011003	0.011026
40	0.011111	0.011101	0.011091	0.011114	0.011104	0.011095	0.011118	0.011108	0.011098	0.011121
41	0.011215	0.011204	0.011227	0.011216	0.011205	0.011228	0.011217	0.011206	0.011228	0.011217
42	0.011321	0.011344	0.011331	0.011319	0.011341	0.011329	0.011317	0.011339	0.011327	0.011316
43	0.011465	0.011451	0.011473	0.011460	0.011481	0.011468	0.011455	0.011476	0.011463	0.011484
44	0.011613	0.011635	0.011619	0.011604	0.011625	0.011610	0.011631	0.011616	0.011636	0.011622
45	0.011803	0.011786	0.011806	0.011789	0.011810	0.011792	0.011813	0.011796	0.011779	0.011799
46	0.012000	0.011980	0.012000	0.011981	0.012000	0.011981	0.012000	0.011981	0.012000	0.011981
47	0.012203	0.012222	0.012241	0.012219	0.012237	0.012215	0.012233	0.012212	0.012229	0.012208
48	0.012500	0.012474	0.012491	0.012466	0.012483	0.012500	0.012475	0.012492	0.012468	0.012484
49	0.012766	0.012782	0.012797	0.012768	0.012784	0.012799	0.012770	0.012785	0.012800	0.012772
50	0.013139	0.013152	0.013118	0.013132	0.013145	0.013158	0.013125	0.013138	0.013151	0.013119
51	0.013534	0.013545	0.013556	0.013566	0.013527	0.013538	0.013548	0.013559	0.013569	0.013531
52	0.014063	0.014015	0.014023	0.014030	0.014038	0.014045	0.014052	0.014059	0.014015	0.014022
53	0.014634	0.014637	0.014640	0.014585	0.014588	0.014591	0.014595	0.014598	0.014601	0.014604
54	0.015319	0.015316	0.015314	0.015311	0.015309	0.015306	0.015304	0.015301	0.015299	0.015296
55	0.016143	0.016133	0.016195	0.016184	0.016174	0.016164	0.016154	0.016144	0.016134	0.016192
56	0.017225	0.017204	0.017183	0.017243	0.017222	0.017202	0.017182	0.017240	0.017220	0.017200
57	0.018557	0.018520	0.018579	0.018543	0.018600	0.018564	0.018529	0.018585	0.018551	0.018606
58	0.020339	0.020279	0.020333	0.020275	0.020328	0.020270	0.020323	0.020266	0.020317	0.020262
59	0.022642	0.022688	0.022733	0.022638	0.022683	0.022727	0.022635	0.022679	0.022722	0.022632
60	0.026087	0.026115	0.025957	0.025986	0.026014	0.026042	0.026069	0.026096	0.025946	0.025973
61	0.031034	0.031026	0.031017	0.031008	0.031000	0.030992	0.030984	0.030976	0.030968	0.030960
62	0.039560	0.039457	0.039783	0.039677	0.039574	0.039474	0.039789	0.039688	0.039588	0.039490
63	0.057143	0.056719	0.057188	0.056769	0.056364	0.056818	0.056418	0.056866	0.056471	0.056912
64	0.109091	0.110000	0.107647	0.108529	0.109412	0.110294	0.108000	0.108857	0.109714	0.107500

	Salario (VSM)
Edad (años)	13.0	13.1	13.2	13.3	13.4	13.5	13.6	13.7	13.8	13.9
Hasta 35	0.010714	0.010738	0.010732	0.010726	0.010720	0.010714	0.010737	0.010731	0.010725	0.010720
36	0.010773	0.010797	0.010790	0.010784	0.010777	0.010771	0.010794	0.010787	0.010781	0.010775

37	0.010864	0.010856	0.010849	0.010842	0.010865	0.010858	0.010851	0.010844	0.010838	0.010859
38	0.010924	0.010917	0.010939	0.010932	0.010924	0.010916	0.010938	0.010931	0.010923	0.010916
39	0.011017	0.011008	0.011000	0.011022	0.011014	0.011005	0.010997	0.011019	0.011011	0.011003
40	0.011111	0.011102	0.011092	0.011114	0.011105	0.011096	0.011117	0.011108	0.011099	0.011090
41	0.011207	0.011197	0.011218	0.011208	0.011198	0.011219	0.011209	0.011199	0.011220	0.011210
42	0.011337	0.011326	0.011347	0.011335	0.011324	0.011345	0.011333	0.011322	0.011342	0.011332
43	0.011471	0.011458	0.011478	0.011466	0.011453	0.011473	0.011461	0.011480	0.011468	0.011456
44	0.011607	0.011627	0.011613	0.011633	0.011618	0.011605	0.011624	0.011610	0.011629	0.011616
45	0.011782	0.011802	0.011786	0.011805	0.011789	0.011808	0.011792	0.011810	0.011795	0.011780
46	0.012000	0.011982	0.012000	0.011982	0.012000	0.011982	0.012000	0.011983	0.012000	0.011983
47	0.012226	0.012205	0.012222	0.012239	0.012219	0.012236	0.012216	0.012232	0.012212	0.012229
48	0.012500	0.012476	0.012492	0.012469	0.012484	0.012500	0.012477	0.012492	0.012470	0.012485
49	0.012787	0.012801	0.012774	0.012788	0.012803	0.012776	0.012790	0.012804	0.012778	0.012791
50	0.013131	0.013144	0.013156	0.013125	0.013137	0.013149	0.013119	0.013131	0.013143	0.013155
51	0.013542	0.013552	0.013562	0.013525	0.013535	0.013545	0.013555	0.013564	0.013529	0.013539
52	0.014029	0.014036	0.014043	0.014049	0.014056	0.014014	0.014021	0.014027	0.014034	0.014040
53	0.014607	0.014610	0.014613	0.014615	0.014618	0.014621	0.014624	0.014626	0.014629	0.014632
54	0.015294	0.015292	0.015290	0.015287	0.015285	0.015283	0.015281	0.015336	0.015333	0.015331
55	0.016183	0.016173	0.016163	0.016154	0.016145	0.016135	0.016190	0.016181	0.016172	0.016163
56	0.017257	0.017237	0.017217	0.017198	0.017253	0.017234	0.017215	0.017197	0.017250	0.017231
57	0.018571	0.018538	0.018592	0.018558	0.018525	0.018578	0.018545	0.018597	0.018565	0.018533
58	0.020313	0.020363	0.020308	0.020357	0.020303	0.020352	0.020299	0.020347	0.020294	0.020341
59	0.022674	0.022717	0.022629	0.022670	0.022712	0.022626	0.022667	0.022707	0.022623	0.022663
60	0.026000	0.026026	0.026053	0.026078	0.025935	0.025962	0.025987	0.026013	0.026038	0.026063
61	0.030952	0.031190	0.031181	0.031172	0.031163	0.031154	0.031145	0.031136	0.031128	0.031119
62	0.039394	0.039697	0.039600	0.039505	0.039412	0.039706	0.039612	0.039519	0.039429	0.039714
63	0.056522	0.056957	0.056571	0.057000	0.056620	0.057042	0.056667	0.057083	0.056712	0.056351
64	0.108333	0.109167	0.110000	0.107838	0.108649	0.109459	0.107368	0.108158	0.108947	0.109737

	Salario (VSM)
Edad (años)	14.0	14.1	14.2	14.3	14.4	14.5	14.6	14.7	14.8	14.9
Hasta 35	0.010714	0.010736	0.010730	0.010725	0.010720	0.010714	0.010735	0.010730	0.010725	0.010719
36	0.010797	0.010791	0.010785	0.010779	0.010773	0.010794	0.010788	0.010782	0.010777	0.010771
37	0.010853	0.010846	0.010840	0.010861	0.010854	0.010848	0.010842	0.010862	0.010856	0.010850
38	0.010938	0.010930	0.010923	0.010916	0.010937	0.010930	0.010923	0.010916	0.010936	0.010929
39	0.011024	0.011016	0.011008	0.011000	0.011020	0.011013	0.011005	0.010998	0.011017	0.011010
40	0.011111	0.011102	0.011094	0.011114	0.011105	0.011097	0.011117	0.011108	0.011100	0.011092
41	0.011200	0.011220	0.011211	0.011201	0.011221	0.011211	0.011202	0.011221	0.011212	0.011203
42	0.011321	0.011340	0.011330	0.011319	0.011339	0.011328	0.011318	0.011337	0.011327	0.011316
43	0.011475	0.011463	0.011452	0.011471	0.011459	0.011478	0.011466	0.011455	0.011473	0.011462
44	0.011634	0.011621	0.011608	0.011626	0.011613	0.011631	0.011618	0.011605	0.011623	0.011610
45	0.011798	0.011783	0.011801	0.011786	0.011803	0.011789	0.011806	0.011791	0.011777	0.011794
46	0.012000	0.011983	0.012000	0.011983	0.012000	0.011983	0.012000	0.011984	0.012000	0.011984
47	0.012209	0.012225	0.012206	0.012222	0.012203	0.012219	0.012235	0.012216	0.012231	0.012213
48	0.012463	0.012478	0.012493	0.012471	0.012486	0.012464	0.012479	0.012493	0.012472	0.012486
49	0.012766	0.012779	0.012793	0.012768	0.012781	0.012794	0.012770	0.012783	0.012795	0.012771
50	0.013125	0.013137	0.013148	0.013119	0.013131	0.013142	0.013153	0.013125	0.013136	0.013147
51	0.013548	0.013558	0.013567	0.013533	0.013542	0.013551	0.013560	0.013528	0.013537	0.013545
52	0.014047	0.014053	0.014013	0.014020	0.014026	0.014032	0.014038	0.014045	0.014051	0.014013
53	0.014634	0.014586	0.014589	0.014592	0.014595	0.014597	0.014600	0.014603	0.014605	0.014608
54	0.015328	0.015326	0.015324	0.015321	0.015319	0.015317	0.015315	0.015313	0.015310	0.015308
55	0.016154	0.016145	0.016136	0.016128	0.016180	0.016171	0.016162	0.016154	0.016145	0.016137
56	0.017213	0.017195	0.017247	0.017229	0.017211	0.017194	0.017244	0.017227	0.017209	0.017192
57	0.018584	0.018553	0.018522	0.018571	0.018541	0.018590	0.018559	0.018529	0.018577	0.018548
58	0.020290	0.020337	0.020286	0.020332	0.020282	0.020327	0.020278	0.020323	0.020274	0.020318
59	0.022703	0.022620	0.022660	0.022698	0.022618	0.022656	0.022694	0.022615	0.022653	0.022690
60	0.026087	0.025951	0.025976	0.026000	0.026024	0.026048	0.026071	0.025941	0.025965	0.025988
61	0.031111	0.031103	0.031095	0.031087	0.031079	0.031071	0.031064	0.031056	0.031049	0.031042
62	0.039623	0.039533	0.039444	0.039722	0.039633	0.039545	0.039459	0.039730	0.039643	0.039558
63	0.056757	0.056400	0.056800	0.056447	0.056842	0.056494	0.056883	0.056538	0.056923	0.056582
64	0.107692	0.108462	0.109231	0.110000	0.108000	0.108750	0.109500	0.107561	0.108293	0.109024

	Salario (VSM)
Edad (años)	15.0	15.1	15.2	15.3	15.4	15.5	15.6	15.7	15.8	15.9
Hasta 35	0.010714	0.010735	0.010729	0.010724	0.010719	0.010714	0.010734	0.010729	0.010724	0.010719
36	0.010791	0.010786	0.010780	0.010775	0.010794	0.010789	0.010783	0.010778	0.010773	0.010792
37	0.010843	0.010837	0.010857	0.010851	0.010845	0.010839	0.010858	0.010853	0.010847	0.010841
38	0.010922	0.010916	0.010935	0.010929	0.010922	0.010915	0.010935	0.010928	0.010922	0.010915
39	0.011002	0.011022	0.011014	0.011007	0.011000	0.011019	0.011012	0.011005	0.010998	0.011016
40	0.011111	0.011103	0.011095	0.011114	0.011106	0.011098	0.011090	0.011108	0.011101	0.011093

41	0.011222	0.011213	0.011204	0.011222	0.011214	0.011205	0.011196	0.011214	0.011206	0.011197
42	0.011335	0.011325	0.011343	0.011333	0.011324	0.011341	0.011332	0.011322	0.011340	0.011330
43	0.011450	0.011468	0.011457	0.011475	0.011464	0.011453	0.011471	0.011460	0.011477	0.011466
44	0.011628	0.011615	0.011633	0.011620	0.011608	0.011625	0.011613	0.011630	0.011618	0.011606
45	0.011780	0.011797	0.011783	0.011799	0.011786	0.011802	0.011788	0.011805	0.011791	0.011778
46	0.012000	0.011984	0.012000	0.011984	0.012000	0.011985	0.012000	0.011985	0.012000	0.011985
47	0.012228	0.012210	0.012225	0.012207	0.012222	0.012205	0.012219	0.012202	0.012216	0.012231
48	0.012465	0.012479	0.012493	0.012473	0.012486	0.012466	0.012480	0.012493	0.012474	0.012487
49	0.012784	0.012797	0.012773	0.012786	0.012798	0.012775	0.012787	0.012764	0.012776	0.012788
50	0.013120	0.013130	0.013141	0.013152	0.013125	0.013136	0.013146	0.013120	0.013130	0.013140
51	0.013554	0.013563	0.013531	0.013540	0.013548	0.013557	0.013526	0.013534	0.013543	0.013551
52	0.014019	0.014025	0.014031	0.014037	0.014043	0.014048	0.014012	0.014018	0.014024	0.014029
53	0.014610	0.014613	0.014615	0.014618	0.014620	0.014623	0.014625	0.014627	0.014630	0.014587
54	0.015306	0.015304	0.015302	0.015300	0.015298	0.015296	0.015294	0.015292	0.015290	0.015288
55	0.016129	0.016179	0.016170	0.016162	0.016154	0.016146	0.016138	0.016130	0.016177	0.016169
56	0.017241	0.017224	0.017208	0.017191	0.017239	0.017222	0.017206	0.017190	0.017236	0.017220
57	0.018519	0.018566	0.018537	0.018583	0.018554	0.018526	0.018571	0.018543	0.018588	0.018560
58	0.020270	0.020314	0.020267	0.020310	0.020263	0.020306	0.020348	0.020302	0.020343	0.020298
59	0.022613	0.022650	0.022687	0.022611	0.022647	0.022683	0.022718	0.022644	0.022679	0.022714
60	0.026012	0.026034	0.026057	0.025932	0.025955	0.025978	0.026000	0.026022	0.026044	0.026066
61	0.031034	0.031027	0.031020	0.031014	0.031007	0.031000	0.030993	0.030987	0.030980	0.030974
62	0.039474	0.039391	0.039652	0.039569	0.039487	0.039407	0.039661	0.039580	0.039500	0.039421
63	0.056962	0.056625	0.057000	0.056667	0.056341	0.056707	0.056386	0.056747	0.056429	0.056786
64	0.109756	0.107857	0.108571	0.109286	0.107442	0.108140	0.108837	0.109535	0.107727	0.108409

	Salario (VSM)
Edad (años)	16.0	16.1	16.2	16.3	16.4	16.5	16.6	16.7	16.8	16.9
Hasta 35	0.010714	0.010733	0.010728	0.010724	0.010719	0.010714	0.010733	0.010728	0.010723	0.010719
36	0.010787	0.010781	0.010776	0.010771	0.010789	0.010784	0.010779	0.010774	0.010792	0.010787
37	0.010860	0.010854	0.010848	0.010843	0.010837	0.010855	0.010850	0.010844	0.010839	0.010857
38	0.010934	0.010928	0.010921	0.010915	0.010933	0.010927	0.010921	0.010915	0.010933	0.010927
39	0.011009	0.011002	0.010995	0.011014	0.011007	0.011000	0.011018	0.011011	0.011004	0.010998
40	0.011111	0.011103	0.011096	0.011114	0.011106	0.011099	0.011091	0.011109	0.011101	0.011094
41	0.011215	0.011206	0.011198	0.011216	0.011207	0.011199	0.011216	0.011208	0.011200	0.011217
42	0.011321	0.011338	0.011329	0.011319	0.011336	0.011327	0.011318	0.011335	0.011326	0.011317
43	0.011456	0.011473	0.011462	0.011452	0.011469	0.011458	0.011475	0.011465	0.011455	0.011471
44	0.011622	0.011611	0.011627	0.011615	0.011604	0.011620	0.011608	0.011624	0.011613	0.011628
45	0.011794	0.011780	0.011796	0.011783	0.011799	0.011786	0.011801	0.011788	0.011803	0.011791
46	0.012000	0.011985	0.012000	0.011985	0.012000	0.011985	0.012000	0.011986	0.012000	0.011986
47	0.012214	0.012228	0.012211	0.012225	0.012208	0.012222	0.012206	0.012220	0.012203	0.012217
48	0.012468	0.012481	0.012494	0.012474	0.012487	0.012469	0.012481	0.012494	0.012475	0.012488
49	0.012766	0.012778	0.012789	0.012768	0.012779	0.012791	0.012769	0.012781	0.012792	0.012771
50	0.013115	0.013125	0.013135	0.013145	0.013120	0.013130	0.013140	0.013115	0.013125	0.013135
51	0.013559	0.013529	0.013538	0.013546	0.013554	0.013525	0.013533	0.013541	0.013548	0.013556
52	0.014035	0.014041	0.014046	0.014011	0.014017	0.014023	0.014028	0.014034	0.014039	0.014044
53	0.014590	0.014592	0.014595	0.014597	0.014599	0.014602	0.014604	0.014606	0.014609	0.014611
54	0.015287	0.015285	0.015283	0.015281	0.015280	0.015325	0.015323	0.015321	0.015319	0.015317
55	0.016162	0.016154	0.016146	0.016139	0.016131	0.016176	0.016169	0.016161	0.016154	0.016146
56	0.017204	0.017189	0.017234	0.017218	0.017203	0.017188	0.017232	0.017216	0.017201	0.017186
57	0.018533	0.018577	0.018550	0.018523	0.018566	0.018539	0.018582	0.018556	0.018529	0.018571
58	0.020339	0.020294	0.020335	0.020290	0.020331	0.020287	0.020327	0.020283	0.020323	0.020280
59	0.022642	0.022676	0.022710	0.022639	0.022673	0.022706	0.022636	0.022670	0.022703	0.022634
60	0.025946	0.025968	0.025989	0.026011	0.026032	0.026053	0.025938	0.025959	0.025979	0.026000
61	0.030968	0.030962	0.030955	0.031146	0.031139	0.031132	0.031125	0.031118	0.031111	0.031104
62	0.039669	0.039590	0.039512	0.039435	0.039677	0.039600	0.039524	0.039449	0.039685	0.039609
63	0.056471	0.056824	0.056512	0.056860	0.056552	0.056897	0.056591	0.056932	0.056629	0.056333
64	0.109091	0.107333	0.108000	0.108667	0.109333	0.107609	0.108261	0.108913	0.109565	0.107872

	Salario (VSM)
Edad (años)	17.0	17.1	17.2	17.3	17.4	17.5	17.6	17.7	17.8	17.9
Hasta 35	0.010714	0.010710	0.010728	0.010723	0.010719	0.010714	0.010710	0.010727	0.010723	0.010719
36	0.010782	0.010777	0.010772	0.010790	0.010785	0.010780	0.010776	0.010771	0.010788	0.010783
37	0.010851	0.010846	0.010840	0.010858	0.010852	0.010847	0.010842	0.010837	0.010854	0.010848
38	0.010921	0.010915	0.010932	0.010926	0.010921	0.010915	0.010932	0.010926	0.010920	0.010915
39	0.011015	0.011009	0.011002	0.010996	0.011013	0.011006	0.011000	0.011017	0.011010	0.011004
40	0.011111	0.011104	0.011097	0.011090	0.011106	0.011099	0.011092	0.011109	0.011102	0.011095
41	0.011209	0.011201	0.011217	0.011210	0.011202	0.011218	0.011210	0.011203	0.011218	0.011211
42	0.011333	0.011325	0.011316	0.011332	0.011323	0.011339	0.011330	0.011322	0.011338	0.011329
43	0.011461	0.011451	0.011467	0.011457	0.011473	0.011463	0.011453	0.011469	0.011459	0.011474
44	0.011617	0.011606	0.011622	0.011611	0.011626	0.011615	0.011604	0.011619	0.011609	0.011623

45	0.011778	0.011793	0.011781	0.011795	0.011783	0.011798	0.011786	0.011800	0.011788	0.011802
46	0.012000	0.011986	0.012000	0.011986	0.012000	0.011986	0.012000	0.011986	0.012000	0.011987
47	0.012230	0.012214	0.012227	0.012212	0.012225	0.012209	0.012222	0.012207	0.012220	0.012205
48	0.012469	0.012482	0.012464	0.012476	0.012488	0.012470	0.012482	0.012465	0.012477	0.012488
49	0.012782	0.012793	0.012772	0.012783	0.012794	0.012774	0.012785	0.012764	0.012775	0.012786
50	0.013144	0.013120	0.013130	0.013139	0.013116	0.013125	0.013134	0.013144	0.013120	0.013130
51	0.013528	0.013536	0.013543	0.013551	0.013558	0.013531	0.013538	0.013546	0.013553	0.013526
52	0.014011	0.014016	0.014022	0.014027	0.014032	0.014037	0.014043	0.014011	0.014016	0.014021
53	0.014613	0.014615	0.014618	0.014620	0.014622	0.014624	0.014586	0.014588	0.014590	0.014592
54	0.015315	0.015313	0.015312	0.015310	0.015308	0.015306	0.015304	0.015303	0.015301	0.015299
55	0.016139	0.016132	0.016176	0.016168	0.016161	0.016154	0.016147	0.016140	0.016133	0.016175
56	0.017230	0.017215	0.017200	0.017185	0.017228	0.017213	0.017199	0.017184	0.017226	0.017212
57	0.018545	0.018520	0.018561	0.018536	0.018577	0.018551	0.018526	0.018566	0.018542	0.018581
58	0.020319	0.020277	0.020315	0.020273	0.020311	0.020270	0.020308	0.020267	0.020304	0.020264
59	0.022667	0.022699	0.022632	0.022664	0.022696	0.022629	0.022661	0.022692	0.022627	0.022658
60	0.026020	0.026041	0.026061	0.025950	0.025970	0.025990	0.026010	0.026029	0.026049	0.025942
61	0.031098	0.031091	0.031084	0.031078	0.031071	0.031065	0.031059	0.031053	0.031047	0.031040
62	0.039535	0.039462	0.039389	0.039618	0.039545	0.039474	0.039403	0.039627	0.039556	0.039485
63	0.056667	0.056374	0.056703	0.056413	0.056739	0.056452	0.056774	0.056489	0.056809	0.056526
64	0.108511	0.109149	0.107500	0.108125	0.108750	0.109375	0.107755	0.108367	0.108980	0.107400

	Salario (VSM)
Edad (años)	18.0	18.1	18.2	18.3	18.4	18.5	18.6	18.7	18.8	18.9
Hasta 35	0.010714	0.010710	0.010727	0.010723	0.010718	0.010714	0.010710	0.010727	0.010722	0.010718
36	0.010778	0.010774	0.010791	0.010786	0.010781	0.010777	0.010772	0.010788	0.010784	0.010779
37	0.010843	0.010838	0.010855	0.010850	0.010845	0.010840	0.010856	0.010851	0.010846	0.010841
38	0.010931	0.010926	0.010920	0.010915	0.010931	0.010925	0.010920	0.010914	0.010930	0.010925
39	0.010998	0.011014	0.011008	0.011002	0.010996	0.011012	0.011006	0.011000	0.011016	0.011010
40	0.011111	0.011104	0.011098	0.011091	0.011107	0.011100	0.011093	0.011109	0.011102	0.011096
41	0.011203	0.011196	0.011211	0.011204	0.011197	0.011212	0.011205	0.011198	0.011213	0.011206
42	0.011321	0.011336	0.011328	0.011320	0.011335	0.011327	0.011318	0.011333	0.011325	0.011317
43	0.011465	0.011456	0.011471	0.011461	0.011452	0.011467	0.011458	0.011472	0.011463	0.011455
44	0.011613	0.011627	0.011617	0.011607	0.011621	0.011611	0.011625	0.011615	0.011605	0.011619
45	0.011790	0.011779	0.011793	0.011781	0.011795	0.011783	0.011797	0.011786	0.011799	0.011788
46	0.012000	0.011987	0.012000	0.011987	0.012000	0.011987	0.012000	0.011987	0.012000	0.011987
47	0.012217	0.012202	0.012215	0.012227	0.012212	0.012225	0.012210	0.012222	0.012208	0.012220
48	0.012471	0.012483	0.012466	0.012477	0.012489	0.012472	0.012483	0.012467	0.012478	0.012489
49	0.012766	0.012776	0.012787	0.012767	0.012778	0.012788	0.012769	0.012779	0.012789	0.012770
50	0.013139	0.013116	0.013125	0.013134	0.013143	0.013121	0.013129	0.013138	0.013116	0.013125
51	0.013534	0.013541	0.013548	0.013556	0.013529	0.013537	0.013544	0.013551	0.013525	0.013532
52	0.014026	0.014031	0.014036	0.014041	0.014010	0.014015	0.014020	0.014025	0.014030	0.014035
53	0.014595	0.014597	0.014599	0.014601	0.014603	0.014605	0.014607	0.014609	0.014611	0.014613
54	0.015297	0.015296	0.015294	0.015292	0.015291	0.015289	0.015288	0.015286	0.015285	0.015283
55	0.016168	0.016161	0.016154	0.016147	0.016140	0.016134	0.016174	0.016167	0.016160	0.016154
56	0.017197	0.017184	0.017224	0.017210	0.017196	0.017183	0.017222	0.017209	0.017195	0.017182
57	0.018557	0.018532	0.018571	0.018547	0.018523	0.018562	0.018538	0.018576	0.018553	0.018529
58	0.020301	0.020261	0.020297	0.020333	0.020294	0.020330	0.020291	0.020326	0.020288	0.020323
59	0.022689	0.022625	0.022656	0.022686	0.022623	0.022653	0.022683	0.022621	0.022651	0.022680
60	0.025962	0.025981	0.026000	0.026019	0.026038	0.025935	0.025953	0.025972	0.025991	0.026009
61	0.031034	0.031029	0.031023	0.031017	0.031011	0.031006	0.031000	0.030994	0.030989	0.030984
62	0.039416	0.039635	0.039565	0.039496	0.039429	0.039643	0.039574	0.039507	0.039441	0.039650
63	0.056842	0.056563	0.056875	0.056598	0.056327	0.056633	0.056364	0.056667	0.056400	0.056700
64	0.108000	0.108600	0.109200	0.107647	0.108235	0.108824	0.107308	0.107885	0.108462	0.109038

	Salario (VSM)
Edad (años)	19.0	19.1	19.2	19.3	19.4	19.5	19.6	19.7	19.8	19.9
Hasta 35	0.010714	0.010710	0.010726	0.010722	0.010718	0.010714	0.010710	0.010726	0.010722	0.010718
36	0.010775	0.010771	0.010787	0.010782	0.010778	0.010773	0.010789	0.010785	0.010780	0.010776
37	0.010857	0.010852	0.010847	0.010843	0.010838	0.010853	0.010849	0.010844	0.010839	0.010855
38	0.010920	0.010914	0.010930	0.010925	0.010919	0.010914	0.010929	0.010924	0.010919	0.010914
39	0.011004	0.010998	0.011013	0.011008	0.011002	0.010996	0.011011	0.011006	0.011000	0.011015
40	0.011111	0.011105	0.011098	0.011092	0.011107	0.011101	0.011094	0.011109	0.011103	0.011097
41	0.011198	0.011213	0.011206	0.011199	0.011214	0.011207	0.011200	0.011214	0.011208	0.011201
42	0.011332	0.011324	0.011316	0.011331	0.011323	0.011315	0.011329	0.011322	0.011336	0.011328
43	0.011469	0.011460	0.011451	0.011465	0.011457	0.011471	0.011462	0.011453	0.011467	0.011459
44	0.011609	0.011623	0.011613	0.011627	0.011617	0.011607	0.011621	0.011611	0.011624	0.011615
45	0.011801	0.011790	0.011779	0.011792	0.011781	0.011794	0.011784	0.011796	0.011786	0.011798
46	0.012000	0.011987	0.012000	0.011988	0.011975	0.011988	0.011976	0.011988	0.011976	0.011988
47	0.012206	0.012217	0.012203	0.012215	0.012227	0.012213	0.012225	0.012211	0.012222	0.012209
48	0.012473	0.012484	0.012468	0.012478	0.012489	0.012473	0.012484	0.012468	0.012479	0.012463

49	0.012780	0.012790	0.012772	0.012781	0.012791	0.012773	0.012783	0.012765	0.012774	0.012784
50	0.013134	0.013142	0.013121	0.013129	0.013138	0.013117	0.013125	0.013133	0.013142	0.013121
51	0.013539	0.013546	0.013553	0.013528	0.013535	0.013542	0.013548	0.013555	0.013531	0.013537
52	0.014039	0.014010	0.014015	0.014019	0.014024	0.014029	0.014033	0.014038	0.014009	0.014014
53	0.014615	0.014617	0.014619	0.014621	0.014586	0.014589	0.014591	0.014593	0.014595	0.014597
54	0.015282	0.015280	0.015319	0.015317	0.015316	0.015314	0.015313	0.015311	0.015309	0.015308
55	0.016147	0.016141	0.016134	0.016128	0.016167	0.016160	0.016154	0.016148	0.016141	0.016135
56	0.017221	0.017207	0.017194	0.017232	0.017219	0.017206	0.017193	0.017230	0.017217	0.017205
57	0.018567	0.018544	0.018521	0.018558	0.018535	0.018571	0.018549	0.018527	0.018563	0.018540
58	0.020285	0.020319	0.020282	0.020316	0.020279	0.020313	0.020276	0.020309	0.020273	0.020306
59	0.022619	0.022648	0.022677	0.022617	0.022646	0.022674	0.022615	0.022644	0.022672	0.022614
60	0.026027	0.026045	0.025946	0.025964	0.025982	0.026000	0.026018	0.026035	0.025939	0.025957
61	0.030978	0.030973	0.030968	0.030963	0.030957	0.030952	0.031111	0.031105	0.031099	0.031094
62	0.039583	0.039517	0.039452	0.039388	0.039592	0.039527	0.039463	0.039400	0.039600	0.039536
63	0.056436	0.056733	0.056471	0.056765	0.056505	0.056796	0.056538	0.056827	0.056571	0.056321
64	0.107547	0.108113	0.108679	0.109245	0.107778	0.108333	0.108889	0.107455	0.108000	0.108545

	Salario (VSM)
Edad (años)	20.0	20.1	20.2	20.3	20.4	20.5	20.6	20.7	20.8	20.9
Hasta 35	0.010714	0.010710	0.010726	0.010722	0.010718	0.010714	0.010711	0.010725	0.010722	0.010718
36	0.010772	0.010787	0.010783	0.010779	0.010775	0.010771	0.010785	0.010781	0.010777	0.010773
37	0.010850	0.010845	0.010841	0.010856	0.010851	0.010847	0.010842	0.010838	0.010852	0.010848
38	0.010929	0.010924	0.010919	0.010914	0.010929	0.010924	0.010919	0.010914	0.010928	0.010923
39	0.011009	0.011004	0.010998	0.011013	0.011007	0.011002	0.010996	0.011011	0.011005	0.011000
40	0.011091	0.011105	0.011099	0.011093	0.011107	0.011101	0.011095	0.011109	0.011103	0.011097
41	0.011215	0.011208	0.011201	0.011215	0.011209	0.011202	0.011216	0.011209	0.011203	0.011196
42	0.011321	0.011335	0.011327	0.011320	0.011333	0.011326	0.011319	0.011332	0.011325	0.011318
43	0.011450	0.011464	0.011456	0.011469	0.011461	0.011453	0.011466	0.011458	0.011471	0.011463
44	0.011605	0.011618	0.011609	0.011622	0.011613	0.011604	0.011617	0.011607	0.011620	0.011611
45	0.011788	0.011777	0.011790	0.011779	0.011792	0.011782	0.011794	0.011784	0.011796	0.011786
46	0.011976	0.011988	0.011976	0.011988	0.011977	0.011988	0.011977	0.011988	0.011977	0.011989
47	0.012220	0.012206	0.012218	0.012204	0.012216	0.012202	0.012213	0.012224	0.012211	0.012222
48	0.012474	0.012484	0.012469	0.012480	0.012464	0.012475	0.012485	0.012470	0.012480	0.012465
49	0.012766	0.012775	0.012785	0.012767	0.012777	0.012786	0.012769	0.012778	0.012787	0.012770
50	0.013129	0.013137	0.013117	0.013125	0.013133	0.013141	0.013121	0.013129	0.013137	0.013117
51	0.013544	0.013551	0.013527	0.013533	0.013540	0.013546	0.013553	0.013529	0.013536	0.013542
52	0.014019	0.014023	0.014028	0.014032	0.014037	0.014009	0.014014	0.014018	0.014022	0.014027
53	0.014599	0.014600	0.014602	0.014604	0.014606	0.014608	0.014610	0.014612	0.014614	0.014615
54	0.015306	0.015305	0.015303	0.015302	0.015300	0.015299	0.015297	0.015296	0.015294	0.015293
55	0.016129	0.016166	0.016160	0.016154	0.016148	0.016142	0.016136	0.016130	0.016166	0.016160
56	0.017192	0.017229	0.017216	0.017203	0.017191	0.017227	0.017214	0.017202	0.017190	0.017225
57	0.018519	0.018554	0.018532	0.018567	0.018545	0.018524	0.018559	0.018537	0.018571	0.018550
58	0.020270	0.020303	0.020268	0.020300	0.020265	0.020297	0.020262	0.020294	0.020326	0.020291
59	0.022642	0.022669	0.022612	0.022639	0.022667	0.022610	0.022637	0.022664	0.022691	0.022635
60	0.025974	0.025991	0.026009	0.026026	0.025932	0.025949	0.025966	0.025983	0.026000	0.026017
61	0.031088	0.031082	0.031077	0.031071	0.031066	0.031061	0.031055	0.031050	0.031045	0.031040
62	0.039474	0.039412	0.039608	0.039545	0.039484	0.039423	0.039615	0.039554	0.039494	0.039434
63	0.056604	0.056355	0.056636	0.056389	0.056667	0.056422	0.056697	0.056455	0.056727	0.056486
64	0.109091	0.107679	0.108214	0.108750	0.107368	0.107895	0.108421	0.108947	0.107586	0.108103

	Salario (VSM)
Edad (años)	21.0	21.1	21.2	21.3	21.4	21.5	21.6	21.7	21.8	21.9
Hasta 35	0.010714	0.010711	0.010725	0.010721	0.010718	0.010714	0.010711	0.010725	0.010721	0.010718
36	0.010788	0.010784	0.010780	0.010776	0.010772	0.010786	0.010782	0.010778	0.010774	0.010770
37	0.010843	0.010839	0.010853	0.010849	0.010845	0.010840	0.010854	0.010850	0.010846	0.010842
38	0.010919	0.010914	0.010928	0.010923	0.010918	0.010914	0.010927	0.010923	0.010918	0.010914
39	0.011014	0.011009	0.011003	0.010998	0.011012	0.011007	0.011002	0.010997	0.011010	0.011005
40	0.011092	0.011105	0.011099	0.011094	0.011107	0.011102	0.011096	0.011090	0.011104	0.011098
41	0.011210	0.011204	0.011197	0.011211	0.011204	0.011198	0.011211	0.011205	0.011199	0.011212
42	0.011331	0.011324	0.011317	0.011330	0.011323	0.011316	0.011329	0.011322	0.011334	0.011328
43	0.011455	0.011467	0.011459	0.011452	0.011464	0.011456	0.011469	0.011461	0.011454	0.011466
44	0.011624	0.011615	0.011606	0.011618	0.011609	0.011622	0.011613	0.011604	0.011616	0.011608
45	0.011798	0.011788	0.011778	0.011790	0.011780	0.011792	0.011782	0.011793	0.011784	0.011795
46	0.011977	0.011989	0.011977	0.011989	0.011978	0.011989	0.011978	0.011989	0.011978	0.011989
47	0.012209	0.012220	0.012207	0.012218	0.012205	0.012216	0.012203	0.012214	0.012224	0.012212
48	0.012475	0.012485	0.012471	0.012480	0.012466	0.012476	0.012486	0.012471	0.012481	0.012467
49	0.012779	0.012788	0.012771	0.012780	0.012789	0.012772	0.012781	0.012765	0.012773	0.012782
50	0.013125	0.013133	0.013140	0.013121	0.013129	0.013136	0.013117	0.013125	0.013133	0.013140
51	0.013548	0.013526	0.013532	0.013538	0.013544	0.013550	0.013528	0.013534	0.013540	0.013546
52	0.014031	0.014035	0.014009	0.014013	0.014017	0.014022	0.014026	0.014030	0.014034	0.014009

53	0.014617	0.014585	0.014587	0.014589	0.014591	0.014593	0.014595	0.014596	0.014598	0.014600
54	0.015291	0.015290	0.015288	0.015287	0.015286	0.015284	0.015283	0.015282	0.015280	0.015315
55	0.016154	0.016148	0.016142	0.016136	0.016131	0.016165	0.016160	0.016154	0.016148	0.016143
56	0.017213	0.017201	0.017189	0.017224	0.017212	0.017200	0.017188	0.017222	0.017211	0.017199
57	0.018529	0.018563	0.018542	0.018522	0.018555	0.018534	0.018567	0.018547	0.018527	0.018559
58	0.020323	0.020288	0.020319	0.020286	0.020316	0.020283	0.020313	0.020280	0.020311	0.020278
59	0.022662	0.022688	0.022633	0.022660	0.022686	0.022632	0.022657	0.022683	0.022630	0.022655
60	0.026033	0.025943	0.025959	0.025976	0.025992	0.026008	0.026024	0.025936	0.025952	0.025968
61	0.031034	0.031029	0.031024	0.031019	0.031014	0.031010	0.031005	0.031000	0.030995	0.030991
62	0.039623	0.039563	0.039503	0.039444	0.039387	0.039571	0.039512	0.039455	0.039398	0.039578
63	0.056757	0.056518	0.056786	0.056549	0.056316	0.056579	0.056348	0.056609	0.056379	0.056638
64	0.108621	0.109138	0.107797	0.108305	0.108814	0.107500	0.108000	0.108500	0.109000	0.107705

	Salario (VSM)
Edad (años)	22.0	22.1	22.2	22.3	22.4	22.5	22.6	22.7	22.8	22.9
Hasta 35	0.010714	0.010711	0.010725	0.010721	0.010718	0.010714	0.010711	0.010724	0.010721	0.010718
36	0.010784	0.010780	0.010777	0.010773	0.010787	0.010783	0.010779	0.010775	0.010772	0.010785
37	0.010837	0.010851	0.010847	0.010843	0.010839	0.010852	0.010848	0.010844	0.010840	0.010853
38	0.010927	0.010923	0.010918	0.010914	0.010927	0.010922	0.010918	0.010913	0.010927	0.010922
39	0.011000	0.011013	0.011008	0.011003	0.010998	0.011011	0.011006	0.011002	0.010997	0.011010
40	0.011092	0.011106	0.011100	0.011095	0.011107	0.011102	0.011097	0.011091	0.011104	0.011099
41	0.011205	0.011199	0.011212	0.011206	0.011200	0.011213	0.011207	0.011201	0.011213	0.011207
42	0.011321	0.011333	0.011327	0.011320	0.011332	0.011326	0.011319	0.011331	0.011325	0.011318
43	0.011458	0.011451	0.011463	0.011455	0.011468	0.011460	0.011453	0.011465	0.011457	0.011469
44	0.011620	0.011611	0.011623	0.011615	0.011606	0.011618	0.011610	0.011621	0.011613	0.011605
45	0.011786	0.011797	0.011788	0.011778	0.011789	0.011780	0.011791	0.011782	0.011793	0.011784
46	0.011978	0.011989	0.011978	0.011989	0.011979	0.011989	0.011979	0.011989	0.011979	0.011990
47	0.012222	0.012210	0.012220	0.012208	0.012218	0.012206	0.012216	0.012204	0.012214	0.012202
48	0.012476	0.012486	0.012472	0.012481	0.012468	0.012477	0.012463	0.012473	0.012482	0.012468
49	0.012766	0.012775	0.012783	0.012767	0.012776	0.012784	0.012768	0.012777	0.012785	0.012770
50	0.013121	0.013129	0.013136	0.013118	0.013125	0.013132	0.013140	0.013121	0.013129	0.013136
51	0.013525	0.013531	0.013537	0.013543	0.013548	0.013527	0.013533	0.013539	0.013545	0.013550
52	0.014013	0.014017	0.014021	0.014025	0.014029	0.014033	0.014008	0.014012	0.014016	0.014020
53	0.014602	0.014604	0.014605	0.014607	0.014609	0.014610	0.014612	0.014614	0.014615	0.014586
54	0.015313	0.015312	0.015310	0.015309	0.015308	0.015306	0.015305	0.015303	0.015302	0.015301
55	0.016137	0.016131	0.016165	0.016159	0.016154	0.016148	0.016143	0.016137	0.016132	0.016165
56	0.017188	0.017221	0.017209	0.017198	0.017187	0.017219	0.017208	0.017197	0.017186	0.017218
57	0.018539	0.018520	0.018552	0.018532	0.018564	0.018544	0.018525	0.018556	0.018537	0.018568
58	0.020308	0.020275	0.020305	0.020273	0.020302	0.020270	0.020299	0.020268	0.020297	0.020265
59	0.022680	0.022628	0.022653	0.022678	0.022626	0.022651	0.022676	0.022625	0.022649	0.022673
60	0.025984	0.026000	0.026016	0.025930	0.025946	0.025962	0.025977	0.025992	0.026008	0.026023
61	0.030986	0.030981	0.030977	0.030972	0.030968	0.030963	0.030959	0.030955	0.031091	0.031086
62	0.039521	0.039464	0.039408	0.039586	0.039529	0.039474	0.039419	0.039593	0.039538	0.039483
63	0.056410	0.056667	0.056441	0.056695	0.056471	0.056723	0.056500	0.056750	0.056529	0.056777
64	0.108197	0.108689	0.107419	0.107903	0.108387	0.108871	0.107619	0.108095	0.108571	0.107344

	Salario (VSM)
Edad (años)	23.0	23.1	23.2	23.3	23.4	23.5	23.6	23.7	23.8	23.9
Hasta 35	0.010714	0.010711	0.010724	0.010721	0.010718	0.010714	0.010711	0.010724	0.010721	0.010717
36	0.010781	0.010778	0.010774	0.010770	0.010783	0.010780	0.010776	0.010773	0.010785	0.010782
37	0.010849	0.010845	0.010841	0.010837	0.010850	0.010846	0.010842	0.010838	0.010851	0.010847
38	0.010918	0.010913	0.010926	0.010922	0.010918	0.010913	0.010926	0.010922	0.010917	0.010913
39	0.011005	0.011000	0.011013	0.011008	0.011003	0.010998	0.011011	0.011006	0.011002	0.010997
40	0.011093	0.011106	0.011100	0.011095	0.011090	0.011102	0.011097	0.011092	0.011104	0.011099
41	0.011201	0.011214	0.011208	0.011202	0.011196	0.011208	0.011203	0.011197	0.011209	0.011203
42	0.011330	0.011324	0.011317	0.011329	0.011323	0.011316	0.011328	0.011322	0.011315	0.011327
43	0.011462	0.011455	0.011466	0.011459	0.011452	0.011463	0.011456	0.011468	0.011461	0.011454
44	0.011616	0.011608	0.011619	0.011611	0.011603	0.011614	0.011607	0.011618	0.011610	0.011621
45	0.011795	0.011786	0.011797	0.011788	0.011779	0.011789	0.011780	0.011791	0.011782	0.011793
46	0.011979	0.011990	0.011979	0.011990	0.011980	0.011990	0.011980	0.011990	0.011980	0.011990
47	0.012212	0.012222	0.012211	0.012220	0.012209	0.012218	0.012207	0.012216	0.012205	0.012215
48	0.012477	0.012464	0.012473	0.012482	0.012469	0.012478	0.012465	0.012474	0.012483	0.012470
49	0.012778	0.012786	0.012771	0.012779	0.012787	0.012772	0.012780	0.012765	0.012773	0.012781
50	0.013118	0.013125	0.013132	0.013114	0.013121	0.013128	0.013135	0.013118	0.013125	0.013132
51	0.013529	0.013535	0.013541	0.013547	0.013526	0.013532	0.013537	0.013543	0.013548	0.013528
52	0.014024	0.014028	0.014032	0.014036	0.014012	0.014016	0.014020	0.014024	0.014028	0.014031
53	0.014588	0.014589	0.014591	0.014593	0.014595	0.014596	0.014598	0.014600	0.014601	0.014603
54	0.015299	0.015298	0.015297	0.015295	0.015294	0.015293	0.015292	0.015290	0.015289	0.015288
55	0.016159	0.016154	0.016148	0.016143	0.016138	0.016133	0.016128	0.016159	0.016154	0.016149
56	0.017207	0.017196	0.017185	0.017217	0.017206	0.017195	0.017184	0.017215	0.017205	0.017194

57	0.018548	0.018529	0.018560	0.018541	0.018522	0.018553	0.018534	0.018564	0.018545	0.018527
58	0.020294	0.020263	0.020292	0.020261	0.020289	0.020317	0.020287	0.020314	0.020284	0.020312
59	0.022623	0.022647	0.022671	0.022621	0.022645	0.022669	0.022620	0.022643	0.022667	0.022618
60	0.025940	0.025955	0.025970	0.025985	0.026000	0.026015	0.025934	0.025949	0.025964	0.025978
61	0.031081	0.031076	0.031071	0.031067	0.031062	0.031057	0.031053	0.031048	0.031043	0.031039
62	0.039429	0.039600	0.039545	0.039492	0.039438	0.039385	0.039553	0.039500	0.039448	0.039396
63	0.056557	0.056341	0.056585	0.056371	0.056613	0.056400	0.056640	0.056429	0.056667	0.056457
64	0.107813	0.108281	0.108750	0.107538	0.108000	0.108462	0.108923	0.107727	0.108182	0.108636

	Salario (VSM)
Edad (años)	24.0	24.1	24.2	24.3	24.4	24.5	24.6	24.7	24.8	24.9	25.0
Hasta 35	0.010714	0.010711	0.010724	0.010721	0.010717	0.010714	0.010711	0.010724	0.010720	0.010717	0.010714
36	0.010778	0.010775	0.010772	0.010784	0.010781	0.010777	0.010774	0.010770	0.010783	0.010779	0.010776
37	0.010843	0.010840	0.010852	0.010848	0.010844	0.010841	0.010837	0.010849	0.010845	0.010842	0.010838
38	0.010926	0.010921	0.010917	0.010913	0.010925	0.010921	0.010917	0.010913	0.010925	0.010921	0.010917
39	0.011009	0.011005	0.011000	0.010995	0.011008	0.011003	0.010999	0.011010	0.011006	0.011001	0.010997
40	0.011094	0.011106	0.011101	0.011096	0.011091	0.011103	0.011098	0.011093	0.011104	0.011100	0.011095
41	0.011198	0.011209	0.011204	0.011198	0.011210	0.011204	0.011199	0.011210	0.011205	0.011199	0.011211
42	0.011321	0.011332	0.011326	0.011320	0.011331	0.011325	0.011319	0.011330	0.011324	0.011318	0.011329
43	0.011465	0.011458	0.011451	0.011462	0.011455	0.011466	0.011460	0.011453	0.011464	0.011457	0.011450
44	0.011613	0.011605	0.011616	0.011608	0.011619	0.011611	0.011604	0.011614	0.011607	0.011617	0.011610
45	0.011784	0.011794	0.011786	0.011777	0.011787	0.011779	0.011789	0.011781	0.011791	0.011782	0.011792
46	0.011980	0.011990	0.011980	0.011990	0.011980	0.011990	0.011981	0.011990	0.011981	0.011990	0.011981
47	0.012203	0.012213	0.012222	0.012211	0.012220	0.012209	0.012219	0.012208	0.012217	0.012206	0.012215
48	0.012478	0.012466	0.012474	0.012483	0.012470	0.012479	0.012466	0.012475	0.012483	0.012471	0.012479
49	0.012766	0.012774	0.012782	0.012767	0.012775	0.012783	0.012768	0.012776	0.012784	0.012769	0.012777
50	0.013115	0.013122	0.013128	0.013135	0.013118	0.013125	0.013132	0.013115	0.013122	0.013128	0.013135
51	0.013534	0.013539	0.013545	0.013525	0.013530	0.013536	0.013541	0.013547	0.013527	0.013533	0.013538
52	0.014035	0.014012	0.014015	0.014019	0.014023	0.014027	0.014030	0.014034	0.014011	0.014015	0.014019
53	0.014604	0.014606	0.014608	0.014609	0.014611	0.014612	0.014585	0.014587	0.014588	0.014590	0.014591
54	0.015287	0.015285	0.015284	0.015283	0.015282	0.015281	0.015280	0.015310	0.015309	0.015307	0.015306
55	0.016143	0.016138	0.016133	0.016128	0.016159	0.016154	0.016149	0.016144	0.016139	0.016134	0.016129
56	0.017184	0.017214	0.017204	0.017193	0.017183	0.017213	0.017203	0.017193	0.017182	0.017212	0.017202
57	0.018557	0.018538	0.018520	0.018550	0.018532	0.018561	0.018543	0.018525	0.018554	0.018536	0.018519
58	0.020282	0.020309	0.020279	0.020306	0.020277	0.020304	0.020275	0.020301	0.020272	0.020299	0.020270
59	0.022642	0.022665	0.022617	0.022640	0.022663	0.022615	0.022638	0.022661	0.022614	0.022636	0.022659
60	0.025993	0.026007	0.026022	0.025943	0.025957	0.025972	0.025986	0.026000	0.026014	0.025938	0.025952
61	0.031034	0.031030	0.031026	0.031021	0.031017	0.031013	0.031008	0.031004	0.031000	0.030996	0.030992
62	0.039560	0.039508	0.039457	0.039405	0.039568	0.039516	0.039465	0.039415	0.039574	0.039524	0.039474
63	0.056693	0.056484	0.056719	0.056512	0.056744	0.056538	0.056336	0.056565	0.056364	0.056591	0.056391
64	0.107463	0.107910	0.108358	0.108806	0.107647	0.108088	0.108529	0.107391	0.107826	0.108261	0.108696

(R.- 300466)