REGLAS para el Otorgamiento de Créditos a los Trabajadores Derechohabientes del Instituto del Fondo Nacional de la Vivienda para los Trabajadores

REGLAS para el Otorgamiento de Créditos a los Trabajadores Derechohabientes del Instituto del Fondo Nacional de la Vivienda para los Trabajadores.

Al margen un logotipo, que dice: Instituto del Fondo Nacional de la Vivienda para los Trabajadores.

REGLAS PARA EL OTORGAMIENTO DE CRÉDITOS A LOS TRABAJADORES DERECHOHABIENTES DEL INSTITUTO DEL FONDO NACIONAL DE LA VIVIENDA PARA LOS TRABAJADORES.
Con fundamento en los artículos 16, fracción IX, 47 y 48, de la Ley del Instituto del Fondo Nacional de la Vivienda para los Trabajadores, en la sesión ordinaria número 819, celebrada el día 22 de mayo de 2019, el H. Consejo de Administración del Infonavit emitió la resolución RCA-7129-05/19, mediante las cuales aprobaron modificaciones a las "Reglas para el Otorgamiento de Créditos a los Trabajadores Derechohabientes del Instituto del Fondo Nacional de la Vivienda para los Trabajadores", por lo que ha tenido a bien expedir las siguientes:
REGLAS PARA EL OTORGAMIENTO DE CRÉDITOS A LOS TRABAJADORES DERECHOHABIENTES
DEL INSTITUTO DEL FONDO NACIONAL DE LA VIVIENDA PARA LOS TRABAJADORES
OBJETO
PRIMERA. El H. Consejo de Administración del Instituto del Fondo Nacional de la Vivienda para los Trabajadores expide las presentes Reglas con fundamento en lo dispuesto por el artículo 47 de la Ley del Infonavit, con el objeto de establecer los términos y requisitos conforme a las cuales se otorgarán los créditos a que se refiere la fracción II del artículo 42 de la referida Ley y que se enumeran a continuación:
a).    En línea II, a la adquisición en propiedad de habitaciones, financiadas o no por el Infonavit;
b).   En línea III, a la construcción de vivienda;
c).    En línea IV, a la reparación, ampliación o mejoras de habitaciones, y
d).   En línea V, al pago de pasivos adquiridos por cualquiera de los conceptos anteriores.
DEFINICIONES
SEGUNDA. Para efectos de las presentes Reglas, se tendrán las siguientes definiciones:
Aportación Patronal: significa la aportación que realiza el patrón del Trabajador a la Subcuenta de Vivienda de éste, en los términos dispuestos en la fracción II del artículo 29 de la Ley del Infonavit.
Cobertura por fallecimiento o incapacidad: es aquella prevista en el artículo 51 de la Ley del Infonavit que tiene como objetivo liberar al trabajador que fallezca o tenga una incapacidad total permanente, siempre y cuando esté al corriente en sus pagos. El costo de esta cobertura será a cargo del Infonavit.
Crédito Conyugal: significa el esquema establecido en la Regla Décima Sexta para los conceptos establecidos en los incisos de la Regla Primera para cónyuges.
Crédito Integral: significa los créditos a que se refiere el inciso b) de la Regla Primera, dirigida a grupos de trabajadores.
Crédito para Ecotecnologías: significa el crédito adicional otorgado por el Infonavit a un derechohabiente, para destinarlo a la adquisición e instalación de ecotecnologías.
Crédito por Excedente: significa el crédito otorgado por el Infonavit a un derechohabiente, siempre y cuando el Instituto ceda un porcentaje del crédito otorgado a una entidad financiera y que el derechohabiente cumpla con los criterios de elegibilidad que el Instituto convenga con aquélla.
Cuota de Administración del crédito: es la suma de los gastos mensuales que se causan por la administración que realiza el Infonavit del crédito otorgado a cuyo pago mensual está obligado el Trabajador, según lo estipulado en el ANEXO 2.
Cuota Mensual de Amortización del Crédito: es el importe que el Trabajador está obligado a cubrir mensualmente al INFONAVIT para liquidar el saldo insoluto del crédito.
Cuota Mensual de Aportación al Fondo de Protección de Pagos: significa la suma dineraria que el Trabajador se obliga a aportar mensualmente al Fondo de Protección de Pagos.
Derechohabientes activos: significa trabajadores derechohabientes sujetos a una relación de trabajo vigente en el régimen que le resulta aplicable al Instituto de acuerdo con la Ley Federal del Trabajo.
Derechohabientes no activos: significa trabajadores derechohabientes del Infonavit no sujetos a una relación de trabajo vigente en el régimen que le resulta aplicable al Instituto de acuerdo con la Ley Federal del Trabajo, que tengan saldo en la subcuenta de vivienda que administra el Infonavit.
 
Desastre natural: significa la declaratoria de emergencia extraordinaria expedida por el Ejecutivo Federal o por los Ejecutivos Estatales, en determinadas demarcaciones, localidades, municipios o delegaciones, originadas por desastres naturales, que se publiquen en el Diario Oficial de la Federación o en la Gaceta Oficial de las Entidades Federativas, según corresponda.
Ecotecnologías: significan los aparatos y equipos que estén instalados o que se incorporen a las viviendas y que, utilizando tecnologías modernas y eficientes, hagan posible el ahorro en el consumo de energía y agua.
Entidad Financiera: significa la entidad o fideicomiso que conforme a las leyes aplicables, estén autorizados para otorgar o adquirir créditos a la vivienda y que, además, reúnan los requisitos que señala la administración.
Fondo de Protección de Pagos: significa el fideicomiso por medio del cual el Trabajador otorga al INFONAVIT la cobertura contra el riesgo de incumplimiento de pago de las amortizaciones mensuales a que se obliga conforme a lo estipulado en el contrato de apertura de crédito, cuando dicho riesgo resulte de la pérdida de su relación laboral.
Gastos de Titulación, Financieros y de Operación: significa la suma de (i) los gastos que se causan por la originación del Crédito Otorgado y (ii) los gastos notariales que se generan por la escrituración del mismo, los cuales son a cargo del Trabajador. Se entenderá que la suma que no se aplique a cubrir los gastos notariales se aplicarán a los gastos que se causen por la originación.
Impuestos y derechos: significa la suma de los impuestos y derechos que causan por los actos que se consignan en la Escritura y por la inscripción de ésta en el registro público de la propiedad que corresponda, los cuales son a cargo del Trabajador.
Infonavit o Instituto: significa el Instituto del Fondo Nacional de la Vivienda para los Trabajadores.
Ley, significa la Ley del Instituto del Fondo Nacional de la Vivienda para los Trabajadores.
Monto de Crédito: significa la cantidad que conforma el crédito que el Infonavit otorga al trabajador derechohabiente para la adquisición de una solución de vivienda.
Precio de Venta: significa el precio que haya sido pactado entre las partes libre de cualquier descuento, bonificación, devolución o prima en monetario, que haya sido ofrecida o comprometida por el vendedor precisamente al otorgamiento del crédito por el Instituto y con independencia del momento en que se realice dicho descuento, bonificación, devolución o prima.
Prima del Seguro de Daños: es la suma en pesos que el trabajador está obligado a cubrir mensualmente al Infonavit en concepto de prima del Seguro de Daños que éste contrate, en razón del crédito otorgado.
Prórroga: significa la prórroga en el pago de la amortización a que tiene derecho un trabajador acreditado cuando deja de percibir ingresos, a que se refiere el artículo 41 de la Ley y la Regla Décimo Novena.
Régimen Especial de Amortización: significa el esquema de pago que deberá cumplir el Trabajador, en los siguientes supuestos:
a). Cuando pierda o quedare suspendida la relación laboral que tuviere bajo el régimen del apartado "A" del artículo 123 de la Constitución federal y no hubiere ejercido oportunamente su derecho a la Prórroga;
b). Cuando, al vencimiento de la Prórroga, no esté sujeto a una relación laboral regida por el apartado "A" del artículo 123 de la Constitución federal;
c). Cuando se trate de un Trabajador acreditado que esté jubilado o pensionado bajo el régimen de la Ley del Seguro Social aplicable,
d). Cuando el Trabajador acreditado cambie de empleo y quede sujeto a una relación laboral no regida por el apartado "A" del artículo 123 de la Constitución federal, o
e). Cuando el Trabajador acreditado labore para un patrón que no esté obligado a realizar aportaciones al Instituto.
Régimen Ordinario de Amortización: significa el esquema de pago que deberá cumplir el trabajador cuando no esté en los supuestos del Régimen Especial de Amortización o prórroga.
Retención Mensual: significa la suma de dinero que el patrón le descontará y retendrá al Trabajador de su salario mensual para el efecto de cubrir parcialmente al Infonavit la Suma de Pago Personal.
 
Salario Mensual Integrado: significa el que resulte menor entre: (i) el promedio del salario diario integrado de los últimos seis bimestres cotizados, o (ii) el salario diario integrado del trabajador correspondiente al mes en que solicita el crédito multiplicado por 30.4.
Saldo de la Subcuenta de Vivienda: significa el monto de los recursos de la subcuenta de vivienda de la cuenta individual de los trabajadores, integrada con las aportaciones efectuadas a su favor por los patrones y administrado por el Infonavit.
Segundo Crédito: significa el crédito otorgado en términos del artículo 47 de la Ley a aquellos trabajadores que terminaron de liquidar el primer crédito otorgado por Infonavit.
Seguro de daños, significa la póliza contratada por el Infonavit por orden y cuenta del trabajador-acreditado que cubre el valor que se estime para la parte destructible de la vivienda, pero sin exceder la suma asegurada que determine discrecionalmente el propio Infonavit por vivienda.
Suma de Pago Personal: significa la suma en pesos que el Trabajador está obligado a cubrir mensualmente al Infonavit con la Retención Mensual, más la Aportación Patronal para el pago de la Cuota Mensual de Amortización del Crédito.
Unidad de Medida y Actualización: significa la referencia económica en pesos en términos diarios que determina anualmente el Instituto Nacional de Estadística y Geografía.
Unidad Mensual de Medida y Actualización: es el resultado de multiplicar el valor de la Unidad de Medida y Actualización por 30.4.
Valor de Vivienda: significa el valor menor entre el precio de venta y el valor del avalúo.
CARACTERÍSTICAS DE LA VIVIENDA
TERCERA. La vivienda que se pretenda adquirir, construir, reparar, ampliar, mejorar, o por la que se pretenda cubrir pasivos adquiridos por cualquiera de estos conceptos, deberá ser cómoda e higiénica y estar ubicada en zonas que cuenten con toda la infraestructura urbana: servicios de agua potable, energía eléctrica, drenaje o, en su defecto, fosa séptica y contar con la presencia de ecotecnologías. La vivienda deberá tener una vida útil probable de treinta años, a partir del otorgamiento del crédito, y ser garantía suficiente del mismo.
La vivienda de que se trate deberá tener uso habitacional. No serán susceptibles de ser objeto de crédito aquellos inmuebles que se destinen a accesorias o locales comerciales y, en general, inmuebles de productos.
GARANTÍA
CUARTA. Al formalizarse los créditos, deberá constituirse hipoteca en primer lugar a favor del Instituto o bien garantía fiduciaria a favor del mismo, salvo cuando se trate de créditos sin afectación estructural a la vivienda, correspondientes al inciso C de la Regla Primera, siempre que el saldo de la subcuenta de vivienda sea mayor al monto de crédito.
SISTEMA DE ASIGNACIÓN DE PRIMER CRÉDITO
QUINTA. El Infonavit asignará los primeros créditos a que tienen derecho los trabajadores derechohabientes conforme al sistema de puntuación, que tiene por objeto seleccionar a los trabajadores que serán susceptibles de ser acreditados.
Una vez que la Asamblea General haya aprobado los planes de labores y de financiamientos, el H. Consejo de Administración del Instituto determinará la puntuación mínima exigible para acceder a un crédito y/o por los mecanismos que en su caso se requieran para salvaguardar la originación crediticia.
La puntuación se determinará sumando los puntos correspondientes a cada uno de los factores siguientes:
a).    El salario diario integrado, que se determine en los términos de la fracción II del artículo 29 de la Ley del Instituto del Fondo Nacional de la Vivienda para los Trabajadores y sus disposiciones reglamentarias, así como la edad del trabajador conforme a la tabla de "Puntuación por factores de
Edad y salario del trabajador", se otorgarán:
 
Salario (UMMA)
Edad /Años
1.0 a 2.6
2.7 a 3.6
3.7 a 5.2
5.3 a 6.7
6.8 a 11.0
11.1 o más
Hasta 17
30
31
32
34
39
40
18 a 20
56
57
58
60
65
66
21 a 34
60
61
62
64
69
70
35 a 42
63
64
65
67
72
73
43 a 49
66
67
68
70
75
76
50 o más
51
52
53
55
60
61
 
b).   Si el trabajador tiene entre seis y doce bimestres de cotización continua se otorgarán dieciséis puntos; entre trece y quince bimestres se otorgarán veintitrés puntos, y si tiene dieciséis bimestres o más se otorgarán treinta y ocho puntos;
c).    Por cada salario mensual integrado del propio trabajador, dentro del saldo de la subcuenta de vivienda de la cuenta individual del sistema de ahorro para el retiro, se otorgarán:
Límite inferior
Límite superior
Puntos
0.00
1.70
24
1.71
2.20
27
2.21
2.60
31
2.61
3.10
33
3.11
3.70
35
3.71
4.50
37
4.51
Sin límite
39
 
d).   Por la aportación del terreno, en los casos de crédito integral, se otorgarán veintiséis puntos.
PRECALIFICACIÓN
SEXTA. El trabajador que pretenda tramitar su crédito con el Infonavit podrá precalificarse a través de los medios que el H. Consejo de Administración del Infonavit autorice para tal efecto.
INSCRIPCIÓN
SÉPTIMA. Los trabajadores derechohabientes que cumplan con lo dispuesto por la regla quinta podrán presentar su solicitud de crédito en las oficinas del Instituto. Los requisitos que deberá cumplir para llevar a cabo la solicitud de su crédito, se establecen en el ANEXO 1. Una vez autorizado el crédito, se deberá contar con los documentos establecidos en el ANEXO 1 BIS para la formalización.
MONTO DE CRÉDITO
OCTAVA. El monto total del crédito que otorgue el Instituto, en ningún caso podrá exceder la suma del monto máximo señalado en los ANEXOS 2 y 5. Para estos efectos se considerará el salario disponible del trabajador, mismo que se determina al deducirle al salario mensual integrado la pensión alimenticia que determine la autoridad competente, en caso de existir.
En términos de lo dispuesto por el artículo 47 de la Ley de Infonavit, los trabajadores que liquiden el crédito otorgado por Infonavit, podrán ser sujetos de un segundo crédito en coparticipación con entidades financieras. Los términos y requisitos del segundo crédito se establecen en el ANEXO 3 de las presentes Reglas.
El monto de crédito a que se refiere la presente regla podrá ser reducido hasta en un treinta por ciento de acuerdo con la información de entidades públicas, la construcción y determinación de índices e indicadores que permitan una evaluación integral por parte del Instituto.
APLICACIÓN DE LA SUBCUENTA DE VIVIENDA
NOVENA. Cuando un trabajador reciba un crédito del Instituto, el saldo de la subcuenta de vivienda de la cuenta individual del sistema de ahorro para el retiro se aplicará junto con el monto de dicho crédito, como pago de alguno de los conceptos a que se refieren los incisos de la Regla Primera.
Asimismo, en caso de que no se constituya garantía hipotecaria, el saldo de la subcuenta de vivienda podrá aplicarse para la amortización del crédito, previa validación de que los recursos hayan sido destinados conforme al objeto del crédito.
VALOR DE LA VIVIENDA Y MONTO DE CRÉDITO
DÉCIMA. Las viviendas que sean objeto de los créditos que otorgue el Instituto podrán ser de cualquier valor.
El monto del crédito neto que otorgue el Instituto, más el saldo de la subcuenta de vivienda, más, en su caso, el ahorro voluntario que haya declarado el trabajador en su solicitud de crédito no podrá superar el Valor de la Vivienda. Esta cantidad se incrementará por el monto correspondiente al financiamiento de ecotecnologías.
GASTOS
DÉCIMA PRIMERA. Se descontará un porcentaje del monto de crédito a otorgar al trabajador por concepto de Gastos de titulación, financieros y de operación y por concepto de impuestos y derechos y durante la administración del crédito el Trabajador Acreditado deberá pagar la Cuota de Administración, en los términos que se establece en el ANEXO 2 de las presentes Reglas, así como el Seguro de Daños.
Los gastos por Impuestos, Derechos de registro, así como el costo del avalúo, que se causen, serán a cargo del trabajador, mismos que serán objeto del crédito, sin que se incremente el monto de crédito a otorgar.
PLAZO DE AMORTIZACIÓN
DÉCIMA SEGUNDA. El plazo para la amortización del crédito no será mayor de treinta años de pagos efectivos. Si transcurrido un plazo de treinta años de pagos en los montos correspondientes que está obligado a efectuar el acreditado para la amortización del crédito otorgado existiere todavía algún saldo insoluto a cargo del trabajador, el Instituto lo liberará del pago de dicho saldo pendiente, cancelando los gravámenes que se tengan constituidos a esa fecha sobre la vivienda objeto del crédito, excepto en el caso de que existan pagos omisos del trabajador o prórrogas concedidas.
TASA DE INTERÉS
DÉCIMA TERCERA. Los créditos que se otorguen devengarán intereses conforme a la tasa de interés que resulte aplicable, en términos de lo establecido en el ANEXO 2 a las presentes Reglas.
El Infonavit deberá emitir anualmente un estado de cuenta de cada uno de los créditos otorgados que se encuentren vigentes y entregarlo a cada acreditado, en los tiempos y programación que la Administración determine.
CUOTA DE AMORTIZACIÓN
DÉCIMA CUARTA. Al momento en que se formalice el crédito se establecerá el importe de la Cuota Mensual de Amortización en los términos establecidos en el ANEXO 2, compuesta por la suma de pago personal y, en su caso, por la bonificación que realice el Infonavit. En la Suma de Pago Personal, se contempla la retención mensual que el Infonavit comunicará al patrón o persona a la cual le presta sus servicios el acreditado la cual le debe descontar de su salario, misma que se calculará de manera que se asegure la amortización completa del crédito en el plazo previsto, considerando la tasa de interés establecida y las aportaciones patronales del cinco por ciento que se aplicarán durante la vigencia del crédito para reducir el saldo insoluto a cargo del trabajador.
Es requisito indispensable que en el acto de formalización del crédito el trabajador presente el aviso de retención de descuentos, debidamente sellado y firmado por la empresa en que labora.
 
El Instituto incorporará en el importe de la Cuota Mensual de Amortización, el importe de la aportación mensual que los propios trabajadores deban efectuar al fondo mutualista a que se hace referencia en la Regla Vigésima para el efecto de mantener debidamente otorgada su correspondiente cobertura.
Los descuentos por concepto de amortización de crédito que efectúe el patrón al salario del trabajador, que aparezcan en su recibo de sueldo y no hayan sido enterados, se considerarán como recibidos por el Infonavit, mismo que procederá contra el patrón.
En caso de que en los recibos de sueldo no estén consignados los descuentos y el trabajador lo haga del conocimiento del Infonavit, este último le exigirá al patrón lo retenido y ejercerá en su contra las acciones o denuncias que correspondan.
RÉGIMEN ESPECIAL DE AMORTIZACIÓN
DÉCIMA QUINTA. Cuando un trabajador realice el pago de su crédito conforme al Régimen Especial de Amortización, dicho pago se determinará multiplicando el monto original del crédito otorgado por el factor de descuento que le corresponda, considerando el plazo y el ingreso del trabajador a la fecha de originación del crédito, de acuerdo a las Tablas de Factores de Descuento que se establecen en el ANEXO 4.
CRÉDITO CONYUGAL
DÉCIMA SEXTA. Si el trabajador obtiene la precalificación de acuerdo a los medios establecidos por el H. Consejo de Administración y desea aumentar el monto de crédito, su cónyuge podrá precalificarse de igual manera y, en su caso, obtener un crédito hasta por el monto máximo que pudiera corresponderle y ambos créditos se apliquen a una misma vivienda.
Además del caso previsto en el párrafo anterior, el Instituto podrá otorgar crédito a un trabajador derechohabiente en los términos establecidos en las presentes Reglas, cuando su cónyuge, incluso no siendo éste derechohabiente, adquiera o tenga al mismo tiempo la copropiedad de la vivienda y el trabajador derechohabiente sólo adquiera la copropiedad restante de la misma vivienda a la que se destine dicho crédito, y ambos cónyuges estén en matrimonio bajo el régimen de separación de bienes.
En los supuestos a que se refieren los párrafos anteriores, el cónyuge solicitante del crédito deberá presentar copia certificada del acta de matrimonio, además de los documentos señalados en el ANEXO 1 y, en su oportunidad, el inmueble que se destine como garantía hipotecaria del crédito deberá estar escriturado bajo el régimen de copropiedad.
PAGOS ANTICIPADOS
DÉCIMA SÉPTIMA. El trabajador acreditado podrá, en cualquier tiempo, efectuar pagos anticipados a cuenta del principal durante la vigencia del crédito.
Todo pago anticipado se aplicará a reducir el saldo insoluto del crédito y tendrá efecto a partir del mes siguiente al mes en que se realice.
COPROPIEDAD
DÉCIMA OCTAVA. Si el trabajador acreditado no cuenta con los recursos suficientes para cubrir el pago de su crédito, el Instituto podrá otorgar crédito a otro derechohabiente, que se destinará a la amortización parcial o total del crédito del trabajador acreditado. Este crédito estará garantizado por el mismo inmueble, el cual deberá estar escriturado bajo el régimen de copropiedad en la proporción del saldo de cada uno de los créditos.
El derechohabiente a quien se le otorgue el nuevo crédito deberá cumplir con la puntuación mínima establecida por el H. Consejo de Administración, de acuerdo con lo estipulado en la Regla Quinta.
PRÓRROGAS
DÉCIMA NOVENA. En caso de que un trabajador deje de percibir ingresos salariales, el Instituto le otorgará prórrogas en los importes correspondientes a los pagos de la amortización que tenga que hacer por concepto de capital e intereses ordinarios. Durante dichas prórrogas los intereses ordinarios que se generen se capitalizarán al saldo insoluto del crédito.
 
Para tal efecto, el trabajador acreditado deberá presentar su solicitud al Instituto dentro del mes siguiente a la fecha en que deje de percibir ingresos salariales. Las prórrogas que se otorguen al trabajador no podrán ser mayores a doce meses cada una, ni exceder, en su conjunto, más de veinticuatro meses y terminarán anticipadamente cuando el trabajador inicie una nueva relación laboral.
Cuando el trabajador no haya solicitado prórroga en el plazo de treinta días naturales posteriores a la fecha en que dejó de percibir ingresos salariales, o el término de ésta hubiere vencido, deberá realizar directamente los pagos de su crédito, hasta en tanto no se encuentre sujeto a una nueva relación laboral, dando aviso al Instituto de esta última situación.
COBERTURAS
VIGÉSIMA. Los créditos que el Instituto otorgue a los trabajadores contarán con una cobertura para los casos de incapacidad total permanente o muerte, así como para los casos de incapacidad parcial permanente del cincuenta por ciento o más, o de invalidez definitiva en los términos previstos por la Ley del Seguro Social, de acuerdo a lo señalado en el artículo 51 de la Ley del Instituto, que libere al trabajador o a sus beneficiarios de las obligaciones, gravámenes o limitaciones de dominio derivados de esos créditos. El costo quedará a cargo del Instituto.
A fin de proteger el patrimonio de los trabajadores, el Instituto contratará, por cuenta del acreditado, el seguro de daños de la vivienda en garantía. La Prima del Seguro de Daños correspondiente se repercutirá al acreditado.
Por su parte, los trabajadores que obtengan un crédito deberán contratar una cobertura de protección de pagos del crédito, ya sea mediante un seguro o un fondo mutualista que los trabajadores constituyan con aportaciones de su propio peculio. Para tal fin, el H. Consejo de Administración emitirá los lineamientos que establezcan las características, condiciones y modalidades que deberá reunir la cobertura de los seguros de protección de pagos o la cobertura que le proporcione el fondo mutualista.
REPRESENTACIÓN
VIGÉSIMA PRIMERA. Los créditos podrán ser solicitados, tramitados y obtenidos en forma personal por los propios trabajadores o a través de representantes debidamente acreditados ante el Instituto.
Asimismo, podrán ser representantes de los trabajadores para el trámite de los créditos:
a).    Las organizaciones sindicales, debidamente acreditadas ante la Secretaría del Trabajo y Previsión Social o ante la autoridad laboral correspondiente. En el caso de organizaciones sindicales cuyo registro ante esa Secretaría se encuentre en trámite, deberán ser avalados por la Central, Confederación, Federación o Sindicato Nacional al que pertenezcan, y
b).   Las organizaciones empresariales reconocidas.
Los trabajadores que realicen el trámite mediante un representante, deberán entregar a éste, con firma autógrafa, el formato que para el efecto establezca el Instituto, en el cual se otorga la representación, acompañado de copia simple de identificación oficial, en que aparezca la fotografía y firma del trabajador.
En el caso de que el trabajador hubiere firmado dos o más de los formatos a que se refiere el párrafo anterior, sólo se tramitará el último, previa cancelación de los anteriores inscritos en el Instituto.
RECURSO DE INCONFORMIDAD
VIGÉSIMA SEGUNDA. En los casos de inconformidad de los trabajadores sobre su derecho a recibir crédito, así como sobre cualquier acto del Instituto que lesione sus derechos, se podrá promover el recurso de inconformidad en los términos de lo dispuesto en el artículo 52 de la Ley de Instituto y del Reglamento de la Comisión de Inconformidades del Instituto.
CONDICIONES GENERALES DE CONTRATACIÓN
VIGÉSIMA TERCERA. El Director General publicará en el Diario Oficial de la Federación o en la página de Internet del Instituto, las condiciones generales de contratación que éste ofrezca a sus derechohabientes que, de acuerdo con la Ley del Instituto y estas Reglas, tengan derecho a recibir un crédito. Las condiciones generales de contratación, que serán las estipulaciones, cláusulas y pactos que deban integrar los contratos por los que el Instituto otorgue crédito a sus derechohabientes y que, consiguientemente, rijan los derechos y obligaciones del Instituto y de los derechohabientes que sean acreditados, deberán ser aceptadas expresamente por los derechohabientes al celebrar los respectivos contratos con el Instituto.
Las condiciones generales de contratación que se propongan deberán observar lo dispuesto en la Ley del Instituto, las presentes reglas y las políticas de crédito expedidas por la Asamblea General y el H. Consejo de Administración.
El Instituto podrá proponer a los derechohabientes condiciones particulares de contratación que correspondan específicamente al tipo o modalidad de crédito que les otorgue, en cuyo caso se establecerán las condiciones particulares de contratación de que se trate, incluyendo en lo aplicable las cláusulas establecidas en las condiciones generales de contratación.
CRÉDITOS EN CASOS DE DESASTRES NATURALES
VIGÉSIMA CUARTA. En casos de desastres naturales, el Infonavit podrá otorgar los siguientes productos de crédito:
a)    Crédito liquidable con el saldo de la subcuenta de vivienda. Es el otorgado por el Infonavit a derechohabientes, activos o inactivos, con un monto máximo de crédito equivalente al monto del saldo de la subcuenta de vivienda, liquidado simultáneamente a su otorgamiento, en términos de los dispuesto por el primer párrafo del Artículo 43 Bis de la Ley, con el propio saldo de la subcuenta de vivienda;
b)    Crédito para remodelación sin garantía hipotecaria y sin afectación estructural;
c)    Segundo Crédito Infonavit, sin aplicar lo dispuesto en el inciso A del Anexo 3 de las presentes Reglas, en lo concerniente al plazo de espera entre el primer y segundo crédito.
Los criterios de selección para los trabajadores, los requisitos documentales, así como las condiciones financieras como son los montos máximos de crédito, tasa de interés, plazo, gastos de titulación, financieros y de operación y mecanismo de amortización, serán aprobados por el H. Consejo de Administración y dichos criterios se deberán dar a conocer a los derechohabientes en el sitio de internet del Instituto.
Para las modalidades de créditos de los incisos a) y b) de la presente Regla, el ejercicio de los mismos deja a salvo el derecho de ejercer el primer crédito hipotecario, una vez liquidado éste.
Asimismo, en los Estados y Municipios en los que se declare Desastre natural, el sistema de puntuación aplicará con el mismo bimestre de cotización que se determine para la precalificación e inscripción de los créditos durante el tiempo que determine el H. Consejo de Administración.
La aplicación de estos programas entrará en vigor en las ocasiones en que se emita la declaración de Desastre natural por parte del Ejecutivo Federal o los Ejecutivos Estatales. El Director General deberá mantener informado al H. Consejo de Administración sobre los resultados que, en su momento, se tengan sobre la aplicación de estas medidas.
TRANSITORIOS
ARTÍCULO PRIMERO.- Estas Reglas entrarán en vigor a partir de su aprobación por el H. Consejo de Administración.
ARTÍCULO SEGUNDO.- A la entrada en vigor de las presentes Reglas, se abrogan las Reglas para el Otorgamiento de Créditos a los Trabajadores Derechohabientes del Infonavit, que fueron aprobadas por el H. Consejo de Administración del Instituto y publicadas en el Diario Oficial de la Federación el 5 de abril de 2017 y el 27 de noviembre de 2018, así como las demás disposiciones que se opongan a estas Reglas.
ARTÍCULO TERCERO.- Las solicitudes de crédito presentadas al Instituto con anterioridad a la entrada en vigor de las presentes Reglas se tramitarán conforme a las disposiciones vigentes en la fecha de presentación de dichas solicitudes.
Ciudad de México, a 1 de julio de 2019.- El Secretario General y Jurídico, Rogerio Castro Vázquez.- Rúbrica.
ANEXO 1
Requisitos de la Solicitud de Crédito.
 
Los trabajadores derechohabientes deberán presentar su solicitud de crédito, con todos los datos requeridos. El Instituto verificará los datos de la solicitud, los cuales deberán ser veraces en su totalidad para poder ejercer el crédito. Deberá estar debidamente llenada y firmada, ya sea autógrafa o electrónicamente.
Además, se deberán integrar los siguientes documentos:
a).    Identificación vigente con fotografía: credencial de elector, pasaporte o cartilla del servicio militar nacional.
b).   Comprobante de domicilio.
c).    Acta de nacimiento.
d).   En su caso, acta de matrimonio.
e).    En su caso, comprobante del pago de ahorro voluntario.
f).    Constancia de participación de un taller de orientación enfocado a que conozcan sus derechos y obligaciones ante el Infonavit.
Adicionalmente, el Instituto solicitará Carta de Consulta a Sociedades de Información Crediticia, salvaguardando en todo momento los derechos de los derechohabientes.
Dependiendo del destino de su crédito, además de los requisitos establecidos en el inciso anterior, el derechohabiente deberá de presentar la siguiente documentación:
Crédito en Línea II.
El trabajador que decida adquirir una vivienda, o su representante, deberá presentar, previo a la formalización del crédito, la siguiente documentación:
a).    La que acredite la propiedad del inmueble, a través de testimonio con datos de inscripción en el Registro Público de la Propiedad, y la personalidad y capacidad legal del vendedor;
b).   El compromiso por escrito del vendedor de sostener su oferta de venta durante un plazo determinado;
c).    Avalúo vigente expedido por institución autorizada para constatar las características y el valor de la vivienda, y
d).   La manifestación por escrito que establezca que con plena libertad es su deseo adquirir la vivienda elegida.
La vivienda deberá estar libre de gravámenes, limitaciones o adeudos fiscales, al momento de la formalización del crédito respectivo. En caso de existir requerimientos adicionales por legislaciones locales se deberá complementar la documentación correspondiente.
Crédito en Líneas III y IV.
El trabajador que desee ejercer el crédito para la construcción en terreno propio o reparación, ampliación o mejora de vivienda deberá presentar la siguiente documentación:
a).    Copia certificada del título de propiedad, debidamente inscrito en el Registro Público de la Propiedad, en la que haga constar que él o su cónyuge es propietario del inmueble en que se llevará a cabo la construcción o reparación, ampliación o mejora. La formalización de la propiedad del inmueble a favor del trabajador podrá llevarse a cabo al momento de la formalización del crédito respectivo. En caso de construcción, si el trabajador sólo cuenta con los derechos fideicomisarios del terreno podrá presentar la documentación comprobatoria respectiva.
b).   La que certifique que el inmueble se encuentra libre de gravámenes y limitaciones de dominio, así como la que acredite que, respecto del mismo, no existe adeudo alguno por falta de pago de impuesto predial y de los derechos por consumo de agua para el caso de vivienda usada. En caso de que al momento de presentación de esa documentación el inmueble se encuentre con algún gravamen o limitación, éste debe quedar liberado totalmente a la formalización del crédito respectivo.
c).    Los formatos establecidos por el Instituto, en los que se señale el proyecto, presupuesto, especificaciones, programa de obra y calendario de pagos de la obra a ejecutar, elaborada de
conformidad con la normatividad técnica institucional, y
d).   El contrato de obra a precio alzado, expresado en moneda nacional, que celebren el trabajador y el constructor, en el que queden establecidas las condiciones y términos en que se llevará a cabo la obra. En caso de autoconstrucción o por la naturaleza de los trabajos a efectuar, el Instituto podrá eximir al trabajador de la presentación de dicho contrato.
Crédito en Línea V.
En los créditos para el pago de pasivos por concepto de vivienda, el trabajador deberá presentar la siguiente documentación:
a).    La escritura pública, inscrita en el Registro Público de la Propiedad, en la que se haga constar que es propietario de la vivienda;
b).   La que certifique que, respecto de la vivienda, no existe adeudo alguno por falta de pago del impuesto predial y de los derechos por consumo de agua;
c).    La carta de instrucción, en donde autorice el acreedor hipotecario el pago del crédito y la cancelación de la hipoteca o, en su caso, la constitución de la garantía hipotecaria, en primer lugar, a favor del Instituto, de conformidad con el estado de cuenta que para el efecto presente, y
d).   Avalúo vigente, expedido por institución autorizada para constatar el valor de la vivienda.
ANEXO 1 BIS
Documentos del expediente de crédito
a)    Constancia de crédito.
b)    Carta de instrucción notarial.
c)    Aviso para la retención de descuentos.
d)    Certificados o verificación de existencia o inexistencia de gravámenes, limitaciones de dominio o anotaciones preventivas y certificado o verificación de la hipoteca ante el Registro Público de la Propiedad.
e)    Reporte de visitas, en su caso.
f)     Póliza de seguro de daños a favor del Infonavit.
g)    Contrato de crédito con garantía hipotecaria.
ANEXO 2
Términos aplicables a los créditos
1.    Cuota Mensual de Amortización del Crédito.
Para determinar la Cuota Mensual de Amortización del Crédito se multiplicará el monto de crédito a otorgar por el factor de descuento que le corresponda, considerando el plazo del crédito de acuerdo con la Tabla de Factores de Pago que se establece en el ANEXO 4.
El Instituto también incorporará en el importe de la Cuota Mensual de Amortización el importe correspondiente a la amortización del crédito otorgado para Ecotecnologías, según la cuota mensual que se establece en las Tablas para Ecotecnologías que se establecen en el ANEXO 5.
2.    Suma de Pago Personal
La Suma de Pago Personal se determinará como el porcentaje del salario del trabajador que determine el H. Consejo de Administración al momento de la inscripción de la solicitud de crédito para pago de principal e intereses del crédito otorgado, multiplicando el monto de crédito a otorgar por el factor de descuento correspondiente de acuerdo con la Tabla de Factores de Descuento Régimen Especial de Amortización. La diferencia, que en su caso hubiera, entre la Suma de Pago Personal y la Cuota Mensual de Amortización del Crédito será cubierta por el Infonavit mediante una bonificación para ser aplicada como complemento al pago hasta que la Suma de Pago Personal sea igual a la Cuota Mensual de Amortización del Crédito.
 
En caso de que la Suma de Pago Personal sea superior a la Cuota Mensual de Amortización del Crédito, en los créditos otorgados a trabajadores que al momento de originación tuvieran un ingreso igual o menor a 6.5 UMMA, la Suma de Pago Personal podrá reducirse hasta ser igual a la Cuota Mensual de Amortización del Crédito.
El H. Consejo de Administración determinará, cuando así lo considere conveniente, los porcentajes del incremento de la Suma de Pago Personal en el que se establecerán las características y condiciones aplicables. Éstos se darán a conocer a los trabajadores en la página de internet del Instituto, en las Condiciones Generales de Contratación y en el contrato por el que éste otorgue el crédito al trabajador.
3.    Gastos de Titulación, Financieros y de Operación.
Por concepto de gastos de titulación, financieros y de operación se descontará el tres por ciento del monto de crédito a otorgar al trabajador.
4.    Cuota de Administración del Crédito.
El H. Consejo de Administración determinará, cuando así lo considere conveniente, las modificaciones al porcentaje aplicable de la Cuota de Administración del Crédito. Éstos se darán a conocer a los trabajadores en la página de internet del Instituto, en las Condiciones Generales de Contratación y en el contrato por el que éste otorgue el crédito al trabajador.
5.    Tasa de interés.
La tasa de interés será fijada por el H. Consejo de Administración del Infonavit y publicada en su página de Internet.
6. Montos máximos de crédito.
El monto máximo de crédito tradicional será de 699 UMMA; cuando se trate de Crédito por Excedente será de 798 UMMA de acuerdo con lo establecido en la Tabla de Montos Máximos de Crédito y de Montos Máximos de Crédito por Excedente del inciso A del ANEXO 4 de las presentes Reglas.
ANEXO 3
Términos y requisitos aplicables al segundo crédito, en términos del artículo 47 de la Ley de Infonavit.
A.    Sistema de Asignación de Segundo Crédito.
El Infonavit asignará el segundo crédito con base en los planes de labores y de financiamiento aprobados por la Asamblea General, a todos los trabajadores que hayan liquidado su primer crédito Infonavit sin quebrantos o incumplimientos seis meses antes de realizar la solicitud de crédito y que cuenten, por lo menos, con dos años de cotización continua.
B.    Montos Máximos de Crédito, Tasas de Interés y Factores de Descuento.
La tasa de interés de los segundos créditos será fijada anualmente como resultado de la subasta pública que se realice entre las entidades financieras participantes y con base en esta tasa de interés se determinarán los montos máximos de crédito y los factores de descuento.
C.    Requisitos adicionales.
El Instituto otorgará un segundo crédito siempre y cuando transfiera un porcentaje del crédito otorgado a una entidad financiera y el derechohabiente cumpla con los criterios de elegibilidad que el Instituto convenga con ésta. Dichos criterios se deberán dar a conocer a los derechohabientes en el sitio de internet del Instituto y en ningún caso serán más restrictivos que los que dichas entidades apliquen al otorgamiento de sus créditos en cofinanciamiento con el Instituto.
D.    Gastos de Titulación, Financieros y de Operación.
Por concepto de gastos de titulación, financieros y de operación se descontará el cinco por ciento del monto de crédito a otorgar al trabajador.
ANEXO 4
A.    Tabla Montos Máximos de Crédito y de Montos Máximos de Crédito por Excedente.
 
Salario (UMA)
Plazo (años)
1.0
1.1
1.2
1.3
1.4
1.5
1.6
1.7
1.8
1.9
2.0
2.1
2.2
2.3
2.4
2.5
2.6
2.7
2.8
2.9
3.0
30
105
105
107
110
113
117
120
123
126
128
131
134
137
140
143
146
149
151
152
152
154
29
105
105
107
110
113
117
120
123
126
128
131
134
137
140
143
146
149
151
152
152
154
28
105
105
107
110
113
117
120
123
126
128
131
134
137
140
143
146
149
151
152
152
154
27
105
105
107
110
113
117
120
123
126
128
131
134
137
140
143
146
149
151
152
152
154
26
105
105
107
110
113
117
120
123
126
128
131
134
137
140
143
146
149
151
152
152
154
25
100
101
104
107
110
114
117
120
123
125
128
131
134
138
141
144
146
149
149
149
151
24
96
98
100
103
106
110
113
116
120
122
126
128
131
134
138
141
144
146
146
146
148
23
91
94
97
100
103
107
111
114
116
119
122
125
129
132
135
138
141
143
143
143
145
22
86
91
93
97
100
104
107
110
113
116
119
122
125
128
131
135
138
140
140
140
142
21
82
87
90
94
97
101
104
107
110
112
115
118
122
125
128
131
134
136
137
137
139
20
77
84
86
90
93
97
101
104
106
109
112
115
119
121
125
128
131
133
133
133
136
19
73
80
83
87
90
93
97
100
102
105
108
111
115
118
121
124
127
129
129
129
132
18
69
76
79
82
86
89
93
96
98
101
105
108
111
114
117
120
123
125
125
125
128
17
64
72
76
79
82
86
89
92
94
97
100
103
107
110
113
116
119
121
121
121
124
16
61
69
72
75
78
81
85
89
90
93
96
99
102
105
109
111
115
117
117
117
119
15
56
65
67
71
75
78
81
84
86
88
92
94
98
101
104
107
110
112
112
112
115
14
52
61
64
67
70
73
77
80
81
83
87
89
93
96
99
101
105
107
107
107
110
13
48
57
60
63
66
70
72
75
76
79
82
85
88
90
94
96
100
101
102
102
104
12
44
52
56
59
62
65
67
71
71
74
77
79
83
86
88
91
94
96
96
96
99
11
40
49
51
54
58
61
63
66
66
69
72
75
77
80
83
85
88
90
90
90
93
10
36
44
48
50
53
56
58
60
61
63
67
68
72
74
77
79
81
84
84
84
86
9
32
41
43
45
48
50
54
56
56
58
61
63
66
67
71
73
75
77
78
78
80
8
28
36
38
41
44
46
48
50
50
55
55
57
60
62
64
66
69
71
71
71
73
7
24
31
34
36
38
40
42
44
45
47
49
51
53
55
57
59
61
63
63
63
65
6
20
27
29
31
33
36
37
39
39
41
43
45
46
48
50
52
54
56
56
56
57
5
16
23
24
27
28
30
31
33
33
34
36
38
40
41
43
44
46
48
48
48
49
4
12
18
20
21
23
24
25
26
28
28
30
31
32
34
35
36
38
39
39
39
40
3
9
13
14
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
30
30
31
2
6
8
9
10
11
12
12
13
14
15
16
16
17
18
19
19
20
20
20
20
21
1
2
4
4
5
5
5
6
6
7
7
7
8
8
9
9
9
10
10
11
11
11
 
 
 
Salario (UMA)
Plazo (años)
3.1
3.2
3.3
3.4
3.5
3.6
3.7
3.8
3.9
4.0
4.1
4.2
4.3
4.4
4.5
4.6
4.7
4.8
4.9
5.0
5.1
30
156
158
160
162
164
166
168
169
171
173
174
176
177
178
180
181
182
183
185
186
187
29
156
158
160
162
164
166
168
169
171
173
174
176
177
178
180
181
182
183
185
186
187
28
156
158
160
162
164
166
168
169
171
173
174
176
177
178
180
181
182
183
185
186
187
27
156
158
160
162
164
166
168
169
171
173
174
176
177
178
180
181
182
183
185
186
187
26
156
158
160
162
164
166
168
169
171
173
174
176
177
178
180
181
182
183
185
186
187
25
153
155
157
159
161
163
165
166
168
171
172
174
175
176
178
179
180
181
183
184
185
24
150
153
155
157
159
161
163
164
166
168
169
172
173
174
176
177
178
179
181
182
183
23
148
150
152
154
156
158
161
162
164
166
167
169
170
172
174
175
176
177
179
180
181
22
145
147
149
151
153
156
158
159
161
163
165
167
168
169
171
173
174
175
177
178
179
21
141
144
146
148
150
153
155
156
158
161
162
164
165
167
169
170
171
172
175
176
177
20
138
140
143
145
147
149
152
153
155
157
159
161
162
164
166
167
168
170
172
173
174
19
134
137
139
141
144
146
148
150
152
154
156
158
159
161
163
164
165
167
169
170
171
18
130
133
135
137
140
142
144
146
148
150
152
154
156
157
159
161
162
163
165
167
168
17
126
129
131
133
136
138
140
142
144
146
148
150
152
153
155
157
158
160
162
163
165
16
122
124
126
129
131
133
136
138
140
142
144
146
147
149
151
153
154
156
158
159
161
15
117
119
122
124
126
129
131
133
135
137
139
141
143
144
147
148
150
151
153
155
156
14
112
114
117
119
121
124
126
128
130
132
134
136
138
139
142
143
145
146
148
150
151
13
107
109
111
114
116
118
120
122
124
127
128
131
132
134
136
138
139
141
143
144
146
12
101
103
105
108
110
112
114
116
119
121
122
125
126
128
130
132
133
135
137
138
140
11
95
97
99
102
104
106
108
110
112
114
116
118
120
121
123
125
127
128
130
132
133
10
89
91
93
95
97
99
101
103
105
107
109
111
113
114
116
118
119
121
123
125
126
9
82
84
86
88
90
92
94
96
98
100
101
103
105
107
108
110
112
113
115
117
118
8
75
77
78
80
82
84
86
88
90
91
93
95
97
98
100
101
103
105
106
108
109
7
67
69
71
72
74
76
78
79
81
83
84
86
88
89
91
92
94
95
97
98
100
6
59
61
62
64
65
67
69
70
72
73
75
76
78
79
81
82
83
85
86
88
89
5
50
52
53
55
56
58
59
60
62
63
64
66
67
68
70
71
72
73
75
76
77
4
41
43
44
45
46
47
49
50
51
52
53
54
56
57
58
59
60
61
62
63
64
3
32
33
34
35
36
37
38
38
39
40
41
42
43
44
45
46
47
48
48
49
50
2
22
22
23
24
24
25
26
26
27
28
28
29
30
30
31
32
32
33
34
34
35
1
11
11
12
12
12
13
13
13
14
14
14
15
15
15
16
16
17
17
17
18
18
 
 
Salario (UMA)
Plazo (años)
5.2
5.3
5.4
5.5
5.6
5.7
5.8
5.9
6.0
6.1
6.2
6.3
6.4
6.5
6.6
6.7
6.8
6.9
7.0
7.1
7.2
30
188
189
190
191
192
193
194
195
196
196
197
198
199
202
210
214
217
220
223
226
230
29
188
189
190
191
192
193
194
195
196
196
197
198
199
202
210
214
217
220
223
226
230
28
188
189
190
191
192
193
194
195
196
196
197
198
199
202
210
214
217
220
223
226
230
27
188
189
190
191
192
193
194
195
196
196
197
198
199
202
210
214
217
220
223
226
230
26
188
189
190
191
192
193
194
195
196
196
197
198
199
202
210
214
217
220
223
226
230
25
186
187
188
189
190
191
192
193
194
194
195
196
197
200
209
212
215
218
222
225
228
24
184
185
186
188
189
190
191
192
193
193
194
195
196
199
207
210
214
217
220
223
226
23
182
184
185
186
187
188
189
190
191
191
192
193
194
197
206
209
212
215
218
221
224
22
180
182
183
184
185
186
187
188
189
189
190
192
193
196
204
207
210
213
216
219
222
21
178
179
180
182
183
184
185
186
187
187
188
190
191
194
201
204
207
211
214
217
220
20
176
177
178
179
180
181
183
184
185
185
186
187
188
191
199
202
205
208
211
214
217
19
173
174
175
176
178
179
180
181
182
182
184
185
186
189
196
199
202
205
208
211
214
18
169
171
172
173
175
176
177
178
179
180
181
182
183
186
193
196
199
202
205
208
211
17
166
167
169
170
171
172
174
175
176
176
178
179
180
183
189
192
195
198
201
204
207
16
162
163
165
166
167
168
170
171
172
173
174
175
176
179
186
188
191
194
197
200
203
15
158
159
160
162
163
164
166
167
168
169
170
171
172
175
181
184
187
189
192
195
198
14
153
154
156
157
158
160
161
162
164
164
165
167
168
170
176
179
182
184
187
190
192
13
147
149
150
152
153
154
156
157
158
159
160
161
163
165
171
173
176
179
181
184
186
12
141
143
144
146
147
149
150
151
153
153
155
156
157
159
165
167
170
172
175
177
180
11
135
136
138
139
141
142
143
145
146
147
148
149
151
153
158
160
163
165
167
170
172
10
128
129
130
132
133
135
136
137
139
140
141
142
143
146
150
152
155
157
159
162
164
9
120
121
122
124
125
127
128
129
131
132
133
134
135
137
142
144
146
148
150
152
154
8
111
112
114
115
116
118
119
120
122
123
124
125
126
128
132
134
136
138
140
142
144
7
101
102
104
105
106
108
109
110
111
112
113
115
116
118
121
123
125
127
129
130
132
6
90
91
93
94
95
96
98
99
100
101
102
103
105
106
109
111
112
114
116
117
119
5
78
80
81
82
83
84
85
87
88
88
89
91
92
93
96
97
98
100
101
103
104
4
65
66
67
68
70
71
72
72
73
74
75
76
77
79
80
82
83
84
85
87
88
3
51
52
53
54
55
55
56
57
58
59
59
60
61
62
63
64
65
66
67
68
69
2
35
36
37
37
38
39
39
40
40
41
42
42
43
44
45
45
46
47
47
48
49
1
18
19
19
19
20
20
20
21
21
21
21
21
21
21
23
24
24
24
25
25
25
 
 
Salario (UMA)
Plazo (años)
7.3
7.4
7.5
7.6
7.7
7.8
7.9
8
8.1
8.2
8.3
8.4
8.5
8.6
8.7
8.8
8.9
9
9.1
9.2
9.3
30
233
236
239
242
245
249
252
255
258
261
265
268
271
274
277
281
284
287
290
293
297
29
233
236
239
242
245
249
252
255
258
261
265
268
271
274
277
281
284
287
290
293
297
28
233
236
239
242
245
249
252
255
258
261
265
268
271
274
277
281
284
287
290
293
297
27
233
236
239
242
245
249
252
255
258
261
265
268
271
274
277
281
284
287
290
293
297
26
233
236
239
242
245
249
252
255
258
261
265
268
271
274
277
281
284
287
290
293
297
25
231
234
237
241
244
247
250
253
257
260
263
266
269
272
276
279
282
285
288
291
295
24
229
233
236
239
242
245
248
251
255
258
261
264
267
270
273
277
280
283
286
289
292
23
227
231
234
237
240
243
246
249
252
256
259
262
265
268
271
274
277
281
284
287
290
22
225
228
231
235
238
241
244
247
250
253
256
259
262
265
269
272
275
278
281
284
287
21
223
226
229
232
235
238
241
244
247
250
253
256
259
263
266
269
272
275
278
281
284
20
220
223
226
229
232
235
238
241
244
247
250
253
256
259
262
265
268
271
274
277
280
19
217
220
223
226
229
232
235
238
241
244
247
250
253
256
259
262
265
268
271
274
277
18
214
216
219
222
225
228
231
234
237
240
243
246
249
252
255
257
260
263
266
269
272
17
210
213
215
218
221
224
227
230
233
236
238
241
244
247
250
253
256
259
261
264
267
16
205
208
211
214
217
219
222
225
228
231
234
236
239
242
245
248
250
253
256
259
262
15
200
203
206
209
212
214
217
220
223
225
228
231
234
236
239
242
245
247
250
253
256
14
195
198
200
203
206
208
211
214
217
219
222
225
227
230
233
235
238
241
243
246
249
13
189
192
194
197
199
202
205
207
210
212
215
218
220
223
225
228
231
233
236
238
241
12
182
185
187
190
192
195
197
200
202
205
207
210
212
215
217
220
222
225
227
230
232
11
175
177
179
182
184
187
189
191
194
196
199
201
203
206
208
211
213
215
218
220
223
10
166
168
171
173
175
178
180
182
184
187
189
191
194
196
198
200
203
205
207
210
212
9
157
159
161
163
165
167
170
172
174
176
178
180
182
185
187
189
191
193
195
198
200
8
146
148
150
152
154
156
158
160
162
164
166
168
170
172
174
176
178
180
182
184
186
7
134
136
138
140
141
143
145
147
149
151
152
154
156
158
160
162
164
165
167
169
171
6
121
122
124
126
127
129
131
132
134
136
137
139
141
142
144
146
147
149
151
152
154
5
106
107
109
110
112
113
114
116
117
119
120
122
123
125
126
128
129
130
132
133
135
4
89
90
91
93
94
95
96
98
99
100
101
102
104
105
106
107
109
110
111
112
114
3
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
2
49
50
51
51
52
53
53
54
55
55
56
57
57
58
59
60
60
61
62
62
63
1
26
26
27
27
27
28
28
28
29
29
29
30
30
30
31
31
32
32
32
33
33
 
 
Salario (UMA)
Plazo (años)
9.4
9.5
9.6
9.7
9.8
9.9
10.0
10.1
10.2
10.3
10.4
10.5
10.6
10.7
10.8
10.9
11.0
11.1
11.2
11.3
11.4
30
300
303
306
309
313
316
319
322
325
329
332
335
338
341
345
348
351
354
357
360
364
29
300
303
306
309
313
316
319
322
325
329
332
335
338
341
345
348
351
354
357
360
364
28
300
303
306
309
313
316
319
322
325
329
332
335
338
341
345
348
351
354
357
360
364
27
300
303
306
309
313
316
319
322
325
329
332
335
338
341
345
348
351
354
357
360
364
26
300
303
306
309
313
316
319
322
325
329
332
335
338
341
345
348
351
354
357
360
364
25
298
301
304
307
310
314
317
320
323
326
330
333
336
339
342
345
349
352
355
358
361
24
296
299
302
305
308
311
314
318
321
324
327
330
333
336
340
343
346
349
352
355
359
23
293
296
299
302
305
309
312
315
318
321
324
327
330
334
337
340
343
346
349
352
355
22
290
293
296
299
303
306
309
312
315
318
321
324
327
330
333
337
340
343
346
349
352
21
287
290
293
296
299
302
305
308
311
315
318
321
324
327
330
333
336
339
342
345
348
20
283
286
290
293
296
299
302
305
308
311
314
317
320
323
326
329
332
335
338
341
344
19
280
282
285
288
291
294
297
300
303
306
309
312
315
318
321
324
327
330
333
336
339
18
275
278
281
284
287
290
293
296
299
301
304
307
310
313
316
319
322
325
328
331
334
17
270
273
276
279
282
284
287
290
293
296
299
302
305
308
310
313
316
319
322
325
328
16
265
267
270
273
276
279
281
284
287
290
293
296
298
301
304
307
310
312
315
318
321
15
258
261
264
267
269
272
275
278
280
283
286
289
291
294
297
300
302
305
308
311
313
14
251
254
257
259
262
265
267
270
273
275
278
281
283
286
289
292
294
297
300
302
305
13
244
246
249
251
254
257
259
262
264
267
270
272
275
277
280
282
285
288
290
293
295
12
235
237
240
242
245
247
250
252
255
257
260
262
265
267
270
272
275
277
280
282
285
11
225
227
230
232
235
237
239
242
244
247
249
251
254
256
259
261
263
266
268
271
273
10
214
216
219
221
223
225
228
230
232
235
237
239
241
244
246
248
251
253
255
257
260
9
202
204
206
208
210
213
215
217
219
221
223
226
228
230
232
234
236
238
241
243
245
8
188
190
192
194
196
198
200
202
204
206
208
210
212
214
216
218
220
222
224
226
228
7
173
175
176
178
180
182
184
186
187
189
191
193
195
197
199
200
202
204
206
208
210
6
156
157
159
161
162
164
166
167
169
170
172
174
175
177
179
180
182
184
185
187
189
5
136
138
139
141
142
144
145
146
148
149
151
152
154
155
157
158
160
161
162
164
165
4
115
116
117
118
120
121
122
123
125
126
127
128
129
131
132
133
134
136
137
138
139
3
91
92
93
94
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
2
64
64
65
66
66
67
68
68
69
70
70
71
72
72
73
74
75
75
76
77
77
1
33
34
34
34
35
35
36
36
36
37
37
37
38
38
38
39
39
39
40
40
41
 
 
Salario (UMA)
Plazo (años)
11.5
11.6
11.7
11.8
11.9
12.0
12.1
12.2
12.3
12.4
12.5
12.6
12.7
12.8
12.9
13.0
13.1
13.2
13.3
13.4
13.5
30
367
370
373
376
380
383
386
389
392
396
399
402
405
408
412
415
418
421
424
428
431
29
367
370
373
376
380
383
386
389
392
396
399
402
405
408
412
415
418
421
424
428
431
28
367
370
373
376
380
383
386
389
392
396
399
402
405
408
412
415
418
421
424
428
431
27
367
370
373
376
380
383
386
389
392
396
399
402
405
408
412
415
418
421
424
428
431
26
367
370
373
376
380
383
386
389
392
396
399
402
405
408
412
415
418
421
424
428
431
25
364
368
371
374
377
380
383
387
390
393
396
399
402
406
409
412
415
418
422
425
428
24
362
365
368
371
374
377
381
384
387
390
393
396
399
403
406
409
412
415
418
421
425
23
359
362
365
368
371
374
377
380
384
387
390
393
396
399
402
405
409
412
415
418
421
22
355
358
361
364
367
371
374
377
380
383
386
389
392
395
398
401
405
408
411
414
417
21
351
354
357
360
363
367
370
373
376
379
382
385
388
391
394
397
400
403
406
409
412
20
347
350
353
356
359
362
365
368
371
374
377
380
383
386
389
392
395
398
401
404
407
19
342
345
348
351
354
357
360
363
366
369
372
375
378
381
384
387
390
393
396
399
402
18
337
340
342
345
348
351
354
357
360
363
366
369
372
375
378
381
384
386
389
392
395
17
331
333
336
339
342
345
348
351
354
356
359
362
365
368
371
374
377
379
382
385
388
16
324
327
329
332
335
338
341
343
346
349
352
355
358
360
363
366
369
372
375
377
380
15
316
319
322
324
327
330
333
335
338
341
344
346
349
352
355
357
360
363
366
368
371
14
308
310
313
316
318
321
324
326
329
332
334
337
340
342
345
348
350
353
356
359
361
13
298
301
303
306
308
311
314
316
319
321
324
327
329
332
334
337
340
342
345
347
350
12
287
290
292
295
297
300
302
305
307
310
312
315
317
320
322
325
327
330
332
335
337
11
275
278
280
283
285
287
290
292
295
297
299
302
304
307
309
311
314
316
319
321
323
10
262
264
267
269
271
273
276
278
280
283
285
287
289
292
294
296
299
301
303
305
308
9
247
249
251
253
256
258
260
262
264
266
269
271
273
275
277
279
281
284
286
288
290
8
230
232
234
236
238
240
242
244
246
248
250
252
254
256
258
260
262
264
266
268
270
7
211
213
215
217
219
221
223
224
226
228
230
232
234
235
237
239
241
243
245
246
248
6
190
192
194
195
197
199
200
202
204
205
207
209
210
212
214
215
217
219
220
222
224
5
167
168
170
171
173
174
176
177
178
180
181
183
184
186
187
189
190
192
193
195
196
4
140
142
143
144
145
147
148
149
150
152
153
154
155
156
158
159
160
161
163
164
165
3
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
126
127
128
129
130
2
78
79
79
80
81
81
82
83
83
84
85
85
86
87
87
88
89
90
90
91
92
1
41
41
42
42
42
43
43
43
44
44
45
45
45
46
46
46
47
47
47
48
48
 
 
Salario (UMA)
Plazo (años)
13.6
13.7
13.8
13.9
14.0
14.1
14.2
14.3
14.4
14.5
14.6
14.7
14.8
14.9
15.0
15.1
15.2
15.3
15.4
15.5
15.6
30
434
437
440
444
447
450
453
456
460
463
466
469
472
475
479
482
485
488
491
495
498
29
434
437
440
444
447
450
453
456
460
463
466
469
472
475
479
482
485
488
491
495
498
28
434
437
440
444
447
450
453
456
460
463
466
469
472
475
479
482
485
488
491
495
498
27
434
437
440
444
447
450
453
456
460
463
466
469
472
475
479
482
485
488
491
495
498
26
434
437
440
444
447
450
453
456
460
463
466
469
472
475
479
482
485
488
491
495
498
25
431
434
437
441
444
447
450
453
456
460
463
466
469
472
475
479
482
485
488
491
495
24
428
431
434
437
440
444
447
450
453
456
459
462
466
469
472
475
478
481
484
488
491
23
424
427
430
434
437
440
443
446
449
452
455
458
462
465
468
471
474
477
480
483
487
22
420
423
426
429
432
436
439
442
445
448
451
454
457
460
463
466
470
473
476
479
482
21
415
419
422
425
428
431
434
437
440
443
446
449
452
455
458
461
464
467
471
474
477
20
410
413
416
419
422
425
428
432
435
438
441
444
447
450
453
456
459
462
465
468
471
19
405
408
411
414
417
420
422
425
428
431
434
437
440
443
446
449
452
455
458
461
464
18
398
401
404
407
410
413
416
419
422
425
428
430
433
436
439
442
445
448
451
454
457
17
391
394
397
400
403
405
408
411
414
417
420
423
426
428
431
434
437
440
443
446
449
16
383
386
389
391
394
397
400
403
406
408
411
414
417
420
422
425
428
431
434
437
439
15
374
377
379
382
385
388
390
393
396
399
401
404
407
410
413
415
418
421
424
426
429
14
364
367
369
372
375
377
380
383
385
388
391
393
396
399
401
404
407
409
412
415
417
13
353
355
358
360
363
366
368
371
373
376
379
381
384
386
389
392
394
397
399
402
405
12
340
342
345
347
350
352
355
357
360
362
365
367
370
372
375
377
380
383
385
388
390
11
326
328
331
333
335
338
340
343
345
347
350
352
355
357
359
362
364
367
369
371
374
10
310
312
315
317
319
321
324
326
328
331
333
335
337
340
342
344
346
349
351
353
356
9
292
294
297
299
301
303
305
307
309
312
314
316
318
320
322
325
327
329
331
333
335
8
272
274
276
278
280
282
284
286
288
290
292
294
296
298
300
302
304
306
308
310
313
7
250
252
254
256
258
259
261
263
265
267
269
270
272
274
276
278
280
281
283
285
287
6
225
227
229
230
232
234
235
237
239
240
242
244
245
247
249
250
252
253
255
257
258
5
197
199
200
202
203
205
206
208
209
211
212
213
215
216
218
219
221
222
224
225
227
4
166
167
169
170
171
172
174
175
176
177
178
180
181
182
183
185
186
187
188
190
191
3
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
2
92
93
94
94
95
96
96
97
98
98
99
100
100
101
102
102
103
104
105
105
106
1
48
49
49
50
50
50
51
51
51
52
52
52
53
53
54
54
54
55
55
55
56
 
 
Salario (UMA)
Plazo (años)
15.7
15.8
15.9
16.0
16.1
16.2
16.3
16.4
16.5
16.6
16.7
16.8
16.9
17.0
17.1
17.2
17.3
17.4
17.5
17.6
17.7
30
501
504
507
511
514
517
520
523
527
530
533
536
539
543
546
549
552
555
559
562
565
29
501
504
507
511
514
517
520
523
527
530
533
536
539
543
546
549
552
555
559
562
565
28
501
504
507
511
514
517
520
523
527
530
533
536
539
543
546
549
552
555
559
562
565
27
501
504
507
511
514
517
520
523
527
530
533
536
539
543
546
549
552
555
559
562
565
26
501
504
507
511
514
517
520
523
527
530
533
536
539
543
546
549
552
555
559
562
565
25
498
501
504
507
510
514
517
520
523
526
529
533
536
539
542
545
548
552
555
558
561
24
494
497
500
503
507
510
513
516
519
522
525
529
532
535
538
541
544
547
551
554
557
23
490
493
496
499
502
505
508
512
515
518
521
524
527
530
533
537
540
543
546
549
552
22
485
488
491
494
497
500
504
507
510
513
516
519
522
525
528
531
534
538
541
544
547
21
480
483
486
489
492
495
498
501
504
507
510
513
516
519
523
526
529
532
535
538
541
20
474
477
480
483
486
489
492
495
498
501
504
507
510
513
516
519
522
525
528
531
534
19
467
470
473
476
479
482
485
488
491
494
497
500
503
506
509
512
515
518
521
524
527
18
460
463
466
469
471
474
477
480
483
486
489
492
495
498
501
504
507
510
513
515
518
17
451
454
457
460
463
466
469
472
474
477
480
483
486
489
492
495
498
500
503
506
509
16
442
445
448
451
453
456
459
462
465
468
470
473
476
479
482
484
487
490
493
496
499
15
432
435
437
440
443
446
448
451
454
457
459
462
465
468
470
473
476
479
481
484
487
14
420
423
425
428
431
434
436
439
442
444
447
450
452
455
458
460
463
466
468
471
474
13
407
410
412
415
417
420
423
425
428
430
433
436
438
441
443
446
449
451
454
456
459
12
393
395
398
400
403
405
408
410
413
415
418
420
423
425
428
430
433
435
438
440
443
11
376
379
381
383
386
388
391
393
395
398
400
403
405
407
410
412
415
417
419
422
424
10
358
360
362
365
367
369
372
374
376
378
381
383
385
388
390
392
394
397
399
401
404
9
337
340
342
344
346
348
350
352
355
357
359
361
363
365
368
370
372
374
376
378
380
8
315
317
319
321
323
325
327
329
331
333
335
337
339
341
343
345
347
349
351
353
355
7
289
291
293
294
296
298
300
302
304
305
307
309
311
313
315
316
318
320
322
324
326
6
260
262
263
265
267
268
270
272
273
275
277
278
280
282
283
285
287
288
290
292
293
5
228
229
231
232
234
235
237
238
240
241
243
244
245
247
248
250
251
253
254
256
257
4
192
193
194
196
197
198
199
201
202
203
204
205
207
208
209
210
212
213
214
215
216
3
152
153
154
155
156
157
157
158
159
160
161
162
163
164
165
166
167
168
169
170
171
2
107
107
108
109
109
110
111
111
112
113
113
114
115
115
116
117
117
118
119
120
120
1
56
56
57
57
57
58
58
59
59
59
60
60
60
61
61
61
62
62
63
63
63
 
 
Salario (UMA)
Plazo (años)
17.8
17.9
18.0
18.1
18.2
18.3
18.4
18.5
18.6
18.7
18.8
18.9
19.0
19.1
19.2
19.3
19.4
19.5
19.6
19.7
19.8
30
568
571
575
578
581
584
587
591
594
597
600
603
606
610
613
616
619
622
626
629
632
29
568
571
575
578
581
584
587
591
594
597
600
603
606
610
613
616
619
622
626
629
632
28
568
571
575
578
581
584
587
591
594
597
600
603
606
610
613
616
619
622
626
629
632
27
568
571
575
578
581
584
587
591
594
597
600
603
606
610
613
616
619
622
626
629
632
26
568
571
575
578
581
584
587
591
594
597
600
603
606
610
613
616
619
622
626
629
632
25
564
567
571
574
577
580
583
587
590
593
596
599
602
606
609
612
615
618
621
625
628
24
560
563
566
570
573
576
579
582
585
588
592
595
598
601
604
607
610
614
617
620
623
23
555
558
562
565
568
571
574
577
580
583
587
590
593
596
599
602
605
608
611
615
618
22
550
553
556
559
562
565
568
572
575
578
581
584
587
590
593
596
599
602
606
609
612
21
544
547
550
553
556
559
562
565
568
571
575
578
581
584
587
590
593
596
599
602
605
20
537
540
543
546
549
552
555
558
561
564
567
570
573
577
580
583
586
589
592
595
598
19
530
533
536
539
542
545
548
551
554
557
560
562
565
568
571
574
577
580
583
586
589
18
521
524
527
530
533
536
539
542
545
548
551
554
557
559
562
565
568
571
574
577
580
17
512
515
518
521
523
526
529
532
535
538
541
544
546
549
552
555
558
561
564
567
569
16
501
504
507
510
513
515
518
521
524
527
530
532
535
538
541
544
547
549
552
555
558
15
490
492
495
498
501
503
506
509
512
514
517
520
523
525
528
531
534
536
539
542
545
14
476
479
482
484
487
490
492
495
498
501
503
506
509
511
514
517
519
522
525
527
530
13
462
464
467
469
472
475
477
480
482
485
488
490
493
495
498
501
503
506
508
511
514
12
445
448
450
453
455
458
460
463
465
468
470
473
475
478
480
483
485
488
490
493
495
11
427
429
431
434
436
439
441
443
446
448
451
453
455
458
460
463
465
467
470
472
475
10
406
408
410
413
415
417
420
422
424
426
429
431
433
436
438
440
442
445
447
449
451
9
383
385
387
389
391
393
396
398
400
402
404
406
408
411
413
415
417
419
421
424
426
8
357
359
361
363
365
367
369
371
373
375
377
379
381
383
385
387
389
391
393
395
397
7
328
329
331
333
335
337
339
340
342
344
346
348
350
352
353
355
357
359
361
363
364
6
295
297
298
300
302
303
305
307
308
310
312
313
315
317
318
320
322
323
325
327
328
5
259
260
261
263
264
266
267
269
270
272
273
275
276
277
279
280
282
283
285
286
288
4
218
219
220
221
223
224
225
226
228
229
230
231
232
234
235
236
237
239
240
241
242
3
172
173
174
175
176
177
178
179
180
181
182
183
184
185
186
187
188
189
189
190
191
2
121
122
122
123
124
124
125
126
126
127
128
128
129
130
130
131
132
132
133
134
135
1
64
64
64
65
65
65
66
66
66
67
67
68
68
68
69
69
69
70
70
70
71
 
 
Salario (UMA)
Plazo (años)
19.9
20
20.1
20.2
20.3
20.4
20.5
20.6
20.7
20.8
21
21
21
21
21
21
22
22
22
21.8
21.9
30
635
638
642
645
648
651
654
658
661
664
667
670
674
677
680
683
686
690
693
696
699
29
635
638
642
645
648
651
654
658
661
664
667
670
674
677
680
683
686
690
693
696
699
28
635
638
642
645
648
651
654
658
661
664
667
670
674
677
680
683
686
690
693
696
699
27
635
638
642
645
648
651
654
658
661
664
667
670
674
677
680
683
686
690
693
696
699
26
635
638
642
645
648
651
654
658
661
664
667
670
674
677
680
683
686
690
693
696
699
25
631
634
637
640
644
647
650
653
656
660
663
666
669
672
675
679
682
685
688
691
694
24
626
629
632
636
639
642
645
648
651
655
658
661
664
667
670
673
677
680
683
686
689
23
621
624
627
630
633
636
640
643
646
649
652
655
658
661
665
668
671
674
677
680
683
22
615
618
621
624
627
630
633
637
640
643
646
649
652
655
658
661
664
667
671
674
677
21
608
611
614
617
620
623
627
630
633
636
639
642
645
648
651
654
657
660
663
666
669
20
601
604
607
610
613
616
619
622
625
628
631
634
637
640
643
646
649
652
655
658
661
19
592
595
598
601
604
607
610
613
616
619
622
625
628
631
634
637
640
643
646
649
652
18
583
586
589
592
595
598
600
603
606
609
612
615
618
621
624
627
630
633
636
639
642
17
572
575
578
581
584
587
590
593
595
598
601
604
607
610
613
616
618
621
624
627
630
16
561
563
566
569
572
575
578
580
583
586
589
592
594
597
600
603
606
609
611
614
617
15
547
550
553
556
558
561
564
567
569
572
575
578
580
583
586
589
591
594
597
600
602
14
533
535
538
541
543
546
549
551
554
557
559
562
565
567
570
573
576
578
581
584
586
13
516
519
521
524
527
529
532
534
537
540
542
545
547
550
552
555
558
560
563
565
568
12
498
500
503
505
508
510
513
515
518
520
523
525
528
530
533
535
538
540
543
545
548
11
477
479
482
484
487
489
491
494
496
499
501
503
506
508
511
513
515
518
520
523
525
10
454
456
458
461
463
465
467
470
472
474
477
479
481
483
486
488
490
493
495
497
499
9
428
430
432
434
436
439
441
443
445
447
449
452
454
456
458
460
462
464
467
469
471
8
399
401
403
405
407
409
411
413
415
417
419
421
423
425
427
429
431
433
435
437
439
7
366
368
370
372
374
375
377
379
381
383
385
387
388
390
392
394
396
398
399
401
403
6
330
332
333
335
336
338
340
341
343
345
346
348
350
351
353
355
356
358
360
361
363
5
289
291
292
293
295
296
298
299
301
302
304
305
307
308
309
311
312
314
315
317
318
4
243
245
246
247
248
250
251
252
253
254
256
257
258
259
261
262
263
264
266
267
268
3
192
193
194
195
196
197
198
199
200
201
202
203
204
205
206
207
208
209
210
211
212
2
135
136
137
137
138
139
139
140
141
141
142
143
143
144
145
145
146
147
147
148
149
1
71
72
72
72
73
73
73
74
74
74
75
75
75
76
76
77
77
77
78
78
78
 
 
Salario (UMA)
Plazo (años)
22.0
22.1
22.2
22.3
22.4
22.5
22.6
22.7
22.8
22.9
23.0
23.1
23.2
23.3
23.4
23.5
23.6
23.7
23.8
23.9
24.0
30
702
706
709
712
715
718
721
725
728
731
734
737
741
744
747
750
753
757
760
763
766
29
702
706
709
712
715
718
721
725
728
731
734
737
741
744
747
750
753
757
760
763
766
28
702
706
709
712
715
718
721
725
728
731
734
737
741
744
747
750
753
757
760
763
766
27
702
706
709
712
715
718
721
725
728
731
734
737
741
744
747
750
753
757
760
763
766
26
702
706
709
712
715
718
721
725
728
731
734
737
741
744
747
750
753
757
760
763
766
25
698
701
704
707
710
713
717
720
723
726
729
733
736
739
742
745
748
752
755
758
761
24
692
695
699
702
705
708
711
714
718
721
724
727
730
733
736
740
743
746
749
752
755
23
686
690
693
696
699
702
705
708
711
715
718
721
724
727
730
733
736
739
743
746
749
22
680
683
686
689
692
695
698
701
705
708
711
714
717
720
723
726
729
732
735
739
742
21
672
675
679
682
685
688
691
694
697
700
703
706
709
712
715
718
721
724
727
731
734
20
664
667
670
673
676
679
682
685
688
691
694
697
700
703
706
709
712
715
718
722
725
19
655
658
661
664
667
670
673
676
679
682
685
688
691
694
697
700
703
705
708
711
714
18
644
647
650
653
656
659
662
665
668
671
674
677
680
683
685
688
691
694
697
700
703
17
633
636
639
641
644
647
650
653
656
659
662
664
667
670
673
676
679
682
685
688
690
16
620
623
625
628
631
634
637
640
642
645
648
651
654
656
659
662
665
668
671
673
676
15
605
608
611
614
616
619
622
625
627
630
633
636
638
641
644
647
649
652
655
658
660
14
589
592
594
597
600
602
605
608
610
613
616
618
621
624
626
629
632
634
637
640
643
13
571
573
576
578
581
584
586
589
591
594
597
599
602
604
607
610
612
615
617
620
623
12
550
553
555
558
560
563
565
568
570
573
575
578
580
583
585
588
590
593
595
598
600
11
527
530
532
535
537
539
542
544
547
549
551
554
556
559
561
563
566
568
571
573
575
10
502
504
506
509
511
513
515
518
520
522
525
527
529
531
534
536
538
541
543
545
547
9
473
475
477
479
482
484
486
488
490
492
495
497
499
501
503
505
507
510
512
514
516
8
441
443
445
447
449
451
453
455
457
459
461
463
465
467
469
471
473
475
477
479
481
7
405
407
409
410
412
414
416
418
420
422
423
425
427
429
431
433
434
436
438
440
442
6
365
366
368
370
371
373
375
376
378
380
381
383
385
386
388
390
391
393
395
396
398
5
320
321
323
324
325
327
328
330
331
333
334
336
337
339
340
341
343
344
346
347
349
4
269
270
272
273
274
275
277
278
279
280
281
283
284
285
286
288
289
290
291
292
294
3
213
214
215
216
217
218
219
220
220
221
222
223
224
225
226
227
228
229
230
231
232
2
150
150
151
152
152
153
154
154
155
156
156
157
158
158
159
160
160
161
162
162
163
1
79
79
79
80
80
81
81
81
82
82
82
83
83
83
84
84
84
85
85
86
86
 
 
Salario (UMA)
Plazo (años)
24.1
24.2
24.3
24.4
24.5
24.6
24.7
24.8
24.9
25.
0
30
769
773
776
779
782
785
789
792
795
798
29
769
773
776
779
782
785
789
792
795
798
28
769
773
776
779
782
785
789
792
795
798
27
769
773
776
779
782
785
789
792
795
798
26
769
773
776
779
782
785
789
792
795
798
25
764
767
771
774
777
780
783
786
790
793
24
758
762
765
768
771
774
777
781
784
787
23
752
755
758
761
764
768
771
774
777
780
22
745
748
751
754
757
760
763
766
769
773
21
737
740
743
746
749
752
755
758
761
764
20
728
731
734
737
740
743
746
749
752
755
19
717
720
723
726
729
732
735
738
741
744
18
706
709
712
715
718
721
724
727
729
732
17
693
696
699
702
705
708
711
713
716
719
16
679
682
685
687
690
693
696
699
702
704
15
663
666
669
671
674
677
680
682
685
688
14
645
648
651
653
656
659
661
664
667
669
13
625
628
630
633
636
638
641
643
646
649
12
603
605
608
610
613
615
618
620
623
625
11
578
580
583
585
587
590
592
595
597
599
10
550
552
554
556
559
561
563
566
568
570
9
518
520
523
525
527
529
531
533
535
538
8
483
485
487
489
491
493
495
497
499
501
7
444
446
447
449
451
453
455
457
458
460
6
400
401
403
405
406
408
410
411
413
415
5
350
352
353
355
356
357
359
360
362
363
4
295
296
297
299
300
301
302
304
305
306
3
233
234
235
236
237
238
239
240
241
242
2
164
165
165
166
167
167
168
169
169
170
1
86
87
87
87
88
88
88
89
89
90
 
B.    Tabla de Factores de descuento Régimen Ordinario de Amortización.
 
Salario (UMA)
Plazo (años)
1.0
1.1
1.2
1.3
1.4
1.5
1.6
1.7
1.8
1.9
2.0
30
0.001904
0.002933
0.003140
0.003309
0.003469
0.003589
0.003733
0.003869
0.004000
0.004156
0.004274
29
0.001904
0.002933
0.003140
0.003309
0.003469
0.003589
0.003733
0.003869
0.004000
0.004156
0.004274
28
0.001904
0.002933
0.003140
0.003309
0.003469
0.003589
0.003733
0.003869
0.004000
0.004156
0.004274
27
0.001904
0.002933
0.003140
0.003309
0.003469
0.003589
0.003733
0.003869
0.004000
0.004156
0.004274
26
0.001904
0.002933
0.003140
0.003309
0.003469
0.003589
0.003733
0.003869
0.004000
0.004156
0.004274
25
0.002000
0.003049
0.003230
0.003401
0.003563
0.003684
0.003829
0.003966
0.004097
0.004256
0.004375
24
0.002083
0.003142
0.003360
0.003533
0.003698
0.003818
0.003964
0.004103
0.004200
0.004360
0.004444
23
0.002197
0.003276
0.003463
0.003640
0.003805
0.003925
0.004036
0.004175
0.004344
0.004470
0.004590
22
0.002325
0.003384
0.003612
0.003752
0.003920
0.004038
0.004186
0.004327
0.004460
0.004586
0.004705
21
0.002439
0.003540
0.003733
0.003872
0.004041
0.004158
0.004307
0.004448
0.004581
0.004750
0.004869
20
0.002597
0.003666
0.003906
0.004044
0.004215
0.004329
0.004435
0.004576
0.004754
0.004880
0.005000
19
0.002739
0.003850
0.004048
0.004183
0.004355
0.004516
0.004618
0.004760
0.004941
0.005066
0.005185
18
0.002898
0.004052
0.004253
0.004439
0.004558
0.004719
0.004817
0.004958
0.005142
0.005267
0.005333
17
0.003125
0.004277
0.004421
0.004607
0.004780
0.004883
0.005033
0.005173
0.005361
0.005484
0.005600
16
0.003278
0.004463
0.004666
0.004853
0.005025
0.005185
0.005270
0.005348
0.005600
0.005720
0.005833
15
0.003571
0.004738
0.005014
0.005126
0.005226
0.005384
0.005530
0.005666
0.005860
0.006045
0.006086
14
0.003846
0.005049
0.005250
0.005432
0.005600
0.005753
0.005818
0.005950
0.006222
0.006409
0.006436
13
0.004166
0.005403
0.005600
0.005777
0.005939
0.006000
0.006222
0.006346
0.006631
0.006734
0.006829
12
0.004545
0.005923
0.006000
0.006169
0.006322
0.006461
0.006686
0.006704
0.007098
0.007189
0.007272
11
0.005000
0.006285
0.006588
0.006740
0.006758
0.006885
0.007111
0.007212
0.007636
0.007710
0.007777
10
0.005555
0.007000
0.007000
0.007280
0.007396
0.007500
0.007724
0.007933
0.008262
0.008444
0.008358
9
0.006250
0.007512
0.007813
0.008088
0.008166
0.008400
0.008296
0.008500
0.009000
0.009172
0.009180
8
0.007142
0.008555
0.008842
0.008878
0.008909
0.009130
0.009333
0.009520
0.010080
0.009672
0.010181
7
0.008333
0.009935
0.009882
0.010111
0.010315
0.010500
0.010666
0.010818
0.011200
0.011319
0.011428
6
0.010000
0.011407
0.011586
0.011741
0.011878
0.011666
0.012108
0.012205
0.012923
0.012975
0.013023
5
0.012500
0.013391
0.014000
0.013481
0.014000
0.014000
0.014451
0.014424
0.015272
0.015647
0.015555
4
0.016666
0.017111
0.016800
0.017333
0.017043
0.017500
0.017920
0.018307
0.018000
0.019000
0.018666
3
0.022222
0.023692
0.024000
0.022750
0.023058
0.023333
0.023578
0.023800
0.024000
0.024181
0.024347
2
0.033333
0.038500
0.037333
0.036400
0.035636
0.035000
0.037333
0.036615
0.036000
0.035466
0.035000
1
0.100000
0.077000
0.084000
0.072800
0.078400
0.084000
0.074666
0.079333
0.072000
0.076000
0.080000
 
 
Salario (UMA)
Plazo (años)
2.1
2.2
2.3
2.4
2.5
2.6
2.7
2.8
2.9
3.0
30
0.004388
0.004496
0.004600
0.004699
0.004794
0.004885
0.005006
0.005157
0.005151
0.005259
29
0.004388
0.004496
0.004600
0.004699
0.004794
0.004885
0.005006
0.005157
0.005151
0.005259
28
0.004388
0.004496
0.004600
0.004699
0.004794
0.004885
0.005006
0.005157
0.005151
0.005259
27
0.004388
0.004496
0.004600
0.004699
0.004794
0.004885
0.005006
0.005157
0.005151
0.005259
26
0.004388
0.004496
0.004600
0.004699
0.004794
0.004885
0.005006
0.005157
0.005151
0.005259
25
0.004488
0.004597
0.004666
0.004765
0.004861
0.004986
0.005073
0.005261
0.005255
0.005364
24
0.004593
0.004702
0.004805
0.004869
0.004964
0.005055
0.005178
0.005369
0.005363
0.005472
23
0.004704
0.004775
0.004878
0.004977
0.005072
0.005163
0.005286
0.005482
0.005475
0.005586
22
0.004819
0.004928
0.005031
0.005129
0.005185
0.005275
0.005400
0.005600
0.005592
0.005704
21
0.004983
0.005049
0.005152
0.005250
0.005343
0.005432
0.005558
0.005722
0.005715
0.005827
20
0.005113
0.005176
0.005322
0.005376
0.005468
0.005557
0.005684
0.005894
0.005887
0.005955
19
0.005297
0.005356
0.005457
0.005553
0.005645
0.005732
0.005860
0.006077
0.006069
0.006136
18
0.005444
0.005549
0.005649
0.005743
0.005833
0.005918
0.006048
0.006272
0.006264
0.006328
17
0.005708
0.005757
0.005854
0.005946
0.006034
0.006117
0.006247
0.006479
0.006471
0.006532
16
0.005939
0.006039
0.006133
0.006165
0.006306
0.006330
0.006461
0.006700
0.006692
0.006806
15
0.006255
0.006285
0.006376
0.006461
0.006542
0.006618
0.006750
0.007000
0.006991
0.007043
14
0.006606
0.006623
0.006708
0.006787
0.006930
0.006933
0.007065
0.007327
0.007317
0.007363
13
0.006917
0.007000
0.007155
0.007148
0.007291
0.007280
0.007485
0.007686
0.007676
0.007788
12
0.007443
0.007421
0.007488
0.007636
0.007692
0.007744
0.007875
0.008166
0.008156
0.008181
11
0.007840
0.008000
0.008050
0.008096
0.008235
0.008272
0.008400
0.008711
0.008700
0.008709
10
0.008647
0.008555
0.008702
0.008727
0.008860
0.008987
0.009000
0.009333
0.009321
0.009418
9
0.009333
0.009333
0.009611
0.009464
0.009589
0.009706
0.009818
0.010051
0.010038
0.010125
8
0.010315
0.010266
0.010387
0.010500
0.010606
0.010550
0.010647
0.011042
0.011028
0.011095
7
0.011529
0.011622
0.011709
0.011789
0.011864
0.011934
0.012000
0.012444
0.012428
0.012461
6
0.013066
0.013391
0.013416
0.013440
0.013461
0.013481
0.013500
0.014000
0.013982
0.014210
5
0.015473
0.015400
0.015707
0.015627
0.015909
0.015826
0.015750
0.016333
0.016312
0.016530
4
0.018967
0.019250
0.018941
0.019200
0.019444
0.019157
0.019384
0.020102
0.020076
0.020250
3
0.024500
0.024640
0.024769
0.024888
0.025000
0.025103
0.025200
0.026133
0.026100
0.026129
2
0.036750
0.036235
0.035777
0.035368
0.036842
0.036400
0.037800
0.039200
0.039150
0.038571
1
0.073500
0.077000
0.071555
0.074666
0.077777
0.072800
0.075600
0.071272
0.071181
0.073636
 
 
Salario (UMA)
Plazo (años)
3.1
3.2
3.3
3.4
3.5
3.6
3.7
3.8
3.9
4.0
4.1
30
0.005365
0.005468
0.005568
0.005666
0.005762
0.005855
0.005946
0.006071
0.006157
0.006242
0.006362
29
0.005365
0.005468
0.005568
0.005666
0.005762
0.005855
0.005946
0.006071
0.006157
0.006242
0.006362
28
0.005365
0.005468
0.005568
0.005666
0.005762
0.005855
0.005946
0.006071
0.006157
0.006242
0.006362
27
0.005365
0.005468
0.005568
0.005666
0.005762
0.005855
0.005946
0.006071
0.006157
0.006242
0.006362
26
0.005365
0.005468
0.005568
0.005666
0.005762
0.005855
0.005946
0.006071
0.006157
0.006242
0.006362
25
0.005470
0.005574
0.005675
0.005773
0.005869
0.005963
0.006054
0.006180
0.006267
0.006315
0.006436
24
0.005580
0.005647
0.005748
0.005847
0.005943
0.006037
0.006128
0.006256
0.006343
0.006428
0.006550
23
0.005655
0.005760
0.005861
0.005961
0.006057
0.006151
0.006204
0.006333
0.006420
0.006506
0.006628
22
0.005772
0.005877
0.005979
0.006079
0.006176
0.006230
0.006322
0.006452
0.006540
0.006625
0.006709
21
0.005936
0.006000
0.006102
0.006202
0.006300
0.006352
0.006445
0.006576
0.006664
0.006708
0.006833
20
0.006065
0.006171
0.006230
0.006331
0.006428
0.006523
0.006572
0.006705
0.006793
0.006878
0.006962
19
0.006246
0.006306
0.006410
0.006510
0.006562
0.006657
0.006750
0.006840
0.006927
0.007012
0.007096
18
0.006438
0.006496
0.006600
0.006700
0.006750
0.006845
0.006937
0.007027
0.007114
0.007200
0.007282
17
0.006642
0.006697
0.006801
0.006902
0.006948
0.007043
0.007135
0.007225
0.007312
0.007397
0.007479
16
0.006860
0.006967
0.007071
0.007116
0.007213
0.007308
0.007345
0.007434
0.007521
0.007605
0.007687
15
0.007153
0.007260
0.007303
0.007403
0.007500
0.007534
0.007625
0.007714
0.007800
0.007883
0.007964
14
0.007473
0.007578
0.007615
0.007714
0.007809
0.007838
0.007928
0.008015
0.008100
0.008181
0.008261
13
0.007822
0.007926
0.008027
0.008052
0.008146
0.008237
0.008325
0.008409
0.008491
0.008503
0.008648
12
0.008287
0.008388
0.008485
0.008500
0.008590
0.008678
0.008763
0.008844
0.008848
0.008925
0.009073
11
0.008810
0.008907
0.009000
0.009000
0.009086
0.009169
0.009250
0.009327
0.009401
0.009473
0.009543
10
0.009404
0.009494
0.009580
0.009663
0.009742
0.009818
0.009891
0.009961
0.010028
0.010093
0.010155
9
0.010207
0.010285
0.010360
0.010431
0.010500
0.010565
0.010627
0.010687
0.010744
0.010800
0.010960
8
0.011160
0.011220
0.011423
0.011475
0.011524
0.011571
0.011616
0.011659
0.011700
0.011868
0.011903
7
0.012492
0.012521
0.012549
0.012750
0.012770
0.012789
0.012807
0.012987
0.013000
0.013012
0.013178
6
0.014186
0.014163
0.014370
0.014343
0.014538
0.014507
0.014478
0.014657
0.014625
0.014794
0.014760
5
0.016740
0.016615
0.016811
0.016690
0.016875
0.016758
0.016932
0.017100
0.016983
0.017142
0.017296
4
0.020414
0.020093
0.020250
0.020400
0.020543
0.020680
0.020387
0.020520
0.020647
0.020769
0.020886
3
0.026156
0.026181
0.026205
0.026228
0.026250
0.026270
0.026289
0.027000
0.027000
0.027000
0.027000
2
0.038045
0.039272
0.038739
0.038250
0.039375
0.038880
0.038423
0.039461
0.039000
0.038571
0.039535
1
0.076090
0.078545
0.074250
0.076500
0.078750
0.074769
0.076846
0.078923
0.075214
0.077142
0.079071
 
 
Salario (UMA)
Plazo (años)
4.2
4.3
4.4
4.5
4.6
4.7
4.8
4.9
5.0
5.1
30
0.006443
0.006559
0.006674
0.006750
0.006861
0.006972
0.007081
0.007151
0.007258
0.007363
29
0.006443
0.006559
0.006674
0.006750
0.006861
0.006972
0.007081
0.007151
0.007258
0.007363
28
0.006443
0.006559
0.006674
0.006750
0.006861
0.006972
0.007081
0.007151
0.007258
0.007363
27
0.006443
0.006559
0.006674
0.006750
0.006861
0.006972
0.007081
0.007151
0.007258
0.007363
26
0.006443
0.006559
0.006674
0.006750
0.006861
0.006972
0.007081
0.007151
0.007258
0.007363
25
0.006517
0.006634
0.006750
0.006825
0.006938
0.007050
0.007160
0.007229
0.007336
0.007443
24
0.006593
0.006710
0.006827
0.006903
0.007016
0.007129
0.007240
0.007309
0.007417
0.007524
23
0.006710
0.006829
0.006906
0.006982
0.007097
0.007210
0.007322
0.007391
0.007500
0.007607
22
0.006790
0.006910
0.007029
0.007105
0.007179
0.007293
0.007405
0.007474
0.007584
0.007692
21
0.006914
0.007036
0.007113
0.007189
0.007305
0.007421
0.007534
0.007560
0.007670
0.007779
20
0.007043
0.007166
0.007243
0.007319
0.007437
0.007553
0.007623
0.007691
0.007803
0.007913
19
0.007177
0.007301
0.007378
0.007453
0.007573
0.007690
0.007760
0.007828
0.007941
0.008052
18
0.007363
0.007442
0.007566
0.007641
0.007714
0.007833
0.007950
0.008018
0.008083
0.008196
17
0.007560
0.007638
0.007764
0.007838
0.007910
0.008031
0.008100
0.008166
0.008282
0.008345
16
0.007767
0.007897
0.007973
0.008046
0.008117
0.008240
0.008307
0.008373
0.008490
0.008552
15
0.008042
0.008118
0.008250
0.008265
0.008391
0.008460
0.008582
0.008647
0.008709
0.008826
14
0.008338
0.008413
0.008546
0.008556
0.008685
0.008751
0.008876
0.008939
0.009000
0.009119
13
0.008656
0.008795
0.008865
0.008933
0.009000
0.009129
0.009191
0.009251
0.009375
0.009431
12
0.009072
0.009214
0.009281
0.009346
0.009409
0.009541
0.009600
0.009656
0.009782
0.009835
11
0.009610
0.009675
0.009818
0.009878
0.009936
0.009992
0.010125
0.010176
0.010227
0.010353
10
0.010216
0.010274
0.010421
0.010474
0.010525
0.010663
0.010710
0.010756
0.010800
0.010928
9
0.011009
0.011057
0.011102
0.011250
0.011290
0.011330
0.011469
0.011504
0.011538
0.011669
8
0.011936
0.011969
0.012122
0.012150
0.012297
0.012320
0.012342
0.012481
0.012500
0.012633
7
0.013186
0.013193
0.013348
0.013351
0.013500
0.013500
0.013642
0.013639
0.013775
0.013770
6
0.014921
0.014884
0.015037
0.015000
0.015146
0.015289
0.015247
0.015383
0.015340
0.015471
5
0.017181
0.017328
0.017470
0.017357
0.017492
0.017625
0.017753
0.017640
0.017763
0.017883
4
0.021000
0.020732
0.020842
0.020948
0.021050
0.021150
0.021245
0.021338
0.021428
0.021515
3
0.027000
0.027000
0.027000
0.027000
0.027000
0.027000
0.027000
0.027562
0.027551
0.027540
2
0.039103
0.038700
0.039600
0.039193
0.038812
0.039656
0.039272
0.038911
0.039705
0.039342
1
0.075600
0.077400
0.079200
0.075937
0.077625
0.074647
0.076235
0.077823
0.075000
0.076500
 
 
Salario (UMA)
Plazo (años)
5.2
5.3
5.4
5.5
5.6
5.7
5.8
5.9
6.0
6.1
6.2
30
0.007468
0.007571
0.007673
0.007774
0.007875
0.007974
0.008072
0.008169
0.008265
0.008403
0.008497
29
0.007468
0.007571
0.007673
0.007774
0.007875
0.007974
0.008072
0.008169
0.008265
0.008403
0.008497
28
0.007468
0.007571
0.007673
0.007774
0.007875
0.007974
0.008072
0.008169
0.008265
0.008403
0.008497
27
0.007468
0.007571
0.007673
0.007774
0.007875
0.007974
0.008072
0.008169
0.008265
0.008403
0.008497
26
0.007468
0.007571
0.007673
0.007774
0.007875
0.007974
0.008072
0.008169
0.008265
0.008403
0.008497
25
0.007548
0.007652
0.007755
0.007857
0.007957
0.008057
0.008156
0.008253
0.008350
0.008489
0.008584
24
0.007630
0.007735
0.007838
0.007898
0.008000
0.008100
0.008198
0.008296
0.008393
0.008533
0.008628
23
0.007714
0.007777
0.007881
0.007983
0.008085
0.008186
0.008285
0.008384
0.008481
0.008623
0.008718
22
0.007800
0.007862
0.007967
0.008070
0.008172
0.008274
0.008374
0.008473
0.008571
0.008714
0.008810
21
0.007887
0.007994
0.008100
0.008159
0.008262
0.008364
0.008464
0.008564
0.008663
0.008807
0.008904
20
0.007977
0.008084
0.008191
0.008296
0.008400
0.008502
0.008557
0.008657
0.008756
0.008902
0.009000
19
0.008115
0.008224
0.008331
0.008437
0.008494
0.008597
0.008700
0.008801
0.008901
0.009049
0.009097
18
0.008307
0.008368
0.008476
0.008583
0.008640
0.008744
0.008847
0.008949
0.009050
0.009150
0.009248
17
0.008457
0.008568
0.008627
0.008735
0.008842
0.008947
0.009000
0.009102
0.009204
0.009357
0.009404
16
0.008666
0.008779
0.008836
0.008945
0.009053
0.009160
0.009211
0.009315
0.009418
0.009520
0.009620
15
0.008886
0.009000
0.009112
0.009166
0.009276
0.009384
0.009433
0.009538
0.009642
0.009745
0.009847
14
0.009176
0.009292
0.009346
0.009458
0.009569
0.009618
0.009726
0.009833
0.009878
0.010042
0.010145
13
0.009551
0.009604
0.009720
0.009769
0.009882
0.009993
0.010038
0.010146
0.010253
0.010358
0.010462
12
0.009957
0.010006
0.010125
0.010171
0.010285
0.010328
0.010440
0.010549
0.010588
0.010764
0.010800
11
0.010400
0.010522
0.010565
0.010683
0.010723
0.010838
0.010951
0.010986
0.011095
0.011204
0.011310
10
0.010968
0.011093
0.011215
0.011250
0.011368
0.011400
0.011514
0.011627
0.011654
0.011764
0.011872
9
0.011700
0.011826
0.011950
0.011975
0.012096
0.012118
0.012234
0.012348
0.012366
0.012477
0.012586
8
0.012648
0.012776
0.012789
0.012913
0.013034
0.013042
0.013159
0.013275
0.013278
0.013390
0.013500
7
0.013900
0.014029
0.014019
0.014142
0.014264
0.014250
0.014366
0.014481
0.014594
0.014705
0.014814
6
0.015600
0.015725
0.015677
0.015797
0.015915
0.016031
0.015979
0.016090
0.016200
0.016306
0.016411
5
0.018000
0.017887
0.018000
0.018109
0.018216
0.018321
0.018423
0.018310
0.018409
0.018715
0.018808
4
0.021600
0.021681
0.021761
0.021838
0.021600
0.021676
0.021750
0.022125
0.022191
0.022256
0.022320
3
0.027529
0.027519
0.027509
0.027500
0.027490
0.027981
0.027964
0.027947
0.027931
0.027915
0.028372
2
0.040114
0.039750
0.039405
0.040135
0.039789
0.039461
0.040153
0.039825
0.040500
0.040170
0.039857
1
0.078000
0.075315
0.076736
0.078157
0.075600
0.076950
0.078300
0.075857
0.077142
0.078428
0.079714
 
 
Salario (UMA)
Plazo (años)
6.3
6.4
6.5
6.6
6.7
6.8
6.9
7.0
7.1
7.2
30
0.008590
0.008683
0.008688
0.008485
0.008453
0.008460
0.008468
0.008475
0.008482
0.008452
29
0.008590
0.008683
0.008688
0.008485
0.008453
0.008460
0.008468
0.008475
0.008482
0.008452
28
0.008590
0.008683
0.008688
0.008485
0.008453
0.008460
0.008468
0.008475
0.008482
0.008452
27
0.008590
0.008683
0.008688
0.008485
0.008453
0.008460
0.008468
0.008475
0.008482
0.008452
26
0.008590
0.008683
0.008688
0.008485
0.008453
0.008460
0.008468
0.008475
0.008482
0.008452
25
0.008678
0.008771
0.008775
0.008526
0.008533
0.008539
0.008545
0.008513
0.008520
0.008526
24
0.008723
0.008816
0.008819
0.008608
0.008614
0.008579
0.008585
0.008590
0.008596
0.008601
23
0.008813
0.008907
0.008908
0.008650
0.008655
0.008660
0.008665
0.008669
0.008674
0.008678
22
0.008859
0.008953
0.008954
0.008735
0.008739
0.008742
0.008746
0.008750
0.008753
0.008756
21
0.008952
0.009047
0.009046
0.008865
0.008867
0.008869
0.008829
0.008831
0.008834
0.008836
20
0.009096
0.009191
0.009188
0.008954
0.008955
0.008956
0.008956
0.008957
0.008957
0.008958
19
0.009194
0.009290
0.009285
0.009091
0.009090
0.009089
0.009087
0.009086
0.009085
0.009084
18
0.009346
0.009442
0.009435
0.009233
0.009229
0.009226
0.009222
0.009219
0.009216
0.009213
17
0.009502
0.009600
0.009590
0.009428
0.009421
0.009415
0.009409
0.009402
0.009397
0.009391
16
0.009720
0.009818
0.009804
0.009580
0.009622
0.009612
0.009603
0.009593
0.009585
0.009576
15
0.009947
0.010046
0.010028
0.009845
0.009831
0.009818
0.009857
0.009843
0.009830
0.009818
14
0.010185
0.010285
0.010323
0.010125
0.010106
0.010087
0.010125
0.010106
0.010089
0.010125
13
0.010565
0.010601
0.010636
0.010421
0.010456
0.010431
0.010407
0.010441
0.010418
0.010451
12
0.010903
0.011006
0.011037
0.010800
0.010832
0.010800
0.010831
0.010800
0.010830
0.010800
11
0.011416
0.011443
0.011470
0.011278
0.011306
0.011263
0.011290
0.011317
0.011276
0.011302
10
0.011978
0.012083
0.012020
0.011880
0.011901
0.011845
0.011866
0.011886
0.011833
0.011853
9
0.012694
0.012800
0.012810
0.012549
0.012562
0.012575
0.012587
0.012600
0.012611
0.012623
8
0.013608
0.013714
0.013710
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
7
0.014791
0.014896
0.014872
0.014727
0.014707
0.014688
0.014669
0.014651
0.014746
0.014727
6
0.016514
0.016457
0.016556
0.016348
0.016297
0.016392
0.016342
0.016293
0.016384
0.016336
5
0.018692
0.018782
0.018870
0.018562
0.018649
0.018734
0.018630
0.018712
0.018611
0.018692
4
0.022381
0.022441
0.022215
0.022275
0.022060
0.022120
0.022178
0.022235
0.022034
0.022090
3
0.028350
0.028327
0.028306
0.028285
0.028265
0.028246
0.028227
0.028208
0.028191
0.028173
2
0.040500
0.040186
0.039886
0.039600
0.040200
0.039913
0.039638
0.040212
0.039937
0.039673
1
0.081000
0.082285
0.083571
0.077478
0.075375
0.076500
0.077625
0.075600
0.076680
0.077760
 
 
Salario (UMA)
Plazo (años)
7.3
7.4
7.5
7.6
7.7
7.8
7.9
8
8.1
8.2
8.3
30
0.008459
0.008466
0.008472
0.008479
0.008485
0.008457
0.008464
0.008470
0.008476
0.008482
0.008456
29
0.008459
0.008466
0.008472
0.008479
0.008485
0.008457
0.008464
0.008470
0.008476
0.008482
0.008456
28
0.008459
0.008466
0.008472
0.008479
0.008485
0.008457
0.008464
0.008470
0.008476
0.008482
0.008456
27
0.008459
0.008466
0.008472
0.008479
0.008485
0.008457
0.008464
0.008470
0.008476
0.008482
0.008456
26
0.008459
0.008466
0.008472
0.008479
0.008485
0.008457
0.008464
0.008470
0.008476
0.008482
0.008456
25
0.008532
0.008538
0.008544
0.008514
0.008520
0.008526
0.008532
0.008537
0.008509
0.008515
0.008520
24
0.008606
0.008575
0.008580
0.008585
0.008590
0.008595
0.008600
0.008605
0.008576
0.008581
0.008586
23
0.008682
0.008649
0.008653
0.008658
0.008662
0.008666
0.008670
0.008674
0.008678
0.008648
0.008652
22
0.008760
0.008763
0.008766
0.008731
0.008735
0.008738
0.008741
0.008744
0.008748
0.008750
0.008753
21
0.008838
0.008840
0.008842
0.008844
0.008846
0.008848
0.008850
0.008852
0.008854
0.008856
0.008857
20
0.008959
0.008959
0.008960
0.008960
0.008961
0.008961
0.008962
0.008962
0.008963
0.008963
0.008964
19
0.009082
0.009081
0.009080
0.009079
0.009078
0.009077
0.009076
0.009075
0.009074
0.009073
0.009072
18
0.009210
0.009250
0.009246
0.009243
0.009240
0.009236
0.009233
0.009230
0.009227
0.009225
0.009222
17
0.009385
0.009380
0.009418
0.009412
0.009407
0.009401
0.009396
0.009391
0.009386
0.009381
0.009415
16
0.009614
0.009605
0.009597
0.009588
0.009580
0.009616
0.009608
0.009600
0.009592
0.009584
0.009576
15
0.009855
0.009842
0.009830
0.009818
0.009806
0.009841
0.009829
0.009818
0.009807
0.009840
0.009828
14
0.010107
0.010090
0.010125
0.010108
0.010092
0.010125
0.010109
0.010093
0.010078
0.010109
0.010094
13
0.010428
0.010406
0.010438
0.010416
0.010447
0.010425
0.010404
0.010434
0.010414
0.010443
0.010423
12
0.010829
0.010800
0.010828
0.010800
0.010828
0.010800
0.010827
0.010800
0.010826
0.010800
0.010826
11
0.011262
0.011288
0.011312
0.011274
0.011298
0.011262
0.011285
0.011308
0.011273
0.011295
0.011261
10
0.011873
0.011892
0.011842
0.011861
0.011880
0.011831
0.011850
0.011868
0.011885
0.011839
0.011857
9
0.012554
0.012566
0.012577
0.012588
0.012600
0.012610
0.012547
0.012558
0.012568
0.012579
0.012589
8
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
7
0.014708
0.014691
0.014673
0.014657
0.014744
0.014727
0.014710
0.014693
0.014677
0.014662
0.014743
6
0.016289
0.016377
0.016330
0.016285
0.016370
0.016325
0.016282
0.016363
0.016320
0.016279
0.016357
5
0.018594
0.018672
0.018577
0.018654
0.018562
0.018637
0.018710
0.018620
0.018692
0.018605
0.018675
4
0.022146
0.022200
0.022252
0.022064
0.022117
0.022168
0.022218
0.022040
0.022090
0.022140
0.022188
3
0.028157
0.028140
0.028125
0.028109
0.028094
0.028080
0.028065
0.028051
0.028038
0.028025
0.028012
2
0.040224
0.039960
0.039705
0.040235
0.039980
0.039735
0.040245
0.040000
0.039763
0.040254
0.040017
1
0.075807
0.076846
0.075000
0.076000
0.077000
0.075214
0.076178
0.077142
0.075413
0.076344
0.077275
 
 
Salario (UMA)
Plazo (años)
8.4
8.5
8.6
8.7
8.8
8.9
9
9.1
9.2
9.3
30
0.008462
0.008468
0.008474
0.008480
0.008455
0.008461
0.008466
0.008472
0.008477
0.008454
29
0.008462
0.008468
0.008474
0.008480
0.008455
0.008461
0.008466
0.008472
0.008477
0.008454
28
0.008462
0.008468
0.008474
0.008480
0.008455
0.008461
0.008466
0.008472
0.008477
0.008454
27
0.008462
0.008468
0.008474
0.008480
0.008455
0.008461
0.008466
0.008472
0.008477
0.008454
26
0.008462
0.008468
0.008474
0.008480
0.008455
0.008461
0.008466
0.008472
0.008477
0.008454
25
0.008526
0.008531
0.008536
0.008510
0.008516
0.008521
0.008526
0.008531
0.008536
0.008511
24
0.008590
0.008595
0.008600
0.008604
0.008577
0.008582
0.008586
0.008590
0.008595
0.008599
23
0.008656
0.008660
0.008664
0.008667
0.008671
0.008675
0.008647
0.008651
0.008655
0.008658
22
0.008756
0.008759
0.008762
0.008732
0.008735
0.008738
0.008741
0.008743
0.008746
0.008749
21
0.008859
0.008861
0.008828
0.008830
0.008832
0.008834
0.008836
0.008838
0.008839
0.008841
20
0.008964
0.008964
0.008965
0.008965
0.008966
0.008966
0.008966
0.008967
0.008967
0.008967
19
0.009072
0.009071
0.009070
0.009069
0.009068
0.009067
0.009067
0.009066
0.009065
0.009064
18
0.009219
0.009216
0.009214
0.009211
0.009245
0.009242
0.009239
0.009236
0.009234
0.009231
17
0.009410
0.009405
0.009400
0.009396
0.009391
0.009386
0.009382
0.009413
0.009409
0.009404
16
0.009610
0.009602
0.009595
0.009587
0.009580
0.009612
0.009604
0.009597
0.009590
0.009583
15
0.009818
0.009807
0.009838
0.009828
0.009818
0.009808
0.009838
0.009828
0.009818
0.009808
14
0.010080
0.010110
0.010095
0.010081
0.010110
0.010096
0.010082
0.010111
0.010097
0.010084
13
0.010403
0.010431
0.010412
0.010440
0.010421
0.010402
0.010429
0.010411
0.010436
0.010419
12
0.010800
0.010825
0.010800
0.010824
0.010800
0.010824
0.010800
0.010823
0.010800
0.010823
11
0.011283
0.011305
0.011271
0.011293
0.011260
0.011281
0.011302
0.011270
0.011290
0.011260
10
0.011874
0.011829
0.011846
0.011863
0.011880
0.011837
0.011853
0.011869
0.011828
0.011844
9
0.012600
0.012609
0.012551
0.012561
0.012571
0.012581
0.012590
0.012600
0.012545
0.012555
8
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
7
0.014727
0.014711
0.014696
0.014681
0.014666
0.014652
0.014727
0.014712
0.014698
0.014684
6
0.016316
0.016276
0.016352
0.016312
0.016273
0.016346
0.016308
0.016271
0.016342
0.016305
5
0.018590
0.018658
0.018576
0.018642
0.018562
0.018627
0.018692
0.018613
0.018676
0.018600
4
0.022235
0.022067
0.022114
0.022160
0.022205
0.022045
0.022090
0.022135
0.022178
0.022026
3
0.028000
0.027987
0.027975
0.027964
0.027952
0.027941
0.027931
0.027920
0.027910
0.027900
2
0.039789
0.040263
0.040034
0.039813
0.039600
0.040050
0.039836
0.039629
0.040064
0.039857
1
0.075600
0.076500
0.077400
0.075774
0.076645
0.075093
0.075937
0.076781
0.075272
0.076090
 
 
Salario (UMA)
Plazo (años)
9.4
9.5
9.6
9.7
9.8
9.9
10.0
10.1
10.2
10.3
10.4
30
0.008460
0.008465
0.008470
0.008475
0.008453
0.008458
0.008463
0.008468
0.008473
0.008452
0.008457
29
0.008460
0.008465
0.008470
0.008475
0.008453
0.008458
0.008463
0.008468
0.008473
0.008452
0.008457
28
0.008460
0.008465
0.008470
0.008475
0.008453
0.008458
0.008463
0.008468
0.008473
0.008452
0.008457
27
0.008460
0.008465
0.008470
0.008475
0.008453
0.008458
0.008463
0.008468
0.008473
0.008452
0.008457
26
0.008460
0.008465
0.008470
0.008475
0.008453
0.008458
0.008463
0.008468
0.008473
0.008452
0.008457
25
0.008516
0.008521
0.008526
0.008530
0.008535
0.008512
0.008517
0.008521
0.008526
0.008530
0.008509
24
0.008574
0.008578
0.008582
0.008586
0.008590
0.008594
0.008598
0.008575
0.008579
0.008583
0.008587
23
0.008662
0.008665
0.008668
0.008672
0.008675
0.008650
0.008653
0.008657
0.008660
0.008663
0.008666
22
0.008751
0.008754
0.008756
0.008759
0.008732
0.008735
0.008737
0.008740
0.008742
0.008745
0.008747
21
0.008843
0.008844
0.008846
0.008847
0.008849
0.008850
0.008852
0.008853
0.008855
0.008828
0.008830
20
0.008968
0.008968
0.008937
0.008938
0.008939
0.008939
0.008940
0.008940
0.008941
0.008942
0.008942
19
0.009064
0.009095
0.009094
0.009093
0.009092
0.009091
0.009090
0.009090
0.009089
0.009088
0.009087
18
0.009229
0.009226
0.009224
0.009221
0.009219
0.009217
0.009215
0.009212
0.009210
0.009239
0.009236
17
0.009400
0.009395
0.009391
0.009387
0.009382
0.009411
0.009407
0.009403
0.009399
0.009395
0.009391
16
0.009577
0.009606
0.009600
0.009593
0.009586
0.009580
0.009608
0.009602
0.009595
0.009589
0.009583
15
0.009837
0.009827
0.009818
0.009808
0.009836
0.009827
0.009818
0.009809
0.009835
0.009826
0.009818
14
0.010111
0.010098
0.010085
0.010111
0.010099
0.010086
0.010112
0.010100
0.010087
0.010112
0.010100
13
0.010401
0.010426
0.010409
0.010434
0.010417
0.010400
0.010424
0.010408
0.010431
0.010415
0.010400
12
0.010800
0.010822
0.010800
0.010822
0.010800
0.010821
0.010800
0.010821
0.010800
0.010821
0.010800
11
0.011280
0.011299
0.011269
0.011288
0.011259
0.011278
0.011297
0.011268
0.011286
0.011259
0.011277
10
0.011859
0.011875
0.011835
0.011850
0.011865
0.011880
0.011842
0.011856
0.011870
0.011834
0.011848
9
0.012564
0.012573
0.012582
0.012591
0.012600
0.012549
0.012558
0.012566
0.012575
0.012583
0.012591
8
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
7
0.014670
0.014657
0.014727
0.014713
0.014700
0.014686
0.014673
0.014661
0.014727
0.014714
0.014701
6
0.016269
0.016337
0.016301
0.016267
0.016333
0.016298
0.016265
0.016329
0.016295
0.016358
0.016325
5
0.018661
0.018586
0.018647
0.018574
0.018633
0.018562
0.018620
0.018678
0.018608
0.018664
0.018596
4
0.022069
0.022112
0.022153
0.022194
0.022050
0.022090
0.022131
0.022170
0.022032
0.022071
0.022110
3
0.027890
0.027880
0.027870
0.027861
0.028148
0.028136
0.028125
0.028113
0.028102
0.028090
0.028080
2
0.039656
0.040078
0.039876
0.039681
0.040090
0.039895
0.039705
0.040102
0.039913
0.039728
0.040114
1
0.076909
0.075441
0.076235
0.077029
0.075600
0.076371
0.075000
0.075750
0.076500
0.075162
0.075891
 
 
Salario (UMA)
Plazo (años)
10.5
10.6
10.7
10.8
10.9
11.0
11.1
11.2
11.3
11.4
30
0.008462
0.008467
0.008472
0.008452
0.008456
0.008461
0.008466
0.008470
0.008475
0.008456
29
0.008462
0.008467
0.008472
0.008452
0.008456
0.008461
0.008466
0.008470
0.008475
0.008456
28
0.008462
0.008467
0.008472
0.008452
0.008456
0.008461
0.008466
0.008470
0.008475
0.008456
27
0.008462
0.008467
0.008472
0.008452
0.008456
0.008461
0.008466
0.008470
0.008475
0.008456
26
0.008462
0.008467
0.008472
0.008452
0.008456
0.008461
0.008466
0.008470
0.008475
0.008456
25
0.008513
0.008517
0.008522
0.008526
0.008530
0.008510
0.008514
0.008518
0.008522
0.008526
24
0.008590
0.008594
0.008598
0.008576
0.008580
0.008583
0.008587
0.008590
0.008594
0.008573
23
0.008669
0.008672
0.008649
0.008652
0.008655
0.008658
0.008661
0.008664
0.008667
0.008670
22
0.008750
0.008752
0.008754
0.008756
0.008732
0.008735
0.008737
0.008739
0.008742
0.008744
21
0.008831
0.008833
0.008834
0.008836
0.008837
0.008839
0.008840
0.008842
0.008843
0.008844
20
0.008943
0.008943
0.008944
0.008944
0.008945
0.008945
0.008946
0.008946
0.008947
0.008947
19
0.009086
0.009085
0.009084
0.009084
0.009083
0.009082
0.009081
0.009081
0.009080
0.009079
18
0.009234
0.009232
0.009230
0.009227
0.009225
0.009223
0.009221
0.009219
0.009217
0.009215
17
0.009387
0.009383
0.009379
0.009406
0.009402
0.009398
0.009394
0.009391
0.009387
0.009384
16
0.009577
0.009604
0.009598
0.009592
0.009586
0.009580
0.009605
0.009600
0.009594
0.009588
15
0.009809
0.009835
0.009826
0.009818
0.009810
0.009834
0.009826
0.009818
0.009810
0.009833
14
0.010088
0.010113
0.010101
0.010089
0.010078
0.010102
0.010090
0.010080
0.010102
0.010091
13
0.010422
0.010407
0.010429
0.010414
0.010436
0.010421
0.010406
0.010427
0.010412
0.010433
12
0.010820
0.010800
0.010820
0.010800
0.010819
0.010800
0.010819
0.010800
0.010819
0.010800
11
0.011294
0.011267
0.011285
0.011258
0.011275
0.011292
0.011266
0.011283
0.011258
0.011274
10
0.011861
0.011875
0.011840
0.011853
0.011866
0.011832
0.011845
0.011858
0.011871
0.011838
9
0.012544
0.012552
0.012560
0.012568
0.012576
0.012584
0.012592
0.012547
0.012555
0.012563
8
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
7
0.014689
0.014676
0.014664
0.014653
0.014715
0.014702
0.014691
0.014679
0.014668
0.014657
6
0.016293
0.016354
0.016322
0.016290
0.016350
0.016318
0.016288
0.016345
0.016315
0.016285
5
0.018651
0.018584
0.018638
0.018573
0.018626
0.018562
0.018614
0.018666
0.018603
0.018654
4
0.022148
0.022186
0.022053
0.022090
0.022127
0.022164
0.022036
0.022072
0.022108
0.022143
3
0.028069
0.028058
0.028048
0.028038
0.028028
0.028018
0.028009
0.028000
0.027990
0.027981
2
0.039929
0.039750
0.040125
0.039945
0.039770
0.039600
0.039960
0.039789
0.039623
0.039974
1
0.076621
0.075315
0.076026
0.076736
0.075461
0.076153
0.076846
0.075600
0.076275
0.075073
 
 
Salario (UMA)
Plazo (años)
11.5
11.6
11.7
11.8
11.9
12.0
12.1
12.2
12.3
12.4
12.5
30
0.008460
0.008464
0.008469
0.008473
0.008455
0.008459
0.008463
0.008467
0.008471
0.008454
0.008458
29
0.008460
0.008464
0.008469
0.008473
0.008455
0.008459
0.008463
0.008467
0.008471
0.008454
0.008458
28
0.008460
0.008464
0.008469
0.008473
0.008455
0.008459
0.008463
0.008467
0.008471
0.008454
0.008458
27
0.008460
0.008464
0.008469
0.008473
0.008455
0.008459
0.008463
0.008467
0.008471
0.008454
0.008458
26
0.008460
0.008464
0.008469
0.008473
0.008455
0.008459
0.008463
0.008467
0.008471
0.008454
0.008458
25
0.008530
0.008510
0.008514
0.008518
0.008522
0.008526
0.008530
0.008511
0.008515
0.008519
0.008522
24
0.008577
0.008580
0.008584
0.008587
0.008590
0.008594
0.008574
0.008578
0.008581
0.008584
0.008587
23
0.008649
0.008651
0.008654
0.008657
0.008660
0.008663
0.008665
0.008668
0.008648
0.008651
0.008653
22
0.008746
0.008748
0.008750
0.008752
0.008754
0.008733
0.008735
0.008737
0.008739
0.008741
0.008743
21
0.008846
0.008847
0.008848
0.008850
0.008851
0.008828
0.008829
0.008831
0.008832
0.008833
0.008835
20
0.008948
0.008948
0.008949
0.008949
0.008949
0.008950
0.008950
0.008951
0.008951
0.008951
0.008952
19
0.009078
0.009078
0.009077
0.009076
0.009076
0.009075
0.009075
0.009074
0.009073
0.009073
0.009072
18
0.009213
0.009211
0.009236
0.009234
0.009232
0.009230
0.009228
0.009226
0.009225
0.009223
0.009221
17
0.009380
0.009405
0.009401
0.009398
0.009394
0.009391
0.009387
0.009384
0.009381
0.009404
0.009401
16
0.009583
0.009577
0.009601
0.009596
0.009591
0.009585
0.009580
0.009603
0.009598
0.009593
0.009588
15
0.009825
0.009818
0.009810
0.009833
0.009825
0.009818
0.009810
0.009832
0.009825
0.009818
0.009811
14
0.010081
0.010103
0.010092
0.010082
0.010103
0.010093
0.010083
0.010104
0.010094
0.010084
0.010104
13
0.010419
0.010405
0.010425
0.010411
0.010431
0.010418
0.010404
0.010424
0.010410
0.010429
0.010416
12
0.010818
0.010800
0.010818
0.010800
0.010818
0.010800
0.010817
0.010800
0.010817
0.010800
0.010817
11
0.011290
0.011266
0.011282
0.011257
0.011273
0.011289
0.011265
0.011280
0.011257
0.011272
0.011287
10
0.011851
0.011863
0.011831
0.011843
0.011856
0.011868
0.011836
0.011848
0.011860
0.011830
0.011842
9
0.012570
0.012578
0.012585
0.012592
0.012550
0.012558
0.012565
0.012572
0.012579
0.012586
0.012546
8
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
7
0.014715
0.014704
0.014693
0.014682
0.014671
0.014660
0.014650
0.014705
0.014694
0.014684
0.014673
6
0.016342
0.016312
0.016283
0.016338
0.016309
0.016281
0.016335
0.016306
0.016279
0.016331
0.016304
5
0.018592
0.018642
0.018582
0.018631
0.018572
0.018620
0.018562
0.018610
0.018657
0.018600
0.018646
4
0.022178
0.022056
0.022090
0.022125
0.022158
0.022040
0.022074
0.022107
0.022140
0.022026
0.022058
3
0.027972
0.027964
0.027955
0.027947
0.027939
0.027931
0.027923
0.027915
0.027907
0.027900
0.027892
2
0.039807
0.039645
0.039987
0.039825
0.039666
0.040000
0.039841
0.039686
0.040012
0.039857
0.039705
1
0.075731
0.076390
0.075214
0.075857
0.076500
0.075348
0.075976
0.076604
0.075477
0.076090
0.075000
 
 
Salario (UMA)
Plazo (años)
12.6
12.7
12.8
12.9
13.0
13.1
13.2
13.3
13.4
13.5
30
0.008462
0.008466
0.008470
0.008453
0.008457
0.008461
0.008465
0.008469
0.008453
0.008457
29
0.008462
0.008466
0.008470
0.008453
0.008457
0.008461
0.008465
0.008469
0.008453
0.008457
28
0.008462
0.008466
0.008470
0.008453
0.008457
0.008461
0.008465
0.008469
0.008453
0.008457
27
0.008462
0.008466
0.008470
0.008453
0.008457
0.008461
0.008465
0.008469
0.008453
0.008457
26
0.008462
0.008466
0.008470
0.008453
0.008457
0.008461
0.008465
0.008469
0.008453
0.008457
25
0.008526
0.008529
0.008512
0.008515
0.008519
0.008522
0.008526
0.008509
0.008512
0.008516
24
0.008590
0.008593
0.008575
0.008578
0.008581
0.008584
0.008587
0.008590
0.008593
0.008576
23
0.008656
0.008659
0.008661
0.008664
0.008666
0.008647
0.008650
0.008653
0.008655
0.008657
22
0.008745
0.008747
0.008749
0.008751
0.008753
0.008733
0.008735
0.008737
0.008739
0.008741
21
0.008836
0.008837
0.008838
0.008840
0.008841
0.008842
0.008843
0.008844
0.008845
0.008847
20
0.008952
0.008953
0.008953
0.008953
0.008954
0.008954
0.008954
0.008955
0.008955
0.008955
19
0.009072
0.009071
0.009070
0.009070
0.009069
0.009069
0.009068
0.009068
0.009067
0.009067
18
0.009219
0.009217
0.009216
0.009214
0.009212
0.009210
0.009233
0.009231
0.009229
0.009227
17
0.009397
0.009394
0.009391
0.009388
0.009385
0.009381
0.009403
0.009400
0.009397
0.009394
16
0.009583
0.009578
0.009600
0.009595
0.009590
0.009585
0.009580
0.009576
0.009596
0.009592
15
0.009832
0.009825
0.009818
0.009811
0.009831
0.009825
0.009818
0.009811
0.009831
0.009824
14
0.010094
0.010085
0.010105
0.010095
0.010086
0.010105
0.010096
0.010087
0.010077
0.010096
13
0.010403
0.010422
0.010409
0.010428
0.010415
0.010402
0.010421
0.010408
0.010426
0.010414
12
0.010800
0.010817
0.010800
0.010816
0.010800
0.010816
0.010800
0.010816
0.010800
0.010816
11
0.011264
0.011279
0.011257
0.011271
0.011286
0.011264
0.011278
0.011257
0.011271
0.011284
10
0.011853
0.011865
0.011835
0.011846
0.011858
0.011829
0.011840
0.011851
0.011862
0.011834
9
0.012553
0.012560
0.012567
0.012574
0.012580
0.012587
0.012549
0.012555
0.012562
0.012568
8
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
7
0.014663
0.014653
0.014706
0.014696
0.014686
0.014676
0.014666
0.014657
0.014707
0.014697
6
0.016277
0.016328
0.016301
0.016275
0.016325
0.016299
0.016273
0.016322
0.016297
0.016272
5
0.018590
0.018635
0.018580
0.018625
0.018571
0.018615
0.018562
0.018606
0.018553
0.018596
4
0.022090
0.022122
0.022153
0.022044
0.022075
0.022106
0.022136
0.022030
0.022060
0.022090
3
0.027885
0.027878
0.027870
0.027864
0.027857
0.028071
0.028062
0.028054
0.028046
0.028038
2
0.040023
0.039872
0.039724
0.040034
0.039886
0.039741
0.039600
0.039900
0.039758
0.039619
1
0.075600
0.076200
0.075130
0.075717
0.076304
0.075255
0.075829
0.076404
0.075375
0.075937
 
 
Salario (UMA)
Plazo (años)
13.6
13.7
13.8
13.9
14.0
14.1
14.2
14.3
14.4
14.5
14.6
30
0.008460
0.008464
0.008468
0.008452
0.008456
0.008460
0.008463
0.008467
0.008452
0.008455
0.008459
29
0.008460
0.008464
0.008468
0.008452
0.008456
0.008460
0.008463
0.008467
0.008452
0.008455
0.008459
28
0.008460
0.008464
0.008468
0.008452
0.008456
0.008460
0.008463
0.008467
0.008452
0.008455
0.008459
27
0.008460
0.008464
0.008468
0.008452
0.008456
0.008460
0.008463
0.008467
0.008452
0.008455
0.008459
26
0.008460
0.008464
0.008468
0.008452
0.008456
0.008460
0.008463
0.008467
0.008452
0.008455
0.008459
25
0.008519
0.008523
0.008526
0.008510
0.008513
0.008516
0.008520
0.008523
0.008526
0.008510
0.008514
24
0.008579
0.008582
0.008585
0.008588
0.008590
0.008574
0.008577
0.008580
0.008582
0.008585
0.008588
23
0.008660
0.008662
0.008665
0.008647
0.008649
0.008652
0.008654
0.008656
0.008659
0.008661
0.008663
22
0.008742
0.008744
0.008746
0.008748
0.008750
0.008731
0.008733
0.008735
0.008737
0.008738
0.008740
21
0.008848
0.008828
0.008829
0.008830
0.008831
0.008832
0.008834
0.008835
0.008836
0.008837
0.008838
20
0.008956
0.008956
0.008956
0.008957
0.008957
0.008957
0.008957
0.008937
0.008937
0.008938
0.008938
19
0.009066
0.009066
0.009065
0.009065
0.009064
0.009064
0.009085
0.009084
0.009084
0.009083
0.009082
18
0.009226
0.009224
0.009222
0.009221
0.009219
0.009217
0.009216
0.009214
0.009213
0.009211
0.009210
17
0.009391
0.009388
0.009385
0.009382
0.009379
0.009400
0.009397
0.009394
0.009391
0.009388
0.009385
16
0.009587
0.009582
0.009578
0.009598
0.009593
0.009589
0.009585
0.009580
0.009576
0.009595
0.009591
15
0.009818
0.009811
0.009831
0.009824
0.009818
0.009811
0.009830
0.009824
0.009818
0.009812
0.009830
14
0.010087
0.010079
0.010097
0.010088
0.010080
0.010098
0.010089
0.010080
0.010098
0.010090
0.010081
13
0.010402
0.010419
0.010407
0.010425
0.010413
0.010401
0.010418
0.010407
0.010423
0.010412
0.010401
12
0.010800
0.010815
0.010800
0.010815
0.010800
0.010815
0.010800
0.010815
0.010800
0.010814
0.010800
11
0.011263
0.011277
0.011256
0.011270
0.011283
0.011263
0.011276
0.011256
0.011269
0.011282
0.011262
10
0.011845
0.011855
0.011828
0.011839
0.011849
0.011859
0.011833
0.011843
0.011853
0.011827
0.011837
9
0.012575
0.012581
0.012545
0.012551
0.012558
0.012564
0.012570
0.012576
0.012582
0.012548
0.012554
8
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
7
0.014688
0.014678
0.014669
0.014660
0.014651
0.014698
0.014689
0.014680
0.014671
0.014662
0.014654
6
0.016320
0.016295
0.016270
0.016317
0.016293
0.016269
0.016314
0.016291
0.016267
0.016312
0.016289
5
0.018639
0.018587
0.018630
0.018579
0.018620
0.018570
0.018611
0.018562
0.018602
0.018554
0.018594
4
0.022120
0.022149
0.022047
0.022076
0.022105
0.022133
0.022034
0.022062
0.022090
0.022118
0.022146
3
0.028030
0.028022
0.028015
0.028007
0.028000
0.027992
0.027985
0.027978
0.027971
0.027964
0.027957
2
0.039913
0.039774
0.039638
0.039925
0.039789
0.039656
0.039937
0.039804
0.039673
0.039948
0.039818
1
0.076500
0.075489
0.076040
0.075060
0.075600
0.076140
0.075176
0.075705
0.076235
0.075288
0.075807
 
 
Salario (UMA)
Plazo (años)
14.7
14.8
14.9
15.0
15.1
15.2
15.3
15.4
15.5
15.6
30
0.008462
0.008466
0.008469
0.008455
0.008458
0.008461
0.008465
0.008468
0.008454
0.008457
29
0.008462
0.008466
0.008469
0.008455
0.008458
0.008461
0.008465
0.008468
0.008454
0.008457
28
0.008462
0.008466
0.008469
0.008455
0.008458
0.008461
0.008465
0.008468
0.008454
0.008457
27
0.008462
0.008466
0.008469
0.008455
0.008458
0.008461
0.008465
0.008468
0.008454
0.008457
26
0.008462
0.008466
0.008469
0.008455
0.008458
0.008461
0.008465
0.008468
0.008454
0.008457
25
0.008517
0.008520
0.008523
0.008526
0.008511
0.008514
0.008517
0.008520
0.008523
0.008509
24
0.008590
0.008575
0.008577
0.008580
0.008583
0.008585
0.008588
0.008590
0.008575
0.008578
23
0.008665
0.008649
0.008651
0.008653
0.008656
0.008658
0.008660
0.008662
0.008664
0.008648
22
0.008742
0.008743
0.008745
0.008747
0.008748
0.008731
0.008733
0.008735
0.008736
0.008738
21
0.008839
0.008840
0.008841
0.008842
0.008843
0.008844
0.008845
0.008828
0.008829
0.008830
20
0.008939
0.008939
0.008940
0.008940
0.008940
0.008941
0.008941
0.008941
0.008942
0.008942
19
0.009082
0.009081
0.009081
0.009080
0.009080
0.009079
0.009079
0.009078
0.009078
0.009077
18
0.009230
0.009228
0.009227
0.009225
0.009223
0.009222
0.009220
0.009219
0.009218
0.009216
17
0.009382
0.009380
0.009399
0.009396
0.009394
0.009391
0.009388
0.009386
0.009383
0.009380
16
0.009586
0.009582
0.009578
0.009597
0.009592
0.009588
0.009584
0.009580
0.009576
0.009594
15
0.009824
0.009818
0.009812
0.009806
0.009824
0.009818
0.009812
0.009806
0.009823
0.009818
14
0.010099
0.010090
0.010082
0.010099
0.010091
0.010083
0.010100
0.010092
0.010084
0.010100
13
0.010417
0.010406
0.010422
0.010411
0.010400
0.010416
0.010405
0.010421
0.010410
0.010400
12
0.010814
0.010800
0.010814
0.010800
0.010814
0.010800
0.010785
0.010800
0.010786
0.010800
11
0.011275
0.011256
0.011268
0.011281
0.011262
0.011274
0.011256
0.011268
0.011280
0.011262
10
0.011847
0.011857
0.011832
0.011842
0.011851
0.011861
0.011836
0.011846
0.011855
0.011831
9
0.012560
0.012566
0.012571
0.012577
0.012544
0.012550
0.012556
0.012561
0.012567
0.012573
8
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013456
7
0.014700
0.014691
0.014682
0.014673
0.014665
0.014657
0.014701
0.014692
0.014684
0.014675
6
0.016266
0.016310
0.016287
0.016265
0.016308
0.016285
0.016328
0.016305
0.016284
0.016325
5
0.018633
0.018586
0.018625
0.018577
0.018616
0.018570
0.018608
0.018562
0.018600
0.018555
4
0.022050
0.022077
0.022104
0.022131
0.022037
0.022064
0.022090
0.022117
0.022026
0.022052
3
0.027950
0.027944
0.027937
0.027931
0.027924
0.027918
0.027912
0.027906
0.027900
0.027894
2
0.039690
0.039960
0.039831
0.039705
0.039970
0.039844
0.039721
0.039600
0.039857
0.039735
1
0.076326
0.075396
0.075905
0.075000
0.075500
0.076000
0.075109
0.075600
0.076090
0.075214
 
 
Salario (UMA)
Plazo (años)
15.7
15.8
15.9
16.0
16.1
16.2
16.3
16.4
16.5
16.6
16.7
30
0.008461
0.008464
0.008467
0.008454
0.008457
0.008460
0.008463
0.008466
0.008453
0.008456
0.008459
29
0.008461
0.008464
0.008467
0.008454
0.008457
0.008460
0.008463
0.008466
0.008453
0.008456
0.008459
28
0.008461
0.008464
0.008467
0.008454
0.008457
0.008460
0.008463
0.008466
0.008453
0.008456
0.008459
27
0.008461
0.008464
0.008467
0.008454
0.008457
0.008460
0.008463
0.008466
0.008453
0.008456
0.008459
26
0.008461
0.008464
0.008467
0.008454
0.008457
0.008460
0.008463
0.008466
0.008453
0.008456
0.008459
25
0.008512
0.008514
0.008517
0.008520
0.008523
0.008509
0.008512
0.008515
0.008518
0.008520
0.008523
24
0.008580
0.008583
0.008586
0.008588
0.008573
0.008576
0.008578
0.008581
0.008583
0.008586
0.008588
23
0.008651
0.008653
0.008655
0.008657
0.008659
0.008661
0.008663
0.008648
0.008650
0.008652
0.008654
22
0.008740
0.008741
0.008743
0.008744
0.008746
0.008748
0.008732
0.008733
0.008735
0.008736
0.008738
21
0.008831
0.008832
0.008833
0.008834
0.008835
0.008836
0.008837
0.008838
0.008839
0.008840
0.008841
20
0.008943
0.008943
0.008943
0.008944
0.008944
0.008944
0.008945
0.008945
0.008945
0.008946
0.008946
19
0.009077
0.009076
0.009076
0.009075
0.009075
0.009074
0.009074
0.009073
0.009073
0.009072
0.009072
18
0.009215
0.009213
0.009212
0.009211
0.009229
0.009227
0.009226
0.009225
0.009223
0.009222
0.009220
17
0.009399
0.009396
0.009393
0.009391
0.009388
0.009386
0.009383
0.009381
0.009398
0.009396
0.009393
16
0.009590
0.009586
0.009582
0.009578
0.009596
0.009592
0.009588
0.009584
0.009580
0.009576
0.009593
15
0.009812
0.009806
0.009823
0.009818
0.009812
0.009807
0.009823
0.009818
0.009812
0.009807
0.009823
14
0.010092
0.010085
0.010101
0.010093
0.010085
0.010078
0.010094
0.010086
0.010079
0.010094
0.010087
13
0.010415
0.010404
0.010419
0.010409
0.010424
0.010414
0.010404
0.010418
0.010408
0.010423
0.010413
12
0.010786
0.010800
0.010786
0.010800
0.010786
0.010800
0.010786
0.010800
0.010786
0.010800
0.010787
11
0.011273
0.011255
0.011267
0.011279
0.011261
0.011273
0.011255
0.011267
0.011278
0.011261
0.011272
10
0.011840
0.011850
0.011859
0.011835
0.011844
0.011853
0.011830
0.011839
0.011848
0.011857
0.011834
9
0.012578
0.012547
0.012552
0.012558
0.012563
0.012568
0.012574
0.012579
0.012549
0.012554
0.012559
8
0.013457
0.013457
0.013457
0.013457
0.013458
0.013458
0.013458
0.013458
0.013459
0.013459
0.013459
7
0.014667
0.014659
0.014651
0.014693
0.014685
0.014677
0.014670
0.014662
0.014654
0.014695
0.014687
6
0.016303
0.016282
0.016323
0.016301
0.016280
0.016320
0.016300
0.016279
0.016318
0.016298
0.016277
5
0.018592
0.018628
0.018584
0.018620
0.018576
0.018612
0.018569
0.018605
0.018562
0.018597
0.018555
4
0.022078
0.022103
0.022128
0.022040
0.022065
0.022090
0.022115
0.022029
0.022054
0.022078
0.022102
3
0.027888
0.027882
0.027876
0.027870
0.027865
0.027859
0.028031
0.028025
0.028018
0.028012
0.028006
2
0.039616
0.039869
0.039750
0.039633
0.039880
0.039763
0.039648
0.039891
0.039776
0.039663
0.039902
1
0.075696
0.076178
0.075315
0.075789
0.076263
0.075413
0.075879
0.075050
0.075508
0.075966
0.075150
 
 
Salario (UMA)
Plazo (años)
16.8
16.9
17.0
17.1
17.2
17.3
17.4
17.5
17.6
17.7
30
0.008462
0.008465
0.008453
0.008456
0.008459
0.008461
0.008464
0.008452
0.008455
0.008458
29
0.008462
0.008465
0.008453
0.008456
0.008459
0.008461
0.008464
0.008452
0.008455
0.008458
28
0.008462
0.008465
0.008453
0.008456
0.008459
0.008461
0.008464
0.008452
0.008455
0.008458
27
0.008462
0.008465
0.008453
0.008456
0.008459
0.008461
0.008464
0.008452
0.008455
0.008458
26
0.008462
0.008465
0.008453
0.008456
0.008459
0.008461
0.008464
0.008452
0.008455
0.008458
25
0.008510
0.008513
0.008515
0.008518
0.008521
0.008523
0.008510
0.008513
0.008516
0.008518
24
0.008574
0.008577
0.008579
0.008581
0.008584
0.008586
0.008588
0.008575
0.008577
0.008579
23
0.008656
0.008658
0.008660
0.008662
0.008648
0.008650
0.008651
0.008653
0.008655
0.008657
22
0.008739
0.008741
0.008742
0.008744
0.008745
0.008747
0.008732
0.008733
0.008735
0.008736
21
0.008842
0.008843
0.008843
0.008827
0.008828
0.008829
0.008830
0.008831
0.008832
0.008833
20
0.008946
0.008947
0.008947
0.008947
0.008947
0.008948
0.008948
0.008948
0.008949
0.008949
19
0.009072
0.009071
0.009071
0.009070
0.009070
0.009069
0.009069
0.009069
0.009068
0.009068
18
0.009219
0.009218
0.009216
0.009215
0.009214
0.009213
0.009211
0.009210
0.009227
0.009225
17
0.009391
0.009388
0.009386
0.009384
0.009381
0.009379
0.009396
0.009393
0.009391
0.009388
16
0.009589
0.009586
0.009582
0.009578
0.009595
0.009591
0.009587
0.009584
0.009580
0.009577
15
0.009818
0.009812
0.009807
0.009823
0.009818
0.009813
0.009807
0.009823
0.009818
0.009813
14
0.010080
0.010095
0.010087
0.010080
0.010095
0.010088
0.010081
0.010096
0.010089
0.010082
13
0.010403
0.010417
0.010408
0.010422
0.010412
0.010403
0.010416
0.010407
0.010421
0.010411
12
0.010800
0.010787
0.010800
0.010787
0.010800
0.010787
0.010800
0.010787
0.010800
0.010787
11
0.011255
0.011266
0.011277
0.011260
0.011271
0.011255
0.011266
0.011276
0.011260
0.011271
10
0.011843
0.011851
0.011829
0.011838
0.011846
0.011855
0.011833
0.011842
0.011850
0.011829
9
0.012565
0.012570
0.012575
0.012546
0.012551
0.012556
0.012561
0.012566
0.012571
0.012576
8
0.013459
0.013460
0.013460
0.013460
0.013460
0.013461
0.013461
0.013461
0.013461
0.013461
7
0.014679
0.014672
0.014664
0.014657
0.014696
0.014688
0.014681
0.014673
0.014666
0.014659
6
0.016316
0.016296
0.016276
0.016314
0.016294
0.016275
0.016312
0.016293
0.016273
0.016310
5
0.018590
0.018624
0.018582
0.018616
0.018576
0.018609
0.018569
0.018602
0.018562
0.018595
4
0.022126
0.022043
0.022067
0.022090
0.022114
0.022033
0.022056
0.022079
0.022102
0.022125
3
0.028000
0.027993
0.027987
0.027981
0.027975
0.027970
0.027964
0.027958
0.027952
0.027947
2
0.039789
0.039678
0.039913
0.039801
0.039692
0.039923
0.039813
0.039705
0.039600
0.039825
1
0.075600
0.076050
0.075245
0.075688
0.076131
0.075338
0.075774
0.075000
0.075428
0.075857
 
 
Salario (UMA)
Plazo (años)
17.8
17.9
18.0
18.1
18.2
18.3
18.4
18.5
18.6
18.7
18.8
30
0.008461
0.008464
0.008452
0.008455
0.008457
0.008460
0.008463
0.008451
0.008454
0.008457
0.008460
29
0.008461
0.008464
0.008452
0.008455
0.008457
0.008460
0.008463
0.008451
0.008454
0.008457
0.008460
28
0.008461
0.008464
0.008452
0.008455
0.008457
0.008460
0.008463
0.008451
0.008454
0.008457
0.008460
27
0.008461
0.008464
0.008452
0.008455
0.008457
0.008460
0.008463
0.008451
0.008454
0.008457
0.008460
26
0.008461
0.008464
0.008452
0.008455
0.008457
0.008460
0.008463
0.008451
0.008454
0.008457
0.008460
25
0.008521
0.008523
0.008511
0.008513
0.008516
0.008518
0.008521
0.008509
0.008511
0.008514
0.008516
24
0.008582
0.008584
0.008586
0.008573
0.008575
0.008578
0.008580
0.008582
0.008584
0.008586
0.008574
23
0.008659
0.008661
0.008647
0.008649
0.008651
0.008653
0.008655
0.008656
0.008658
0.008660
0.008647
22
0.008738
0.008739
0.008741
0.008742
0.008743
0.008745
0.008746
0.008732
0.008733
0.008735
0.008736
21
0.008834
0.008835
0.008836
0.008837
0.008838
0.008838
0.008839
0.008840
0.008841
0.008842
0.008827
20
0.008949
0.008950
0.008950
0.008950
0.008950
0.008951
0.008951
0.008951
0.008951
0.008952
0.008952
19
0.009067
0.009067
0.009067
0.009066
0.009066
0.009066
0.009065
0.009065
0.009064
0.009064
0.009064
18
0.009224
0.009223
0.009222
0.009220
0.009219
0.009218
0.009217
0.009215
0.009214
0.009213
0.009212
17
0.009386
0.009384
0.009382
0.009380
0.009395
0.009393
0.009391
0.009389
0.009386
0.009384
0.009382
16
0.009592
0.009589
0.009585
0.009582
0.009578
0.009594
0.009590
0.009587
0.009583
0.009580
0.009577
15
0.009808
0.009823
0.009818
0.009813
0.009808
0.009823
0.009818
0.009813
0.009808
0.009822
0.009818
14
0.010096
0.010089
0.010082
0.010097
0.010090
0.010083
0.010097
0.010090
0.010084
0.010077
0.010091
13
0.010402
0.010415
0.010406
0.010420
0.010411
0.010402
0.010415
0.010406
0.010419
0.010410
0.010401
12
0.010800
0.010787
0.010800
0.010788
0.010800
0.010788
0.010800
0.010788
0.010800
0.010788
0.010800
11
0.011255
0.011265
0.011276
0.011260
0.011270
0.011255
0.011265
0.011275
0.011260
0.011270
0.011254
10
0.011837
0.011845
0.011853
0.011832
0.011840
0.011848
0.011828
0.011836
0.011844
0.011852
0.011832
9
0.012548
0.012553
0.012558
0.012562
0.012567
0.012572
0.012545
0.012550
0.012555
0.012559
0.012564
8
0.013462
0.013462
0.013462
0.013462
0.013463
0.013463
0.013463
0.013463
0.013463
0.013464
0.013464
7
0.014652
0.014689
0.014682
0.014675
0.014668
0.014661
0.014654
0.014691
0.014684
0.014677
0.014670
6
0.016291
0.016272
0.016308
0.016290
0.016271
0.016306
0.016288
0.016270
0.016305
0.016287
0.016269
5
0.018555
0.018588
0.018620
0.018581
0.018613
0.018575
0.018606
0.018568
0.018600
0.018562
0.018593
4
0.022045
0.022068
0.022090
0.022113
0.022035
0.022058
0.022080
0.022101
0.022026
0.022048
0.022069
3
0.027941
0.027936
0.027931
0.027925
0.027920
0.027915
0.027910
0.027905
0.027900
0.027895
0.027890
2
0.039719
0.039614
0.039836
0.039731
0.039629
0.039846
0.039744
0.039642
0.039857
0.039755
0.039656
1
0.075093
0.075515
0.075937
0.075184
0.075600
0.076015
0.075272
0.075681
0.076090
0.075358
0.075761
 
 
Salario (UMA)
Plazo (años)
18.9
19.0
19.1
19.2
19.3
19.4
19.5
19.6
19.7
19.8
30
0.008462
0.008465
0.008454
0.008456
0.008459
0.008462
0.008464
0.008453
0.008456
0.008458
29
0.008462
0.008465
0.008454
0.008456
0.008459
0.008462
0.008464
0.008453
0.008456
0.008458
28
0.008462
0.008465
0.008454
0.008456
0.008459
0.008462
0.008464
0.008453
0.008456
0.008458
27
0.008462
0.008465
0.008454
0.008456
0.008459
0.008462
0.008464
0.008453
0.008456
0.008458
26
0.008462
0.008465
0.008454
0.008456
0.008459
0.008462
0.008464
0.008453
0.008456
0.008458
25
0.008519
0.008521
0.008509
0.008512
0.008514
0.008517
0.008519
0.008521
0.008510
0.008512
24
0.008576
0.008578
0.008580
0.008582
0.008584
0.008586
0.008574
0.008576
0.008579
0.008581
23
0.008649
0.008650
0.008652
0.008654
0.008656
0.008657
0.008659
0.008661
0.008648
0.008650
22
0.008738
0.008739
0.008740
0.008741
0.008743
0.008744
0.008745
0.008732
0.008733
0.008735
21
0.008828
0.008829
0.008830
0.008831
0.008832
0.008833
0.008833
0.008834
0.008835
0.008836
20
0.008952
0.008952
0.008937
0.008937
0.008938
0.008938
0.008938
0.008939
0.008939
0.008939
19
0.009080
0.009079
0.009079
0.009078
0.009078
0.009077
0.009077
0.009077
0.009076
0.009076
18
0.009211
0.009210
0.009225
0.009224
0.009223
0.009221
0.009220
0.009219
0.009218
0.009217
17
0.009380
0.009395
0.009393
0.009391
0.009389
0.009387
0.009385
0.009382
0.009380
0.009395
16
0.009592
0.009588
0.009585
0.009582
0.009579
0.009575
0.009590
0.009586
0.009583
0.009580
15
0.009813
0.009808
0.009822
0.009818
0.009813
0.009808
0.009822
0.009818
0.009813
0.009809
14
0.010084
0.010078
0.010091
0.010085
0.010079
0.010092
0.010086
0.010080
0.010092
0.010086
13
0.010414
0.010405
0.010418
0.010409
0.010401
0.010413
0.010405
0.010417
0.010409
0.010400
12
0.010788
0.010800
0.010788
0.010800
0.010788
0.010800
0.010788
0.010800
0.010789
0.010800
11
0.011264
0.011274
0.011259
0.011269
0.011254
0.011264
0.011274
0.011259
0.011269
0.011254
10
0.011839
0.011847
0.011827
0.011835
0.011843
0.011850
0.011831
0.011838
0.011846
0.011853
9
0.012568
0.012573
0.012547
0.012552
0.012556
0.012561
0.012565
0.012570
0.012544
0.012549
8
0.013464
0.013464
0.013464
0.013464
0.013465
0.013465
0.013465
0.013465
0.013465
0.013465
7
0.014663
0.014657
0.014650
0.014685
0.014678
0.014672
0.014665
0.014659
0.014652
0.014686
6
0.016303
0.016285
0.016268
0.016301
0.016284
0.016267
0.016300
0.016283
0.016266
0.016298
5
0.018556
0.018586
0.018617
0.018580
0.018610
0.018574
0.018604
0.018568
0.018597
0.018562
4
0.022090
0.022112
0.022038
0.022059
0.022080
0.022101
0.022029
0.022050
0.022070
0.022090
3
0.027885
0.027880
0.027875
0.027870
0.027866
0.027861
0.027857
0.028000
0.027994
0.027989
2
0.039867
0.039767
0.039669
0.039876
0.039778
0.039681
0.039886
0.039789
0.039694
0.039600
1
0.075044
0.075441
0.075838
0.075130
0.075521
0.075913
0.075214
0.075600
0.075985
0.075295
 
 
Salario (UMA)
Plazo (años)
19.9
20
20.1
20.2
20.3
20.4
20.5
20.6
20.7
20.8
20.9
30
0.008461
0.008463
0.008453
0.008455
0.008458
0.008460
0.008463
0.008452
0.008455
0.008457
0.008460
29
0.008461
0.008463
0.008453
0.008455
0.008458
0.008460
0.008463
0.008452
0.008455
0.008457
0.008460
28
0.008461
0.008463
0.008453
0.008455
0.008458
0.008460
0.008463
0.008452
0.008455
0.008457
0.008460
27
0.008461
0.008463
0.008453
0.008455
0.008458
0.008460
0.008463
0.008452
0.008455
0.008457
0.008460
26
0.008461
0.008463
0.008453
0.008455
0.008458
0.008460
0.008463
0.008452
0.008455
0.008457
0.008460
25
0.008515
0.008517
0.008519
0.008521
0.008510
0.008513
0.008515
0.008517
0.008519
0.008509
0.008511
24
0.008583
0.008585
0.008587
0.008575
0.008577
0.008579
0.008581
0.008583
0.008585
0.008574
0.008575
23
0.008652
0.008653
0.008655
0.008657
0.008658
0.008660
0.008648
0.008650
0.008651
0.008653
0.008654
22
0.008736
0.008737
0.008739
0.008740
0.008741
0.008742
0.008744
0.008731
0.008732
0.008734
0.008735
21
0.008837
0.008837
0.008838
0.008839
0.008840
0.008841
0.008827
0.008828
0.008829
0.008830
0.008830
20
0.008940
0.008940
0.008940
0.008940
0.008941
0.008941
0.008941
0.008942
0.008942
0.008942
0.008942
19
0.009076
0.009075
0.009075
0.009074
0.009074
0.009074
0.009073
0.009073
0.009073
0.009072
0.009072
18
0.009216
0.009215
0.009213
0.009212
0.009211
0.009210
0.009225
0.009223
0.009222
0.009221
0.009220
17
0.009393
0.009391
0.009389
0.009387
0.009385
0.009383
0.009381
0.009379
0.009393
0.009391
0.009389
16
0.009577
0.009591
0.009588
0.009585
0.009582
0.009579
0.009576
0.009589
0.009586
0.009583
0.009580
15
0.009822
0.009818
0.009813
0.009809
0.009822
0.009818
0.009813
0.009809
0.009822
0.009818
0.009813
14
0.010080
0.010093
0.010087
0.010081
0.010093
0.010087
0.010081
0.010094
0.010088
0.010082
0.010094
13
0.010412
0.010404
0.010416
0.010408
0.010400
0.010412
0.010404
0.010415
0.010407
0.010400
0.010411
12
0.010789
0.010800
0.010789
0.010800
0.010789
0.010800
0.010789
0.010800
0.010789
0.010800
0.010789
11
0.011264
0.011273
0.011259
0.011268
0.011254
0.011263
0.011272
0.011259
0.011268
0.011254
0.011263
10
0.011834
0.011842
0.011849
0.011830
0.011838
0.011845
0.011852
0.011834
0.011841
0.011848
0.011830
9
0.012553
0.012558
0.012562
0.012566
0.012571
0.012546
0.012551
0.012555
0.012559
0.012563
0.012567
8
0.013466
0.013466
0.013466
0.013466
0.013466
0.013466
0.013467
0.013467
0.013467
0.013467
0.013467
7
0.014680
0.014673
0.014667
0.014661
0.014655
0.014688
0.014681
0.014675
0.014669
0.014663
0.014657
6
0.016281
0.016265
0.016297
0.016280
0.016312
0.016295
0.016279
0.016310
0.016294
0.016278
0.016309
5
0.018591
0.018556
0.018585
0.018614
0.018579
0.018608
0.018573
0.018602
0.018568
0.018596
0.018562
4
0.022111
0.022040
0.022060
0.022080
0.022100
0.022032
0.022051
0.022071
0.022090
0.022110
0.022042
3
0.027984
0.027979
0.027974
0.027969
0.027964
0.027959
0.027954
0.027949
0.027945
0.027940
0.027935
2
0.039800
0.039705
0.039613
0.039810
0.039717
0.039625
0.039820
0.039728
0.039638
0.039829
0.039739
1
0.075676
0.075000
0.075375
0.075750
0.075082
0.075452
0.075821
0.075162
0.075527
0.075891
0.075240
 
 
Salario (UMA)
Plazo (años)
21
21.1
21.2
21.3
21.4
21.5
21.6
21.7
21.8
21.9
30
0.008462
0.008452
0.008454
0.008457
0.008459
0.008462
0.008452
0.008454
0.008456
0.008459
29
0.008462
0.008452
0.008454
0.008457
0.008459
0.008462
0.008452
0.008454
0.008456
0.008459
28
0.008462
0.008452
0.008454
0.008457
0.008459
0.008462
0.008452
0.008454
0.008456
0.008459
27
0.008462
0.008452
0.008454
0.008457
0.008459
0.008462
0.008452
0.008454
0.008456
0.008459
26
0.008462
0.008452
0.008454
0.008457
0.008459
0.008462
0.008452
0.008454
0.008456
0.008459
25
0.008513
0.008515
0.008517
0.008520
0.008509
0.008511
0.008513
0.008515
0.008518
0.008520
24
0.008577
0.008579
0.008581
0.008583
0.008585
0.008574
0.008576
0.008578
0.008580
0.008582
23
0.008656
0.008658
0.008659
0.008648
0.008649
0.008651
0.008652
0.008654
0.008655
0.008657
22
0.008736
0.008737
0.008738
0.008740
0.008741
0.008742
0.008743
0.008731
0.008732
0.008734
21
0.008831
0.008832
0.008833
0.008834
0.008834
0.008835
0.008836
0.008837
0.008837
0.008838
20
0.008943
0.008943
0.008943
0.008944
0.008944
0.008944
0.008944
0.008945
0.008945
0.008945
19
0.009072
0.009071
0.009071
0.009070
0.009070
0.009070
0.009069
0.009069
0.009069
0.009069
18
0.009219
0.009218
0.009217
0.009216
0.009215
0.009214
0.009213
0.009212
0.009211
0.009210
17
0.009387
0.009385
0.009383
0.009381
0.009379
0.009393
0.009391
0.009389
0.009387
0.009385
16
0.009577
0.009590
0.009587
0.009585
0.009582
0.009579
0.009576
0.009589
0.009586
0.009583
15
0.009809
0.009822
0.009818
0.009813
0.009809
0.009822
0.009818
0.009814
0.009810
0.009822
14
0.010088
0.010083
0.010095
0.010089
0.010083
0.010078
0.010089
0.010084
0.010078
0.010090
13
0.010403
0.010414
0.010407
0.010418
0.010410
0.010403
0.010414
0.010406
0.010417
0.010410
12
0.010800
0.010789
0.010800
0.010789
0.010800
0.010789
0.010800
0.010790
0.010800
0.010790
11
0.011272
0.011258
0.011267
0.011254
0.011263
0.011271
0.011258
0.011267
0.011254
0.011262
10
0.011837
0.011844
0.011850
0.011833
0.011840
0.011846
0.011829
0.011836
0.011843
0.011849
9
0.012544
0.012548
0.012552
0.012556
0.012560
0.012564
0.012568
0.012546
0.012550
0.012554
8
0.013467
0.013468
0.013468
0.013468
0.013468
0.013468
0.013468
0.013468
0.013469
0.013469
7
0.014651
0.014682
0.014676
0.014670
0.014664
0.014659
0.014653
0.014684
0.014678
0.014672
6
0.016293
0.016277
0.016307
0.016291
0.016276
0.016306
0.016290
0.016275
0.016304
0.016289
5
0.018590
0.018557
0.018584
0.018611
0.018578
0.018605
0.018573
0.018600
0.018567
0.018594
4
0.022062
0.022081
0.022100
0.022034
0.022053
0.022072
0.022090
0.022026
0.022044
0.022063
3
0.027931
0.027926
0.027921
0.027917
0.027913
0.027908
0.027904
0.027900
0.027895
0.027891
2
0.039650
0.039839
0.039750
0.039662
0.039848
0.039760
0.039673
0.039857
0.039770
0.039684
1
0.075600
0.075960
0.075315
0.075671
0.075038
0.075389
0.075740
0.075115
0.075461
0.075807
 
 
Salario (UMA)
Plazo (años)
22.0
22.1
22.2
22.3
22.4
22.5
22.6
22.7
22.8
22.9
23.0
30
0.008461
0.008451
0.008454
0.008456
0.008458
0.008461
0.008463
0.008453
0.008456
0.008458
0.008460
29
0.008461
0.008451
0.008454
0.008456
0.008458
0.008461
0.008463
0.008453
0.008456
0.008458
0.008460
28
0.008461
0.008451
0.008454
0.008456
0.008458
0.008461
0.008463
0.008453
0.008456
0.008458
0.008460
27
0.008461
0.008451
0.008454
0.008456
0.008458
0.008461
0.008463
0.008453
0.008456
0.008458
0.008460
26
0.008461
0.008451
0.008454
0.008456
0.008458
0.008461
0.008463
0.008453
0.008456
0.008458
0.008460
25
0.008510
0.008512
0.008514
0.008516
0.008518
0.008520
0.008510
0.008512
0.008514
0.008516
0.008518
24
0.008583
0.008585
0.008575
0.008576
0.008578
0.008580
0.008582
0.008584
0.008573
0.008575
0.008577
23
0.008658
0.008647
0.008649
0.008650
0.008652
0.008653
0.008655
0.008656
0.008658
0.008647
0.008649
22
0.008735
0.008736
0.008737
0.008738
0.008739
0.008741
0.008742
0.008743
0.008731
0.008733
0.008734
21
0.008839
0.008840
0.008827
0.008828
0.008829
0.008829
0.008830
0.008831
0.008832
0.008832
0.008833
20
0.008945
0.008946
0.008946
0.008946
0.008946
0.008946
0.008947
0.008947
0.008947
0.008947
0.008948
19
0.009068
0.009068
0.009068
0.009067
0.009067
0.009067
0.009066
0.009066
0.009066
0.009065
0.009065
18
0.009223
0.009222
0.009221
0.009220
0.009219
0.009218
0.009217
0.009216
0.009215
0.009214
0.009213
17
0.009383
0.009382
0.009380
0.009393
0.009391
0.009389
0.009387
0.009385
0.009384
0.009382
0.009380
16
0.009580
0.009577
0.009590
0.009587
0.009584
0.009582
0.009579
0.009576
0.009588
0.009586
0.009583
15
0.009818
0.009814
0.009810
0.009806
0.009818
0.009814
0.009810
0.009806
0.009818
0.009814
0.009810
14
0.010084
0.010079
0.010090
0.010085
0.010080
0.010091
0.010085
0.010080
0.010091
0.010086
0.010081
13
0.010402
0.010413
0.010406
0.010416
0.010409
0.010402
0.010412
0.010405
0.010416
0.010409
0.010402
12
0.010800
0.010790
0.010800
0.010790
0.010800
0.010790
0.010800
0.010790
0.010800
0.010790
0.010800
11
0.011271
0.011258
0.011266
0.011254
0.011262
0.011270
0.011258
0.011266
0.011254
0.011262
0.011270
10
0.011832
0.011839
0.011845
0.011829
0.011835
0.011842
0.011848
0.011832
0.011838
0.011844
0.011828
9
0.012558
0.012562
0.012566
0.012569
0.012547
0.012551
0.012555
0.012559
0.012563
0.012567
0.012545
8
0.013469
0.013469
0.013469
0.013469
0.013469
0.013470
0.013470
0.013470
0.013470
0.013470
0.013470
7
0.014666
0.014660
0.014655
0.014685
0.014679
0.014673
0.014668
0.014662
0.014657
0.014651
0.014680
6
0.016273
0.016303
0.016288
0.016272
0.016301
0.016286
0.016272
0.016300
0.016285
0.016271
0.016299
5
0.018562
0.018588
0.018557
0.018583
0.018609
0.018577
0.018603
0.018572
0.018598
0.018567
0.018592
4
0.022081
0.022100
0.022036
0.022054
0.022072
0.022090
0.022028
0.022046
0.022064
0.022082
0.022099
3
0.027887
0.027883
0.027879
0.027875
0.027870
0.027866
0.027863
0.027859
0.027981
0.027977
0.027972
2
0.039600
0.039780
0.039695
0.039611
0.039789
0.039705
0.039623
0.039798
0.039716
0.039634
0.039807
1
0.075189
0.075531
0.075873
0.075262
0.075600
0.075000
0.075333
0.075666
0.075073
0.075402
0.075731
 
 
Salario (UMA)
Plazo (años)
23.1
23.2
23.3
23.4
23.5
23.6
23.7
23.8
23.9
24.0
30
0.008462
0.008453
0.008455
0.008457
0.008460
0.008462
0.008453
0.008455
0.008457
0.008459
29
0.008462
0.008453
0.008455
0.008457
0.008460
0.008462
0.008453
0.008455
0.008457
0.008459
28
0.008462
0.008453
0.008455
0.008457
0.008460
0.008462
0.008453
0.008455
0.008457
0.008459
27
0.008462
0.008453
0.008455
0.008457
0.008460
0.008462
0.008453
0.008455
0.008457
0.008459
26
0.008462
0.008453
0.008455
0.008457
0.008460
0.008462
0.008453
0.008455
0.008457
0.008459
25
0.008508
0.008510
0.008512
0.008514
0.008516
0.008518
0.008509
0.008511
0.008513
0.008515
24
0.008579
0.008580
0.008582
0.008584
0.008574
0.008576
0.008577
0.008579
0.008581
0.008582
23
0.008650
0.008651
0.008653
0.008654
0.008656
0.008657
0.008658
0.008648
0.008650
0.008651
22
0.008735
0.008736
0.008737
0.008738
0.008739
0.008740
0.008741
0.008742
0.008732
0.008733
21
0.008834
0.008834
0.008835
0.008836
0.008837
0.008837
0.008838
0.008839
0.008827
0.008828
20
0.008948
0.008948
0.008948
0.008949
0.008949
0.008949
0.008949
0.008949
0.008937
0.008937
19
0.009065
0.009065
0.009064
0.009064
0.009064
0.009064
0.009076
0.009076
0.009075
0.009075
18
0.009212
0.009211
0.009210
0.009223
0.009222
0.009221
0.009220
0.009219
0.009218
0.009217
17
0.009393
0.009391
0.009389
0.009387
0.009386
0.009384
0.009382
0.009381
0.009379
0.009391
16
0.009580
0.009577
0.009589
0.009587
0.009584
0.009581
0.009579
0.009576
0.009588
0.009585
15
0.009806
0.009818
0.009814
0.009810
0.009806
0.009818
0.009814
0.009810
0.009806
0.009818
14
0.010092
0.010086
0.010081
0.010092
0.010087
0.010082
0.010093
0.010087
0.010082
0.010077
13
0.010412
0.010405
0.010415
0.010408
0.010401
0.010411
0.010404
0.010414
0.010408
0.010401
12
0.010790
0.010800
0.010790
0.010800
0.010790
0.010800
0.010790
0.010800
0.010790
0.010800
11
0.011258
0.011266
0.011254
0.011262
0.011269
0.011257
0.011265
0.011253
0.011261
0.011269
10
0.011834
0.011841
0.011847
0.011831
0.011837
0.011843
0.011828
0.011834
0.011840
0.011846
9
0.012549
0.012553
0.012556
0.012560
0.012564
0.012568
0.012547
0.012550
0.012554
0.012558
8
0.013470
0.013470
0.013471
0.013471
0.013471
0.013471
0.013471
0.013471
0.013471
0.013471
7
0.014675
0.014669
0.014664
0.014658
0.014653
0.014682
0.014676
0.014671
0.014665
0.014660
6
0.016284
0.016270
0.016297
0.016283
0.016269
0.016296
0.016282
0.016268
0.016295
0.016281
5
0.018562
0.018587
0.018557
0.018582
0.018607
0.018577
0.018601
0.018572
0.018596
0.018567
4
0.022038
0.022056
0.022073
0.022090
0.022031
0.022048
0.022065
0.022082
0.022099
0.022040
3
0.027968
0.027964
0.027960
0.027955
0.027951
0.027947
0.027943
0.027939
0.027935
0.027931
2
0.039726
0.039645
0.039816
0.039735
0.039656
0.039825
0.039745
0.039666
0.039833
0.039754
1
0.075144
0.075469
0.075795
0.075214
0.075535
0.075857
0.075282
0.075600
0.075034
0.075348
 
 
Salario (UMA)
Plazo (años)
24.1
24.2
24.3
24.4
24.5
24.6
24.7
24.8
24.9
25.0
30
0.008461
0.008452
0.008454
0.008456
0.008459
0.008461
0.008452
0.008454
0.008456
0.008458
29
0.008461
0.008452
0.008454
0.008456
0.008459
0.008461
0.008452
0.008454
0.008456
0.008458
28
0.008461
0.008452
0.008454
0.008456
0.008459
0.008461
0.008452
0.008454
0.008456
0.008458
27
0.008461
0.008452
0.008454
0.008456
0.008459
0.008461
0.008452
0.008454
0.008456
0.008458
26
0.008461
0.008452
0.008454
0.008456
0.008459
0.008461
0.008452
0.008454
0.008456
0.008458
25
0.008517
0.008518
0.008509
0.008511
0.008513
0.008515
0.008517
0.008519
0.008510
0.008511
24
0.008584
0.008574
0.008576
0.008578
0.008579
0.008581
0.008583
0.008573
0.008575
0.008576
23
0.008652
0.008654
0.008655
0.008657
0.008658
0.008648
0.008649
0.008651
0.008652
0.008653
22
0.008734
0.008735
0.008736
0.008737
0.008738
0.008739
0.008740
0.008741
0.008742
0.008732
21
0.008829
0.008829
0.008830
0.008831
0.008831
0.008832
0.008833
0.008833
0.008834
0.008835
20
0.008938
0.008938
0.008938
0.008938
0.008939
0.008939
0.008939
0.008939
0.008940
0.008940
19
0.009075
0.009075
0.009074
0.009074
0.009074
0.009073
0.009073
0.009073
0.009072
0.009072
18
0.009216
0.009215
0.009214
0.009213
0.009213
0.009212
0.009211
0.009210
0.009222
0.009221
17
0.009389
0.009387
0.009386
0.009384
0.009382
0.009381
0.009379
0.009391
0.009389
0.009388
16
0.009583
0.009580
0.009578
0.009589
0.009586
0.009584
0.009581
0.009579
0.009576
0.009588
15
0.009814
0.009810
0.009807
0.009818
0.009814
0.009810
0.009807
0.009818
0.009814
0.009811
14
0.010088
0.010083
0.010078
0.010088
0.010083
0.010078
0.010089
0.010084
0.010079
0.010089
13
0.010411
0.010404
0.010414
0.010407
0.010400
0.010410
0.010404
0.010413
0.010407
0.010400
12
0.010791
0.010800
0.010791
0.010800
0.010791
0.010800
0.010791
0.010800
0.010791
0.010800
11
0.011257
0.011265
0.011253
0.011261
0.011269
0.011257
0.011265
0.011253
0.011261
0.011268
10
0.011830
0.011836
0.011842
0.011848
0.011833
0.011839
0.011845
0.011830
0.011836
0.011842
9
0.012561
0.012565
0.012544
0.012548
0.012552
0.012555
0.012559
0.012562
0.012566
0.012546
8
0.013472
0.013472
0.013472
0.013472
0.013472
0.013472
0.013472
0.013472
0.013472
0.013473
7
0.014655
0.014650
0.014677
0.014672
0.014667
0.014662
0.014657
0.014652
0.014679
0.014673
6
0.016267
0.016294
0.016280
0.016266
0.016293
0.016279
0.016265
0.016291
0.016278
0.016265
5
0.018591
0.018562
0.018586
0.018557
0.018581
0.018605
0.018576
0.018600
0.018571
0.018595
4
0.022057
0.022074
0.022090
0.022033
0.022050
0.022066
0.022082
0.022026
0.022042
0.022058
3
0.027927
0.027923
0.027919
0.027915
0.027911
0.027907
0.027903
0.027900
0.027896
0.027892
2
0.039676
0.039600
0.039763
0.039686
0.039610
0.039772
0.039696
0.039621
0.039781
0.039705
1
0.075662
0.075103
0.075413
0.075724
0.075170
0.075477
0.075784
0.075235
0.075539
0.075000
 
 
C.    Tabla de Factores de descuento Régimen Especial de Amortización
 
Salario (UMA)
Plazo (años)
1.0
1.1
1.2
1.3
1.4
1.5
1.6
1.7
1.8
1.9
2.0
30
0.002380
0.003457
0.003700
0.003900
0.004088
0.004230
0.004400
0.004560
0.004714
0.004898
0.005038
29
0.002380
0.003457
0.003700
0.003900
0.004088
0.004230
0.004400
0.004560
0.004714
0.004898
0.005038
28
0.002380
0.003457
0.003700
0.003900
0.004088
0.004230
0.004400
0.004560
0.004714
0.004898
0.005038
27
0.002380
0.003457
0.003700
0.003900
0.004088
0.004230
0.004400
0.004560
0.004714
0.004898
0.005038
26
0.002380
0.003457
0.003700
0.003900
0.004088
0.004230
0.004400
0.004560
0.004714
0.004898
0.005038
25
0.002500
0.003594
0.003807
0.004009
0.004200
0.004342
0.004512
0.004675
0.004829
0.005016
0.005156
24
0.002604
0.003704
0.003960
0.004165
0.004358
0.004500
0.004672
0.004836
0.004950
0.005139
0.005238
23
0.002747
0.003861
0.004082
0.004290
0.004485
0.004626
0.004756
0.004921
0.005120
0.005268
0.005409
22
0.002906
0.003989
0.004258
0.004422
0.004620
0.004759
0.004934
0.005100
0.005256
0.005405
0.005546
21
0.003048
0.004172
0.004400
0.004563
0.004762
0.004900
0.005076
0.005242
0.005400
0.005598
0.005739
20
0.003246
0.004321
0.004604
0.004766
0.004967
0.005103
0.005227
0.005394
0.005603
0.005752
0.005892
19
0.003424
0.004537
0.004771
0.004931
0.005133
0.005322
0.005443
0.005610
0.005823
0.005971
0.006111
18
0.003623
0.004776
0.005012
0.005231
0.005372
0.005561
0.005677
0.005843
0.006061
0.006207
0.006285
17
0.003906
0.005041
0.005210
0.005430
0.005634
0.005755
0.005932
0.006097
0.006319
0.006463
0.006600
16
0.004098
0.005260
0.005500
0.005720
0.005923
0.006111
0.006211
0.006303
0.006600
0.006741
0.006875
15
0.004464
0.005584
0.005910
0.006042
0.006160
0.006346
0.006518
0.006678
0.006906
0.007125
0.007173
14
0.004807
0.005950
0.006187
0.006402
0.006600
0.006780
0.006857
0.007012
0.007333
0.007554
0.007586
13
0.005208
0.006368
0.006600
0.006809
0.007000
0.007071
0.007333
0.007480
0.007815
0.007936
0.008048
12
0.005681
0.006980
0.007071
0.007271
0.007451
0.007615
0.007880
0.007901
0.008366
0.008472
0.008571
11
0.006250
0.007408
0.007764
0.007944
0.007965
0.008114
0.008380
0.008500
0.009000
0.009086
0.009166
10
0.006944
0.008250
0.008250
0.008580
0.008716
0.008839
0.009103
0.009350
0.009737
0.009952
0.009850
9
0.007812
0.008853
0.009209
0.009533
0.009625
0.009900
0.009777
0.010017
0.010607
0.010810
0.010819
8
0.008928
0.010083
0.010421
0.010463
0.010500
0.010760
0.011000
0.011220
0.011880
0.011400
0.012000
7
0.010416
0.011709
0.011647
0.011916
0.012157
0.012375
0.012571
0.012750
0.013200
0.013340
0.013469
6
0.012500
0.013444
0.013655
0.013838
0.014000
0.013750
0.014270
0.014384
0.015230
0.015292
0.015348
5
0.015625
0.015782
0.016500
0.015888
0.016500
0.016500
0.017032
0.017000
0.018000
0.018441
0.018333
4
0.020833
0.020166
0.019800
0.020428
0.020086
0.020625
0.021120
0.021576
0.021214
0.022392
0.022000
3
0.027777
0.027923
0.028285
0.026812
0.027176
0.027500
0.027789
0.028050
0.028285
0.028500
0.028695
2
0.041666
0.045375
0.044000
0.042900
0.042000
0.041250
0.044000
0.043153
0.042428
0.041800
0.041250
1
0.125000
0.090750
0.099000
0.085800
0.092400
0.099000
0.088000
0.093500
0.084857
0.089571
0.094285
 
 
Salario (UMA)
Plazo (años)
2.1
2.2
2.3
2.4
2.5
2.6
2.7
2.8
2.9
3.0
30
0.005171
0.005299
0.005421
0.005538
0.005650
0.005758
0.005900
0.006078
0.006105
0.006233
29
0.005171
0.005299
0.005421
0.005538
0.005650
0.005758
0.005900
0.006078
0.006105
0.006233
28
0.005171
0.005299
0.005421
0.005538
0.005650
0.005758
0.005900
0.006078
0.006105
0.006233
27
0.005171
0.005299
0.005421
0.005538
0.005650
0.005758
0.005900
0.006078
0.006105
0.006233
26
0.005171
0.005299
0.005421
0.005538
0.005650
0.005758
0.005900
0.006078
0.006105
0.006233
25
0.005290
0.005417
0.005500
0.005617
0.005729
0.005876
0.005979
0.006201
0.006228
0.006357
24
0.005414
0.005541
0.005664
0.005739
0.005851
0.005958
0.006102
0.006328
0.006356
0.006486
23
0.005544
0.005627
0.005750
0.005866
0.005978
0.006085
0.006230
0.006461
0.006489
0.006620
22
0.005680
0.005808
0.005929
0.006045
0.006111
0.006217
0.006364
0.006600
0.006628
0.006760
21
0.005872
0.005950
0.006072
0.006187
0.006297
0.006402
0.006551
0.006744
0.006773
0.006906
20
0.006026
0.006100
0.006272
0.006336
0.006445
0.006549
0.006699
0.006947
0.006977
0.007058
19
0.006243
0.006313
0.006432
0.006545
0.006653
0.006755
0.006906
0.007162
0.007193
0.007272
18
0.006416
0.006540
0.006657
0.006769
0.006875
0.006975
0.007128
0.007392
0.007424
0.007500
17
0.006728
0.006785
0.006900
0.007008
0.007112
0.007210
0.007363
0.007636
0.007669
0.007741
16
0.007000
0.007117
0.007228
0.007266
0.007432
0.007460
0.007615
0.007897
0.007931
0.008067
15
0.007372
0.007408
0.007514
0.007615
0.007710
0.007800
0.007955
0.008250
0.008285
0.008347
14
0.007786
0.007806
0.007906
0.008000
0.008168
0.008171
0.008327
0.008635
0.008672
0.008727
13
0.008152
0.008250
0.008433
0.008425
0.008593
0.008580
0.008821
0.009058
0.009098
0.009230
12
0.008772
0.008746
0.008825
0.009000
0.009065
0.009127
0.009281
0.009625
0.009666
0.009696
11
0.009240
0.009428
0.009487
0.009542
0.009705
0.009750
0.009900
0.010266
0.010311
0.010322
10
0.010191
0.010083
0.010256
0.010285
0.010443
0.010592
0.010607
0.011000
0.011047
0.011162
9
0.011000
0.011000
0.011328
0.011154
0.011301
0.011440
0.011571
0.011846
0.011897
0.012000
8
0.012157
0.012100
0.012241
0.012375
0.012500
0.012434
0.012549
0.013014
0.013070
0.013150
7
0.013588
0.013698
0.013800
0.013894
0.013983
0.014065
0.014142
0.014666
0.014730
0.014769
6
0.015400
0.015782
0.015812
0.015840
0.015865
0.015888
0.015910
0.016500
0.016571
0.016842
5
0.018236
0.018150
0.018512
0.018418
0.018750
0.018652
0.018562
0.019250
0.019333
0.019591
4
0.022354
0.022687
0.022323
0.022628
0.022916
0.022578
0.022846
0.023692
0.023794
0.024000
3
0.028875
0.029040
0.029192
0.029333
0.029464
0.029586
0.029700
0.030800
0.030933
0.030967
2
0.043312
0.042705
0.042166
0.041684
0.043421
0.042900
0.044550
0.046200
0.046400
0.045714
1
0.086625
0.090750
0.084333
0.088000
0.091666
0.085800
0.089100
0.084000
0.084363
0.087272
 
 
Salario (UMA)
Plazo (años)
3.1
3.2
3.3
3.4
3.5
3.6
3.7
3.8
3.9
4.0
4.1
30
0.006358
0.006481
0.006600
0.006716
0.006829
0.006939
0.007047
0.007195
0.007298
0.007398
0.007540
29
0.006358
0.006481
0.006600
0.006716
0.006829
0.006939
0.007047
0.007195
0.007298
0.007398
0.007540
28
0.006358
0.006481
0.006600
0.006716
0.006829
0.006939
0.007047
0.007195
0.007298
0.007398
0.007540
27
0.006358
0.006481
0.006600
0.006716
0.006829
0.006939
0.007047
0.007195
0.007298
0.007398
0.007540
26
0.006358
0.006481
0.006600
0.006716
0.006829
0.006939
0.007047
0.007195
0.007298
0.007398
0.007540
25
0.006483
0.006606
0.006726
0.006842
0.006956
0.007067
0.007175
0.007325
0.007428
0.007485
0.007627
24
0.006613
0.006692
0.006812
0.006929
0.007044
0.007155
0.007263
0.007414
0.007518
0.007619
0.007763
23
0.006702
0.006826
0.006947
0.007064
0.007179
0.007291
0.007354
0.007506
0.007609
0.007710
0.007856
22
0.006841
0.006965
0.007087
0.007205
0.007320
0.007384
0.007493
0.007647
0.007751
0.007852
0.007951
21
0.007035
0.007111
0.007232
0.007351
0.007466
0.007529
0.007638
0.007794
0.007898
0.007950
0.008098
20
0.007188
0.007314
0.007384
0.007503
0.007619
0.007731
0.007789
0.007947
0.008051
0.008152
0.008251
19
0.007402
0.007474
0.007597
0.007716
0.007777
0.007890
0.008000
0.008106
0.008210
0.008311
0.008410
18
0.007630
0.007699
0.007822
0.007941
0.008000
0.008112
0.008222
0.008328
0.008432
0.008533
0.008631
17
0.007873
0.007937
0.008061
0.008180
0.008235
0.008347
0.008457
0.008563
0.008666
0.008767
0.008864
16
0.008131
0.008258
0.008380
0.008434
0.008549
0.008661
0.008705
0.008811
0.008914
0.009014
0.009111
15
0.008478
0.008605
0.008655
0.008774
0.008888
0.008930
0.009038
0.009142
0.009244
0.009343
0.009438
14
0.008857
0.008982
0.009025
0.009142
0.009256
0.009290
0.009396
0.009500
0.009600
0.009696
0.009791
13
0.009271
0.009394
0.009513
0.009543
0.009655
0.009762
0.009866
0.009967
0.010064
0.010078
0.010250
12
0.009821
0.009941
0.010057
0.010074
0.010181
0.010285
0.010385
0.010482
0.010487
0.010578
0.010754
11
0.010442
0.010556
0.010666
0.010666
0.010769
0.010867
0.010962
0.011054
0.011142
0.011228
0.011310
10
0.011146
0.011252
0.011354
0.011452
0.011546
0.011636
0.011722
0.011805
0.011885
0.011962
0.012036
9
0.012097
0.012190
0.012279
0.012363
0.012444
0.012521
0.012595
0.012666
0.012734
0.012800
0.012990
8
0.013226
0.013298
0.013538
0.013600
0.013658
0.013714
0.013767
0.013818
0.013866
0.014065
0.014107
7
0.014805
0.014840
0.014873
0.015111
0.015135
0.015157
0.015179
0.015392
0.015407
0.015421
0.015619
6
0.016813
0.016786
0.017032
0.017000
0.017230
0.017194
0.017159
0.017371
0.017333
0.017534
0.017493
5
0.019840
0.019692
0.019924
0.019781
0.020000
0.019862
0.020067
0.020266
0.020129
0.020317
0.020500
4
0.024195
0.023813
0.024000
0.024177
0.024347
0.024510
0.024163
0.024320
0.024470
0.024615
0.024754
3
0.031000
0.031030
0.031058
0.031085
0.031111
0.031135
0.031157
0.032000
0.032000
0.032000
0.032000
2
0.045090
0.046545
0.045913
0.045333
0.046666
0.046080
0.045538
0.046769
0.046222
0.045714
0.046857
1
0.090181
0.093090
0.088000
0.090666
0.093333
0.088615
0.091076
0.093538
0.089142
0.091428
0.093714
 
 
Salario (UMA)
Plazo (años)
4.2
4.3
4.4
4.5
4.6
4.7
4.8
4.9
5.0
5.1
30
0.007636
0.007774
0.007910
0.008000
0.008132
0.008263
0.008393
0.008475
0.008602
0.008727
29
0.007636
0.007774
0.007910
0.008000
0.008132
0.008263
0.008393
0.008475
0.008602
0.008727
28
0.007636
0.007774
0.007910
0.008000
0.008132
0.008263
0.008393
0.008475
0.008602
0.008727
27
0.007636
0.007774
0.007910
0.008000
0.008132
0.008263
0.008393
0.008475
0.008602
0.008727
26
0.007636
0.007774
0.007910
0.008000
0.008132
0.008263
0.008393
0.008475
0.008602
0.008727
25
0.007724
0.007862
0.008000
0.008089
0.008223
0.008355
0.008486
0.008568
0.008695
0.008821
24
0.007813
0.007953
0.008091
0.008181
0.008316
0.008449
0.008581
0.008662
0.008791
0.008918
23
0.007952
0.008094
0.008186
0.008275
0.008411
0.008545
0.008677
0.008759
0.008888
0.009016
22
0.008047
0.008190
0.008331
0.008421
0.008508
0.008643
0.008777
0.008858
0.008988
0.009117
21
0.008195
0.008339
0.008431
0.008520
0.008658
0.008795
0.008930
0.008960
0.009090
0.009220
20
0.008347
0.008493
0.008585
0.008674
0.008814
0.008952
0.009035
0.009116
0.009248
0.009379
19
0.008506
0.008654
0.008745
0.008834
0.008975
0.009115
0.009197
0.009278
0.009411
0.009543
18
0.008727
0.008820
0.008968
0.009056
0.009142
0.009283
0.009423
0.009503
0.009580
0.009714
17
0.008960
0.009052
0.009202
0.009290
0.009375
0.009518
0.009600
0.009679
0.009815
0.009890
16
0.009205
0.009360
0.009449
0.009536
0.009620
0.009766
0.009846
0.009924
0.010062
0.010136
15
0.009531
0.009622
0.009777
0.009795
0.009945
0.010026
0.010172
0.010248
0.010322
0.010461
14
0.009882
0.009971
0.010129
0.010140
0.010293
0.010372
0.010520
0.010594
0.010666
0.010807
13
0.010259
0.010424
0.010507
0.010588
0.010666
0.010820
0.010893
0.010965
0.011111
0.011178
12
0.010752
0.010920
0.011000
0.011076
0.011151
0.011308
0.011377
0.011445
0.011594
0.011657
11
0.011389
0.011466
0.011636
0.011707
0.011776
0.011842
0.012000
0.012061
0.012121
0.012270
10
0.012108
0.012176
0.012350
0.012413
0.012474
0.012638
0.012694
0.012747
0.012800
0.012952
9
0.013048
0.013104
0.013158
0.013333
0.013381
0.013428
0.013592
0.013634
0.013675
0.013830
8
0.014147
0.014185
0.014367
0.014400
0.014574
0.014601
0.014628
0.014792
0.014814
0.014972
7
0.015627
0.015636
0.015820
0.015824
0.016000
0.016000
0.016168
0.016164
0.016326
0.016320
6
0.017684
0.017641
0.017822
0.017777
0.017951
0.018120
0.018070
0.018232
0.018181
0.018337
5
0.020363
0.020537
0.020705
0.020571
0.020732
0.020888
0.021041
0.020906
0.021052
0.021194
4
0.024888
0.024571
0.024701
0.024827
0.024949
0.025066
0.025180
0.025290
0.025396
0.025500
3
0.032000
0.032000
0.032000
0.032000
0.032000
0.032000
0.032000
0.032666
0.032653
0.032640
2
0.046344
0.045866
0.046933
0.046451
0.046000
0.047000
0.046545
0.046117
0.047058
0.046628
1
0.089600
0.091733
0.093866
0.090000
0.092000
0.088470
0.090352
0.092235
0.088888
0.090666
 
 
Salario (UMA)
Plazo (años)
5.2
5.3
5.4
5.5
5.6
5.7
5.8
5.9
6.0
6.1
6.2
30
0.008851
0.008973
0.009094
0.009214
0.009333
0.009450
0.009567
0.009682
0.009795
0.009959
0.010071
29
0.008851
0.008973
0.009094
0.009214
0.009333
0.009450
0.009567
0.009682
0.009795
0.009959
0.010071
28
0.008851
0.008973
0.009094
0.009214
0.009333
0.009450
0.009567
0.009682
0.009795
0.009959
0.010071
27
0.008851
0.008973
0.009094
0.009214
0.009333
0.009450
0.009567
0.009682
0.009795
0.009959
0.010071
26
0.008851
0.008973
0.009094
0.009214
0.009333
0.009450
0.009567
0.009682
0.009795
0.009959
0.010071
25
0.008946
0.009069
0.009191
0.009312
0.009431
0.009549
0.009666
0.009782
0.009896
0.010061
0.010174
24
0.009043
0.009167
0.009290
0.009361
0.009481
0.009600
0.009717
0.009833
0.009948
0.010113
0.010226
23
0.009142
0.009217
0.009340
0.009462
0.009582
0.009702
0.009820
0.009936
0.010052
0.010219
0.010333
22
0.009244
0.009318
0.009442
0.009565
0.009686
0.009806
0.009925
0.010042
0.010158
0.010328
0.010442
21
0.009348
0.009474
0.009600
0.009670
0.009792
0.009913
0.010032
0.010150
0.010267
0.010438
0.010553
20
0.009454
0.009581
0.009707
0.009832
0.009955
0.010077
0.010142
0.010260
0.010378
0.010551
0.010666
19
0.009618
0.009747
0.009874
0.010000
0.010067
0.010189
0.010311
0.010430
0.010549
0.010725
0.010782
18
0.009846
0.009918
0.010046
0.010173
0.010240
0.010363
0.010485
0.010606
0.010726
0.010844
0.010961
17
0.010024
0.010155
0.010224
0.010352
0.010479
0.010604
0.010666
0.010788
0.010909
0.011090
0.011146
16
0.010271
0.010404
0.010472
0.010602
0.010730
0.010857
0.010917
0.011040
0.011162
0.011283
0.011402
15
0.010531
0.010666
0.010800
0.010864
0.010993
0.011121
0.011180
0.011305
0.011428
0.011550
0.011670
14
0.010875
0.011012
0.011076
0.011210
0.011341
0.011400
0.011527
0.011654
0.011707
0.011902
0.012024
13
0.011319
0.011382
0.011520
0.011578
0.011712
0.011844
0.011897
0.012025
0.012151
0.012276
0.012400
12
0.011801
0.011860
0.012000
0.012054
0.012190
0.012241
0.012373
0.012503
0.012549
0.012758
0.012800
11
0.012325
0.012470
0.012521
0.012661
0.012709
0.012845
0.012979
0.013020
0.013150
0.013278
0.013405
10
0.013000
0.013147
0.013292
0.013333
0.013473
0.013511
0.013647
0.013781
0.013812
0.013942
0.014070
9
0.013866
0.014016
0.014163
0.014193
0.014336
0.014362
0.014500
0.014635
0.014656
0.014787
0.014917
8
0.014990
0.015142
0.015157
0.015304
0.015448
0.015457
0.015596
0.015733
0.015737
0.015869
0.016000
7
0.016475
0.016627
0.016615
0.016761
0.016905
0.016888
0.017027
0.017163
0.017297
0.017428
0.017557
6
0.018488
0.018637
0.018580
0.018723
0.018863
0.019000
0.018938
0.019070
0.019200
0.019326
0.019450
5
0.021333
0.021200
0.021333
0.021463
0.021590
0.021714
0.021835
0.021701
0.021818
0.022181
0.022292
4
0.025600
0.025696
0.025791
0.025882
0.025600
0.025690
0.025777
0.026222
0.026301
0.026378
0.026453
3
0.032627
0.032615
0.032603
0.032592
0.032581
0.033163
0.033142
0.033122
0.033103
0.033084
0.033627
2
0.047542
0.047111
0.046702
0.047567
0.047157
0.046769
0.047589
0.047200
0.048000
0.047609
0.047238
1
0.092444
0.089263
0.090947
0.092631
0.089600
0.091200
0.092800
0.089904
0.091428
0.092952
0.094476
 
 
Salario (UMA)
Plazo (años)
6.3
6.4
6.5
6.6
6.7
6.8
6.9
7.0
7.1
7.2
30
0.010181
0.010291
0.010297
0.010057
0.010018
0.010027
0.010036
0.010044
0.010053
0.010017
29
0.010181
0.010291
0.010297
0.010057
0.010018
0.010027
0.010036
0.010044
0.010053
0.010017
28
0.010181
0.010291
0.010297
0.010057
0.010018
0.010027
0.010036
0.010044
0.010053
0.010017
27
0.010181
0.010291
0.010297
0.010057
0.010018
0.010027
0.010036
0.010044
0.010053
0.010017
26
0.010181
0.010291
0.010297
0.010057
0.010018
0.010027
0.010036
0.010044
0.010053
0.010017
25
0.010285
0.010395
0.010400
0.010105
0.010113
0.010120
0.010128
0.010090
0.010097
0.010105
24
0.010338
0.010448
0.010452
0.010202
0.010209
0.010168
0.010175
0.010181
0.010188
0.010194
23
0.010445
0.010556
0.010558
0.010252
0.010258
0.010264
0.010269
0.010275
0.010280
0.010285
22
0.010500
0.010611
0.010612
0.010352
0.010357
0.010361
0.010366
0.010370
0.010374
0.010378
21
0.010610
0.010722
0.010721
0.010507
0.010509
0.010512
0.010464
0.010467
0.010470
0.010472
20
0.010780
0.010893
0.010890
0.010613
0.010613
0.010614
0.010615
0.010616
0.010616
0.010617
19
0.010897
0.011010
0.011005
0.010775
0.010773
0.010772
0.010770
0.010769
0.010767
0.010766
18
0.011076
0.011191
0.011182
0.010943
0.010938
0.010934
0.010930
0.010926
0.010923
0.010919
17
0.011262
0.011377
0.011366
0.011174
0.011166
0.011158
0.011151
0.011144
0.011137
0.011130
16
0.011520
0.011636
0.011620
0.011354
0.011404
0.011392
0.011381
0.011370
0.011360
0.011349
15
0.011789
0.011906
0.011885
0.011668
0.011652
0.011636
0.011682
0.011666
0.011651
0.011636
14
0.012071
0.012190
0.012235
0.012000
0.011977
0.011956
0.012000
0.011978
0.011957
0.012000
13
0.012521
0.012564
0.012606
0.012350
0.012393
0.012363
0.012335
0.012375
0.012347
0.012387
12
0.012923
0.013044
0.013081
0.012800
0.012838
0.012800
0.012837
0.012800
0.012836
0.012800
11
0.013530
0.013562
0.013594
0.013367
0.013400
0.013349
0.013381
0.013413
0.013364
0.013395
10
0.014197
0.014321
0.014246
0.014080
0.014105
0.014038
0.014063
0.014088
0.014024
0.014048
9
0.015044
0.015170
0.015182
0.014873
0.014888
0.014904
0.014918
0.014933
0.014947
0.014961
8
0.016128
0.016253
0.016250
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
7
0.017530
0.017655
0.017627
0.017454
0.017430
0.017408
0.017385
0.017364
0.017476
0.017454
6
0.019572
0.019504
0.019622
0.019376
0.019315
0.019428
0.019368
0.019310
0.019418
0.019361
5
0.022153
0.022260
0.022365
0.022000
0.022103
0.022204
0.022080
0.022178
0.022058
0.022153
4
0.026526
0.026597
0.026329
0.026400
0.026146
0.026216
0.026285
0.026352
0.026114
0.026181
3
0.033600
0.033573
0.033548
0.033523
0.033500
0.033476
0.033454
0.033432
0.033411
0.033391
2
0.048000
0.047627
0.047272
0.046933
0.047644
0.047304
0.046978
0.047659
0.047333
0.047020
1
0.096000
0.097523
0.099047
0.091826
0.089333
0.090666
0.092000
0.089600
0.090880
0.092160
 
 
Salario (UMA)
Plazo (años)
7.3
7.4
7.5
7.6
7.7
7.8
7.9
8
8.1
8.2
8.3
30
0.010025
0.010033
0.010041
0.010049
0.010057
0.010024
0.010031
0.010039
0.010046
0.010053
0.010022
29
0.010025
0.010033
0.010041
0.010049
0.010057
0.010024
0.010031
0.010039
0.010046
0.010053
0.010022
28
0.010025
0.010033
0.010041
0.010049
0.010057
0.010024
0.010031
0.010039
0.010046
0.010053
0.010022
27
0.010025
0.010033
0.010041
0.010049
0.010057
0.010024
0.010031
0.010039
0.010046
0.010053
0.010022
26
0.010025
0.010033
0.010041
0.010049
0.010057
0.010024
0.010031
0.010039
0.010046
0.010053
0.010022
25
0.010112
0.010119
0.010126
0.010091
0.010098
0.010105
0.010112
0.010118
0.010085
0.010092
0.010098
24
0.010200
0.010163
0.010169
0.010175
0.010181
0.010187
0.010193
0.010199
0.010164
0.010170
0.010176
23
0.010290
0.010251
0.010256
0.010261
0.010266
0.010271
0.010276
0.010281
0.010285
0.010250
0.010254
22
0.010382
0.010385
0.010389
0.010348
0.010352
0.010356
0.010360
0.010364
0.010368
0.010371
0.010375
21
0.010475
0.010477
0.010480
0.010482
0.010485
0.010487
0.010489
0.010491
0.010493
0.010496
0.010498
20
0.010618
0.010618
0.010619
0.010620
0.010620
0.010621
0.010621
0.010622
0.010622
0.010623
0.010624
19
0.010764
0.010763
0.010762
0.010761
0.010759
0.010758
0.010757
0.010756
0.010755
0.010754
0.010753
18
0.010915
0.010962
0.010958
0.010954
0.010951
0.010947
0.010943
0.010940
0.010936
0.010933
0.010930
17
0.011123
0.011117
0.011162
0.011155
0.011149
0.011142
0.011136
0.011130
0.011124
0.011118
0.011159
16
0.011395
0.011384
0.011374
0.011364
0.011354
0.011397
0.011387
0.011377
0.011368
0.011359
0.011350
15
0.011680
0.011665
0.011650
0.011636
0.011622
0.011663
0.011649
0.011636
0.011623
0.011662
0.011649
14
0.011979
0.011959
0.012000
0.011980
0.011961
0.012000
0.011981
0.011962
0.011944
0.011981
0.011963
13
0.012359
0.012333
0.012371
0.012345
0.012381
0.012356
0.012331
0.012367
0.012342
0.012377
0.012353
12
0.012835
0.012800
0.012834
0.012800
0.012833
0.012800
0.012832
0.012800
0.012831
0.012800
0.012830
11
0.013348
0.013378
0.013407
0.013362
0.013391
0.013347
0.013375
0.013403
0.013360
0.013387
0.013346
10
0.014072
0.014095
0.014035
0.014057
0.014080
0.014022
0.014044
0.014065
0.014086
0.014032
0.014052
9
0.014878
0.014893
0.014906
0.014920
0.014933
0.014946
0.014870
0.014883
0.014896
0.014909
0.014921
8
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
7
0.017432
0.017411
0.017391
0.017371
0.017475
0.017454
0.017434
0.017414
0.017395
0.017377
0.017473
6
0.019305
0.019409
0.019354
0.019301
0.019401
0.019348
0.019297
0.019393
0.019343
0.019294
0.019386
5
0.022037
0.022130
0.022018
0.022109
0.022000
0.022088
0.022175
0.022068
0.022153
0.022050
0.022133
4
0.026247
0.026311
0.026373
0.026150
0.026212
0.026273
0.026333
0.026122
0.026181
0.026240
0.026297
3
0.033371
0.033352
0.033333
0.033315
0.033297
0.033280
0.033263
0.033246
0.033230
0.033215
0.033200
2
0.047673
0.047360
0.047058
0.047686
0.047384
0.047094
0.047698
0.047407
0.047127
0.047709
0.047428
1
0.089846
0.091076
0.088888
0.090074
0.091259
0.089142
0.090285
0.091428
0.089379
0.090482
0.091586
 
 
Salario (UMA)
Plazo (años)
8.4
8.5
8.6
8.7
8.8
8.9
9
9.1
9.2
9.3
30
0.010029
0.010036
0.010043
0.010050
0.010021
0.010028
0.010034
0.010041
0.010047
0.010020
29
0.010029
0.010036
0.010043
0.010050
0.010021
0.010028
0.010034
0.010041
0.010047
0.010020
28
0.010029
0.010036
0.010043
0.010050
0.010021
0.010028
0.010034
0.010041
0.010047
0.010020
27
0.010029
0.010036
0.010043
0.010050
0.010021
0.010028
0.010034
0.010041
0.010047
0.010020
26
0.010029
0.010036
0.010043
0.010050
0.010021
0.010028
0.010034
0.010041
0.010047
0.010020
25
0.010105
0.010111
0.010117
0.010086
0.010093
0.010099
0.010105
0.010111
0.010116
0.010088
24
0.010181
0.010187
0.010192
0.010197
0.010166
0.010171
0.010176
0.010181
0.010186
0.010191
23
0.010259
0.010264
0.010268
0.010273
0.010277
0.010281
0.010249
0.010253
0.010257
0.010262
22
0.010378
0.010381
0.010384
0.010349
0.010352
0.010356
0.010359
0.010362
0.010366
0.010369
21
0.010500
0.010501
0.010463
0.010466
0.010468
0.010470
0.010472
0.010474
0.010476
0.010478
20
0.010624
0.010625
0.010625
0.010625
0.010626
0.010626
0.010627
0.010627
0.010628
0.010628
19
0.010752
0.010750
0.010750
0.010749
0.010748
0.010747
0.010746
0.010745
0.010744
0.010743
18
0.010926
0.010923
0.010920
0.010917
0.010957
0.010953
0.010950
0.010947
0.010944
0.010941
17
0.011153
0.011147
0.011141
0.011136
0.011130
0.011125
0.011119
0.011157
0.011151
0.011146
16
0.011389
0.011380
0.011371
0.011363
0.011354
0.011392
0.011383
0.011375
0.011366
0.011358
15
0.011636
0.011623
0.011661
0.011648
0.011636
0.011624
0.011659
0.011648
0.011636
0.011625
14
0.011946
0.011982
0.011965
0.011948
0.011982
0.011966
0.011950
0.011983
0.011967
0.011951
13
0.012330
0.012363
0.012340
0.012373
0.012350
0.012329
0.012360
0.012338
0.012369
0.012348
12
0.012800
0.012830
0.012800
0.012829
0.012800
0.012828
0.012800
0.012828
0.012800
0.012827
11
0.013373
0.013399
0.013359
0.013384
0.013345
0.013370
0.013395
0.013357
0.013381
0.013345
10
0.014073
0.014020
0.014040
0.014060
0.014080
0.014029
0.014048
0.014067
0.014019
0.014037
9
0.014933
0.014945
0.014875
0.014887
0.014899
0.014910
0.014922
0.014933
0.014868
0.014880
8
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
7
0.017454
0.017435
0.017417
0.017400
0.017382
0.017365
0.017454
0.017437
0.017420
0.017403
6
0.019338
0.019290
0.019380
0.019333
0.019287
0.019374
0.019328
0.019284
0.019368
0.019324
5
0.022032
0.022113
0.022016
0.022095
0.022000
0.022077
0.022153
0.022060
0.022135
0.022044
4
0.026352
0.026153
0.026209
0.026264
0.026317
0.026128
0.026181
0.026234
0.026285
0.026105
3
0.033185
0.033170
0.033156
0.033142
0.033129
0.033116
0.033103
0.033090
0.033078
0.033066
2
0.047157
0.047719
0.047448
0.047186
0.046933
0.047466
0.047213
0.046967
0.047483
0.047238
1
0.089600
0.090666
0.091733
0.089806
0.090838
0.089000
0.090000
0.091000
0.089212
0.090181
 
 
Salario (UMA)
Plazo (años)
9.4
9.5
9.6
9.7
9.8
9.9
10.0
10.1
10.2
10.3
10.4
30
0.010026
0.010033
0.010039
0.010045
0.010019
0.010025
0.010031
0.010037
0.010043
0.010018
0.010024
29
0.010026
0.010033
0.010039
0.010045
0.010019
0.010025
0.010031
0.010037
0.010043
0.010018
0.010024
28
0.010026
0.010033
0.010039
0.010045
0.010019
0.010025
0.010031
0.010037
0.010043
0.010018
0.010024
27
0.010026
0.010033
0.010039
0.010045
0.010019
0.010025
0.010031
0.010037
0.010043
0.010018
0.010024
26
0.010026
0.010033
0.010039
0.010045
0.010019
0.010025
0.010031
0.010037
0.010043
0.010018
0.010024
25
0.010093
0.010099
0.010105
0.010110
0.010116
0.010089
0.010094
0.010100
0.010105
0.010110
0.010084
24
0.010162
0.010167
0.010172
0.010177
0.010181
0.010186
0.010191
0.010163
0.010168
0.010172
0.010177
23
0.010266
0.010270
0.010274
0.010278
0.010281
0.010252
0.010256
0.010260
0.010264
0.010267
0.010271
22
0.010372
0.010375
0.010378
0.010381
0.010349
0.010352
0.010355
0.010358
0.010361
0.010364
0.010367
21
0.010480
0.010482
0.010484
0.010486
0.010488
0.010490
0.010491
0.010493
0.010495
0.010463
0.010465
20
0.010628
0.010629
0.010593
0.010593
0.010594
0.010595
0.010596
0.010596
0.010597
0.010598
0.010598
19
0.010742
0.010780
0.010778
0.010777
0.010776
0.010775
0.010774
0.010773
0.010772
0.010771
0.010770
18
0.010938
0.010935
0.010932
0.010929
0.010926
0.010924
0.010921
0.010918
0.010916
0.010950
0.010947
17
0.011140
0.011135
0.011130
0.011125
0.011120
0.011154
0.011149
0.011144
0.011139
0.011135
0.011130
16
0.011350
0.011385
0.011377
0.011369
0.011362
0.011354
0.011387
0.011380
0.011372
0.011365
0.011358
15
0.011658
0.011647
0.011636
0.011625
0.011657
0.011647
0.011636
0.011625
0.011657
0.011646
0.011636
14
0.011984
0.011968
0.011953
0.011984
0.011969
0.011954
0.011985
0.011970
0.011956
0.011985
0.011971
13
0.012327
0.012357
0.012337
0.012366
0.012346
0.012326
0.012355
0.012335
0.012363
0.012344
0.012325
12
0.012800
0.012827
0.012800
0.012826
0.012800
0.012825
0.012800
0.012825
0.012800
0.012824
0.012800
11
0.013368
0.013392
0.013356
0.013379
0.013344
0.013367
0.013389
0.013355
0.013377
0.013344
0.013365
10
0.014056
0.014074
0.014027
0.014045
0.014062
0.014080
0.014035
0.014052
0.014068
0.014025
0.014042
9
0.014891
0.014901
0.014912
0.014923
0.014933
0.014873
0.014883
0.014894
0.014904
0.014914
0.014923
8
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
7
0.017387
0.017371
0.017454
0.017438
0.017422
0.017406
0.017391
0.017376
0.017454
0.017439
0.017424
6
0.019282
0.019363
0.019320
0.019279
0.019358
0.019317
0.019277
0.019353
0.019313
0.019388
0.019348
5
0.022117
0.022028
0.022100
0.022014
0.022084
0.022000
0.022068
0.022136
0.022054
0.022120
0.022039
4
0.026156
0.026206
0.026256
0.026305
0.026133
0.026181
0.026229
0.026276
0.026112
0.026158
0.026204
3
0.033054
0.033043
0.033032
0.033021
0.033361
0.033347
0.033333
0.033319
0.033306
0.033292
0.033280
2
0.047000
0.047500
0.047261
0.047030
0.047515
0.047283
0.047058
0.047529
0.047304
0.047085
0.047542
1
0.091151
0.089411
0.090352
0.091294
0.089600
0.090514
0.088888
0.089777
0.090666
0.089081
0.089945
 
 
Salario (UMA)
Plazo (años)
10.5
10.6
10.7
10.8
10.9
11.0
11.1
11.2
11.3
11.4
30
0.010029
0.010035
0.010041
0.010017
0.010022
0.010028
0.010033
0.010039
0.010044
0.010021
29
0.010029
0.010035
0.010041
0.010017
0.010022
0.010028
0.010033
0.010039
0.010044
0.010021
28
0.010029
0.010035
0.010041
0.010017
0.010022
0.010028
0.010033
0.010039
0.010044
0.010021
27
0.010029
0.010035
0.010041
0.010017
0.010022
0.010028
0.010033
0.010039
0.010044
0.010021
26
0.010029
0.010035
0.010041
0.010017
0.010022
0.010028
0.010033
0.010039
0.010044
0.010021
25
0.010090
0.010095
0.010100
0.010105
0.010110
0.010085
0.010090
0.010095
0.010100
0.010105
24
0.010181
0.010186
0.010190
0.010164
0.010169
0.010173
0.010177
0.010181
0.010185
0.010161
23
0.010275
0.010278
0.010251
0.010255
0.010258
0.010262
0.010265
0.010269
0.010272
0.010276
22
0.010370
0.010373
0.010375
0.010378
0.010350
0.010352
0.010355
0.010358
0.010361
0.010363
21
0.010467
0.010469
0.010470
0.010472
0.010474
0.010476
0.010477
0.010479
0.010481
0.010482
20
0.010599
0.010600
0.010600
0.010601
0.010601
0.010602
0.010602
0.010603
0.010604
0.010604
19
0.010769
0.010768
0.010767
0.010766
0.010765
0.010764
0.010763
0.010762
0.010761
0.010761
18
0.010944
0.010941
0.010939
0.010936
0.010934
0.010931
0.010929
0.010926
0.010924
0.010922
17
0.011125
0.011121
0.011116
0.011148
0.011143
0.011139
0.011134
0.011130
0.011126
0.011121
16
0.011351
0.011382
0.011375
0.011368
0.011361
0.011354
0.011384
0.011377
0.011371
0.011364
15
0.011626
0.011656
0.011646
0.011636
0.011626
0.011655
0.011645
0.011636
0.011627
0.011654
14
0.011957
0.011985
0.011972
0.011958
0.011945
0.011972
0.011959
0.011946
0.011973
0.011960
13
0.012352
0.012334
0.012361
0.012342
0.012368
0.012350
0.012333
0.012358
0.012341
0.012366
12
0.012824
0.012800
0.012823
0.012800
0.012823
0.012800
0.012823
0.012800
0.012822
0.012800
11
0.013386
0.013354
0.013375
0.013343
0.013363
0.013384
0.013353
0.013373
0.013343
0.013362
10
0.014058
0.014074
0.014032
0.014048
0.014064
0.014023
0.014039
0.014054
0.014070
0.014030
9
0.014867
0.014877
0.014886
0.014896
0.014905
0.014915
0.014924
0.014871
0.014880
0.014889
8
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
7
0.017409
0.017394
0.017380
0.017366
0.017440
0.017425
0.017411
0.017398
0.017384
0.017371
6
0.019310
0.019382
0.019344
0.019307
0.019377
0.019340
0.019304
0.019372
0.019336
0.019301
5
0.022105
0.022025
0.022090
0.022012
0.022075
0.022000
0.022062
0.022123
0.022048
0.022109
4
0.026250
0.026294
0.026137
0.026181
0.026225
0.026268
0.026117
0.026160
0.026202
0.026244
3
0.033267
0.033254
0.033242
0.033230
0.033219
0.033207
0.033196
0.033185
0.033174
0.033163
2
0.047323
0.047111
0.047555
0.047342
0.047135
0.046933
0.047360
0.047157
0.046961
0.047376
1
0.090810
0.089263
0.090105
0.090947
0.089435
0.090256
0.091076
0.089600
0.090400
0.088975
 
 
Salario (UMA)
Plazo (años)
11.5
11.6
11.7
11.8
11.9
12.0
12.1
12.2
12.3
12.4
12.5
30
0.010027
0.010032
0.010037
0.010042
0.010021
0.010026
0.010031
0.010035
0.010040
0.010020
0.010025
29
0.010027
0.010032
0.010037
0.010042
0.010021
0.010026
0.010031
0.010035
0.010040
0.010020
0.010025
28
0.010027
0.010032
0.010037
0.010042
0.010021
0.010026
0.010031
0.010035
0.010040
0.010020
0.010025
27
0.010027
0.010032
0.010037
0.010042
0.010021
0.010026
0.010031
0.010035
0.010040
0.010020
0.010025
26
0.010027
0.010032
0.010037
0.010042
0.010021
0.010026
0.010031
0.010035
0.010040
0.010020
0.010025
25
0.010109
0.010086
0.010091
0.010096
0.010100
0.010105
0.010109
0.010087
0.010092
0.010096
0.010101
24
0.010165
0.010169
0.010173
0.010177
0.010181
0.010185
0.010162
0.010166
0.010170
0.010174
0.010178
23
0.010250
0.010254
0.010257
0.010260
0.010264
0.010267
0.010270
0.010273
0.010250
0.010253
0.010256
22
0.010366
0.010368
0.010371
0.010373
0.010376
0.010350
0.010352
0.010355
0.010357
0.010360
0.010362
21
0.010484
0.010485
0.010487
0.010488
0.010490
0.010463
0.010464
0.010466
0.010468
0.010469
0.010471
20
0.010605
0.010605
0.010606
0.010606
0.010607
0.010607
0.010608
0.010608
0.010609
0.010609
0.010610
19
0.010760
0.010759
0.010758
0.010757
0.010757
0.010756
0.010755
0.010754
0.010754
0.010753
0.010752
18
0.010919
0.010917
0.010947
0.010944
0.010942
0.010940
0.010937
0.010935
0.010933
0.010931
0.010928
17
0.011117
0.011147
0.011142
0.011138
0.011134
0.011130
0.011126
0.011122
0.011118
0.011146
0.011142
16
0.011358
0.011351
0.011379
0.011373
0.011367
0.011360
0.011354
0.011381
0.011375
0.011369
0.011363
15
0.011645
0.011636
0.011627
0.011654
0.011645
0.011636
0.011627
0.011653
0.011644
0.011636
0.011627
14
0.011948
0.011974
0.011961
0.011949
0.011974
0.011962
0.011950
0.011975
0.011963
0.011951
0.011976
13
0.012348
0.012332
0.012356
0.012339
0.012363
0.012347
0.012331
0.012354
0.012338
0.012361
0.012345
12
0.012822
0.012800
0.012821
0.012800
0.012821
0.012800
0.012821
0.012800
0.012820
0.012800
0.012820
11
0.013381
0.013352
0.013371
0.013342
0.013361
0.013379
0.013351
0.013369
0.013342
0.013360
0.013377
10
0.014045
0.014060
0.014022
0.014037
0.014051
0.014065
0.014028
0.014043
0.014057
0.014021
0.014035
9
0.014898
0.014907
0.014916
0.014924
0.014875
0.014883
0.014892
0.014900
0.014909
0.014917
0.014869
8
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
7
0.017440
0.017427
0.017413
0.017400
0.017388
0.017375
0.017363
0.017428
0.017415
0.017403
0.017391
6
0.019368
0.019333
0.019298
0.019364
0.019329
0.019296
0.019360
0.019326
0.019294
0.019356
0.019323
5
0.022035
0.022095
0.022023
0.022081
0.022011
0.022068
0.022000
0.022056
0.022112
0.022044
0.022099
4
0.026285
0.026140
0.026181
0.026222
0.026262
0.026122
0.026162
0.026201
0.026240
0.026105
0.026143
3
0.033153
0.033142
0.033132
0.033122
0.033113
0.033103
0.033094
0.033084
0.033075
0.033066
0.033057
2
0.047179
0.046987
0.047392
0.047200
0.047012
0.047407
0.047219
0.047036
0.047421
0.047238
0.047058
1
0.089756
0.090536
0.089142
0.089904
0.090666
0.089302
0.090046
0.090790
0.089454
0.090181
0.088888
 
 
Salario (UMA)
Plazo (años)
12.6
12.7
12.8
12.9
13.0
13.1
13.2
13.3
13.4
13.5
30
0.010029
0.010034
0.010039
0.010019
0.010024
0.010028
0.010033
0.010037
0.010018
0.010023
29
0.010029
0.010034
0.010039
0.010019
0.010024
0.010028
0.010033
0.010037
0.010018
0.010023
28
0.010029
0.010034
0.010039
0.010019
0.010024
0.010028
0.010033
0.010037
0.010018
0.010023
27
0.010029
0.010034
0.010039
0.010019
0.010024
0.010028
0.010033
0.010037
0.010018
0.010023
26
0.010029
0.010034
0.010039
0.010019
0.010024
0.010028
0.010033
0.010037
0.010018
0.010023
25
0.010105
0.010109
0.010088
0.010092
0.010097
0.010101
0.010105
0.010085
0.010089
0.010093
24
0.010181
0.010185
0.010163
0.010167
0.010171
0.010174
0.010178
0.010181
0.010185
0.010164
23
0.010259
0.010262
0.010265
0.010268
0.010271
0.010249
0.010252
0.010255
0.010258
0.010261
22
0.010365
0.010367
0.010369
0.010371
0.010374
0.010350
0.010352
0.010355
0.010357
0.010359
21
0.010472
0.010474
0.010475
0.010477
0.010478
0.010480
0.010481
0.010482
0.010484
0.010485
20
0.010610
0.010610
0.010611
0.010611
0.010612
0.010612
0.010613
0.010613
0.010613
0.010614
19
0.010752
0.010751
0.010750
0.010750
0.010749
0.010748
0.010748
0.010747
0.010746
0.010746
18
0.010926
0.010924
0.010922
0.010920
0.010918
0.010916
0.010943
0.010940
0.010938
0.010936
17
0.011138
0.011134
0.011130
0.011126
0.011122
0.011119
0.011145
0.011141
0.011137
0.011134
16
0.011357
0.011351
0.011377
0.011371
0.011366
0.011360
0.011354
0.011349
0.011374
0.011368
15
0.011653
0.011644
0.011636
0.011628
0.011652
0.011644
0.011636
0.011628
0.011652
0.011644
14
0.011964
0.011952
0.011976
0.011965
0.011954
0.011977
0.011966
0.011955
0.011944
0.011966
13
0.012330
0.012352
0.012337
0.012359
0.012344
0.012329
0.012350
0.012336
0.012357
0.012342
12
0.012800
0.012820
0.012800
0.012819
0.012800
0.012819
0.012800
0.012819
0.012800
0.012818
11
0.013350
0.013368
0.013342
0.013359
0.013376
0.013350
0.013367
0.013341
0.013358
0.013374
10
0.014048
0.014062
0.014027
0.014040
0.014054
0.014020
0.014033
0.014046
0.014059
0.014025
9
0.014878
0.014886
0.014894
0.014902
0.014910
0.014918
0.014873
0.014881
0.014888
0.014896
8
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
7
0.017379
0.017367
0.017429
0.017417
0.017405
0.017394
0.017382
0.017371
0.017430
0.017419
6
0.019291
0.019352
0.019320
0.019289
0.019348
0.019317
0.019287
0.019345
0.019315
0.019285
5
0.022032
0.022086
0.022021
0.022074
0.022010
0.022063
0.022000
0.022051
0.021989
0.022040
4
0.026181
0.026219
0.026256
0.026126
0.026163
0.026200
0.026236
0.026110
0.026146
0.026181
3
0.033049
0.033040
0.033032
0.033024
0.033015
0.033269
0.033259
0.033250
0.033240
0.033230
2
0.047435
0.047255
0.047080
0.047448
0.047272
0.047101
0.046933
0.047288
0.047120
0.046956
1
0.089600
0.090311
0.089043
0.089739
0.090434
0.089191
0.089872
0.090553
0.089333
0.090000
 
 
Salario (UMA)
Plazo (años)
13.6
13.7
13.8
13.9
14.0
14.1
14.2
14.3
14.4
14.5
14.6
30
0.010027
0.010032
0.010036
0.010018
0.010022
0.010026
0.010030
0.010035
0.010017
0.010021
0.010025
29
0.010027
0.010032
0.010036
0.010018
0.010022
0.010026
0.010030
0.010035
0.010017
0.010021
0.010025
28
0.010027
0.010032
0.010036
0.010018
0.010022
0.010026
0.010030
0.010035
0.010017
0.010021
0.010025
27
0.010027
0.010032
0.010036
0.010018
0.010022
0.010026
0.010030
0.010035
0.010017
0.010021
0.010025
26
0.010027
0.010032
0.010036
0.010018
0.010022
0.010026
0.010030
0.010035
0.010017
0.010021
0.010025
25
0.010097
0.010101
0.010105
0.010086
0.010090
0.010093
0.010097
0.010101
0.010105
0.010086
0.010090
24
0.010168
0.010171
0.010175
0.010178
0.010181
0.010162
0.010165
0.010168
0.010172
0.010175
0.010178
23
0.010264
0.010266
0.010269
0.010248
0.010251
0.010254
0.010257
0.010260
0.010262
0.010265
0.010268
22
0.010361
0.010364
0.010366
0.010368
0.010370
0.010348
0.010350
0.010352
0.010355
0.010357
0.010359
21
0.010486
0.010463
0.010464
0.010465
0.010467
0.010468
0.010470
0.010471
0.010472
0.010474
0.010475
20
0.010614
0.010615
0.010615
0.010615
0.010616
0.010616
0.010616
0.010592
0.010593
0.010593
0.010594
19
0.010745
0.010745
0.010744
0.010743
0.010743
0.010742
0.010767
0.010767
0.010766
0.010765
0.010764
18
0.010934
0.010932
0.010930
0.010928
0.010926
0.010924
0.010923
0.010921
0.010919
0.010917
0.010915
17
0.011130
0.011126
0.011123
0.011120
0.011116
0.011140
0.011137
0.011133
0.011130
0.011127
0.011123
16
0.011362
0.011357
0.011352
0.011375
0.011370
0.011365
0.011360
0.011354
0.011349
0.011372
0.011367
15
0.011636
0.011628
0.011651
0.011643
0.011636
0.011628
0.011651
0.011643
0.011636
0.011629
0.011650
14
0.011956
0.011945
0.011967
0.011956
0.011946
0.011968
0.011957
0.011947
0.011968
0.011958
0.011948
13
0.012328
0.012349
0.012335
0.012355
0.012341
0.012327
0.012347
0.012334
0.012353
0.012340
0.012327
12
0.012800
0.012818
0.012800
0.012818
0.012800
0.012818
0.012800
0.012817
0.012800
0.012817
0.012800
11
0.013349
0.013365
0.013341
0.013357
0.013373
0.013349
0.013364
0.013341
0.013356
0.013371
0.013348
10
0.014038
0.014051
0.014019
0.014031
0.014043
0.014056
0.014024
0.014036
0.014048
0.014018
0.014030
9
0.014904
0.014911
0.014868
0.014876
0.014883
0.014891
0.014898
0.014905
0.014912
0.014871
0.014878
8
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
7
0.017408
0.017396
0.017385
0.017375
0.017364
0.017420
0.017409
0.017399
0.017388
0.017378
0.017368
6
0.019342
0.019312
0.019283
0.019339
0.019310
0.019282
0.019336
0.019308
0.019280
0.019333
0.019305
5
0.022091
0.022030
0.022080
0.022019
0.022068
0.022009
0.022058
0.022000
0.022047
0.021990
0.022037
4
0.026216
0.026251
0.026130
0.026164
0.026198
0.026232
0.026114
0.026148
0.026181
0.026214
0.026247
3
0.033221
0.033212
0.033203
0.033194
0.033185
0.033176
0.033167
0.033159
0.033151
0.033142
0.033134
2
0.047304
0.047139
0.046978
0.047319
0.047157
0.047000
0.047333
0.047175
0.047020
0.047346
0.047191
1
0.090666
0.089469
0.090122
0.088960
0.089600
0.090240
0.089098
0.089725
0.090352
0.089230
0.089846
 
 
Salario (UMA)
Plazo (años)
14.7
14.8
14.9
15.0
15.1
15.2
15.3
15.4
15.5
15.6
30
0.010029
0.010033
0.010037
0.010020
0.010024
0.010028
0.010032
0.010036
0.010020
0.010024
29
0.010029
0.010033
0.010037
0.010020
0.010024
0.010028
0.010032
0.010036
0.010020
0.010024
28
0.010029
0.010033
0.010037
0.010020
0.010024
0.010028
0.010032
0.010036
0.010020
0.010024
27
0.010029
0.010033
0.010037
0.010020
0.010024
0.010028
0.010032
0.010036
0.010020
0.010024
26
0.010029
0.010033
0.010037
0.010020
0.010024
0.010028
0.010032
0.010036
0.010020
0.010024
25
0.010094
0.010098
0.010101
0.010105
0.010087
0.010091
0.010094
0.010098
0.010101
0.010084
24
0.010181
0.010163
0.010166
0.010169
0.010172
0.010175
0.010178
0.010181
0.010163
0.010167
23
0.010270
0.010251
0.010253
0.010256
0.010259
0.010261
0.010264
0.010266
0.010269
0.010250
22
0.010361
0.010363
0.010365
0.010367
0.010369
0.010348
0.010350
0.010352
0.010354
0.010356
21
0.010476
0.010477
0.010479
0.010480
0.010481
0.010482
0.010483
0.010462
0.010464
0.010465
20
0.010594
0.010595
0.010595
0.010596
0.010596
0.010596
0.010597
0.010597
0.010598
0.010598
19
0.010764
0.010763
0.010762
0.010762
0.010761
0.010761
0.010760
0.010759
0.010759
0.010758
18
0.010939
0.010937
0.010935
0.010933
0.010932
0.010930
0.010928
0.010926
0.010925
0.010923
17
0.011120
0.011117
0.011140
0.011136
0.011133
0.011130
0.011127
0.011124
0.011121
0.011118
16
0.011362
0.011357
0.011352
0.011374
0.011369
0.011364
0.011359
0.011354
0.011350
0.011371
15
0.011643
0.011636
0.011629
0.011622
0.011643
0.011636
0.011629
0.011622
0.011643
0.011636
14
0.011969
0.011959
0.011949
0.011970
0.011960
0.011950
0.011970
0.011961
0.011951
0.011971
13
0.012346
0.012333
0.012352
0.012339
0.012326
0.012345
0.012332
0.012350
0.012338
0.012325
12
0.012817
0.012800
0.012817
0.012800
0.012816
0.012800
0.012783
0.012800
0.012783
0.012800
11
0.013363
0.013340
0.013355
0.013370
0.013348
0.013362
0.013340
0.013355
0.013369
0.013347
10
0.014041
0.014053
0.014023
0.014035
0.014046
0.014057
0.014028
0.014039
0.014050
0.014022
9
0.014886
0.014893
0.014900
0.014906
0.014867
0.014874
0.014881
0.014888
0.014894
0.014901
8
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.015948
7
0.017422
0.017411
0.017401
0.017391
0.017381
0.017371
0.017423
0.017413
0.017403
0.017393
6
0.019278
0.019330
0.019303
0.019277
0.019328
0.019301
0.019351
0.019325
0.019299
0.019348
5
0.022084
0.022027
0.022074
0.022018
0.022063
0.022009
0.022054
0.022000
0.022044
0.021991
4
0.026133
0.026165
0.026197
0.026229
0.026118
0.026150
0.026181
0.026212
0.026105
0.026136
3
0.033126
0.033118
0.033111
0.033103
0.033095
0.033088
0.033081
0.033073
0.033066
0.033059
2
0.047040
0.047360
0.047207
0.047058
0.047372
0.047223
0.047076
0.046933
0.047238
0.047094
1
0.090461
0.089358
0.089962
0.088888
0.089481
0.090074
0.089018
0.089600
0.090181
0.089142
 
 
Salario (UMA)
Plazo (años)
15.7
15.8
15.9
16.0
16.1
16.2
16.3
16.4
16.5
16.6
16.7
30
0.010027
0.010031
0.010035
0.010019
0.010023
0.010027
0.010030
0.010034
0.010018
0.010022
0.010026
29
0.010027
0.010031
0.010035
0.010019
0.010023
0.010027
0.010030
0.010034
0.010018
0.010022
0.010026
28
0.010027
0.010031
0.010035
0.010019
0.010023
0.010027
0.010030
0.010034
0.010018
0.010022
0.010026
27
0.010027
0.010031
0.010035
0.010019
0.010023
0.010027
0.010030
0.010034
0.010018
0.010022
0.010026
26
0.010027
0.010031
0.010035
0.010019
0.010023
0.010027
0.010030
0.010034
0.010018
0.010022
0.010026
25
0.010088
0.010091
0.010095
0.010098
0.010101
0.010085
0.010088
0.010092
0.010095
0.010098
0.010102
24
0.010170
0.010173
0.010176
0.010178
0.010161
0.010164
0.010167
0.010170
0.010173
0.010176
0.010179
23
0.010253
0.010255
0.010258
0.010260
0.010262
0.010265
0.010267
0.010250
0.010252
0.010254
0.010257
22
0.010358
0.010360
0.010362
0.010364
0.010366
0.010368
0.010349
0.010351
0.010352
0.010354
0.010356
21
0.010466
0.010467
0.010469
0.010470
0.010471
0.010472
0.010473
0.010475
0.010476
0.010477
0.010478
20
0.010599
0.010599
0.010600
0.010600
0.010600
0.010601
0.010601
0.010602
0.010602
0.010602
0.010603
19
0.010758
0.010757
0.010756
0.010756
0.010755
0.010755
0.010754
0.010754
0.010753
0.010753
0.010752
18
0.010921
0.010920
0.010918
0.010916
0.010938
0.010936
0.010935
0.010933
0.010931
0.010930
0.010928
17
0.011139
0.011136
0.011133
0.011130
0.011127
0.011124
0.011121
0.011118
0.011139
0.011136
0.011133
16
0.011366
0.011361
0.011357
0.011352
0.011373
0.011368
0.011363
0.011359
0.011354
0.011350
0.011370
15
0.011629
0.011622
0.011643
0.011636
0.011629
0.011623
0.011642
0.011636
0.011629
0.011623
0.011642
14
0.011961
0.011952
0.011971
0.011962
0.011953
0.011944
0.011963
0.011954
0.011945
0.011963
0.011955
13
0.012343
0.012331
0.012349
0.012337
0.012354
0.012342
0.012330
0.012348
0.012336
0.012353
0.012341
12
0.012783
0.012800
0.012783
0.012800
0.012784
0.012800
0.012784
0.012800
0.012784
0.012800
0.012784
11
0.013361
0.013340
0.013354
0.013368
0.013347
0.013360
0.013340
0.013353
0.013367
0.013346
0.013360
10
0.014033
0.014044
0.014055
0.014027
0.014038
0.014048
0.014021
0.014032
0.014042
0.014052
0.014026
9
0.014908
0.014870
0.014877
0.014883
0.014890
0.014896
0.014902
0.014909
0.014873
0.014879
0.014885
8
0.015949
0.015949
0.015949
0.015950
0.015950
0.015950
0.015951
0.015951
0.015951
0.015951
0.015952
7
0.017384
0.017374
0.017365
0.017414
0.017405
0.017395
0.017386
0.017377
0.017368
0.017416
0.017407
6
0.019323
0.019297
0.019346
0.019320
0.019295
0.019343
0.019318
0.019294
0.019340
0.019316
0.019292
5
0.022035
0.022078
0.022025
0.022068
0.022017
0.022059
0.022008
0.022050
0.022000
0.022041
0.021991
4
0.026166
0.026196
0.026226
0.026122
0.026152
0.026181
0.026211
0.026109
0.026138
0.026167
0.026196
3
0.033052
0.033045
0.033038
0.033032
0.033025
0.033019
0.033222
0.033215
0.033207
0.033200
0.033192
2
0.046953
0.047252
0.047111
0.046972
0.047266
0.047127
0.046990
0.047279
0.047142
0.047008
0.047292
1
0.089714
0.090285
0.089263
0.089824
0.090385
0.089379
0.089931
0.088949
0.089491
0.090033
0.089066
 
 
Salario (UMA)
Plazo (años)
16.8
16.9
17.0
17.1
17.2
17.3
17.4
17.5
17.6
17.7
30
0.010029
0.010033
0.010018
0.010021
0.010025
0.010028
0.010032
0.010017
0.010021
0.010024
29
0.010029
0.010033
0.010018
0.010021
0.010025
0.010028
0.010032
0.010017
0.010021
0.010024
28
0.010029
0.010033
0.010018
0.010021
0.010025
0.010028
0.010032
0.010017
0.010021
0.010024
27
0.010029
0.010033
0.010018
0.010021
0.010025
0.010028
0.010032
0.010017
0.010021
0.010024
26
0.010029
0.010033
0.010018
0.010021
0.010025
0.010028
0.010032
0.010017
0.010021
0.010024
25
0.010086
0.010089
0.010092
0.010095
0.010099
0.010102
0.010086
0.010090
0.010093
0.010096
24
0.010162
0.010165
0.010168
0.010171
0.010173
0.010176
0.010179
0.010163
0.010166
0.010168
23
0.010259
0.010261
0.010264
0.010266
0.010249
0.010251
0.010254
0.010256
0.010258
0.010260
22
0.010358
0.010360
0.010361
0.010363
0.010365
0.010367
0.010349
0.010351
0.010352
0.010354
21
0.010479
0.010480
0.010481
0.010462
0.010463
0.010465
0.010466
0.010467
0.010468
0.010469
20
0.010603
0.010603
0.010604
0.010604
0.010605
0.010605
0.010605
0.010606
0.010606
0.010606
19
0.010752
0.010751
0.010750
0.010750
0.010750
0.010749
0.010749
0.010748
0.010748
0.010747
18
0.010926
0.010925
0.010923
0.010922
0.010920
0.010919
0.010917
0.010916
0.010935
0.010934
17
0.011130
0.011127
0.011124
0.011121
0.011119
0.011116
0.011136
0.011133
0.011130
0.011127
16
0.011365
0.011361
0.011356
0.011352
0.011371
0.011367
0.011363
0.011359
0.011354
0.011350
15
0.011636
0.011630
0.011623
0.011642
0.011636
0.011630
0.011624
0.011642
0.011636
0.011630
14
0.011946
0.011964
0.011956
0.011947
0.011965
0.011956
0.011948
0.011965
0.011957
0.011949
13
0.012330
0.012347
0.012335
0.012352
0.012340
0.012329
0.012345
0.012334
0.012350
0.012339
12
0.012800
0.012784
0.012800
0.012785
0.012800
0.012785
0.012800
0.012785
0.012800
0.012785
11
0.013339
0.013353
0.013366
0.013346
0.013359
0.013339
0.013352
0.013365
0.013345
0.013358
10
0.014036
0.014046
0.014020
0.014030
0.014040
0.014050
0.014025
0.014035
0.014044
0.014019
9
0.014891
0.014898
0.014904
0.014869
0.014875
0.014881
0.014887
0.014893
0.014899
0.014905
8
0.015952
0.015952
0.015953
0.015953
0.015953
0.015953
0.015954
0.015954
0.015954
0.015954
7
0.017398
0.017389
0.017380
0.017371
0.017417
0.017408
0.017400
0.017391
0.017382
0.017374
6
0.019338
0.019314
0.019290
0.019335
0.019312
0.019289
0.019333
0.019310
0.019287
0.019331
5
0.022032
0.022073
0.022024
0.022064
0.022016
0.022055
0.022007
0.022047
0.022000
0.022038
4
0.026224
0.026125
0.026153
0.026181
0.026209
0.026113
0.026140
0.026168
0.026195
0.026222
3
0.033185
0.033177
0.033170
0.033163
0.033156
0.033149
0.033142
0.033136
0.033129
0.033122
2
0.047157
0.047026
0.047304
0.047172
0.047042
0.047316
0.047186
0.047058
0.046933
0.047200
1
0.089600
0.090133
0.089180
0.089704
0.090229
0.089290
0.089806
0.088888
0.089396
0.089904
 
 
Salario (UMA)
Plazo (años)
17.8
17.9
18.0
18.1
18.2
18.3
18.4
18.5
18.6
18.7
18.8
30
0.010028
0.010031
0.010017
0.010020
0.010024
0.010027
0.010030
0.010016
0.010020
0.010023
0.010026
29
0.010028
0.010031
0.010017
0.010020
0.010024
0.010027
0.010030
0.010016
0.010020
0.010023
0.010026
28
0.010028
0.010031
0.010017
0.010020
0.010024
0.010027
0.010030
0.010016
0.010020
0.010023
0.010026
27
0.010028
0.010031
0.010017
0.010020
0.010024
0.010027
0.010030
0.010016
0.010020
0.010023
0.010026
26
0.010028
0.010031
0.010017
0.010020
0.010024
0.010027
0.010030
0.010016
0.010020
0.010023
0.010026
25
0.010099
0.010102
0.010087
0.010090
0.010093
0.010096
0.010099
0.010085
0.010088
0.010091
0.010093
24
0.010171
0.010174
0.010176
0.010161
0.010164
0.010166
0.010169
0.010171
0.010174
0.010176
0.010162
23
0.010263
0.010265
0.010249
0.010251
0.010253
0.010255
0.010257
0.010259
0.010262
0.010264
0.010248
22
0.010356
0.010358
0.010359
0.010361
0.010362
0.010364
0.010366
0.010349
0.010351
0.010352
0.010354
21
0.010470
0.010471
0.010472
0.010473
0.010474
0.010475
0.010476
0.010477
0.010478
0.010479
0.010462
20
0.010607
0.010607
0.010607
0.010608
0.010608
0.010608
0.010609
0.010609
0.010609
0.010609
0.010610
19
0.010747
0.010746
0.010746
0.010745
0.010745
0.010744
0.010744
0.010744
0.010743
0.010743
0.010742
18
0.010932
0.010931
0.010929
0.010928
0.010926
0.010925
0.010923
0.010922
0.010921
0.010919
0.010918
17
0.011125
0.011122
0.011119
0.011117
0.011135
0.011133
0.011130
0.011127
0.011125
0.011122
0.011120
16
0.011369
0.011365
0.011360
0.011356
0.011352
0.011370
0.011366
0.011362
0.011358
0.011354
0.011350
15
0.011624
0.011642
0.011636
0.011630
0.011624
0.011642
0.011636
0.011630
0.011625
0.011642
0.011636
14
0.011966
0.011958
0.011950
0.011966
0.011958
0.011951
0.011967
0.011959
0.011951
0.011944
0.011960
13
0.012329
0.012344
0.012334
0.012349
0.012338
0.012328
0.012343
0.012333
0.012348
0.012338
0.012327
12
0.012800
0.012785
0.012800
0.012785
0.012800
0.012786
0.012800
0.012786
0.012800
0.012786
0.012800
11
0.013339
0.013351
0.013364
0.013345
0.013357
0.013339
0.013351
0.013363
0.013345
0.013357
0.013339
10
0.014029
0.014039
0.014048
0.014024
0.014033
0.014043
0.014019
0.014028
0.014037
0.014046
0.014023
9
0.014872
0.014877
0.014883
0.014889
0.014895
0.014900
0.014868
0.014874
0.014880
0.014885
0.014891
8
0.015955
0.015955
0.015955
0.015955
0.015956
0.015956
0.015956
0.015956
0.015957
0.015957
0.015957
7
0.017365
0.017410
0.017401
0.017393
0.017385
0.017376
0.017368
0.017411
0.017403
0.017395
0.017387
6
0.019308
0.019286
0.019328
0.019306
0.019284
0.019326
0.019304
0.019283
0.019324
0.019303
0.019282
5
0.021992
0.022030
0.022068
0.022022
0.022060
0.022015
0.022052
0.022007
0.022044
0.022000
0.022036
4
0.026128
0.026155
0.026181
0.026208
0.026116
0.026142
0.026168
0.026194
0.026105
0.026131
0.026156
3
0.033116
0.033109
0.033103
0.033097
0.033090
0.033084
0.033078
0.033072
0.033066
0.033060
0.033054
2
0.047074
0.046950
0.047213
0.047089
0.046967
0.047225
0.047104
0.046984
0.047238
0.047118
0.047000
1
0.089000
0.089500
0.090000
0.089107
0.089600
0.090092
0.089212
0.089696
0.090181
0.089313
0.089791
 
 
Salario (UMA)
Plazo (años)
18.9
19.0
19.1
19.2
19.3
19.4
19.5
19.6
19.7
19.8
30
0.010029
0.010033
0.010019
0.010022
0.010025
0.010029
0.010032
0.010019
0.010022
0.010025
29
0.010029
0.010033
0.010019
0.010022
0.010025
0.010029
0.010032
0.010019
0.010022
0.010025
28
0.010029
0.010033
0.010019
0.010022
0.010025
0.010029
0.010032
0.010019
0.010022
0.010025
27
0.010029
0.010033
0.010019
0.010022
0.010025
0.010029
0.010032
0.010019
0.010022
0.010025
26
0.010029
0.010033
0.010019
0.010022
0.010025
0.010029
0.010032
0.010019
0.010022
0.010025
25
0.010096
0.010099
0.010085
0.010088
0.010091
0.010094
0.010097
0.010099
0.010086
0.010089
24
0.010164
0.010167
0.010169
0.010172
0.010174
0.010177
0.010162
0.010165
0.010167
0.010170
23
0.010250
0.010252
0.010255
0.010257
0.010259
0.010261
0.010263
0.010265
0.010250
0.010252
22
0.010356
0.010357
0.010359
0.010360
0.010362
0.010363
0.010365
0.010349
0.010351
0.010352
21
0.010463
0.010464
0.010465
0.010466
0.010467
0.010468
0.010469
0.010470
0.010471
0.010472
20
0.010610
0.010610
0.010592
0.010593
0.010593
0.010593
0.010594
0.010594
0.010594
0.010595
19
0.010761
0.010761
0.010760
0.010760
0.010759
0.010759
0.010758
0.010758
0.010757
0.010757
18
0.010916
0.010915
0.010933
0.010932
0.010930
0.010929
0.010928
0.010926
0.010925
0.010924
17
0.011117
0.011135
0.011132
0.011130
0.011127
0.011125
0.011122
0.011120
0.011118
0.011135
16
0.011368
0.011364
0.011360
0.011356
0.011352
0.011349
0.011366
0.011362
0.011358
0.011354
15
0.011630
0.011625
0.011641
0.011636
0.011630
0.011625
0.011641
0.011636
0.011630
0.011625
14
0.011952
0.011944
0.011960
0.011953
0.011945
0.011961
0.011954
0.011946
0.011962
0.011954
13
0.012342
0.012332
0.012347
0.012337
0.012327
0.012341
0.012332
0.012346
0.012336
0.012326
12
0.012786
0.012800
0.012786
0.012800
0.012786
0.012800
0.012786
0.012800
0.012787
0.012800
11
0.013350
0.013362
0.013344
0.013356
0.013339
0.013350
0.013361
0.013344
0.013355
0.013338
10
0.014032
0.014041
0.014018
0.014027
0.014036
0.014045
0.014022
0.014031
0.014040
0.014048
9
0.014896
0.014901
0.014871
0.014876
0.014881
0.014887
0.014892
0.014897
0.014867
0.014873
8
0.015957
0.015958
0.015958
0.015958
0.015958
0.015958
0.015959
0.015959
0.015959
0.015959
7
0.017379
0.017371
0.017363
0.017405
0.017397
0.017389
0.017381
0.017373
0.017366
0.017406
6
0.019322
0.019301
0.019280
0.019320
0.019300
0.019279
0.019318
0.019298
0.019278
0.019317
5
0.021992
0.022028
0.022064
0.022021
0.022057
0.022014
0.022049
0.022007
0.022041
0.022000
4
0.026181
0.026206
0.026119
0.026144
0.026169
0.026194
0.026108
0.026133
0.026157
0.026181
3
0.033049
0.033043
0.033037
0.033032
0.033026
0.033021
0.033015
0.033185
0.033178
0.033172
2
0.047250
0.047131
0.047015
0.047261
0.047145
0.047030
0.047272
0.047157
0.047044
0.046933
1
0.088941
0.089411
0.089882
0.089043
0.089507
0.089971
0.089142
0.089600
0.090057
0.089239
 
 
Salario (UMA)
Plazo (años)
19.9
20
20.1
20.2
20.3
20.4
20.5
20.6
20.7
20.8
20.9
30
0.010028
0.010031
0.010018
0.010021
0.010024
0.010027
0.010030
0.010018
0.010021
0.010024
0.010026
29
0.010028
0.010031
0.010018
0.010021
0.010024
0.010027
0.010030
0.010018
0.010021
0.010024
0.010026
28
0.010028
0.010031
0.010018
0.010021
0.010024
0.010027
0.010030
0.010018
0.010021
0.010024
0.010026
27
0.010028
0.010031
0.010018
0.010021
0.010024
0.010027
0.010030
0.010018
0.010021
0.010024
0.010026
26
0.010028
0.010031
0.010018
0.010021
0.010024
0.010027
0.010030
0.010018
0.010021
0.010024
0.010026
25
0.010091
0.010094
0.010097
0.010100
0.010086
0.010089
0.010092
0.010094
0.010097
0.010084
0.010087
24
0.010172
0.010174
0.010177
0.010163
0.010165
0.010168
0.010170
0.010172
0.010175
0.010161
0.010164
23
0.010254
0.010256
0.010258
0.010260
0.010262
0.010264
0.010250
0.010251
0.010253
0.010255
0.010257
22
0.010354
0.010355
0.010357
0.010358
0.010360
0.010361
0.010363
0.010348
0.010350
0.010351
0.010352
21
0.010473
0.010474
0.010475
0.010476
0.010477
0.010478
0.010462
0.010463
0.010464
0.010465
0.010466
20
0.010595
0.010596
0.010596
0.010596
0.010597
0.010597
0.010597
0.010598
0.010598
0.010598
0.010599
19
0.010756
0.010756
0.010755
0.010755
0.010754
0.010754
0.010754
0.010753
0.010753
0.010752
0.010752
18
0.010922
0.010921
0.010920
0.010918
0.010917
0.010916
0.010933
0.010932
0.010930
0.010929
0.010928
17
0.011132
0.011130
0.011128
0.011125
0.011123
0.011120
0.011118
0.011116
0.011132
0.011130
0.011128
16
0.011351
0.011367
0.011363
0.011360
0.011356
0.011353
0.011349
0.011365
0.011361
0.011358
0.011354
15
0.011641
0.011636
0.011631
0.011625
0.011641
0.011636
0.011631
0.011626
0.011641
0.011636
0.011631
14
0.011947
0.011962
0.011955
0.011948
0.011963
0.011956
0.011948
0.011963
0.011956
0.011949
0.011964
13
0.012341
0.012331
0.012345
0.012335
0.012326
0.012340
0.012330
0.012344
0.012335
0.012325
0.012339
12
0.012787
0.012800
0.012787
0.012800
0.012787
0.012800
0.012787
0.012800
0.012787
0.012800
0.012787
11
0.013350
0.013361
0.013344
0.013355
0.013338
0.013349
0.013360
0.013344
0.013354
0.013338
0.013349
10
0.014026
0.014035
0.014043
0.014021
0.014030
0.014038
0.014047
0.014025
0.014033
0.014042
0.014020
9
0.014878
0.014883
0.014888
0.014894
0.014899
0.014870
0.014875
0.014880
0.014885
0.014890
0.014895
8
0.015959
0.015960
0.015960
0.015960
0.015960
0.015960
0.015961
0.015961
0.015961
0.015961
0.015961
7
0.017398
0.017391
0.017383
0.017376
0.017368
0.017408
0.017400
0.017393
0.017385
0.017378
0.017371
6
0.019296
0.019277
0.019315
0.019295
0.019333
0.019313
0.019294
0.019331
0.019311
0.019292
0.019329
5
0.022034
0.021993
0.022027
0.022061
0.022020
0.022054
0.022013
0.022046
0.022006
0.022039
0.022000
4
0.026205
0.026122
0.026146
0.026170
0.026193
0.026112
0.026135
0.026158
0.026181
0.026204
0.026125
3
0.033166
0.033160
0.033154
0.033148
0.033142
0.033137
0.033131
0.033125
0.033120
0.033114
0.033108
2
0.047170
0.047058
0.046948
0.047182
0.047072
0.046964
0.047194
0.047085
0.046978
0.047205
0.047098
1
0.089690
0.088888
0.089333
0.089777
0.088986
0.089424
0.089863
0.089081
0.089513
0.089945
0.089173
 
 
Salario (UMA)
Plazo (años)
21
21.1
21.2
21.3
21.4
21.5
21.6
21.7
21.8
21.9
30
0.010029
0.010017
0.010020
0.010023
0.010026
0.010029
0.010017
0.010020
0.010022
0.010025
29
0.010029
0.010017
0.010020
0.010023
0.010026
0.010029
0.010017
0.010020
0.010022
0.010025
28
0.010029
0.010017
0.010020
0.010023
0.010026
0.010029
0.010017
0.010020
0.010022
0.010025
27
0.010029
0.010017
0.010020
0.010023
0.010026
0.010029
0.010017
0.010020
0.010022
0.010025
26
0.010029
0.010017
0.010020
0.010023
0.010026
0.010029
0.010017
0.010020
0.010022
0.010025
25
0.010090
0.010092
0.010095
0.010097
0.010085
0.010087
0.010090
0.010093
0.010095
0.010097
24
0.010166
0.010168
0.010170
0.010173
0.010175
0.010162
0.010164
0.010166
0.010169
0.010171
23
0.010259
0.010261
0.010263
0.010249
0.010251
0.010253
0.010255
0.010257
0.010258
0.010260
22
0.010354
0.010355
0.010357
0.010358
0.010360
0.010361
0.010362
0.010348
0.010350
0.010351
21
0.010467
0.010468
0.010469
0.010470
0.010470
0.010471
0.010472
0.010473
0.010474
0.010475
20
0.010599
0.010599
0.010600
0.010600
0.010600
0.010600
0.010601
0.010601
0.010601
0.010602
19
0.010752
0.010751
0.010751
0.010750
0.010750
0.010750
0.010749
0.010749
0.010748
0.010748
18
0.010926
0.010925
0.010924
0.010923
0.010921
0.010920
0.010919
0.010918
0.010917
0.010915
17
0.011125
0.011123
0.011121
0.011119
0.011116
0.011132
0.011130
0.011128
0.011125
0.011123
16
0.011351
0.011367
0.011363
0.011360
0.011356
0.011353
0.011349
0.011364
0.011361
0.011358
15
0.011626
0.011641
0.011636
0.011631
0.011626
0.011641
0.011636
0.011631
0.011626
0.011641
14
0.011957
0.011950
0.011964
0.011957
0.011951
0.011944
0.011958
0.011951
0.011945
0.011959
13
0.012330
0.012343
0.012334
0.012347
0.012338
0.012329
0.012342
0.012333
0.012346
0.012338
12
0.012800
0.012787
0.012800
0.012787
0.012800
0.012788
0.012800
0.012788
0.012800
0.012788
11
0.013359
0.013343
0.013354
0.013338
0.013348
0.013359
0.013343
0.013353
0.013338
0.013348
10
0.014029
0.014037
0.014045
0.014024
0.014032
0.014040
0.014020
0.014028
0.014036
0.014044
9
0.014867
0.014872
0.014877
0.014882
0.014886
0.014891
0.014896
0.014869
0.014874
0.014878
8
0.015961
0.015962
0.015962
0.015962
0.015962
0.015962
0.015963
0.015963
0.015963
0.015963
7
0.017364
0.017402
0.017394
0.017387
0.017380
0.017373
0.017366
0.017403
0.017396
0.017389
6
0.019310
0.019291
0.019327
0.019308
0.019290
0.019325
0.019307
0.019288
0.019324
0.019305
5
0.022032
0.021993
0.022025
0.022058
0.022019
0.022051
0.022012
0.022044
0.022006
0.022037
4
0.026147
0.026170
0.026193
0.026114
0.026137
0.026159
0.026181
0.026105
0.026127
0.026149
3
0.033103
0.033098
0.033092
0.033087
0.033082
0.033076
0.033071
0.033066
0.033061
0.033056
2
0.046993
0.047216
0.047111
0.047006
0.047227
0.047123
0.047020
0.047238
0.047135
0.047033
1
0.089600
0.090026
0.089263
0.089684
0.088935
0.089350
0.089766
0.089025
0.089435
0.089846
 
 
Salario (UMA)
Plazo (años)
22.0
22.1
22.2
22.3
22.4
22.5
22.6
22.7
22.8
22.9
23.0
30
0.010028
0.010016
0.010019
0.010022
0.010025
0.010027
0.010030
0.010019
0.010021
0.010024
0.010027
29
0.010028
0.010016
0.010019
0.010022
0.010025
0.010027
0.010030
0.010019
0.010021
0.010024
0.010027
28
0.010028
0.010016
0.010019
0.010022
0.010025
0.010027
0.010030
0.010019
0.010021
0.010024
0.010027
27
0.010028
0.010016
0.010019
0.010022
0.010025
0.010027
0.010030
0.010019
0.010021
0.010024
0.010027
26
0.010028
0.010016
0.010019
0.010022
0.010025
0.010027
0.010030
0.010019
0.010021
0.010024
0.010027
25
0.010085
0.010088
0.010090
0.010093
0.010095
0.010098
0.010086
0.010088
0.010091
0.010093
0.010096
24
0.010173
0.010175
0.010163
0.010165
0.010167
0.010169
0.010171
0.010173
0.010161
0.010163
0.010165
23
0.010262
0.010249
0.010251
0.010252
0.010254
0.010256
0.010258
0.010259
0.010261
0.010248
0.010250
22
0.010352
0.010354
0.010355
0.010357
0.010358
0.010359
0.010361
0.010362
0.010348
0.010350
0.010351
21
0.010476
0.010477
0.010462
0.010463
0.010464
0.010465
0.010465
0.010466
0.010467
0.010468
0.010469
20
0.010602
0.010602
0.010602
0.010603
0.010603
0.010603
0.010604
0.010604
0.010604
0.010604
0.010605
19
0.010748
0.010747
0.010747
0.010746
0.010746
0.010746
0.010745
0.010745
0.010745
0.010744
0.010744
18
0.010931
0.010930
0.010929
0.010928
0.010926
0.010925
0.010924
0.010923
0.010922
0.010921
0.010919
17
0.011121
0.011119
0.011117
0.011132
0.011130
0.011128
0.011126
0.011124
0.011121
0.011119
0.011117
16
0.011354
0.011351
0.011366
0.011363
0.011359
0.011356
0.011353
0.011350
0.011364
0.011361
0.011358
15
0.011636
0.011631
0.011626
0.011622
0.011636
0.011631
0.011627
0.011622
0.011636
0.011631
0.011627
14
0.011952
0.011945
0.011959
0.011953
0.011946
0.011960
0.011953
0.011947
0.011960
0.011954
0.011948
13
0.012329
0.012342
0.012333
0.012346
0.012337
0.012328
0.012341
0.012332
0.012345
0.012336
0.012328
12
0.012800
0.012788
0.012800
0.012788
0.012800
0.012788
0.012800
0.012788
0.012800
0.012788
0.012800
11
0.013358
0.013343
0.013353
0.013338
0.013348
0.013358
0.013343
0.013352
0.013338
0.013347
0.013357
10
0.014023
0.014031
0.014039
0.014019
0.014027
0.014035
0.014042
0.014023
0.014030
0.014038
0.014019
9
0.014883
0.014888
0.014893
0.014897
0.014871
0.014876
0.014880
0.014885
0.014889
0.014894
0.014868
8
0.015963
0.015963
0.015964
0.015964
0.015964
0.015964
0.015964
0.015964
0.015964
0.015965
0.015965
7
0.017382
0.017375
0.017369
0.017404
0.017398
0.017391
0.017384
0.017377
0.017371
0.017364
0.017399
6
0.019287
0.019322
0.019304
0.019286
0.019320
0.019302
0.019285
0.019319
0.019301
0.019284
0.019317
5
0.022000
0.022031
0.021993
0.022024
0.022055
0.022018
0.022048
0.022012
0.022042
0.022006
0.022035
4
0.026171
0.026192
0.026117
0.026139
0.026160
0.026181
0.026108
0.026129
0.026150
0.026171
0.026192
3
0.033051
0.033046
0.033041
0.033037
0.033032
0.033027
0.033022
0.033018
0.033163
0.033158
0.033153
2
0.046933
0.047146
0.047046
0.046947
0.047157
0.047058
0.046961
0.047168
0.047070
0.046974
0.047179
1
0.089113
0.089518
0.089924
0.089200
0.089600
0.088888
0.089283
0.089679
0.088975
0.089365
0.089756
 
 
Salario (UMA)
Plazo (años)
23.1
23.2
23.3
23.4
23.5
23.6
23.7
23.8
23.9
24.0
30
0.010029
0.010018
0.010021
0.010024
0.010026
0.010029
0.010018
0.010021
0.010023
0.010026
29
0.010029
0.010018
0.010021
0.010024
0.010026
0.010029
0.010018
0.010021
0.010023
0.010026
28
0.010029
0.010018
0.010021
0.010024
0.010026
0.010029
0.010018
0.010021
0.010023
0.010026
27
0.010029
0.010018
0.010021
0.010024
0.010026
0.010029
0.010018
0.010021
0.010023
0.010026
26
0.010029
0.010018
0.010021
0.010024
0.010026
0.010029
0.010018
0.010021
0.010023
0.010026
25
0.010084
0.010086
0.010089
0.010091
0.010093
0.010096
0.010085
0.010087
0.010089
0.010091
24
0.010167
0.010169
0.010171
0.010173
0.010162
0.010164
0.010166
0.010168
0.010170
0.010172
23
0.010252
0.010254
0.010255
0.010257
0.010259
0.010260
0.010262
0.010250
0.010252
0.010253
22
0.010352
0.010354
0.010355
0.010356
0.010358
0.010359
0.010360
0.010361
0.010349
0.010350
21
0.010470
0.010471
0.010471
0.010472
0.010473
0.010474
0.010475
0.010475
0.010462
0.010463
20
0.010605
0.010605
0.010605
0.010606
0.010606
0.010606
0.010606
0.010607
0.010592
0.010593
19
0.010744
0.010743
0.010743
0.010743
0.010742
0.010742
0.010757
0.010757
0.010756
0.010756
18
0.010918
0.010917
0.010916
0.010931
0.010930
0.010929
0.010927
0.010926
0.010925
0.010924
17
0.011132
0.011130
0.011128
0.011126
0.011124
0.011122
0.011120
0.011118
0.011116
0.011130
16
0.011354
0.011351
0.011365
0.011362
0.011359
0.011356
0.011353
0.011350
0.011364
0.011360
15
0.011622
0.011636
0.011631
0.011627
0.011622
0.011636
0.011631
0.011627
0.011623
0.011636
14
0.011961
0.011954
0.011948
0.011961
0.011955
0.011949
0.011962
0.011956
0.011950
0.011944
13
0.012340
0.012332
0.012344
0.012336
0.012327
0.012339
0.012331
0.012343
0.012335
0.012327
12
0.012788
0.012800
0.012789
0.012800
0.012789
0.012800
0.012789
0.012800
0.012789
0.012800
11
0.013342
0.013352
0.013338
0.013347
0.013357
0.013342
0.013352
0.013338
0.013347
0.013356
10
0.014026
0.014034
0.014041
0.014022
0.014029
0.014037
0.014018
0.014025
0.014033
0.014040
9
0.014873
0.014877
0.014882
0.014886
0.014891
0.014895
0.014870
0.014875
0.014879
0.014883
8
0.015965
0.015965
0.015965
0.015965
0.015966
0.015966
0.015966
0.015966
0.015966
0.015966
7
0.017392
0.017386
0.017379
0.017373
0.017367
0.017400
0.017394
0.017388
0.017381
0.017375
6
0.019300
0.019283
0.019316
0.019298
0.019282
0.019314
0.019297
0.019281
0.019313
0.019296
5
0.022000
0.022029
0.021994
0.022023
0.022052
0.022017
0.022046
0.022011
0.022040
0.022005
4
0.026120
0.026140
0.026161
0.026181
0.026111
0.026131
0.026151
0.026171
0.026191
0.026122
3
0.033147
0.033142
0.033137
0.033132
0.033127
0.033122
0.033117
0.033113
0.033108
0.033103
2
0.047082
0.046987
0.047189
0.047094
0.047000
0.047200
0.047105
0.047012
0.047209
0.047116
1
0.089060
0.089445
0.089831
0.089142
0.089523
0.089904
0.089223
0.089600
0.088930
0.089302
 
 
Salario (UMA)
Plazo (años)
24.1
24.2
24.3
24.4
24.5
24.6
24.7
24.8
24.9
25.0
30
0.010028
0.010018
0.010020
0.010023
0.010025
0.010028
0.010017
0.010020
0.010022
0.010025
29
0.010028
0.010018
0.010020
0.010023
0.010025
0.010028
0.010017
0.010020
0.010022
0.010025
28
0.010028
0.010018
0.010020
0.010023
0.010025
0.010028
0.010017
0.010020
0.010022
0.010025
27
0.010028
0.010018
0.010020
0.010023
0.010025
0.010028
0.010017
0.010020
0.010022
0.010025
26
0.010028
0.010018
0.010020
0.010023
0.010025
0.010028
0.010017
0.010020
0.010022
0.010025
25
0.010094
0.010096
0.010085
0.010087
0.010090
0.010092
0.010094
0.010096
0.010086
0.010088
24
0.010174
0.010162
0.010164
0.010166
0.010168
0.010170
0.010172
0.010161
0.010163
0.010165
23
0.010255
0.010256
0.010258
0.010260
0.010261
0.010250
0.010251
0.010253
0.010254
0.010256
22
0.010351
0.010352
0.010354
0.010355
0.010356
0.010357
0.010359
0.010360
0.010361
0.010349
21
0.010464
0.010464
0.010465
0.010466
0.010467
0.010468
0.010468
0.010469
0.010470
0.010471
20
0.010593
0.010593
0.010594
0.010594
0.010594
0.010594
0.010595
0.010595
0.010595
0.010596
19
0.010755
0.010755
0.010755
0.010754
0.010754
0.010754
0.010753
0.010753
0.010753
0.010752
18
0.010923
0.010922
0.010921
0.010920
0.010919
0.010918
0.010917
0.010916
0.010930
0.010928
17
0.011128
0.011126
0.011124
0.011122
0.011120
0.011118
0.011116
0.011130
0.011128
0.011126
16
0.011357
0.011354
0.011351
0.011365
0.011362
0.011359
0.011356
0.011353
0.011350
0.011363
15
0.011631
0.011627
0.011623
0.011636
0.011632
0.011627
0.011623
0.011636
0.011632
0.011627
14
0.011956
0.011950
0.011944
0.011957
0.011951
0.011945
0.011957
0.011951
0.011946
0.011958
13
0.012339
0.012331
0.012342
0.012334
0.012327
0.012338
0.012330
0.012342
0.012334
0.012326
12
0.012789
0.012800
0.012789
0.012800
0.012789
0.012800
0.012789
0.012800
0.012789
0.012800
11
0.013342
0.013351
0.013337
0.013347
0.013356
0.013342
0.013351
0.013337
0.013346
0.013355
10
0.014021
0.014028
0.014036
0.014043
0.014025
0.014032
0.014039
0.014021
0.014028
0.014035
9
0.014888
0.014892
0.014868
0.014872
0.014876
0.014880
0.014885
0.014889
0.014893
0.014869
8
0.015966
0.015967
0.015967
0.015967
0.015967
0.015967
0.015967
0.015967
0.015967
0.015968
7
0.017369
0.017363
0.017395
0.017389
0.017383
0.017377
0.017371
0.017365
0.017397
0.017391
6
0.019280
0.019311
0.019295
0.019279
0.019310
0.019294
0.019278
0.019309
0.019292
0.019277
5
0.022034
0.022000
0.022028
0.021994
0.022022
0.022050
0.022016
0.022044
0.022011
0.022038
4
0.026142
0.026162
0.026181
0.026113
0.026133
0.026152
0.026172
0.026105
0.026124
0.026143
3
0.033098
0.033094
0.033089
0.033084
0.033080
0.033075
0.033071
0.033066
0.033062
0.033057
2
0.047024
0.046933
0.047127
0.047036
0.046946
0.047137
0.047047
0.046958
0.047147
0.047058
1
0.089674
0.089011
0.089379
0.089747
0.089090
0.089454
0.089818
0.089168
0.089528
0.088888
 
D.    Tabla de Factores de Pago Régimen Ordinario de Amortización
 
Salario (UMA)
Plazo (años)
1.0
1.1
1.2
1.3
1.4
1.5
1.6
1.7
1.8
1.9
2.0
30
0.009993
0.009945
0.009908
0.009878
0.009850
0.009828
0.009802
0.009778
0.009755
0.009727
0.009706
29
0.009993
0.009945
0.009908
0.009878
0.009850
0.009828
0.009802
0.009778
0.009755
0.009727
0.009706
28
0.009993
0.009945
0.009908
0.009878
0.009850
0.009828
0.009802
0.009778
0.009755
0.009727
0.009706
27
0.009993
0.009945
0.009908
0.009878
0.009850
0.009828
0.009802
0.009778
0.009755
0.009727
0.009706
26
0.009993
0.009945
0.009908
0.009878
0.009850
0.009828
0.009802
0.009778
0.009755
0.009727
0.009706
25
0.010032
0.009987
0.009955
0.009924
0.009895
0.009874
0.009848
0.009823
0.009800
0.009772
0.009750
24
0.010082
0.010042
0.010003
0.009972
0.009943
0.009922
0.009895
0.009871
0.009853
0.009825
0.009810
23
0.010136
0.010100
0.010067
0.010035
0.010006
0.009984
0.009964
0.009940
0.009909
0.009887
0.009865
22
0.010197
0.010174
0.010134
0.010109
0.010079
0.010058
0.010031
0.010006
0.009982
0.009960
0.009939
21
0.010277
0.010254
0.010220
0.010195
0.010165
0.010144
0.010117
0.010092
0.010068
0.010038
0.010017
20
0.010361
0.010356
0.010313
0.010288
0.010258
0.010237
0.010218
0.010193
0.010161
0.010139
0.010118
19
0.010468
0.010466
0.010430
0.010406
0.010376
0.010347
0.010329
0.010303
0.010271
0.010249
0.010227
18
0.010594
0.010595
0.010560
0.010526
0.010505
0.010476
0.010459
0.010434
0.010401
0.010378
0.010367
17
0.010730
0.010748
0.010722
0.010689
0.010658
0.010640
0.010613
0.010588
0.010554
0.010532
0.010512
16
0.010917
0.010940
0.010903
0.010870
0.010839
0.010811
0.010796
0.010782
0.010737
0.010715
0.010695
15
0.011108
0.011155
0.011106
0.011086
0.011068
0.011040
0.011014
0.010989
0.010955
0.010922
0.010914
14
0.011352
0.011412
0.011376
0.011344
0.011314
0.011286
0.011275
0.011251
0.011203
0.011169
0.011164
13
0.011644
0.011721
0.011686
0.011654
0.011626
0.011615
0.011575
0.011553
0.011502
0.011484
0.011467
12
0.011997
0.012076
0.012062
0.012032
0.012005
0.011980
0.011940
0.011937
0.011866
0.011850
0.011835
11
0.012427
0.012555
0.012501
0.012474
0.012470
0.012448
0.012408
0.012389
0.012314
0.012301
0.012288
10
0.012958
0.013097
0.013097
0.013047
0.013026
0.013007
0.012967
0.012930
0.012871
0.012839
0.012854
9
0.013621
0.013842
0.013788
0.013739
0.013725
0.013684
0.013702
0.013666
0.013577
0.013546
0.013544
8
0.014467
0.014725
0.014673
0.014667
0.014661
0.014622
0.014586
0.014552
0.014452
0.014525
0.014434
7
0.015569
0.015878
0.015888
0.015847
0.015810
0.015777
0.015747
0.015720
0.015652
0.015631
0.015611
6
0.017050
0.017513
0.017481
0.017453
0.017428
0.017466
0.017388
0.017370
0.017242
0.017233
0.017224
5
0.019119
0.019853
0.019744
0.019837
0.019744
0.019744
0.019663
0.019668
0.019517
0.019450
0.019466
4
0.022167
0.023278
0.023333
0.023238
0.023290
0.023208
0.023133
0.023064
0.023119
0.022940
0.023000
3
0.027658
0.028983
0.028928
0.029151
0.029096
0.029047
0.029003
0.028964
0.028928
0.028896
0.028866
2
0.038740
0.040198
0.040406
0.040573
0.040709
0.040823
0.040406
0.040535
0.040644
0.040740
0.040823
1
0.063848
0.075098
0.073848
0.075848
0.074848
0.073848
0.075515
0.074682
0.075991
0.075277
0.074563
 
 
Salario (UMA)
Plazo (años)
2.1
2.2
2.3
2.4
2.5
2.6
2.7
2.8
2.9
3.0
30
0.009685
0.009666
0.009648
0.009630
0.009613
0.009597
0.009575
0.009548
0.009515
0.009495
29
0.009685
0.009666
0.009648
0.009630
0.009613
0.009597
0.009575
0.009548
0.009515
0.009495
28
0.009685
0.009666
0.009648
0.009630
0.009613
0.009597
0.009575
0.009548
0.009515
0.009495
27
0.009685
0.009666
0.009648
0.009630
0.009613
0.009597
0.009575
0.009548
0.009515
0.009495
26
0.009685
0.009666
0.009648
0.009630
0.009613
0.009597
0.009575
0.009548
0.009515
0.009495
25
0.009730
0.009711
0.009698
0.009681
0.009664
0.009641
0.009626
0.009592
0.009559
0.009538
24
0.009783
0.009764
0.009745
0.009734
0.009717
0.009701
0.009679
0.009644
0.009610
0.009590
23
0.009845
0.009832
0.009814
0.009796
0.009779
0.009763
0.009741
0.009706
0.009671
0.009651
22
0.009918
0.009899
0.009880
0.009863
0.009853
0.009837
0.009815
0.009779
0.009743
0.009723
21
0.009997
0.009985
0.009966
0.009949
0.009932
0.009916
0.009894
0.009865
0.009828
0.009807
20
0.010097
0.010086
0.010060
0.010050
0.010034
0.010018
0.009995
0.009958
0.009920
0.009907
19
0.010207
0.010197
0.010179
0.010162
0.010145
0.010130
0.010107
0.010068
0.010029
0.010017
18
0.010347
0.010328
0.010310
0.010293
0.010277
0.010262
0.010239
0.010199
0.010159
0.010147
17
0.010492
0.010484
0.010466
0.010450
0.010434
0.010419
0.010396
0.010355
0.010313
0.010302
16
0.010676
0.010658
0.010642
0.010636
0.010611
0.010606
0.010583
0.010540
0.010497
0.010476
15
0.010884
0.010879
0.010863
0.010847
0.010833
0.010819
0.010796
0.010751
0.010707
0.010697
14
0.011134
0.011131
0.011116
0.011102
0.011076
0.011076
0.011052
0.011005
0.010959
0.010950
13
0.011451
0.011436
0.011408
0.011410
0.011384
0.011386
0.011350
0.011314
0.011265
0.011244
12
0.011805
0.011808
0.011796
0.011770
0.011760
0.011751
0.011727
0.011675
0.011623
0.011619
11
0.012277
0.012249
0.012240
0.012232
0.012207
0.012200
0.012177
0.012122
0.012066
0.012064
10
0.012802
0.012819
0.012793
0.012788
0.012764
0.012742
0.012739
0.012680
0.012620
0.012602
9
0.013517
0.013517
0.013467
0.013494
0.013471
0.013450
0.013430
0.013389
0.013325
0.013309
8
0.014410
0.014419
0.014398
0.014377
0.014358
0.014368
0.014351
0.014281
0.014210
0.014198
7
0.015593
0.015577
0.015561
0.015547
0.015534
0.015521
0.015509
0.015430
0.015351
0.015345
6
0.017216
0.017158
0.017154
0.017150
0.017146
0.017142
0.017139
0.017050
0.016960
0.016918
5
0.019481
0.019494
0.019439
0.019453
0.019403
0.019418
0.019431
0.019327
0.019223
0.019183
4
0.022946
0.022896
0.022951
0.022905
0.022861
0.022912
0.022872
0.022744
0.022615
0.022583
3
0.028839
0.028814
0.028791
0.028769
0.028750
0.028731
0.028714
0.028547
0.028380
0.028375
2
0.040510
0.040602
0.040684
0.040757
0.040494
0.040573
0.040323
0.040073
0.039823
0.039930
1
0.075723
0.075098
0.076071
0.075515
0.074959
0.075848
0.075348
0.076121
0.075666
0.075212
 
 
Salario (UMA)
Plazo (años)
3.1
3.2
3.3
3.4
3.5
3.6
3.7
3.8
3.9
4.0
4.1
30
0.009475
0.009456
0.009438
0.009420
0.009402
0.009385
0.009368
0.009345
0.009329
0.009313
0.009291
29
0.009475
0.009456
0.009438
0.009420
0.009402
0.009385
0.009368
0.009345
0.009329
0.009313
0.009291
28
0.009475
0.009456
0.009438
0.009420
0.009402
0.009385
0.009368
0.009345
0.009329
0.009313
0.009291
27
0.009475
0.009456
0.009438
0.009420
0.009402
0.009385
0.009368
0.009345
0.009329
0.009313
0.009291
26
0.009475
0.009456
0.009438
0.009420
0.009402
0.009385
0.009368
0.009345
0.009329
0.009313
0.009291
25
0.009519
0.009499
0.009481
0.009463
0.009445
0.009427
0.009411
0.009387
0.009371
0.009362
0.009340
24
0.009570
0.009558
0.009539
0.009521
0.009503
0.009485
0.009468
0.009445
0.009429
0.009413
0.009390
23
0.009638
0.009618
0.009600
0.009581
0.009563
0.009546
0.009536
0.009512
0.009496
0.009480
0.009458
22
0.009710
0.009690
0.009672
0.009653
0.009635
0.009625
0.009608
0.009584
0.009568
0.009552
0.009536
21
0.009787
0.009775
0.009756
0.009738
0.009720
0.009710
0.009693
0.009669
0.009652
0.009644
0.009621
20
0.009887
0.009868
0.009857
0.009838
0.009820
0.009802
0.009793
0.009769
0.009752
0.009736
0.009721
19
0.009997
0.009985
0.009966
0.009948
0.009938
0.009920
0.009903
0.009887
0.009870
0.009855
0.009839
18
0.010127
0.010116
0.010097
0.010078
0.010069
0.010051
0.010034
0.010018
0.010001
0.009986
0.009970
17
0.010281
0.010271
0.010252
0.010233
0.010225
0.010207
0.010190
0.010174
0.010157
0.010142
0.010127
16
0.010466
0.010446
0.010427
0.010419
0.010401
0.010383
0.010376
0.010360
0.010344
0.010328
0.010313
15
0.010676
0.010657
0.010649
0.010630
0.010612
0.010606
0.010589
0.010573
0.010557
0.010541
0.010526
14
0.010930
0.010910
0.010904
0.010885
0.010868
0.010862
0.010846
0.010829
0.010814
0.010799
0.010784
13
0.011238
0.011218
0.011200
0.011195
0.011178
0.011161
0.011144
0.011129
0.011114
0.011111
0.011085
12
0.011599
0.011580
0.011562
0.011560
0.011543
0.011527
0.011511
0.011496
0.011495
0.011481
0.011453
11
0.012046
0.012028
0.012011
0.012011
0.011995
0.011979
0.011964
0.011950
0.011936
0.011923
0.011910
10
0.012605
0.012588
0.012572
0.012557
0.012542
0.012528
0.012515
0.012502
0.012489
0.012477
0.012466
9
0.013293
0.013279
0.013265
0.013252
0.013239
0.013227
0.013216
0.013205
0.013194
0.013184
0.013154
8
0.014186
0.014174
0.014137
0.014127
0.014118
0.014109
0.014101
0.014093
0.014086
0.014055
0.014048
7
0.015339
0.015333
0.015328
0.015291
0.015287
0.015284
0.015280
0.015247
0.015245
0.015243
0.015212
6
0.016923
0.016927
0.016888
0.016893
0.016857
0.016863
0.016869
0.016835
0.016841
0.016810
0.016816
5
0.019144
0.019167
0.019131
0.019153
0.019119
0.019140
0.019108
0.019077
0.019099
0.019069
0.019041
4
0.022553
0.022612
0.022583
0.022556
0.022529
0.022504
0.022558
0.022533
0.022510
0.022487
0.022465
3
0.028370
0.028365
0.028361
0.028357
0.028353
0.028349
0.028345
0.028214
0.028214
0.028214
0.028214
2
0.040028
0.039800
0.039899
0.039990
0.039781
0.039873
0.039958
0.039765
0.039851
0.039930
0.039752
1
0.074757
0.074303
0.075098
0.074682
0.074265
0.075002
0.074618
0.074233
0.074920
0.074563
0.074205
 
 
Salario (UMA)
Plazo (años)
4.2
4.3
4.4
4.5
4.6
4.7
4.8
4.9
5.0
5.1
30
0.009276
0.009254
0.009233
0.009219
0.009198
0.009178
0.009158
0.009145
0.009125
0.009105
29
0.009276
0.009254
0.009233
0.009219
0.009198
0.009178
0.009158
0.009145
0.009125
0.009105
28
0.009276
0.009254
0.009233
0.009219
0.009198
0.009178
0.009158
0.009145
0.009125
0.009105
27
0.009276
0.009254
0.009233
0.009219
0.009198
0.009178
0.009158
0.009145
0.009125
0.009105
26
0.009276
0.009254
0.009233
0.009219
0.009198
0.009178
0.009158
0.009145
0.009125
0.009105
25
0.009325
0.009303
0.009282
0.009268
0.009247
0.009226
0.009206
0.009193
0.009173
0.009153
24
0.009382
0.009361
0.009339
0.009325
0.009304
0.009283
0.009263
0.009250
0.009230
0.009210
23
0.009443
0.009420
0.009406
0.009392
0.009371
0.009350
0.009329
0.009316
0.009296
0.009276
22
0.009521
0.009499
0.009477
0.009463
0.009449
0.009428
0.009407
0.009395
0.009374
0.009354
21
0.009606
0.009583
0.009569
0.009555
0.009534
0.009512
0.009491
0.009486
0.009466
0.009446
20
0.009706
0.009683
0.009669
0.009655
0.009633
0.009612
0.009599
0.009586
0.009565
0.009545
19
0.009824
0.009801
0.009787
0.009773
0.009751
0.009729
0.009716
0.009704
0.009683
0.009662
18
0.009955
0.009941
0.009918
0.009904
0.009890
0.009868
0.009847
0.009834
0.009822
0.009801
17
0.010112
0.010097
0.010074
0.010060
0.010047
0.010024
0.010012
0.009999
0.009978
0.009966
16
0.010298
0.010274
0.010260
0.010247
0.010233
0.010211
0.010198
0.010186
0.010164
0.010153
15
0.010512
0.010498
0.010473
0.010471
0.010447
0.010435
0.010412
0.010400
0.010388
0.010367
14
0.010770
0.010756
0.010731
0.010729
0.010705
0.010693
0.010670
0.010658
0.010647
0.010625
13
0.011083
0.011057
0.011044
0.011032
0.011019
0.010996
0.010984
0.010973
0.010950
0.010940
12
0.011454
0.011427
0.011415
0.011403
0.011391
0.011367
0.011356
0.011345
0.011322
0.011312
11
0.011898
0.011886
0.011859
0.011848
0.011837
0.011827
0.011802
0.011793
0.011783
0.011760
10
0.012455
0.012444
0.012417
0.012407
0.012397
0.012372
0.012363
0.012355
0.012347
0.012323
9
0.013145
0.013136
0.013128
0.013100
0.013093
0.013086
0.013060
0.013053
0.013047
0.013023
8
0.014042
0.014036
0.014007
0.014002
0.013975
0.013971
0.013967
0.013941
0.013938
0.013913
7
0.015210
0.015209
0.015180
0.015180
0.015152
0.015152
0.015126
0.015126
0.015101
0.015102
6
0.016787
0.016793
0.016765
0.016772
0.016745
0.016718
0.016726
0.016701
0.016709
0.016685
5
0.019062
0.019035
0.019009
0.019030
0.019005
0.018980
0.018956
0.018977
0.018954
0.018932
4
0.022444
0.022494
0.022474
0.022454
0.022435
0.022417
0.022399
0.022382
0.022365
0.022349
3
0.028214
0.028214
0.028214
0.028214
0.028214
0.028214
0.028214
0.028110
0.028112
0.028114
2
0.039832
0.039906
0.039740
0.039815
0.039885
0.039729
0.039800
0.039867
0.039720
0.039787
1
0.074848
0.074515
0.074182
0.074786
0.074473
0.075025
0.074731
0.074437
0.074959
0.074682
 
 
Salario (UMA)
Plazo (años)
5.2
5.3
5.4
5.5
5.6
5.7
5.8
5.9
6.0
6.1
6.2
30
0.009086
0.009067
0.009048
0.009029
0.009011
0.008992
0.008974
0.008956
0.008938
0.008913
0.008895
29
0.009086
0.009067
0.009048
0.009029
0.009011
0.008992
0.008974
0.008956
0.008938
0.008913
0.008895
28
0.009086
0.009067
0.009048
0.009029
0.009011
0.008992
0.008974
0.008956
0.008938
0.008913
0.008895
27
0.009086
0.009067
0.009048
0.009029
0.009011
0.008992
0.008974
0.008956
0.008938
0.008913
0.008895
26
0.009086
0.009067
0.009048
0.009029
0.009011
0.008992
0.008974
0.008956
0.008938
0.008913
0.008895
25
0.009134
0.009115
0.009096
0.009077
0.009058
0.009040
0.009021
0.009003
0.008985
0.008960
0.008942
24
0.009190
0.009171
0.009152
0.009141
0.009122
0.009103
0.009085
0.009067
0.009049
0.009023
0.009005
23
0.009257
0.009245
0.009226
0.009207
0.009188
0.009169
0.009151
0.009133
0.009114
0.009088
0.009071
22
0.009334
0.009323
0.009303
0.009284
0.009265
0.009247
0.009228
0.009210
0.009192
0.009165
0.009147
21
0.009426
0.009406
0.009386
0.009376
0.009356
0.009338
0.009319
0.009300
0.009282
0.009255
0.009238
20
0.009533
0.009513
0.009494
0.009474
0.009455
0.009436
0.009426
0.009407
0.009389
0.009362
0.009344
19
0.009650
0.009630
0.009610
0.009591
0.009580
0.009561
0.009542
0.009524
0.009505
0.009478
0.009469
18
0.009781
0.009769
0.009749
0.009729
0.009719
0.009700
0.009681
0.009662
0.009643
0.009625
0.009606
17
0.009945
0.009925
0.009914
0.009894
0.009874
0.009855
0.009845
0.009826
0.009807
0.009779
0.009770
16
0.010132
0.010111
0.010100
0.010080
0.010060
0.010040
0.010031
0.010012
0.009993
0.009974
0.009955
15
0.010356
0.010335
0.010314
0.010304
0.010283
0.010263
0.010254
0.010235
0.010215
0.010196
0.010178
14
0.010614
0.010593
0.010583
0.010562
0.010542
0.010533
0.010513
0.010493
0.010485
0.010454
0.010435
13
0.010917
0.010908
0.010886
0.010877
0.010856
0.010836
0.010827
0.010807
0.010787
0.010768
0.010749
12
0.011290
0.011281
0.011259
0.011250
0.011229
0.011221
0.011200
0.011180
0.011173
0.011140
0.011134
11
0.011751
0.011729
0.011721
0.011699
0.011692
0.011670
0.011649
0.011643
0.011623
0.011603
0.011583
10
0.012315
0.012292
0.012270
0.012263
0.012241
0.012235
0.012214
0.012193
0.012188
0.012168
0.012148
9
0.013017
0.012994
0.012971
0.012966
0.012944
0.012940
0.012918
0.012897
0.012894
0.012873
0.012853
8
0.013910
0.013886
0.013884
0.013861
0.013839
0.013837
0.013815
0.013794
0.013793
0.013773
0.013752
7
0.015078
0.015054
0.015056
0.015033
0.015011
0.015013
0.014992
0.014970
0.014950
0.014929
0.014909
6
0.016661
0.016638
0.016646
0.016624
0.016602
0.016581
0.016591
0.016570
0.016550
0.016530
0.016510
5
0.018911
0.018931
0.018911
0.018890
0.018870
0.018851
0.018832
0.018853
0.018835
0.018778
0.018761
4
0.022333
0.022318
0.022303
0.022289
0.022333
0.022319
0.022306
0.022236
0.022224
0.022212
0.022200
3
0.028116
0.028118
0.028119
0.028121
0.028123
0.028032
0.028035
0.028038
0.028041
0.028044
0.027960
2
0.039644
0.039712
0.039776
0.039641
0.039705
0.039765
0.039637
0.039698
0.039573
0.039634
0.039692
1
0.074404
0.074901
0.074638
0.074375
0.074848
0.074598
0.074348
0.074801
0.074563
0.074324
0.074086
 
 
Salario (UMA)
Plazo (años)
6.3
6.4
6.5
6.6
6.7
6.8
6.9
7.0
7.1
7.2
30
0.008878
0.008861
0.008860
0.008485
0.008453
0.008460
0.008468
0.008475
0.008482
0.008452
29
0.008878
0.008861
0.008860
0.008485
0.008453
0.008460
0.008468
0.008475
0.008482
0.008452
28
0.008878
0.008861
0.008860
0.008485
0.008453
0.008460
0.008468
0.008475
0.008482
0.008452
27
0.008878
0.008861
0.008860
0.008485
0.008453
0.008460
0.008468
0.008475
0.008482
0.008452
26
0.008878
0.008861
0.008860
0.008485
0.008453
0.008460
0.008468
0.008475
0.008482
0.008452
25
0.008925
0.008907
0.008907
0.008526
0.008533
0.008539
0.008545
0.008513
0.008520
0.008526
24
0.008988
0.008971
0.008970
0.008608
0.008614
0.008579
0.008585
0.008590
0.008596
0.008601
23
0.009053
0.009036
0.009035
0.008650
0.008655
0.008660
0.008665
0.008669
0.008674
0.008678
22
0.009138
0.009121
0.009121
0.008735
0.008739
0.008742
0.008746
0.008750
0.008753
0.008756
21
0.009229
0.009211
0.009211
0.008865
0.008867
0.008869
0.008829
0.008831
0.008834
0.008836
20
0.009326
0.009308
0.009309
0.008954
0.008955
0.008956
0.008956
0.008957
0.008957
0.008958
19
0.009451
0.009433
0.009434
0.009091
0.009090
0.009089
0.009087
0.009086
0.009085
0.009084
18
0.009588
0.009570
0.009572
0.009233
0.009229
0.009226
0.009222
0.009219
0.009216
0.009213
17
0.009752
0.009734
0.009736
0.009428
0.009421
0.009415
0.009409
0.009402
0.009397
0.009391
16
0.009937
0.009919
0.009921
0.009580
0.009622
0.009612
0.009603
0.009593
0.009585
0.009576
15
0.010159
0.010141
0.010144
0.009845
0.009831
0.009818
0.009857
0.009843
0.009830
0.009818
14
0.010428
0.010409
0.010402
0.010125
0.010106
0.010087
0.010125
0.010106
0.010089
0.010125
13
0.010730
0.010723
0.010716
0.010421
0.010456
0.010431
0.010407
0.010441
0.010418
0.010451
12
0.011114
0.011095
0.011090
0.010800
0.010832
0.010800
0.010831
0.010800
0.010830
0.010800
11
0.011563
0.011558
0.011553
0.011278
0.011306
0.011263
0.011290
0.011317
0.011276
0.011302
10
0.012128
0.012109
0.012121
0.011880
0.011901
0.011845
0.011866
0.011886
0.011833
0.011853
9
0.012833
0.012813
0.012811
0.012549
0.012562
0.012575
0.012587
0.012600
0.012611
0.012623
8
0.013732
0.013713
0.013713
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
7
0.014913
0.014894
0.014898
0.014727
0.014707
0.014688
0.014669
0.014651
0.014746
0.014727
6
0.016491
0.016502
0.016484
0.016348
0.016297
0.016392
0.016342
0.016293
0.016384
0.016336
5
0.018782
0.018766
0.018749
0.018562
0.018649
0.018734
0.018630
0.018712
0.018611
0.018692
4
0.022189
0.022177
0.022219
0.022275
0.022060
0.022120
0.022178
0.022235
0.022034
0.022090
3
0.027964
0.027968
0.027972
0.028285
0.028265
0.028246
0.028227
0.028208
0.028191
0.028173
2
0.039573
0.039631
0.039687
0.039600
0.040200
0.039913
0.039638
0.040212
0.039937
0.039673
1
0.073848
0.073610
0.073372
0.077478
0.075375
0.076500
0.077625
0.075600
0.076680
0.077760
 
 
Salario (UMA)
Plazo (años)
7.3
7.4
7.5
7.6
7.7
7.8
7.9
8
8.1
8.2
8.3
30
0.008459
0.008466
0.008472
0.008479
0.008485
0.008457
0.008464
0.008470
0.008476
0.008482
0.008456
29
0.008459
0.008466
0.008472
0.008479
0.008485
0.008457
0.008464
0.008470
0.008476
0.008482
0.008456
28
0.008459
0.008466
0.008472
0.008479
0.008485
0.008457
0.008464
0.008470
0.008476
0.008482
0.008456
27
0.008459
0.008466
0.008472
0.008479
0.008485
0.008457
0.008464
0.008470
0.008476
0.008482
0.008456
26
0.008459
0.008466
0.008472
0.008479
0.008485
0.008457
0.008464
0.008470
0.008476
0.008482
0.008456
25
0.008532
0.008538
0.008544
0.008514
0.008520
0.008526
0.008532
0.008537
0.008509
0.008515
0.008520
24
0.008606
0.008575
0.008580
0.008585
0.008590
0.008595
0.008600
0.008605
0.008576
0.008581
0.008586
23
0.008682
0.008649
0.008653
0.008658
0.008662
0.008666
0.008670
0.008674
0.008678
0.008648
0.008652
22
0.008760
0.008763
0.008766
0.008731
0.008735
0.008738
0.008741
0.008744
0.008748
0.008750
0.008753
21
0.008838
0.008840
0.008842
0.008844
0.008846
0.008848
0.008850
0.008852
0.008854
0.008856
0.008857
20
0.008959
0.008959
0.008960
0.008960
0.008961
0.008961
0.008962
0.008962
0.008963
0.008963
0.008964
19
0.009082
0.009081
0.009080
0.009079
0.009078
0.009077
0.009076
0.009075
0.009074
0.009073
0.009072
18
0.009210
0.009250
0.009246
0.009243
0.009240
0.009236
0.009233
0.009230
0.009227
0.009225
0.009222
17
0.009385
0.009380
0.009418
0.009412
0.009407
0.009401
0.009396
0.009391
0.009386
0.009381
0.009415
16
0.009614
0.009605
0.009597
0.009588
0.009580
0.009616
0.009608
0.009600
0.009592
0.009584
0.009576
15
0.009855
0.009842
0.009830
0.009818
0.009806
0.009841
0.009829
0.009818
0.009807
0.009840
0.009828
14
0.010107
0.010090
0.010125
0.010108
0.010092
0.010125
0.010109
0.010093
0.010078
0.010109
0.010094
13
0.010428
0.010406
0.010438
0.010416
0.010447
0.010425
0.010404
0.010434
0.010414
0.010443
0.010423
12
0.010829
0.010800
0.010828
0.010800
0.010828
0.010800
0.010827
0.010800
0.010826
0.010800
0.010826
11
0.011262
0.011288
0.011312
0.011274
0.011298
0.011262
0.011285
0.011308
0.011273
0.011295
0.011261
10
0.011873
0.011892
0.011842
0.011861
0.011880
0.011831
0.011850
0.011868
0.011885
0.011839
0.011857
9
0.012554
0.012566
0.012577
0.012588
0.012600
0.012610
0.012547
0.012558
0.012568
0.012579
0.012589
8
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
7
0.014708
0.014691
0.014673
0.014657
0.014744
0.014727
0.014710
0.014693
0.014677
0.014662
0.014743
6
0.016289
0.016377
0.016330
0.016285
0.016370
0.016325
0.016282
0.016363
0.016320
0.016279
0.016357
5
0.018594
0.018672
0.018577
0.018654
0.018562
0.018637
0.018710
0.018620
0.018692
0.018605
0.018675
4
0.022146
0.022200
0.022252
0.022064
0.022117
0.022168
0.022218
0.022040
0.022090
0.022140
0.022188
3
0.028157
0.028140
0.028125
0.028109
0.028094
0.028080
0.028065
0.028051
0.028038
0.028025
0.028012
2
0.040224
0.039960
0.039705
0.040235
0.039980
0.039735
0.040245
0.040000
0.039763
0.040254
0.040017
1
0.075807
0.076846
0.075000
0.076000
0.077000
0.075214
0.076178
0.077142
0.075413
0.076344
0.077275
 
 
Salario (UMA)
Plazo (años)
8.4
8.5
8.6
8.7
8.8
8.9
9
9.1
9.2
9.3
30
0.008462
0.008468
0.008474
0.008480
0.008455
0.008461
0.008466
0.008472
0.008477
0.008454
29
0.008462
0.008468
0.008474
0.008480
0.008455
0.008461
0.008466
0.008472
0.008477
0.008454
28
0.008462
0.008468
0.008474
0.008480
0.008455
0.008461
0.008466
0.008472
0.008477
0.008454
27
0.008462
0.008468
0.008474
0.008480
0.008455
0.008461
0.008466
0.008472
0.008477
0.008454
26
0.008462
0.008468
0.008474
0.008480
0.008455
0.008461
0.008466
0.008472
0.008477
0.008454
25
0.008526
0.008531
0.008536
0.008510
0.008516
0.008521
0.008526
0.008531
0.008536
0.008511
24
0.008590
0.008595
0.008600
0.008604
0.008577
0.008582
0.008586
0.008590
0.008595
0.008599
23
0.008656
0.008660
0.008664
0.008667
0.008671
0.008675
0.008647
0.008651
0.008655
0.008658
22
0.008756
0.008759
0.008762
0.008732
0.008735
0.008738
0.008741
0.008743
0.008746
0.008749
21
0.008859
0.008861
0.008828
0.008830
0.008832
0.008834
0.008836
0.008838
0.008839
0.008841
20
0.008964
0.008964
0.008965
0.008965
0.008966
0.008966
0.008966
0.008967
0.008967
0.008967
19
0.009072
0.009071
0.009070
0.009069
0.009068
0.009067
0.009067
0.009066
0.009065
0.009064
18
0.009219
0.009216
0.009214
0.009211
0.009245
0.009242
0.009239
0.009236
0.009234
0.009231
17
0.009410
0.009405
0.009400
0.009396
0.009391
0.009386
0.009382
0.009413
0.009409
0.009404
16
0.009610
0.009602
0.009595
0.009587
0.009580
0.009612
0.009604
0.009597
0.009590
0.009583
15
0.009818
0.009807
0.009838
0.009828
0.009818
0.009808
0.009838
0.009828
0.009818
0.009808
14
0.010080
0.010110
0.010095
0.010081
0.010110
0.010096
0.010082
0.010111
0.010097
0.010084
13
0.010403
0.010431
0.010412
0.010440
0.010421
0.010402
0.010429
0.010411
0.010436
0.010419
12
0.010800
0.010825
0.010800
0.010824
0.010800
0.010824
0.010800
0.010823
0.010800
0.010823
11
0.011283
0.011305
0.011271
0.011293
0.011260
0.011281
0.011302
0.011270
0.011290
0.011260
10
0.011874
0.011829
0.011846
0.011863
0.011880
0.011837
0.011853
0.011869
0.011828
0.011844
9
0.012600
0.012609
0.012551
0.012561
0.012571
0.012581
0.012590
0.012600
0.012545
0.012555
8
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
7
0.014727
0.014711
0.014696
0.014681
0.014666
0.014652
0.014727
0.014712
0.014698
0.014684
6
0.016316
0.016276
0.016352
0.016312
0.016273
0.016346
0.016308
0.016271
0.016342
0.016305
5
0.018590
0.018658
0.018576
0.018642
0.018562
0.018627
0.018692
0.018613
0.018676
0.018600
4
0.022235
0.022067
0.022114
0.022160
0.022205
0.022045
0.022090
0.022135
0.022178
0.022026
3
0.028000
0.027987
0.027975
0.027964
0.027952
0.027941
0.027931
0.027920
0.027910
0.027900
2
0.039789
0.040263
0.040034
0.039813
0.039600
0.040050
0.039836
0.039629
0.040064
0.039857
1
0.075600
0.076500
0.077400
0.075774
0.076645
0.075093
0.075937
0.076781
0.075272
0.076090
 
 
Salario (UMA)
Plazo (años)
9.4
9.5
9.6
9.7
9.8
9.9
10.0
10.1
10.2
10.3
10.4
30
0.008460
0.008465
0.008470
0.008475
0.008453
0.008458
0.008463
0.008468
0.008473
0.008452
0.008457
29
0.008460
0.008465
0.008470
0.008475
0.008453
0.008458
0.008463
0.008468
0.008473
0.008452
0.008457
28
0.008460
0.008465
0.008470
0.008475
0.008453
0.008458
0.008463
0.008468
0.008473
0.008452
0.008457
27
0.008460
0.008465
0.008470
0.008475
0.008453
0.008458
0.008463
0.008468
0.008473
0.008452
0.008457
26
0.008460
0.008465
0.008470
0.008475
0.008453
0.008458
0.008463
0.008468
0.008473
0.008452
0.008457
25
0.008516
0.008521
0.008526
0.008530
0.008535
0.008512
0.008517
0.008521
0.008526
0.008530
0.008509
24
0.008574
0.008578
0.008582
0.008586
0.008590
0.008594
0.008598
0.008575
0.008579
0.008583
0.008587
23
0.008662
0.008665
0.008668
0.008672
0.008675
0.008650
0.008653
0.008657
0.008660
0.008663
0.008666
22
0.008751
0.008754
0.008756
0.008759
0.008732
0.008735
0.008737
0.008740
0.008742
0.008745
0.008747
21
0.008843
0.008844
0.008846
0.008847
0.008849
0.008850
0.008852
0.008853
0.008855
0.008828
0.008830
20
0.008968
0.008968
0.008937
0.008938
0.008939
0.008939
0.008940
0.008940
0.008941
0.008942
0.008942
19
0.009064
0.009095
0.009094
0.009093
0.009092
0.009091
0.009090
0.009090
0.009089
0.009088
0.009087
18
0.009229
0.009226
0.009224
0.009221
0.009219
0.009217
0.009215
0.009212
0.009210
0.009239
0.009236
17
0.009400
0.009395
0.009391
0.009387
0.009382
0.009411
0.009407
0.009403
0.009399
0.009395
0.009391
16
0.009577
0.009606
0.009600
0.009593
0.009586
0.009580
0.009608
0.009602
0.009595
0.009589
0.009583
15
0.009837
0.009827
0.009818
0.009808
0.009836
0.009827
0.009818
0.009809
0.009835
0.009826
0.009818
14
0.010111
0.010098
0.010085
0.010111
0.010099
0.010086
0.010112
0.010100
0.010087
0.010112
0.010100
13
0.010401
0.010426
0.010409
0.010434
0.010417
0.010400
0.010424
0.010408
0.010431
0.010415
0.010400
12
0.010800
0.010822
0.010800
0.010822
0.010800
0.010821
0.010800
0.010821
0.010800
0.010821
0.010800
11
0.011280
0.011299
0.011269
0.011288
0.011259
0.011278
0.011297
0.011268
0.011286
0.011259
0.011277
10
0.011859
0.011875
0.011835
0.011850
0.011865
0.011880
0.011842
0.011856
0.011870
0.011834
0.011848
9
0.012564
0.012573
0.012582
0.012591
0.012600
0.012549
0.012558
0.012566
0.012575
0.012583
0.012591
8
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
7
0.014670
0.014657
0.014727
0.014713
0.014700
0.014686
0.014673
0.014661
0.014727
0.014714
0.014701
6
0.016269
0.016337
0.016301
0.016267
0.016333
0.016298
0.016265
0.016329
0.016295
0.016358
0.016325
5
0.018661
0.018586
0.018647
0.018574
0.018633
0.018562
0.018620
0.018678
0.018608
0.018664
0.018596
4
0.022069
0.022112
0.022153
0.022194
0.022050
0.022090
0.022131
0.022170
0.022032
0.022071
0.022110
3
0.027890
0.027880
0.027870
0.027861
0.028148
0.028136
0.028125
0.028113
0.028102
0.028090
0.028080
2
0.039656
0.040078
0.039876
0.039681
0.040090
0.039895
0.039705
0.040102
0.039913
0.039728
0.040114
1
0.076909
0.075441
0.076235
0.077029
0.075600
0.076371
0.075000
0.075750
0.076500
0.075162
0.075891
 
 
Salario (UMA)
Plazo (años)
10.5
10.6
10.7
10.8
10.9
11.0
11.1
11.2
11.3
11.4
30
0.008462
0.008467
0.008472
0.008452
0.008456
0.008461
0.008466
0.008470
0.008475
0.008456
29
0.008462
0.008467
0.008472
0.008452
0.008456
0.008461
0.008466
0.008470
0.008475
0.008456
28
0.008462
0.008467
0.008472
0.008452
0.008456
0.008461
0.008466
0.008470
0.008475
0.008456
27
0.008462
0.008467
0.008472
0.008452
0.008456
0.008461
0.008466
0.008470
0.008475
0.008456
26
0.008462
0.008467
0.008472
0.008452
0.008456
0.008461
0.008466
0.008470
0.008475
0.008456
25
0.008513
0.008517
0.008522
0.008526
0.008530
0.008510
0.008514
0.008518
0.008522
0.008526
24
0.008590
0.008594
0.008598
0.008576
0.008580
0.008583
0.008587
0.008590
0.008594
0.008573
23
0.008669
0.008672
0.008649
0.008652
0.008655
0.008658
0.008661
0.008664
0.008667
0.008670
22
0.008750
0.008752
0.008754
0.008756
0.008732
0.008735
0.008737
0.008739
0.008742
0.008744
21
0.008831
0.008833
0.008834
0.008836
0.008837
0.008839
0.008840
0.008842
0.008843
0.008844
20
0.008943
0.008943
0.008944
0.008944
0.008945
0.008945
0.008946
0.008946
0.008947
0.008947
19
0.009086
0.009085
0.009084
0.009084
0.009083
0.009082
0.009081
0.009081
0.009080
0.009079
18
0.009234
0.009232
0.009230
0.009227
0.009225
0.009223
0.009221
0.009219
0.009217
0.009215
17
0.009387
0.009383
0.009379
0.009406
0.009402
0.009398
0.009394
0.009391
0.009387
0.009384
16
0.009577
0.009604
0.009598
0.009592
0.009586
0.009580
0.009605
0.009600
0.009594
0.009588
15
0.009809
0.009835
0.009826
0.009818
0.009810
0.009834
0.009826
0.009818
0.009810
0.009833
14
0.010088
0.010113
0.010101
0.010089
0.010078
0.010102
0.010090
0.010080
0.010102
0.010091
13
0.010422
0.010407
0.010429
0.010414
0.010436
0.010421
0.010406
0.010427
0.010412
0.010433
12
0.010820
0.010800
0.010820
0.010800
0.010819
0.010800
0.010819
0.010800
0.010819
0.010800
11
0.011294
0.011267
0.011285
0.011258
0.011275
0.011292
0.011266
0.011283
0.011258
0.011274
10
0.011861
0.011875
0.011840
0.011853
0.011866
0.011832
0.011845
0.011858
0.011871
0.011838
9
0.012544
0.012552
0.012560
0.012568
0.012576
0.012584
0.012592
0.012547
0.012555
0.012563
8
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
7
0.014689
0.014676
0.014664
0.014653
0.014715
0.014702
0.014691
0.014679
0.014668
0.014657
6
0.016293
0.016354
0.016322
0.016290
0.016350
0.016318
0.016288
0.016345
0.016315
0.016285
5
0.018651
0.018584
0.018638
0.018573
0.018626
0.018562
0.018614
0.018666
0.018603
0.018654
4
0.022148
0.022186
0.022053
0.022090
0.022127
0.022164
0.022036
0.022072
0.022108
0.022143
3
0.028069
0.028058
0.028048
0.028038
0.028028
0.028018
0.028009
0.028000
0.027990
0.027981
2
0.039929
0.039750
0.040125
0.039945
0.039770
0.039600
0.039960
0.039789
0.039623
0.039974
1
0.076621
0.075315
0.076026
0.076736
0.075461
0.076153
0.076846
0.075600
0.076275
0.075073
 
 
Salario (UMA)
Plazo (años)
11.5
11.6
11.7
11.8
11.9
12.0
12.1
12.2
12.3
12.4
12.5
30
0.008460
0.008464
0.008469
0.008473
0.008455
0.008459
0.008463
0.008467
0.008471
0.008454
0.008458
29
0.008460
0.008464
0.008469
0.008473
0.008455
0.008459
0.008463
0.008467
0.008471
0.008454
0.008458
28
0.008460
0.008464
0.008469
0.008473
0.008455
0.008459
0.008463
0.008467
0.008471
0.008454
0.008458
27
0.008460
0.008464
0.008469
0.008473
0.008455
0.008459
0.008463
0.008467
0.008471
0.008454
0.008458
26
0.008460
0.008464
0.008469
0.008473
0.008455
0.008459
0.008463
0.008467
0.008471
0.008454
0.008458
25
0.008530
0.008510
0.008514
0.008518
0.008522
0.008526
0.008530
0.008511
0.008515
0.008519
0.008522
24
0.008577
0.008580
0.008584
0.008587
0.008590
0.008594
0.008574
0.008578
0.008581
0.008584
0.008587
23
0.008649
0.008651
0.008654
0.008657
0.008660
0.008663
0.008665
0.008668
0.008648
0.008651
0.008653
22
0.008746
0.008748
0.008750
0.008752
0.008754
0.008733
0.008735
0.008737
0.008739
0.008741
0.008743
21
0.008846
0.008847
0.008848
0.008850
0.008851
0.008828
0.008829
0.008831
0.008832
0.008833
0.008835
20
0.008948
0.008948
0.008949
0.008949
0.008949
0.008950
0.008950
0.008951
0.008951
0.008951
0.008952
19
0.009078
0.009078
0.009077
0.009076
0.009076
0.009075
0.009075
0.009074
0.009073
0.009073
0.009072
18
0.009213
0.009211
0.009236
0.009234
0.009232
0.009230
0.009228
0.009226
0.009225
0.009223
0.009221
17
0.009380
0.009405
0.009401
0.009398
0.009394
0.009391
0.009387
0.009384
0.009381
0.009404
0.009401
16
0.009583
0.009577
0.009601
0.009596
0.009591
0.009585
0.009580
0.009603
0.009598
0.009593
0.009588
15
0.009825
0.009818
0.009810
0.009833
0.009825
0.009818
0.009810
0.009832
0.009825
0.009818
0.009811
14
0.010081
0.010103
0.010092
0.010082
0.010103
0.010093
0.010083
0.010104
0.010094
0.010084
0.010104
13
0.010419
0.010405
0.010425
0.010411
0.010431
0.010418
0.010404
0.010424
0.010410
0.010429
0.010416
12
0.010818
0.010800
0.010818
0.010800
0.010818
0.010800
0.010817
0.010800
0.010817
0.010800
0.010817
11
0.011290
0.011266
0.011282
0.011257
0.011273
0.011289
0.011265
0.011280
0.011257
0.011272
0.011287
10
0.011851
0.011863
0.011831
0.011843
0.011856
0.011868
0.011836
0.011848
0.011860
0.011830
0.011842
9
0.012570
0.012578
0.012585
0.012592
0.012550
0.012558
0.012565
0.012572
0.012579
0.012586
0.012546
8
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
7
0.014715
0.014704
0.014693
0.014682
0.014671
0.014660
0.014650
0.014705
0.014694
0.014684
0.014673
6
0.016342
0.016312
0.016283
0.016338
0.016309
0.016281
0.016335
0.016306
0.016279
0.016331
0.016304
5
0.018592
0.018642
0.018582
0.018631
0.018572
0.018620
0.018562
0.018610
0.018657
0.018600
0.018646
4
0.022178
0.022056
0.022090
0.022125
0.022158
0.022040
0.022074
0.022107
0.022140
0.022026
0.022058
3
0.027972
0.027964
0.027955
0.027947
0.027939
0.027931
0.027923
0.027915
0.027907
0.027900
0.027892
2
0.039807
0.039645
0.039987
0.039825
0.039666
0.040000
0.039841
0.039686
0.040012
0.039857
0.039705
1
0.075731
0.076390
0.075214
0.075857
0.076500
0.075348
0.075976
0.076604
0.075477
0.076090
0.075000
 
 
Salario (UMA)
Plazo (años)
12.6
12.7
12.8
12.9
13.0
13.1
13.2
13.3
13.4
13.5
30
0.008462
0.008466
0.008470
0.008453
0.008457
0.008461
0.008465
0.008469
0.008453
0.008457
29
0.008462
0.008466
0.008470
0.008453
0.008457
0.008461
0.008465
0.008469
0.008453
0.008457
28
0.008462
0.008466
0.008470
0.008453
0.008457
0.008461
0.008465
0.008469
0.008453
0.008457
27
0.008462
0.008466
0.008470
0.008453
0.008457
0.008461
0.008465
0.008469
0.008453
0.008457
26
0.008462
0.008466
0.008470
0.008453
0.008457
0.008461
0.008465
0.008469
0.008453
0.008457
25
0.008526
0.008529
0.008512
0.008515
0.008519
0.008522
0.008526
0.008509
0.008512
0.008516
24
0.008590
0.008593
0.008575
0.008578
0.008581
0.008584
0.008587
0.008590
0.008593
0.008576
23
0.008656
0.008659
0.008661
0.008664
0.008666
0.008647
0.008650
0.008653
0.008655
0.008657
22
0.008745
0.008747
0.008749
0.008751
0.008753
0.008733
0.008735
0.008737
0.008739
0.008741
21
0.008836
0.008837
0.008838
0.008840
0.008841
0.008842
0.008843
0.008844
0.008845
0.008847
20
0.008952
0.008953
0.008953
0.008953
0.008954
0.008954
0.008954
0.008955
0.008955
0.008955
19
0.009072
0.009071
0.009070
0.009070
0.009069
0.009069
0.009068
0.009068
0.009067
0.009067
18
0.009219
0.009217
0.009216
0.009214
0.009212
0.009210
0.009233
0.009231
0.009229
0.009227
17
0.009397
0.009394
0.009391
0.009388
0.009385
0.009381
0.009403
0.009400
0.009397
0.009394
16
0.009583
0.009578
0.009600
0.009595
0.009590
0.009585
0.009580
0.009576
0.009596
0.009592
15
0.009832
0.009825
0.009818
0.009811
0.009831
0.009825
0.009818
0.009811
0.009831
0.009824
14
0.010094
0.010085
0.010105
0.010095
0.010086
0.010105
0.010096
0.010087
0.010077
0.010096
13
0.010403
0.010422
0.010409
0.010428
0.010415
0.010402
0.010421
0.010408
0.010426
0.010414
12
0.010800
0.010817
0.010800
0.010816
0.010800
0.010816
0.010800
0.010816
0.010800
0.010816
11
0.011264
0.011279
0.011257
0.011271
0.011286
0.011264
0.011278
0.011257
0.011271
0.011284
10
0.011853
0.011865
0.011835
0.011846
0.011858
0.011829
0.011840
0.011851
0.011862
0.011834
9
0.012553
0.012560
0.012567
0.012574
0.012580
0.012587
0.012549
0.012555
0.012562
0.012568
8
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
7
0.014663
0.014653
0.014706
0.014696
0.014686
0.014676
0.014666
0.014657
0.014707
0.014697
6
0.016277
0.016328
0.016301
0.016275
0.016325
0.016299
0.016273
0.016322
0.016297
0.016272
5
0.018590
0.018635
0.018580
0.018625
0.018571
0.018615
0.018562
0.018606
0.018553
0.018596
4
0.022090
0.022122
0.022153
0.022044
0.022075
0.022106
0.022136
0.022030
0.022060
0.022090
3
0.027885
0.027878
0.027870
0.027864
0.027857
0.028071
0.028062
0.028054
0.028046
0.028038
2
0.040023
0.039872
0.039724
0.040034
0.039886
0.039741
0.039600
0.039900
0.039758
0.039619
1
0.075600
0.076200
0.075130
0.075717
0.076304
0.075255
0.075829
0.076404
0.075375
0.075937
 
 
Salario (UMA)
Plazo (años)
13.6
13.7
13.8
13.9
14.0
14.1
14.2
14.3
14.4
14.5
14.6
30
0.008460
0.008464
0.008468
0.008452
0.008456
0.008460
0.008463
0.008467
0.008452
0.008455
0.008459
29
0.008460
0.008464
0.008468
0.008452
0.008456
0.008460
0.008463
0.008467
0.008452
0.008455
0.008459
28
0.008460
0.008464
0.008468
0.008452
0.008456
0.008460
0.008463
0.008467
0.008452
0.008455
0.008459
27
0.008460
0.008464
0.008468
0.008452
0.008456
0.008460
0.008463
0.008467
0.008452
0.008455
0.008459
26
0.008460
0.008464
0.008468
0.008452
0.008456
0.008460
0.008463
0.008467
0.008452
0.008455
0.008459
25
0.008519
0.008523
0.008526
0.008510
0.008513
0.008516
0.008520
0.008523
0.008526
0.008510
0.008514
24
0.008579
0.008582
0.008585
0.008588
0.008590
0.008574
0.008577
0.008580
0.008582
0.008585
0.008588
23
0.008660
0.008662
0.008665
0.008647
0.008649
0.008652
0.008654
0.008656
0.008659
0.008661
0.008663
22
0.008742
0.008744
0.008746
0.008748
0.008750
0.008731
0.008733
0.008735
0.008737
0.008738
0.008740
21
0.008848
0.008828
0.008829
0.008830
0.008831
0.008832
0.008834
0.008835
0.008836
0.008837
0.008838
20
0.008956
0.008956
0.008956
0.008957
0.008957
0.008957
0.008957
0.008937
0.008937
0.008938
0.008938
19
0.009066
0.009066
0.009065
0.009065
0.009064
0.009064
0.009085
0.009084
0.009084
0.009083
0.009082
18
0.009226
0.009224
0.009222
0.009221
0.009219
0.009217
0.009216
0.009214
0.009213
0.009211
0.009210
17
0.009391
0.009388
0.009385
0.009382
0.009379
0.009400
0.009397
0.009394
0.009391
0.009388
0.009385
16
0.009587
0.009582
0.009578
0.009598
0.009593
0.009589
0.009585
0.009580
0.009576
0.009595
0.009591
15
0.009818
0.009811
0.009831
0.009824
0.009818
0.009811
0.009830
0.009824
0.009818
0.009812
0.009830
14
0.010087
0.010079
0.010097
0.010088
0.010080
0.010098
0.010089
0.010080
0.010098
0.010090
0.010081
13
0.010402
0.010419
0.010407
0.010425
0.010413
0.010401
0.010418
0.010407
0.010423
0.010412
0.010401
12
0.010800
0.010815
0.010800
0.010815
0.010800
0.010815
0.010800
0.010815
0.010800
0.010814
0.010800
11
0.011263
0.011277
0.011256
0.011270
0.011283
0.011263
0.011276
0.011256
0.011269
0.011282
0.011262
10
0.011845
0.011855
0.011828
0.011839
0.011849
0.011859
0.011833
0.011843
0.011853
0.011827
0.011837
9
0.012575
0.012581
0.012545
0.012551
0.012558
0.012564
0.012570
0.012576
0.012582
0.012548
0.012554
8
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
7
0.014688
0.014678
0.014669
0.014660
0.014651
0.014698
0.014689
0.014680
0.014671
0.014662
0.014654
6
0.016320
0.016295
0.016270
0.016317
0.016293
0.016269
0.016314
0.016291
0.016267
0.016312
0.016289
5
0.018639
0.018587
0.018630
0.018579
0.018620
0.018570
0.018611
0.018562
0.018602
0.018554
0.018594
4
0.022120
0.022149
0.022047
0.022076
0.022105
0.022133
0.022034
0.022062
0.022090
0.022118
0.022146
3
0.028030
0.028022
0.028015
0.028007
0.028000
0.027992
0.027985
0.027978
0.027971
0.027964
0.027957
2
0.039913
0.039774
0.039638
0.039925
0.039789
0.039656
0.039937
0.039804
0.039673
0.039948
0.039818
1
0.076500
0.075489
0.076040
0.075060
0.075600
0.076140
0.075176
0.075705
0.076235
0.075288
0.075807
 
 
Salario (UMA)
Plazo (años)
14.7
14.8
14.9
15.0
15.1
15.2
15.3
15.4
15.5
15.6
30
0.008462
0.008466
0.008469
0.008455
0.008458
0.008461
0.008465
0.008468
0.008454
0.008457
29
0.008462
0.008466
0.008469
0.008455
0.008458
0.008461
0.008465
0.008468
0.008454
0.008457
28
0.008462
0.008466
0.008469
0.008455
0.008458
0.008461
0.008465
0.008468
0.008454
0.008457
27
0.008462
0.008466
0.008469
0.008455
0.008458
0.008461
0.008465
0.008468
0.008454
0.008457
26
0.008462
0.008466
0.008469
0.008455
0.008458
0.008461
0.008465
0.008468
0.008454
0.008457
25
0.008517
0.008520
0.008523
0.008526
0.008511
0.008514
0.008517
0.008520
0.008523
0.008509
24
0.008590
0.008575
0.008577
0.008580
0.008583
0.008585
0.008588
0.008590
0.008575
0.008578
23
0.008665
0.008649
0.008651
0.008653
0.008656
0.008658
0.008660
0.008662
0.008664
0.008648
22
0.008742
0.008743
0.008745
0.008747
0.008748
0.008731
0.008733
0.008735
0.008736
0.008738
21
0.008839
0.008840
0.008841
0.008842
0.008843
0.008844
0.008845
0.008828
0.008829
0.008830
20
0.008939
0.008939
0.008940
0.008940
0.008940
0.008941
0.008941
0.008941
0.008942
0.008942
19
0.009082
0.009081
0.009081
0.009080
0.009080
0.009079
0.009079
0.009078
0.009078
0.009077
18
0.009230
0.009228
0.009227
0.009225
0.009223
0.009222
0.009220
0.009219
0.009218
0.009216
17
0.009382
0.009380
0.009399
0.009396
0.009394
0.009391
0.009388
0.009386
0.009383
0.009380
16
0.009586
0.009582
0.009578
0.009597
0.009592
0.009588
0.009584
0.009580
0.009576
0.009594
15
0.009824
0.009818
0.009812
0.009806
0.009824
0.009818
0.009812
0.009806
0.009823
0.009818
14
0.010099
0.010090
0.010082
0.010099
0.010091
0.010083
0.010100
0.010092
0.010084
0.010100
13
0.010417
0.010406
0.010422
0.010411
0.010400
0.010416
0.010405
0.010421
0.010410
0.010400
12
0.010814
0.010800
0.010814
0.010800
0.010814
0.010800
0.010785
0.010800
0.010786
0.010800
11
0.011275
0.011256
0.011268
0.011281
0.011262
0.011274
0.011256
0.011268
0.011280
0.011262
10
0.011847
0.011857
0.011832
0.011842
0.011851
0.011861
0.011836
0.011846
0.011855
0.011831
9
0.012560
0.012566
0.012571
0.012577
0.012544
0.012550
0.012556
0.012561
0.012567
0.012573
8
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013500
0.013456
7
0.014700
0.014691
0.014682
0.014673
0.014665
0.014657
0.014701
0.014692
0.014684
0.014675
6
0.016266
0.016310
0.016287
0.016265
0.016308
0.016285
0.016328
0.016305
0.016284
0.016325
5
0.018633
0.018586
0.018625
0.018577
0.018616
0.018570
0.018608
0.018562
0.018600
0.018555
4
0.022050
0.022077
0.022104
0.022131
0.022037
0.022064
0.022090
0.022117
0.022026
0.022052
3
0.027950
0.027944
0.027937
0.027931
0.027924
0.027918
0.027912
0.027906
0.027900
0.027894
2
0.039690
0.039960
0.039831
0.039705
0.039970
0.039844
0.039721
0.039600
0.039857
0.039735
1
0.076326
0.075396
0.075905
0.075000
0.075500
0.076000
0.075109
0.075600
0.076090
0.075214
 
 
Salario (UMA)
Plazo (años)
15.7
15.8
15.9
16.0
16.1
16.2
16.3
16.4
16.5
16.6
16.7
30
0.008461
0.008464
0.008467
0.008454
0.008457
0.008460
0.008463
0.008466
0.008453
0.008456
0.008459
29
0.008461
0.008464
0.008467
0.008454
0.008457
0.008460
0.008463
0.008466
0.008453
0.008456
0.008459
28
0.008461
0.008464
0.008467
0.008454
0.008457
0.008460
0.008463
0.008466
0.008453
0.008456
0.008459
27
0.008461
0.008464
0.008467
0.008454
0.008457
0.008460
0.008463
0.008466
0.008453
0.008456
0.008459
26
0.008461
0.008464
0.008467
0.008454
0.008457
0.008460
0.008463
0.008466
0.008453
0.008456
0.008459
25
0.008512
0.008514
0.008517
0.008520
0.008523
0.008509
0.008512
0.008515
0.008518
0.008520
0.008523
24
0.008580
0.008583
0.008586
0.008588
0.008573
0.008576
0.008578
0.008581
0.008583
0.008586
0.008588
23
0.008651
0.008653
0.008655
0.008657
0.008659
0.008661
0.008663
0.008648
0.008650
0.008652
0.008654
22
0.008740
0.008741
0.008743
0.008744
0.008746
0.008748
0.008732
0.008733
0.008735
0.008736
0.008738
21
0.008831
0.008832
0.008833
0.008834
0.008835
0.008836
0.008837
0.008838
0.008839
0.008840
0.008841
20
0.008943
0.008943
0.008943
0.008944
0.008944
0.008944
0.008945
0.008945
0.008945
0.008946
0.008946
19
0.009077
0.009076
0.009076
0.009075
0.009075
0.009074
0.009074
0.009073
0.009073
0.009072
0.009072
18
0.009215
0.009213
0.009212
0.009211
0.009229
0.009227
0.009226
0.009225
0.009223
0.009222
0.009220
17
0.009399
0.009396
0.009393
0.009391
0.009388
0.009386
0.009383
0.009381
0.009398
0.009396
0.009393
16
0.009590
0.009586
0.009582
0.009578
0.009596
0.009592
0.009588
0.009584
0.009580
0.009576
0.009593
15
0.009812
0.009806
0.009823
0.009818
0.009812
0.009807
0.009823
0.009818
0.009812
0.009807
0.009823
14
0.010092
0.010085
0.010101
0.010093
0.010085
0.010078
0.010094
0.010086
0.010079
0.010094
0.010087
13
0.010415
0.010404
0.010419
0.010409
0.010424
0.010414
0.010404
0.010418
0.010408
0.010423
0.010413
12
0.010786
0.010800
0.010786
0.010800
0.010786
0.010800
0.010786
0.010800
0.010786
0.010800
0.010787
11
0.011273
0.011255
0.011267
0.011279
0.011261
0.011273
0.011255
0.011267
0.011278
0.011261
0.011272
10
0.011840
0.011850
0.011859
0.011835
0.011844
0.011853
0.011830
0.011839
0.011848
0.011857
0.011834
9
0.012578
0.012547
0.012552
0.012558
0.012563
0.012568
0.012574
0.012579
0.012549
0.012554
0.012559
8
0.013457
0.013457
0.013457
0.013457
0.013458
0.013458
0.013458
0.013458
0.013459
0.013459
0.013459
7
0.014667
0.014659
0.014651
0.014693
0.014685
0.014677
0.014670
0.014662
0.014654
0.014695
0.014687
6
0.016303
0.016282
0.016323
0.016301
0.016280
0.016320
0.016300
0.016279
0.016318
0.016298
0.016277
5
0.018592
0.018628
0.018584
0.018620
0.018576
0.018612
0.018569
0.018605
0.018562
0.018597
0.018555
4
0.022078
0.022103
0.022128
0.022040
0.022065
0.022090
0.022115
0.022029
0.022054
0.022078
0.022102
3
0.027888
0.027882
0.027876
0.027870
0.027865
0.027859
0.028031
0.028025
0.028018
0.028012
0.028006
2
0.039616
0.039869
0.039750
0.039633
0.039880
0.039763
0.039648
0.039891
0.039776
0.039663
0.039902
1
0.075696
0.076178
0.075315
0.075789
0.076263
0.075413
0.075879
0.075050
0.075508
0.075966
0.075150
 
 
Salario (UMA)
Plazo (años)
16.8
16.9
17.0
17.1
17.2
17.3
17.4
17.5
17.6
17.7
30
0.008462
0.008465
0.008453
0.008456
0.008459
0.008461
0.008464
0.008452
0.008455
0.008458
29
0.008462
0.008465
0.008453
0.008456
0.008459
0.008461
0.008464
0.008452
0.008455
0.008458
28
0.008462
0.008465
0.008453
0.008456
0.008459
0.008461
0.008464
0.008452
0.008455
0.008458
27
0.008462
0.008465
0.008453
0.008456
0.008459
0.008461
0.008464
0.008452
0.008455
0.008458
26
0.008462
0.008465
0.008453
0.008456
0.008459
0.008461
0.008464
0.008452
0.008455
0.008458
25
0.008510
0.008513
0.008515
0.008518
0.008521
0.008523
0.008510
0.008513
0.008516
0.008518
24
0.008574
0.008577
0.008579
0.008581
0.008584
0.008586
0.008588
0.008575
0.008577
0.008579
23
0.008656
0.008658
0.008660
0.008662
0.008648
0.008650
0.008651
0.008653
0.008655
0.008657
22
0.008739
0.008741
0.008742
0.008744
0.008745
0.008747
0.008732
0.008733
0.008735
0.008736
21
0.008842
0.008843
0.008843
0.008827
0.008828
0.008829
0.008830
0.008831
0.008832
0.008833
20
0.008946
0.008947
0.008947
0.008947
0.008947
0.008948
0.008948
0.008948
0.008949
0.008949
19
0.009072
0.009071
0.009071
0.009070
0.009070
0.009069
0.009069
0.009069
0.009068
0.009068
18
0.009219
0.009218
0.009216
0.009215
0.009214
0.009213
0.009211
0.009210
0.009227
0.009225
17
0.009391
0.009388
0.009386
0.009384
0.009381
0.009379
0.009396
0.009393
0.009391
0.009388
16
0.009589
0.009586
0.009582
0.009578
0.009595
0.009591
0.009587
0.009584
0.009580
0.009577
15
0.009818
0.009812
0.009807
0.009823
0.009818
0.009813
0.009807
0.009823
0.009818
0.009813
14
0.010080
0.010095
0.010087
0.010080
0.010095
0.010088
0.010081
0.010096
0.010089
0.010082
13
0.010403
0.010417
0.010408
0.010422
0.010412
0.010403
0.010416
0.010407
0.010421
0.010411
12
0.010800
0.010787
0.010800
0.010787
0.010800
0.010787
0.010800
0.010787
0.010800
0.010787
11
0.011255
0.011266
0.011277
0.011260
0.011271
0.011255
0.011266
0.011276
0.011260
0.011271
10
0.011843
0.011851
0.011829
0.011838
0.011846
0.011855
0.011833
0.011842
0.011850
0.011829
9
0.012565
0.012570
0.012575
0.012546
0.012551
0.012556
0.012561
0.012566
0.012571
0.012576
8
0.013459
0.013460
0.013460
0.013460
0.013460
0.013461
0.013461
0.013461
0.013461
0.013461
7
0.014679
0.014672
0.014664
0.014657
0.014696
0.014688
0.014681
0.014673
0.014666
0.014659
6
0.016316
0.016296
0.016276
0.016314
0.016294
0.016275
0.016312
0.016293
0.016273
0.016310
5
0.018590
0.018624
0.018582
0.018616
0.018576
0.018609
0.018569
0.018602
0.018562
0.018595
4
0.022126
0.022043
0.022067
0.022090
0.022114
0.022033
0.022056
0.022079
0.022102
0.022125
3
0.028000
0.027993
0.027987
0.027981
0.027975
0.027970
0.027964
0.027958
0.027952
0.027947
2
0.039789
0.039678
0.039913
0.039801
0.039692
0.039923
0.039813
0.039705
0.039600
0.039825
1
0.075600
0.076050
0.075245
0.075688
0.076131
0.075338
0.075774
0.075000
0.075428
0.075857
 
 
Salario (UMA)
Plazo (años)
17.8
17.9
18.0
18.1
18.2
18.3
18.4
18.5
18.6
18.7
18.8
30
0.008461
0.008464
0.008452
0.008455
0.008457
0.008460
0.008463
0.008451
0.008454
0.008457
0.008460
29
0.008461
0.008464
0.008452
0.008455
0.008457
0.008460
0.008463
0.008451
0.008454
0.008457
0.008460
28
0.008461
0.008464
0.008452
0.008455
0.008457
0.008460
0.008463
0.008451
0.008454
0.008457
0.008460
27
0.008461
0.008464
0.008452
0.008455
0.008457
0.008460
0.008463
0.008451
0.008454
0.008457
0.008460
26
0.008461
0.008464
0.008452
0.008455
0.008457
0.008460
0.008463
0.008451
0.008454
0.008457
0.008460
25
0.008521
0.008523
0.008511
0.008513
0.008516
0.008518
0.008521
0.008509
0.008511
0.008514
0.008516
24
0.008582
0.008584
0.008586
0.008573
0.008575
0.008578
0.008580
0.008582
0.008584
0.008586
0.008574
23
0.008659
0.008661
0.008647
0.008649
0.008651
0.008653
0.008655
0.008656
0.008658
0.008660
0.008647
22
0.008738
0.008739
0.008741
0.008742
0.008743
0.008745
0.008746
0.008732
0.008733
0.008735
0.008736
21
0.008834
0.008835
0.008836
0.008837
0.008838
0.008838
0.008839
0.008840
0.008841
0.008842
0.008827
20
0.008949
0.008950
0.008950
0.008950
0.008950
0.008951
0.008951
0.008951
0.008951
0.008952
0.008952
19
0.009067
0.009067
0.009067
0.009066
0.009066
0.009066
0.009065
0.009065
0.009064
0.009064
0.009064
18
0.009224
0.009223
0.009222
0.009220
0.009219
0.009218
0.009217
0.009215
0.009214
0.009213
0.009212
17
0.009386
0.009384
0.009382
0.009380
0.009395
0.009393
0.009391
0.009389
0.009386
0.009384
0.009382
16
0.009592
0.009589
0.009585
0.009582
0.009578
0.009594
0.009590
0.009587
0.009583
0.009580
0.009577
15
0.009808
0.009823
0.009818
0.009813
0.009808
0.009823
0.009818
0.009813
0.009808
0.009822
0.009818
14
0.010096
0.010089
0.010082
0.010097
0.010090
0.010083
0.010097
0.010090
0.010084
0.010077
0.010091
13
0.010402
0.010415
0.010406
0.010420
0.010411
0.010402
0.010415
0.010406
0.010419
0.010410
0.010401
12
0.010800
0.010787
0.010800
0.010788
0.010800
0.010788
0.010800
0.010788
0.010800
0.010788
0.010800
11
0.011255
0.011265
0.011276
0.011260
0.011270
0.011255
0.011265
0.011275
0.011260
0.011270
0.011254
10
0.011837
0.011845
0.011853
0.011832
0.011840
0.011848
0.011828
0.011836
0.011844
0.011852
0.011832
9
0.012548
0.012553
0.012558
0.012562
0.012567
0.012572
0.012545
0.012550
0.012555
0.012559
0.012564
8
0.013462
0.013462
0.013462
0.013462
0.013463
0.013463
0.013463
0.013463
0.013463
0.013464
0.013464
7
0.014652
0.014689
0.014682
0.014675
0.014668
0.014661
0.014654
0.014691
0.014684
0.014677
0.014670
6
0.016291
0.016272
0.016308
0.016290
0.016271
0.016306
0.016288
0.016270
0.016305
0.016287
0.016269
5
0.018555
0.018588
0.018620
0.018581
0.018613
0.018575
0.018606
0.018568
0.018600
0.018562
0.018593
4
0.022045
0.022068
0.022090
0.022113
0.022035
0.022058
0.022080
0.022101
0.022026
0.022048
0.022069
3
0.027941
0.027936
0.027931
0.027925
0.027920
0.027915
0.027910
0.027905
0.027900
0.027895
0.027890
2
0.039719
0.039614
0.039836
0.039731
0.039629
0.039846
0.039744
0.039642
0.039857
0.039755
0.039656
1
0.075093
0.075515
0.075937
0.075184
0.075600
0.076015
0.075272
0.075681
0.076090
0.075358
0.075761
 
 
Salario (UMA)
Plazo (años)
18.9
19.0
19.1
19.2
19.3
19.4
19.5
19.6
19.7
19.8
30
0.008462
0.008465
0.008454
0.008456
0.008459
0.008462
0.008464
0.008453
0.008456
0.008458
29
0.008462
0.008465
0.008454
0.008456
0.008459
0.008462
0.008464
0.008453
0.008456
0.008458
28
0.008462
0.008465
0.008454
0.008456
0.008459
0.008462
0.008464
0.008453
0.008456
0.008458
27
0.008462
0.008465
0.008454
0.008456
0.008459
0.008462
0.008464
0.008453
0.008456
0.008458
26
0.008462
0.008465
0.008454
0.008456
0.008459
0.008462
0.008464
0.008453
0.008456
0.008458
25
0.008519
0.008521
0.008509
0.008512
0.008514
0.008517
0.008519
0.008521
0.008510
0.008512
24
0.008576
0.008578
0.008580
0.008582
0.008584
0.008586
0.008574
0.008576
0.008579
0.008581
23
0.008649
0.008650
0.008652
0.008654
0.008656
0.008657
0.008659
0.008661
0.008648
0.008650
22
0.008738
0.008739
0.008740
0.008741
0.008743
0.008744
0.008745
0.008732
0.008733
0.008735
21
0.008828
0.008829
0.008830
0.008831
0.008832
0.008833
0.008833
0.008834
0.008835
0.008836
20
0.008952
0.008952
0.008937
0.008937
0.008938
0.008938
0.008938
0.008939
0.008939
0.008939
19
0.009080
0.009079
0.009079
0.009078
0.009078
0.009077
0.009077
0.009077
0.009076
0.009076
18
0.009211
0.009210
0.009225
0.009224
0.009223
0.009221
0.009220
0.009219
0.009218
0.009217
17
0.009380
0.009395
0.009393
0.009391
0.009389
0.009387
0.009385
0.009382
0.009380
0.009395
16
0.009592
0.009588
0.009585
0.009582
0.009579
0.009575
0.009590
0.009586
0.009583
0.009580
15
0.009813
0.009808
0.009822
0.009818
0.009813
0.009808
0.009822
0.009818
0.009813
0.009809
14
0.010084
0.010078
0.010091
0.010085
0.010079
0.010092
0.010086
0.010080
0.010092
0.010086
13
0.010414
0.010405
0.010418
0.010409
0.010401
0.010413
0.010405
0.010417
0.010409
0.010400
12
0.010788
0.010800
0.010788
0.010800
0.010788
0.010800
0.010788
0.010800
0.010789
0.010800
11
0.011264
0.011274
0.011259
0.011269
0.011254
0.011264
0.011274
0.011259
0.011269
0.011254
10
0.011839
0.011847
0.011827
0.011835
0.011843
0.011850
0.011831
0.011838
0.011846
0.011853
9
0.012568
0.012573
0.012547
0.012552
0.012556
0.012561
0.012565
0.012570
0.012544
0.012549
8
0.013464
0.013464
0.013464
0.013464
0.013465
0.013465
0.013465
0.013465
0.013465
0.013465
7
0.014663
0.014657
0.014650
0.014685
0.014678
0.014672
0.014665
0.014659
0.014652
0.014686
6
0.016303
0.016285
0.016268
0.016301
0.016284
0.016267
0.016300
0.016283
0.016266
0.016298
5
0.018556
0.018586
0.018617
0.018580
0.018610
0.018574
0.018604
0.018568
0.018597
0.018562
4
0.022090
0.022112
0.022038
0.022059
0.022080
0.022101
0.022029
0.022050
0.022070
0.022090
3
0.027885
0.027880
0.027875
0.027870
0.027866
0.027861
0.027857
0.028000
0.027994
0.027989
2
0.039867
0.039767
0.039669
0.039876
0.039778
0.039681
0.039886
0.039789
0.039694
0.039600
1
0.075044
0.075441
0.075838
0.075130
0.075521
0.075913
0.075214
0.075600
0.075985
0.075295
 
 
Salario (UMA)
Plazo (años)
19.9
20
20.1
20.2
20.3
20.4
20.5
20.6
20.7
20.8
20.9
30
0.008461
0.008463
0.008453
0.008455
0.008458
0.008460
0.008463
0.008452
0.008455
0.008457
0.008460
29
0.008461
0.008463
0.008453
0.008455
0.008458
0.008460
0.008463
0.008452
0.008455
0.008457
0.008460
28
0.008461
0.008463
0.008453
0.008455
0.008458
0.008460
0.008463
0.008452
0.008455
0.008457
0.008460
27
0.008461
0.008463
0.008453
0.008455
0.008458
0.008460
0.008463
0.008452
0.008455
0.008457
0.008460
26
0.008461
0.008463
0.008453
0.008455
0.008458
0.008460
0.008463
0.008452
0.008455
0.008457
0.008460
25
0.008515
0.008517
0.008519
0.008521
0.008510
0.008513
0.008515
0.008517
0.008519
0.008509
0.008511
24
0.008583
0.008585
0.008587
0.008575
0.008577
0.008579
0.008581
0.008583
0.008585
0.008574
0.008575
23
0.008652
0.008653
0.008655
0.008657
0.008658
0.008660
0.008648
0.008650
0.008651
0.008653
0.008654
22
0.008736
0.008737
0.008739
0.008740
0.008741
0.008742
0.008744
0.008731
0.008732
0.008734
0.008735
21
0.008837
0.008837
0.008838
0.008839
0.008840
0.008841
0.008827
0.008828
0.008829
0.008830
0.008830
20
0.008940
0.008940
0.008940
0.008940
0.008941
0.008941
0.008941
0.008942
0.008942
0.008942
0.008942
19
0.009076
0.009075
0.009075
0.009074
0.009074
0.009074
0.009073
0.009073
0.009073
0.009072
0.009072
18
0.009216
0.009215
0.009213
0.009212
0.009211
0.009210
0.009225
0.009223
0.009222
0.009221
0.009220
17
0.009393
0.009391
0.009389
0.009387
0.009385
0.009383
0.009381
0.009379
0.009393
0.009391
0.009389
16
0.009577
0.009591
0.009588
0.009585
0.009582
0.009579
0.009576
0.009589
0.009586
0.009583
0.009580
15
0.009822
0.009818
0.009813
0.009809
0.009822
0.009818
0.009813
0.009809
0.009822
0.009818
0.009813
14
0.010080
0.010093
0.010087
0.010081
0.010093
0.010087
0.010081
0.010094
0.010088
0.010082
0.010094
13
0.010412
0.010404
0.010416
0.010408
0.010400
0.010412
0.010404
0.010415
0.010407
0.010400
0.010411
12
0.010789
0.010800
0.010789
0.010800
0.010789
0.010800
0.010789
0.010800
0.010789
0.010800
0.010789
11
0.011264
0.011273
0.011259
0.011268
0.011254
0.011263
0.011272
0.011259
0.011268
0.011254
0.011263
10
0.011834
0.011842
0.011849
0.011830
0.011838
0.011845
0.011852
0.011834
0.011841
0.011848
0.011830
9
0.012553
0.012558
0.012562
0.012566
0.012571
0.012546
0.012551
0.012555
0.012559
0.012563
0.012567
8
0.013466
0.013466
0.013466
0.013466
0.013466
0.013466
0.013467
0.013467
0.013467
0.013467
0.013467
7
0.014680
0.014673
0.014667
0.014661
0.014655
0.014688
0.014681
0.014675
0.014669
0.014663
0.014657
6
0.016281
0.016265
0.016297
0.016280
0.016312
0.016295
0.016279
0.016310
0.016294
0.016278
0.016309
5
0.018591
0.018556
0.018585
0.018614
0.018579
0.018608
0.018573
0.018602
0.018568
0.018596
0.018562
4
0.022111
0.022040
0.022060
0.022080
0.022100
0.022032
0.022051
0.022071
0.022090
0.022110
0.022042
3
0.027984
0.027979
0.027974
0.027969
0.027964
0.027959
0.027954
0.027949
0.027945
0.027940
0.027935
2
0.039800
0.039705
0.039613
0.039810
0.039717
0.039625
0.039820
0.039728
0.039638
0.039829
0.039739
1
0.075676
0.075000
0.075375
0.075750
0.075082
0.075452
0.075821
0.075162
0.075527
0.075891
0.075240
 
 
Salario (UMA)
Plazo (años)
21
21.1
21.2
21.3
21.4
21.5
21.6
21.7
21.8
21.9
30
0.008462
0.008452
0.008454
0.008457
0.008459
0.008462
0.008452
0.008454
0.008456
0.008459
29
0.008462
0.008452
0.008454
0.008457
0.008459
0.008462
0.008452
0.008454
0.008456
0.008459
28
0.008462
0.008452
0.008454
0.008457
0.008459
0.008462
0.008452
0.008454
0.008456
0.008459
27
0.008462
0.008452
0.008454
0.008457
0.008459
0.008462
0.008452
0.008454
0.008456
0.008459
26
0.008462
0.008452
0.008454
0.008457
0.008459
0.008462
0.008452
0.008454
0.008456
0.008459
25
0.008513
0.008515
0.008517
0.008520
0.008509
0.008511
0.008513
0.008515
0.008518
0.008520
24
0.008577
0.008579
0.008581
0.008583
0.008585
0.008574
0.008576
0.008578
0.008580
0.008582
23
0.008656
0.008658
0.008659
0.008648
0.008649
0.008651
0.008652
0.008654
0.008655
0.008657
22
0.008736
0.008737
0.008738
0.008740
0.008741
0.008742
0.008743
0.008731
0.008732
0.008734
21
0.008831
0.008832
0.008833
0.008834
0.008834
0.008835
0.008836
0.008837
0.008837
0.008838
20
0.008943
0.008943
0.008943
0.008944
0.008944
0.008944
0.008944
0.008945
0.008945
0.008945
19
0.009072
0.009071
0.009071
0.009070
0.009070
0.009070
0.009069
0.009069
0.009069
0.009069
18
0.009219
0.009218
0.009217
0.009216
0.009215
0.009214
0.009213
0.009212
0.009211
0.009210
17
0.009387
0.009385
0.009383
0.009381
0.009379
0.009393
0.009391
0.009389
0.009387
0.009385
16
0.009577
0.009590
0.009587
0.009585
0.009582
0.009579
0.009576
0.009589
0.009586
0.009583
15
0.009809
0.009822
0.009818
0.009813
0.009809
0.009822
0.009818
0.009814
0.009810
0.009822
14
0.010088
0.010083
0.010095
0.010089
0.010083
0.010078
0.010089
0.010084
0.010078
0.010090
13
0.010403
0.010414
0.010407
0.010418
0.010410
0.010403
0.010414
0.010406
0.010417
0.010410
12
0.010800
0.010789
0.010800
0.010789
0.010800
0.010789
0.010800
0.010790
0.010800
0.010790
11
0.011272
0.011258
0.011267
0.011254
0.011263
0.011271
0.011258
0.011267
0.011254
0.011262
10
0.011837
0.011844
0.011850
0.011833
0.011840
0.011846
0.011829
0.011836
0.011843
0.011849
9
0.012544
0.012548
0.012552
0.012556
0.012560
0.012564
0.012568
0.012546
0.012550
0.012554
8
0.013467
0.013468
0.013468
0.013468
0.013468
0.013468
0.013468
0.013468
0.013469
0.013469
7
0.014651
0.014682
0.014676
0.014670
0.014664
0.014659
0.014653
0.014684
0.014678
0.014672
6
0.016293
0.016277
0.016307
0.016291
0.016276
0.016306
0.016290
0.016275
0.016304
0.016289
5
0.018590
0.018557
0.018584
0.018611
0.018578
0.018605
0.018573
0.018600
0.018567
0.018594
4
0.022062
0.022081
0.022100
0.022034
0.022053
0.022072
0.022090
0.022026
0.022044
0.022063
3
0.027931
0.027926
0.027921
0.027917
0.027913
0.027908
0.027904
0.027900
0.027895
0.027891
2
0.039650
0.039839
0.039750
0.039662
0.039848
0.039760
0.039673
0.039857
0.039770
0.039684
1
0.075600
0.075960
0.075315
0.075671
0.075038
0.075389
0.075740
0.075115
0.075461
0.075807
 
 
Salario (UMA)
Plazo (años)
22.0
22.1
22.2
22.3
22.4
22.5
22.6
22.7
22.8
22.9
23.0
30
0.008461
0.008451
0.008454
0.008456
0.008458
0.008461
0.008463
0.008453
0.008456
0.008458
0.008460
29
0.008461
0.008451
0.008454
0.008456
0.008458
0.008461
0.008463
0.008453
0.008456
0.008458
0.008460
28
0.008461
0.008451
0.008454
0.008456
0.008458
0.008461
0.008463
0.008453
0.008456
0.008458
0.008460
27
0.008461
0.008451
0.008454
0.008456
0.008458
0.008461
0.008463
0.008453
0.008456
0.008458
0.008460
26
0.008461
0.008451
0.008454
0.008456
0.008458
0.008461
0.008463
0.008453
0.008456
0.008458
0.008460
25
0.008510
0.008512
0.008514
0.008516
0.008518
0.008520
0.008510
0.008512
0.008514
0.008516
0.008518
24
0.008583
0.008585
0.008575
0.008576
0.008578
0.008580
0.008582
0.008584
0.008573
0.008575
0.008577
23
0.008658
0.008647
0.008649
0.008650
0.008652
0.008653
0.008655
0.008656
0.008658
0.008647
0.008649
22
0.008735
0.008736
0.008737
0.008738
0.008739
0.008741
0.008742
0.008743
0.008731
0.008733
0.008734
21
0.008839
0.008840
0.008827
0.008828
0.008829
0.008829
0.008830
0.008831
0.008832
0.008832
0.008833
20
0.008945
0.008946
0.008946
0.008946
0.008946
0.008946
0.008947
0.008947
0.008947
0.008947
0.008948
19
0.009068
0.009068
0.009068
0.009067
0.009067
0.009067
0.009066
0.009066
0.009066
0.009065
0.009065
18
0.009223
0.009222
0.009221
0.009220
0.009219
0.009218
0.009217
0.009216
0.009215
0.009214
0.009213
17
0.009383
0.009382
0.009380
0.009393
0.009391
0.009389
0.009387
0.009385
0.009384
0.009382
0.009380
16
0.009580
0.009577
0.009590
0.009587
0.009584
0.009582
0.009579
0.009576
0.009588
0.009586
0.009583
15
0.009818
0.009814
0.009810
0.009806
0.009818
0.009814
0.009810
0.009806
0.009818
0.009814
0.009810
14
0.010084
0.010079
0.010090
0.010085
0.010080
0.010091
0.010085
0.010080
0.010091
0.010086
0.010081
13
0.010402
0.010413
0.010406
0.010416
0.010409
0.010402
0.010412
0.010405
0.010416
0.010409
0.010402
12
0.010800
0.010790
0.010800
0.010790
0.010800
0.010790
0.010800
0.010790
0.010800
0.010790
0.010800
11
0.011271
0.011258
0.011266
0.011254
0.011262
0.011270
0.011258
0.011266
0.011254
0.011262
0.011270
10
0.011832
0.011839
0.011845
0.011829
0.011835
0.011842
0.011848
0.011832
0.011838
0.011844
0.011828
9
0.012558
0.012562
0.012566
0.012569
0.012547
0.012551
0.012555
0.012559
0.012563
0.012567
0.012545
8
0.013469
0.013469
0.013469
0.013469
0.013469
0.013470
0.013470
0.013470
0.013470
0.013470
0.013470
7
0.014666
0.014660
0.014655
0.014685
0.014679
0.014673
0.014668
0.014662
0.014657
0.014651
0.014680
6
0.016273
0.016303
0.016288
0.016272
0.016301
0.016286
0.016272
0.016300
0.016285
0.016271
0.016299
5
0.018562
0.018588
0.018557
0.018583
0.018609
0.018577
0.018603
0.018572
0.018598
0.018567
0.018592
4
0.022081
0.022100
0.022036
0.022054
0.022072
0.022090
0.022028
0.022046
0.022064
0.022082
0.022099
3
0.027887
0.027883
0.027879
0.027875
0.027870
0.027866
0.027863
0.027859
0.027981
0.027977
0.027972
2
0.039600
0.039780
0.039695
0.039611
0.039789
0.039705
0.039623
0.039798
0.039716
0.039634
0.039807
1
0.075189
0.075531
0.075873
0.075262
0.075600
0.075000
0.075333
0.075666
0.075073
0.075402
0.075731
 
 
Salario (UMA)
Plazo (años)
23.1
23.2
23.3
23.4
23.5
23.6
23.7
23.8
23.9
24.0
30
0.008462
0.008453
0.008455
0.008457
0.008460
0.008462
0.008453
0.008455
0.008457
0.008459
29
0.008462
0.008453
0.008455
0.008457
0.008460
0.008462
0.008453
0.008455
0.008457
0.008459
28
0.008462
0.008453
0.008455
0.008457
0.008460
0.008462
0.008453
0.008455
0.008457
0.008459
27
0.008462
0.008453
0.008455
0.008457
0.008460
0.008462
0.008453
0.008455
0.008457
0.008459
26
0.008462
0.008453
0.008455
0.008457
0.008460
0.008462
0.008453
0.008455
0.008457
0.008459
25
0.008508
0.008510
0.008512
0.008514
0.008516
0.008518
0.008509
0.008511
0.008513
0.008515
24
0.008579
0.008580
0.008582
0.008584
0.008574
0.008576
0.008577
0.008579
0.008581
0.008582
23
0.008650
0.008651
0.008653
0.008654
0.008656
0.008657
0.008658
0.008648
0.008650
0.008651
22
0.008735
0.008736
0.008737
0.008738
0.008739
0.008740
0.008741
0.008742
0.008732
0.008733
21
0.008834
0.008834
0.008835
0.008836
0.008837
0.008837
0.008838
0.008839
0.008827
0.008828
20
0.008948
0.008948
0.008948
0.008949
0.008949
0.008949
0.008949
0.008949
0.008937
0.008937
19
0.009065
0.009065
0.009064
0.009064
0.009064
0.009064
0.009076
0.009076
0.009075
0.009075
18
0.009212
0.009211
0.009210
0.009223
0.009222
0.009221
0.009220
0.009219
0.009218
0.009217
17
0.009393
0.009391
0.009389
0.009387
0.009386
0.009384
0.009382
0.009381
0.009379
0.009391
16
0.009580
0.009577
0.009589
0.009587
0.009584
0.009581
0.009579
0.009576
0.009588
0.009585
15
0.009806
0.009818
0.009814
0.009810
0.009806
0.009818
0.009814
0.009810
0.009806
0.009818
14
0.010092
0.010086
0.010081
0.010092
0.010087
0.010082
0.010093
0.010087
0.010082
0.010077
13
0.010412
0.010405
0.010415
0.010408
0.010401
0.010411
0.010404
0.010414
0.010408
0.010401
12
0.010790
0.010800
0.010790
0.010800
0.010790
0.010800
0.010790
0.010800
0.010790
0.010800
11
0.011258
0.011266
0.011254
0.011262
0.011269
0.011257
0.011265
0.011253
0.011261
0.011269
10
0.011834
0.011841
0.011847
0.011831
0.011837
0.011843
0.011828
0.011834
0.011840
0.011846
9
0.012549
0.012553
0.012556
0.012560
0.012564
0.012568
0.012547
0.012550
0.012554
0.012558
8
0.013470
0.013470
0.013471
0.013471
0.013471
0.013471
0.013471
0.013471
0.013471
0.013471
7
0.014675
0.014669
0.014664
0.014658
0.014653
0.014682
0.014676
0.014671
0.014665
0.014660
6
0.016284
0.016270
0.016297
0.016283
0.016269
0.016296
0.016282
0.016268
0.016295
0.016281
5
0.018562
0.018587
0.018557
0.018582
0.018607
0.018577
0.018601
0.018572
0.018596
0.018567
4
0.022038
0.022056
0.022073
0.022090
0.022031
0.022048
0.022065
0.022082
0.022099
0.022040
3
0.027968
0.027964
0.027960
0.027955
0.027951
0.027947
0.027943
0.027939
0.027935
0.027931
2
0.039726
0.039645
0.039816
0.039735
0.039656
0.039825
0.039745
0.039666
0.039833
0.039754
1
0.075144
0.075469
0.075795
0.075214
0.075535
0.075857
0.075282
0.075600
0.075034
0.075348
 
 
Salario (UMA)
Plazo (años)
24.1
24.2
24.3
24.4
24.5
24.6
24.7
24.8
24.9
25.0
30
0.008461
0.008452
0.008454
0.008456
0.008459
0.008461
0.008452
0.008454
0.008456
0.008458
29
0.008461
0.008452
0.008454
0.008456
0.008459
0.008461
0.008452
0.008454
0.008456
0.008458
28
0.008461
0.008452
0.008454
0.008456
0.008459
0.008461
0.008452
0.008454
0.008456
0.008458
27
0.008461
0.008452
0.008454
0.008456
0.008459
0.008461
0.008452
0.008454
0.008456
0.008458
26
0.008461
0.008452
0.008454
0.008456
0.008459
0.008461
0.008452
0.008454
0.008456
0.008458
25
0.008517
0.008518
0.008509
0.008511
0.008513
0.008515
0.008517
0.008519
0.008510
0.008511
24
0.008584
0.008574
0.008576
0.008578
0.008579
0.008581
0.008583
0.008573
0.008575
0.008576
23
0.008652
0.008654
0.008655
0.008657
0.008658
0.008648
0.008649
0.008651
0.008652
0.008653
22
0.008734
0.008735
0.008736
0.008737
0.008738
0.008739
0.008740
0.008741
0.008742
0.008732
21
0.008829
0.008829
0.008830
0.008831
0.008831
0.008832
0.008833
0.008833
0.008834
0.008835
20
0.008938
0.008938
0.008938
0.008938
0.008939
0.008939
0.008939
0.008939
0.008940
0.008940
19
0.009075
0.009075
0.009074
0.009074
0.009074
0.009073
0.009073
0.009073
0.009072
0.009072
18
0.009216
0.009215
0.009214
0.009213
0.009213
0.009212
0.009211
0.009210
0.009222
0.009221
17
0.009389
0.009387
0.009386
0.009384
0.009382
0.009381
0.009379
0.009391
0.009389
0.009388
16
0.009583
0.009580
0.009578
0.009589
0.009586
0.009584
0.009581
0.009579
0.009576
0.009588
15
0.009814
0.009810
0.009807
0.009818
0.009814
0.009810
0.009807
0.009818
0.009814
0.009811
14
0.010088
0.010083
0.010078
0.010088
0.010083
0.010078
0.010089
0.010084
0.010079
0.010089
13
0.010411
0.010404
0.010414
0.010407
0.010400
0.010410
0.010404
0.010413
0.010407
0.010400
12
0.010791
0.010800
0.010791
0.010800
0.010791
0.010800
0.010791
0.010800
0.010791
0.010800
11
0.011257
0.011265
0.011253
0.011261
0.011269
0.011257
0.011265
0.011253
0.011261
0.011268
10
0.011830
0.011836
0.011842
0.011848
0.011833
0.011839
0.011845
0.011830
0.011836
0.011842
9
0.012561
0.012565
0.012544
0.012548
0.012552
0.012555
0.012559
0.012562
0.012566
0.012546
8
0.013472
0.013472
0.013472
0.013472
0.013472
0.013472
0.013472
0.013472
0.013472
0.013473
7
0.014655
0.014650
0.014677
0.014672
0.014667
0.014662
0.014657
0.014652
0.014679
0.014673
6
0.016267
0.016294
0.016280
0.016266
0.016293
0.016279
0.016265
0.016291
0.016278
0.016265
5
0.018591
0.018562
0.018586
0.018557
0.018581
0.018605
0.018576
0.018600
0.018571
0.018595
4
0.022057
0.022074
0.022090
0.022033
0.022050
0.022066
0.022082
0.022026
0.022042
0.022058
3
0.027927
0.027923
0.027919
0.027915
0.027911
0.027907
0.027903
0.027900
0.027896
0.027892
2
0.039676
0.039600
0.039763
0.039686
0.039610
0.039772
0.039696
0.039621
0.039781
0.039705
1
0.075662
0.075103
0.075413
0.075724
0.075170
0.075477
0.075784
0.075235
0.075539
0.075000
 
E.    Tabla de Factores de Pago Régimen Especial de Amortización
 
Salario (UMA)
Plazo (años)
1.0
1.1
1.2
1.3
1.4
1.5
1.6
1.7
1.8
1.9
2.0
30
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
29
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
28
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
27
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
26
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
25
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
24
0.010603
0.010603
0.010603
0.010603
0.010603
0.010603
0.010603
0.010603
0.010603
0.010603
0.010603
23
0.010685
0.010685
0.010685
0.010685
0.010685
0.010685
0.010685
0.010685
0.010685
0.010685
0.010685
22
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
21
0.010886
0.010886
0.010886
0.010886
0.010886
0.010886
0.010886
0.010886
0.010886
0.010886
0.010886
20
0.011010
0.011010
0.011010
0.011010
0.011010
0.011010
0.011010
0.011010
0.011010
0.011010
0.011010
19
0.011153
0.011153
0.011153
0.011153
0.011153
0.011153
0.011153
0.011153
0.011153
0.011153
0.011153
18
0.011319
0.011319
0.011319
0.011319
0.011319
0.011319
0.011319
0.011319
0.011319
0.011319
0.011319
17
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
16
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
15
0.012001
0.012001
0.012001
0.012001
0.012001
0.012001
0.012001
0.012001
0.012001
0.012001
0.012001
14
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
13
0.012686
0.012686
0.012686
0.012686
0.012686
0.012686
0.012686
0.012686
0.012686
0.012686
0.012686
12
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
11
0.013677
0.013677
0.013677
0.013677
0.013677
0.013677
0.013677
0.013677
0.013677
0.013677
0.013677
10
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
9
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
8
0.016252
0.016252
0.016252
0.016252
0.016252
0.016252
0.016252
0.016252
0.016252
0.016252
0.016252
7
0.017652
0.017652
0.017652
0.017652
0.017652
0.017652
0.017652
0.017652
0.017652
0.017652
0.017652
6
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
5
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
4
0.026333
0.026333
0.026333
0.026333
0.026333
0.026333
0.026333
0.026333
0.026333
0.026333
0.026333
3
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
2
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
1
0.088848
0.088848
0.088848
0.088848
0.088848
0.088848
0.088848
0.088848
0.088848
0.088848
0.088848
 
 
Salario (UMA)
Plazo (años)
2.1
2.2
2.3
2.4
2.5
2.6
2.7
2.8
2.9
3.0
30
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
29
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
28
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
27
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
26
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
25
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
24
0.010603
0.010603
0.010603
0.010603
0.010603
0.010603
0.010603
0.010603
0.010603
0.010603
23
0.010685
0.010685
0.010685
0.010685
0.010685
0.010685
0.010685
0.010685
0.010685
0.010685
22
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
21
0.010886
0.010886
0.010886
0.010886
0.010886
0.010886
0.010886
0.010886
0.010886
0.010886
20
0.011010
0.011010
0.011010
0.011010
0.011010
0.011010
0.011010
0.011010
0.011010
0.011010
19
0.011153
0.011153
0.011153
0.011153
0.011153
0.011153
0.011153
0.011153
0.011153
0.011153
18
0.011319
0.011319
0.011319
0.011319
0.011319
0.011319
0.011319
0.011319
0.011319
0.011319
17
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
16
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
15
0.012001
0.012001
0.012001
0.012001
0.012001
0.012001
0.012001
0.012001
0.012001
0.012001
14
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
13
0.012686
0.012686
0.012686
0.012686
0.012686
0.012686
0.012686
0.012686
0.012686
0.012686
12
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
11
0.013677
0.013677
0.013677
0.013677
0.013677
0.013677
0.013677
0.013677
0.013677
0.013677
10
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
9
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
8
0.016252
0.016252
0.016252
0.016252
0.016252
0.016252
0.016252
0.016252
0.016252
0.016252
7
0.017652
0.017652
0.017652
0.017652
0.017652
0.017652
0.017652
0.017652
0.017652
0.017652
6
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
5
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
4
0.026333
0.026333
0.026333
0.026333
0.026333
0.026333
0.026333
0.026333
0.026333
0.026333
3
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
2
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
1
0.088848
0.088848
0.088848
0.088848
0.088848
0.088848
0.088848
0.088848
0.088848
0.088848
 
 
Salario (UMA)
Plazo (años)
3.1
3.2
3.3
3.4
3.5
3.6
3.7
3.8
3.9
4.0
4.1
30
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
29
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
28
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
27
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
26
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
25
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
24
0.010603
0.010603
0.010603
0.010603
0.010603
0.010603
0.010603
0.010603
0.010603
0.010603
0.010603
23
0.010685
0.010685
0.010685
0.010685
0.010685
0.010685
0.010685
0.010685
0.010685
0.010685
0.010685
22
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
21
0.010886
0.010886
0.010886
0.010886
0.010886
0.010886
0.010886
0.010886
0.010886
0.010886
0.010886
20
0.011010
0.011010
0.011010
0.011010
0.011010
0.011010
0.011010
0.011010
0.011010
0.011010
0.011010
19
0.011153
0.011153
0.011153
0.011153
0.011153
0.011153
0.011153
0.011153
0.011153
0.011153
0.011153
18
0.011319
0.011319
0.011319
0.011319
0.011319
0.011319
0.011319
0.011319
0.011319
0.011319
0.011319
17
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
16
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
15
0.012001
0.012001
0.012001
0.012001
0.012001
0.012001
0.012001
0.012001
0.012001
0.012001
0.012001
14
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
13
0.012686
0.012686
0.012686
0.012686
0.012686
0.012686
0.012686
0.012686
0.012686
0.012686
0.012686
12
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
11
0.013677
0.013677
0.013677
0.013677
0.013677
0.013677
0.013677
0.013677
0.013677
0.013677
0.013677
10
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
9
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
8
0.016252
0.016252
0.016252
0.016252
0.016252
0.016252
0.016252
0.016252
0.016252
0.016252
0.016252
7
0.017652
0.017652
0.017652
0.017652
0.017652
0.017652
0.017652
0.017652
0.017652
0.017652
0.017652
6
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
5
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
4
0.026333
0.026333
0.026333
0.026333
0.026333
0.026333
0.026333
0.026333
0.026333
0.026333
0.026333
3
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
2
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
1
0.088848
0.088848
0.088848
0.088848
0.088848
0.088848
0.088848
0.088848
0.088848
0.088848
0.088848
 
 
Salario (UMA)
Plazo (años)
4.2
4.3
4.4
4.5
4.6
4.7
4.8
4.9
5.0
5.1
30
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
29
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
28
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
27
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
26
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
25
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
24
0.010603
0.010603
0.010603
0.010603
0.010603
0.010603
0.010603
0.010603
0.010603
0.010603
23
0.010685
0.010685
0.010685
0.010685
0.010685
0.010685
0.010685
0.010685
0.010685
0.010685
22
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
21
0.010886
0.010886
0.010886
0.010886
0.010886
0.010886
0.010886
0.010886
0.010886
0.010886
20
0.011010
0.011010
0.011010
0.011010
0.011010
0.011010
0.011010
0.011010
0.011010
0.011010
19
0.011153
0.011153
0.011153
0.011153
0.011153
0.011153
0.011153
0.011153
0.011153
0.011153
18
0.011319
0.011319
0.011319
0.011319
0.011319
0.011319
0.011319
0.011319
0.011319
0.011319
17
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
16
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
15
0.012001
0.012001
0.012001
0.012001
0.012001
0.012001
0.012001
0.012001
0.012001
0.012001
14
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
13
0.012686
0.012686
0.012686
0.012686
0.012686
0.012686
0.012686
0.012686
0.012686
0.012686
12
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
11
0.013677
0.013677
0.013677
0.013677
0.013677
0.013677
0.013677
0.013677
0.013677
0.013677
10
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
9
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
8
0.016252
0.016252
0.016252
0.016252
0.016252
0.016252
0.016252
0.016252
0.016252
0.016252
7
0.017652
0.017652
0.017652
0.017652
0.017652
0.017652
0.017652
0.017652
0.017652
0.017652
6
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
5
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
4
0.026333
0.026333
0.026333
0.026333
0.026333
0.026333
0.026333
0.026333
0.026333
0.026333
3
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
2
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
1
0.088848
0.088848
0.088848
0.088848
0.088848
0.088848
0.088848
0.088848
0.088848
0.088848
 
 
Salario (UMA)
Plazo (años)
5.2
5.3
5.4
5.5
5.6
5.7
5.8
5.9
6.0
6.1
6.2
30
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
29
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
28
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
27
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
26
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
0.010469
25
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
0.010532
24
0.010603
0.010603
0.010603
0.010603
0.010603
0.010603
0.010603
0.010603
0.010603
0.010603
0.010603
23
0.010685
0.010685
0.010685
0.010685
0.010685
0.010685
0.010685
0.010685
0.010685
0.010685
0.010685
22
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
0.010779
21
0.010886
0.010886
0.010886
0.010886
0.010886
0.010886
0.010886
0.010886
0.010886
0.010886
0.010886
20
0.011010
0.011010
0.011010
0.011010
0.011010
0.011010
0.011010
0.011010
0.011010
0.011010
0.011010
19
0.011153
0.011153
0.011153
0.011153
0.011153
0.011153
0.011153
0.011153
0.011153
0.011153
0.011153
18
0.011319
0.011319
0.011319
0.011319
0.011319
0.011319
0.011319
0.011319
0.011319
0.011319
0.011319
17
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
0.011512
16
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
0.011737
15
0.012001
0.012001
0.012001
0.012001
0.012001
0.012001
0.012001
0.012001
0.012001
0.012001
0.012001
14
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
0.012314
13
0.012686
0.012686
0.012686
0.012686
0.012686
0.012686
0.012686
0.012686
0.012686
0.012686
0.012686
12
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
0.013134
11
0.013677
0.013677
0.013677
0.013677
0.013677
0.013677
0.013677
0.013677
0.013677
0.013677
0.013677
10
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
0.014347
9
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
0.015184
8
0.016252
0.016252
0.016252
0.016252
0.016252
0.016252
0.016252
0.016252
0.016252
0.016252
0.016252
7
0.017652
0.017652
0.017652
0.017652
0.017652
0.017652
0.017652
0.017652
0.017652
0.017652
0.017652
6
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
0.019550
5
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
0.022244
4
0.026333
0.026333
0.026333
0.026333
0.026333
0.026333
0.026333
0.026333
0.026333
0.026333
0.026333
3
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
0.033214
2
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
0.047073
1
0.088848
0.088848
0.088848
0.088848
0.088848
0.088848
0.088848
0.088848
0.088848
0.088848
0.088848
 
 
Salario (UMA)
Plazo (años)
6.3
6.4
6.5
6.6
6.7
6.8
6.9
7.0
7.1
7.2
30
0.010469
0.010469
0.010469
0.010057
0.010018
0.010027
0.010036
0.010044
0.010053
0.010017
29
0.010469
0.010469
0.010469
0.010057
0.010018
0.010027
0.010036
0.010044
0.010053
0.010017
28
0.010469
0.010469
0.010469
0.010057
0.010018
0.010027
0.010036
0.010044
0.010053
0.010017
27
0.010469
0.010469
0.010469
0.010057
0.010018
0.010027
0.010036
0.010044
0.010053
0.010017
26
0.010469
0.010469
0.010469
0.010057
0.010018
0.010027
0.010036
0.010044
0.010053
0.010017
25
0.010532
0.010532
0.010532
0.010105
0.010113
0.010120
0.010128
0.010090
0.010097
0.010105
24
0.010603
0.010603
0.010603
0.010202
0.010209
0.010168
0.010175
0.010181
0.010188
0.010194
23
0.010685
0.010685
0.010685
0.010252
0.010258
0.010264
0.010269
0.010275
0.010280
0.010285
22
0.010779
0.010779
0.010779
0.010352
0.010357
0.010361
0.010366
0.010370
0.010374
0.010378
21
0.010886
0.010886
0.010886
0.010507
0.010509
0.010512
0.010464
0.010467
0.010470
0.010472
20
0.011010
0.011010
0.011010
0.010613
0.010613
0.010614
0.010615
0.010616
0.010616
0.010617
19
0.011153
0.011153
0.011153
0.010775
0.010773
0.010772
0.010770
0.010769
0.010767
0.010766
18
0.011319
0.011319
0.011319
0.010943
0.010938
0.010934
0.010930
0.010926
0.010923
0.010919
17
0.011512
0.011512
0.011512
0.011174
0.011166
0.011158
0.011151
0.011144
0.011137
0.011130
16
0.011737
0.011737
0.011737
0.011354
0.011404
0.011392
0.011381
0.011370
0.011360
0.011349
15
0.012001
0.012001
0.012001
0.011668
0.011652
0.011636
0.011682
0.011666
0.011651
0.011636
14
0.012314
0.012314
0.012314
0.012000
0.011977
0.011956
0.012000
0.011978
0.011957
0.012000
13
0.012686
0.012686
0.012686
0.012350
0.012393
0.012363
0.012335
0.012375
0.012347
0.012387
12
0.013134
0.013134
0.013134
0.012800
0.012838
0.012800
0.012837
0.012800
0.012836
0.012800
11
0.013677
0.013677
0.013677
0.013367
0.013400
0.013349
0.013381
0.013413
0.013364
0.013395
10
0.014347
0.014347
0.014347
0.014080
0.014105
0.014038
0.014063
0.014088
0.014024
0.014048
9
0.015184
0.015184
0.015184
0.014873
0.014888
0.014904
0.014918
0.014933
0.014947
0.014961
8
0.016252
0.016252
0.016252
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
7
0.017652
0.017652
0.017652
0.017454
0.017430
0.017408
0.017385
0.017364
0.017476
0.017454
6
0.019550
0.019550
0.019550
0.019376
0.019315
0.019428
0.019368
0.019310
0.019418
0.019361
5
0.022244
0.022244
0.022244
0.022000
0.022103
0.022204
0.022080
0.022178
0.022058
0.022153
4
0.026333
0.026333
0.026333
0.026400
0.026146
0.026216
0.026285
0.026352
0.026114
0.026181
3
0.033214
0.033214
0.033214
0.033523
0.033500
0.033476
0.033454
0.033432
0.033411
0.033391
2
0.047073
0.047073
0.047073
0.046933
0.047644
0.047304
0.046978
0.047659
0.047333
0.047020
1
0.088848
0.088848
0.088848
0.091826
0.089333
0.090666
0.092000
0.089600
0.090880
0.092160
 
 
Salario (UMA)
Plazo (años)
7.3
7.4
7.5
7.6
7.7
7.8
7.9
8
8.1
8.2
8.3
30
0.010025
0.010033
0.010041
0.010049
0.010057
0.010024
0.010031
0.010039
0.010046
0.010053
0.010022
29
0.010025
0.010033
0.010041
0.010049
0.010057
0.010024
0.010031
0.010039
0.010046
0.010053
0.010022
28
0.010025
0.010033
0.010041
0.010049
0.010057
0.010024
0.010031
0.010039
0.010046
0.010053
0.010022
27
0.010025
0.010033
0.010041
0.010049
0.010057
0.010024
0.010031
0.010039
0.010046
0.010053
0.010022
26
0.010025
0.010033
0.010041
0.010049
0.010057
0.010024
0.010031
0.010039
0.010046
0.010053
0.010022
25
0.010112
0.010119
0.010126
0.010091
0.010098
0.010105
0.010112
0.010118
0.010085
0.010092
0.010098
24
0.010200
0.010163
0.010169
0.010175
0.010181
0.010187
0.010193
0.010199
0.010164
0.010170
0.010176
23
0.010290
0.010251
0.010256
0.010261
0.010266
0.010271
0.010276
0.010281
0.010285
0.010250
0.010254
22
0.010382
0.010385
0.010389
0.010348
0.010352
0.010356
0.010360
0.010364
0.010368
0.010371
0.010375
21
0.010475
0.010477
0.010480
0.010482
0.010485
0.010487
0.010489
0.010491
0.010493
0.010496
0.010498
20
0.010618
0.010618
0.010619
0.010620
0.010620
0.010621
0.010621
0.010622
0.010622
0.010623
0.010624
19
0.010764
0.010763
0.010762
0.010761
0.010759
0.010758
0.010757
0.010756
0.010755
0.010754
0.010753
18
0.010915
0.010962
0.010958
0.010954
0.010951
0.010947
0.010943
0.010940
0.010936
0.010933
0.010930
17
0.011123
0.011117
0.011162
0.011155
0.011149
0.011142
0.011136
0.011130
0.011124
0.011118
0.011159
16
0.011395
0.011384
0.011374
0.011364
0.011354
0.011397
0.011387
0.011377
0.011368
0.011359
0.011350
15
0.011680
0.011665
0.011650
0.011636
0.011622
0.011663
0.011649
0.011636
0.011623
0.011662
0.011649
14
0.011979
0.011959
0.012000
0.011980
0.011961
0.012000
0.011981
0.011962
0.011944
0.011981
0.011963
13
0.012359
0.012333
0.012371
0.012345
0.012381
0.012356
0.012331
0.012367
0.012342
0.012377
0.012353
12
0.012835
0.012800
0.012834
0.012800
0.012833
0.012800
0.012832
0.012800
0.012831
0.012800
0.012830
11
0.013348
0.013378
0.013407
0.013362
0.013391
0.013347
0.013375
0.013403
0.013360
0.013387
0.013346
10
0.014072
0.014095
0.014035
0.014057
0.014080
0.014022
0.014044
0.014065
0.014086
0.014032
0.014052
9
0.014878
0.014893
0.014906
0.014920
0.014933
0.014946
0.014870
0.014883
0.014896
0.014909
0.014921
8
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
7
0.017432
0.017411
0.017391
0.017371
0.017475
0.017454
0.017434
0.017414
0.017395
0.017377
0.017473
6
0.019305
0.019409
0.019354
0.019301
0.019401
0.019348
0.019297
0.019393
0.019343
0.019294
0.019386
5
0.022037
0.022130
0.022018
0.022109
0.022000
0.022088
0.022175
0.022068
0.022153
0.022050
0.022133
4
0.026247
0.026311
0.026373
0.026150
0.026212
0.026273
0.026333
0.026122
0.026181
0.026240
0.026297
3
0.033371
0.033352
0.033333
0.033315
0.033297
0.033280
0.033263
0.033246
0.033230
0.033215
0.033200
2
0.047673
0.047360
0.047058
0.047686
0.047384
0.047094
0.047698
0.047407
0.047127
0.047709
0.047428
1
0.089846
0.091076
0.088888
0.090074
0.091259
0.089142
0.090285
0.091428
0.089379
0.090482
0.091586
 
 
Salario (UMA)
Plazo (años)
8.4
8.5
8.6
8.7
8.8
8.9
9
9.1
9.2
9.3
30
0.010029
0.010036
0.010043
0.010050
0.010021
0.010028
0.010034
0.010041
0.010047
0.010020
29
0.010029
0.010036
0.010043
0.010050
0.010021
0.010028
0.010034
0.010041
0.010047
0.010020
28
0.010029
0.010036
0.010043
0.010050
0.010021
0.010028
0.010034
0.010041
0.010047
0.010020
27
0.010029
0.010036
0.010043
0.010050
0.010021
0.010028
0.010034
0.010041
0.010047
0.010020
26
0.010029
0.010036
0.010043
0.010050
0.010021
0.010028
0.010034
0.010041
0.010047
0.010020
25
0.010105
0.010111
0.010117
0.010086
0.010093
0.010099
0.010105
0.010111
0.010116
0.010088
24
0.010181
0.010187
0.010192
0.010197
0.010166
0.010171
0.010176
0.010181
0.010186
0.010191
23
0.010259
0.010264
0.010268
0.010273
0.010277
0.010281
0.010249
0.010253
0.010257
0.010262
22
0.010378
0.010381
0.010384
0.010349
0.010352
0.010356
0.010359
0.010362
0.010366
0.010369
21
0.010500
0.010501
0.010463
0.010466
0.010468
0.010470
0.010472
0.010474
0.010476
0.010478
20
0.010624
0.010625
0.010625
0.010625
0.010626
0.010626
0.010627
0.010627
0.010628
0.010628
19
0.010752
0.010750
0.010750
0.010749
0.010748
0.010747
0.010746
0.010745
0.010744
0.010743
18
0.010926
0.010923
0.010920
0.010917
0.010957
0.010953
0.010950
0.010947
0.010944
0.010941
17
0.011153
0.011147
0.011141
0.011136
0.011130
0.011125
0.011119
0.011157
0.011151
0.011146
16
0.011389
0.011380
0.011371
0.011363
0.011354
0.011392
0.011383
0.011375
0.011366
0.011358
15
0.011636
0.011623
0.011661
0.011648
0.011636
0.011624
0.011659
0.011648
0.011636
0.011625
14
0.011946
0.011982
0.011965
0.011948
0.011982
0.011966
0.011950
0.011983
0.011967
0.011951
13
0.012330
0.012363
0.012340
0.012373
0.012350
0.012329
0.012360
0.012338
0.012369
0.012348
12
0.012800
0.012830
0.012800
0.012829
0.012800
0.012828
0.012800
0.012828
0.012800
0.012827
11
0.013373
0.013399
0.013359
0.013384
0.013345
0.013370
0.013395
0.013357
0.013381
0.013345
10
0.014073
0.014020
0.014040
0.014060
0.014080
0.014029
0.014048
0.014067
0.014019
0.014037
9
0.014933
0.014945
0.014875
0.014887
0.014899
0.014910
0.014922
0.014933
0.014868
0.014880
8
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
7
0.017454
0.017435
0.017417
0.017400
0.017382
0.017365
0.017454
0.017437
0.017420
0.017403
6
0.019338
0.019290
0.019380
0.019333
0.019287
0.019374
0.019328
0.019284
0.019368
0.019324
5
0.022032
0.022113
0.022016
0.022095
0.022000
0.022077
0.022153
0.022060
0.022135
0.022044
4
0.026352
0.026153
0.026209
0.026264
0.026317
0.026128
0.026181
0.026234
0.026285
0.026105
3
0.033185
0.033170
0.033156
0.033142
0.033129
0.033116
0.033103
0.033090
0.033078
0.033066
2
0.047157
0.047719
0.047448
0.047186
0.046933
0.047466
0.047213
0.046967
0.047483
0.047238
1
0.089600
0.090666
0.091733
0.089806
0.090838
0.089000
0.090000
0.091000
0.089212
0.090181
 
 
Salario (UMA)
Plazo (años)
9.4
9.5
9.6
9.7
9.8
9.9
10.0
10.1
10.2
10.3
10.4
30
0.010026
0.010033
0.010039
0.010045
0.010019
0.010025
0.010031
0.010037
0.010043
0.010018
0.010024
29
0.010026
0.010033
0.010039
0.010045
0.010019
0.010025
0.010031
0.010037
0.010043
0.010018
0.010024
28
0.010026
0.010033
0.010039
0.010045
0.010019
0.010025
0.010031
0.010037
0.010043
0.010018
0.010024
27
0.010026
0.010033
0.010039
0.010045
0.010019
0.010025
0.010031
0.010037
0.010043
0.010018
0.010024
26
0.010026
0.010033
0.010039
0.010045
0.010019
0.010025
0.010031
0.010037
0.010043
0.010018
0.010024
25
0.010093
0.010099
0.010105
0.010110
0.010116
0.010089
0.010094
0.010100
0.010105
0.010110
0.010084
24
0.010162
0.010167
0.010172
0.010177
0.010181
0.010186
0.010191
0.010163
0.010168
0.010172
0.010177
23
0.010266
0.010270
0.010274
0.010278
0.010281
0.010252
0.010256
0.010260
0.010264
0.010267
0.010271
22
0.010372
0.010375
0.010378
0.010381
0.010349
0.010352
0.010355
0.010358
0.010361
0.010364
0.010367
21
0.010480
0.010482
0.010484
0.010486
0.010488
0.010490
0.010491
0.010493
0.010495
0.010463
0.010465
20
0.010628
0.010629
0.010593
0.010593
0.010594
0.010595
0.010596
0.010596
0.010597
0.010598
0.010598
19
0.010742
0.010780
0.010778
0.010777
0.010776
0.010775
0.010774
0.010773
0.010772
0.010771
0.010770
18
0.010938
0.010935
0.010932
0.010929
0.010926
0.010924
0.010921
0.010918
0.010916
0.010950
0.010947
17
0.011140
0.011135
0.011130
0.011125
0.011120
0.011154
0.011149
0.011144
0.011139
0.011135
0.011130
16
0.011350
0.011385
0.011377
0.011369
0.011362
0.011354
0.011387
0.011380
0.011372
0.011365
0.011358
15
0.011658
0.011647
0.011636
0.011625
0.011657
0.011647
0.011636
0.011625
0.011657
0.011646
0.011636
14
0.011984
0.011968
0.011953
0.011984
0.011969
0.011954
0.011985
0.011970
0.011956
0.011985
0.011971
13
0.012327
0.012357
0.012337
0.012366
0.012346
0.012326
0.012355
0.012335
0.012363
0.012344
0.012325
12
0.012800
0.012827
0.012800
0.012826
0.012800
0.012825
0.012800
0.012825
0.012800
0.012824
0.012800
11
0.013368
0.013392
0.013356
0.013379
0.013344
0.013367
0.013389
0.013355
0.013377
0.013344
0.013365
10
0.014056
0.014074
0.014027
0.014045
0.014062
0.014080
0.014035
0.014052
0.014068
0.014025
0.014042
9
0.014891
0.014901
0.014912
0.014923
0.014933
0.014873
0.014883
0.014894
0.014904
0.014914
0.014923
8
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
7
0.017387
0.017371
0.017454
0.017438
0.017422
0.017406
0.017391
0.017376
0.017454
0.017439
0.017424
6
0.019282
0.019363
0.019320
0.019279
0.019358
0.019317
0.019277
0.019353
0.019313
0.019388
0.019348
5
0.022117
0.022028
0.022100
0.022014
0.022084
0.022000
0.022068
0.022136
0.022054
0.022120
0.022039
4
0.026156
0.026206
0.026256
0.026305
0.026133
0.026181
0.026229
0.026276
0.026112
0.026158
0.026204
3
0.033054
0.033043
0.033032
0.033021
0.033361
0.033347
0.033333
0.033319
0.033306
0.033292
0.033280
2
0.047000
0.047500
0.047261
0.047030
0.047515
0.047283
0.047058
0.047529
0.047304
0.047085
0.047542
1
0.091151
0.089411
0.090352
0.091294
0.089600
0.090514
0.088888
0.089777
0.090666
0.089081
0.089945
 
 
Salario (UMA)
Plazo (años)
10.5
10.6
10.7
10.8
10.9
11.0
11.1
11.2
11.3
11.4
30
0.010029
0.010035
0.010041
0.010017
0.010022
0.010028
0.010033
0.010039
0.010044
0.010021
29
0.010029
0.010035
0.010041
0.010017
0.010022
0.010028
0.010033
0.010039
0.010044
0.010021
28
0.010029
0.010035
0.010041
0.010017
0.010022
0.010028
0.010033
0.010039
0.010044
0.010021
27
0.010029
0.010035
0.010041
0.010017
0.010022
0.010028
0.010033
0.010039
0.010044
0.010021
26
0.010029
0.010035
0.010041
0.010017
0.010022
0.010028
0.010033
0.010039
0.010044
0.010021
25
0.010090
0.010095
0.010100
0.010105
0.010110
0.010085
0.010090
0.010095
0.010100
0.010105
24
0.010181
0.010186
0.010190
0.010164
0.010169
0.010173
0.010177
0.010181
0.010185
0.010161
23
0.010275
0.010278
0.010251
0.010255
0.010258
0.010262
0.010265
0.010269
0.010272
0.010276
22
0.010370
0.010373
0.010375
0.010378
0.010350
0.010352
0.010355
0.010358
0.010361
0.010363
21
0.010467
0.010469
0.010470
0.010472
0.010474
0.010476
0.010477
0.010479
0.010481
0.010482
20
0.010599
0.010600
0.010600
0.010601
0.010601
0.010602
0.010602
0.010603
0.010604
0.010604
19
0.010769
0.010768
0.010767
0.010766
0.010765
0.010764
0.010763
0.010762
0.010761
0.010761
18
0.010944
0.010941
0.010939
0.010936
0.010934
0.010931
0.010929
0.010926
0.010924
0.010922
17
0.011125
0.011121
0.011116
0.011148
0.011143
0.011139
0.011134
0.011130
0.011126
0.011121
16
0.011351
0.011382
0.011375
0.011368
0.011361
0.011354
0.011384
0.011377
0.011371
0.011364
15
0.011626
0.011656
0.011646
0.011636
0.011626
0.011655
0.011645
0.011636
0.011627
0.011654
14
0.011957
0.011985
0.011972
0.011958
0.011945
0.011972
0.011959
0.011946
0.011973
0.011960
13
0.012352
0.012334
0.012361
0.012342
0.012368
0.012350
0.012333
0.012358
0.012341
0.012366
12
0.012824
0.012800
0.012823
0.012800
0.012823
0.012800
0.012823
0.012800
0.012822
0.012800
11
0.013386
0.013354
0.013375
0.013343
0.013363
0.013384
0.013353
0.013373
0.013343
0.013362
10
0.014058
0.014074
0.014032
0.014048
0.014064
0.014023
0.014039
0.014054
0.014070
0.014030
9
0.014867
0.014877
0.014886
0.014896
0.014905
0.014915
0.014924
0.014871
0.014880
0.014889
8
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
7
0.017409
0.017394
0.017380
0.017366
0.017440
0.017425
0.017411
0.017398
0.017384
0.017371
6
0.019310
0.019382
0.019344
0.019307
0.019377
0.019340
0.019304
0.019372
0.019336
0.019301
5
0.022105
0.022025
0.022090
0.022012
0.022075
0.022000
0.022062
0.022123
0.022048
0.022109
4
0.026250
0.026294
0.026137
0.026181
0.026225
0.026268
0.026117
0.026160
0.026202
0.026244
3
0.033267
0.033254
0.033242
0.033230
0.033219
0.033207
0.033196
0.033185
0.033174
0.033163
2
0.047323
0.047111
0.047555
0.047342
0.047135
0.046933
0.047360
0.047157
0.046961
0.047376
1
0.090810
0.089263
0.090105
0.090947
0.089435
0.090256
0.091076
0.089600
0.090400
0.088975
 
 
Salario (UMA)
Plazo (años)
11.5
11.6
11.7
11.8
11.9
12.0
12.1
12.2
12.3
12.4
12.5
30
0.010027
0.010032
0.010037
0.010042
0.010021
0.010026
0.010031
0.010035
0.010040
0.010020
0.010025
29
0.010027
0.010032
0.010037
0.010042
0.010021
0.010026
0.010031
0.010035
0.010040
0.010020
0.010025
28
0.010027
0.010032
0.010037
0.010042
0.010021
0.010026
0.010031
0.010035
0.010040
0.010020
0.010025
27
0.010027
0.010032
0.010037
0.010042
0.010021
0.010026
0.010031
0.010035
0.010040
0.010020
0.010025
26
0.010027
0.010032
0.010037
0.010042
0.010021
0.010026
0.010031
0.010035
0.010040
0.010020
0.010025
25
0.010109
0.010086
0.010091
0.010096
0.010100
0.010105
0.010109
0.010087
0.010092
0.010096
0.010101
24
0.010165
0.010169
0.010173
0.010177
0.010181
0.010185
0.010162
0.010166
0.010170
0.010174
0.010178
23
0.010250
0.010254
0.010257
0.010260
0.010264
0.010267
0.010270
0.010273
0.010250
0.010253
0.010256
22
0.010366
0.010368
0.010371
0.010373
0.010376
0.010350
0.010352
0.010355
0.010357
0.010360
0.010362
21
0.010484
0.010485
0.010487
0.010488
0.010490
0.010463
0.010464
0.010466
0.010468
0.010469
0.010471
20
0.010605
0.010605
0.010606
0.010606
0.010607
0.010607
0.010608
0.010608
0.010609
0.010609
0.010610
19
0.010760
0.010759
0.010758
0.010757
0.010757
0.010756
0.010755
0.010754
0.010754
0.010753
0.010752
18
0.010919
0.010917
0.010947
0.010944
0.010942
0.010940
0.010937
0.010935
0.010933
0.010931
0.010928
17
0.011117
0.011147
0.011142
0.011138
0.011134
0.011130
0.011126
0.011122
0.011118
0.011146
0.011142
16
0.011358
0.011351
0.011379
0.011373
0.011367
0.011360
0.011354
0.011381
0.011375
0.011369
0.011363
15
0.011645
0.011636
0.011627
0.011654
0.011645
0.011636
0.011627
0.011653
0.011644
0.011636
0.011627
14
0.011948
0.011974
0.011961
0.011949
0.011974
0.011962
0.011950
0.011975
0.011963
0.011951
0.011976
13
0.012348
0.012332
0.012356
0.012339
0.012363
0.012347
0.012331
0.012354
0.012338
0.012361
0.012345
12
0.012822
0.012800
0.012821
0.012800
0.012821
0.012800
0.012821
0.012800
0.012820
0.012800
0.012820
11
0.013381
0.013352
0.013371
0.013342
0.013361
0.013379
0.013351
0.013369
0.013342
0.013360
0.013377
10
0.014045
0.014060
0.014022
0.014037
0.014051
0.014065
0.014028
0.014043
0.014057
0.014021
0.014035
9
0.014898
0.014907
0.014916
0.014924
0.014875
0.014883
0.014892
0.014900
0.014909
0.014917
0.014869
8
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
7
0.017440
0.017427
0.017413
0.017400
0.017388
0.017375
0.017363
0.017428
0.017415
0.017403
0.017391
6
0.019368
0.019333
0.019298
0.019364
0.019329
0.019296
0.019360
0.019326
0.019294
0.019356
0.019323
5
0.022035
0.022095
0.022023
0.022081
0.022011
0.022068
0.022000
0.022056
0.022112
0.022044
0.022099
4
0.026285
0.026140
0.026181
0.026222
0.026262
0.026122
0.026162
0.026201
0.026240
0.026105
0.026143
3
0.033153
0.033142
0.033132
0.033122
0.033113
0.033103
0.033094
0.033084
0.033075
0.033066
0.033057
2
0.047179
0.046987
0.047392
0.047200
0.047012
0.047407
0.047219
0.047036
0.047421
0.047238
0.047058
1
0.089756
0.090536
0.089142
0.089904
0.090666
0.089302
0.090046
0.090790
0.089454
0.090181
0.088888
 
 
Salario (UMA)
Plazo (años)
12.6
12.7
12.8
12.9
13.0
13.1
13.2
13.3
13.4
13.5
30
0.010029
0.010034
0.010039
0.010019
0.010024
0.010028
0.010033
0.010037
0.010018
0.010023
29
0.010029
0.010034
0.010039
0.010019
0.010024
0.010028
0.010033
0.010037
0.010018
0.010023
28
0.010029
0.010034
0.010039
0.010019
0.010024
0.010028
0.010033
0.010037
0.010018
0.010023
27
0.010029
0.010034
0.010039
0.010019
0.010024
0.010028
0.010033
0.010037
0.010018
0.010023
26
0.010029
0.010034
0.010039
0.010019
0.010024
0.010028
0.010033
0.010037
0.010018
0.010023
25
0.010105
0.010109
0.010088
0.010092
0.010097
0.010101
0.010105
0.010085
0.010089
0.010093
24
0.010181
0.010185
0.010163
0.010167
0.010171
0.010174
0.010178
0.010181
0.010185
0.010164
23
0.010259
0.010262
0.010265
0.010268
0.010271
0.010249
0.010252
0.010255
0.010258
0.010261
22
0.010365
0.010367
0.010369
0.010371
0.010374
0.010350
0.010352
0.010355
0.010357
0.010359
21
0.010472
0.010474
0.010475
0.010477
0.010478
0.010480
0.010481
0.010482
0.010484
0.010485
20
0.010610
0.010610
0.010611
0.010611
0.010612
0.010612
0.010613
0.010613
0.010613
0.010614
19
0.010752
0.010751
0.010750
0.010750
0.010749
0.010748
0.010748
0.010747
0.010746
0.010746
18
0.010926
0.010924
0.010922
0.010920
0.010918
0.010916
0.010943
0.010940
0.010938
0.010936
17
0.011138
0.011134
0.011130
0.011126
0.011122
0.011119
0.011145
0.011141
0.011137
0.011134
16
0.011357
0.011351
0.011377
0.011371
0.011366
0.011360
0.011354
0.011349
0.011374
0.011368
15
0.011653
0.011644
0.011636
0.011628
0.011652
0.011644
0.011636
0.011628
0.011652
0.011644
14
0.011964
0.011952
0.011976
0.011965
0.011954
0.011977
0.011966
0.011955
0.011944
0.011966
13
0.012330
0.012352
0.012337
0.012359
0.012344
0.012329
0.012350
0.012336
0.012357
0.012342
12
0.012800
0.012820
0.012800
0.012819
0.012800
0.012819
0.012800
0.012819
0.012800
0.012818
11
0.013350
0.013368
0.013342
0.013359
0.013376
0.013350
0.013367
0.013341
0.013358
0.013374
10
0.014048
0.014062
0.014027
0.014040
0.014054
0.014020
0.014033
0.014046
0.014059
0.014025
9
0.014878
0.014886
0.014894
0.014902
0.014910
0.014918
0.014873
0.014881
0.014888
0.014896
8
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
7
0.017379
0.017367
0.017429
0.017417
0.017405
0.017394
0.017382
0.017371
0.017430
0.017419
6
0.019291
0.019352
0.019320
0.019289
0.019348
0.019317
0.019287
0.019345
0.019315
0.019285
5
0.022032
0.022086
0.022021
0.022074
0.022010
0.022063
0.022000
0.022051
0.021989
0.022040
4
0.026181
0.026219
0.026256
0.026126
0.026163
0.026200
0.026236
0.026110
0.026146
0.026181
3
0.033049
0.033040
0.033032
0.033024
0.033015
0.033269
0.033259
0.033250
0.033240
0.033230
2
0.047435
0.047255
0.047080
0.047448
0.047272
0.047101
0.046933
0.047288
0.047120
0.046956
1
0.089600
0.090311
0.089043
0.089739
0.090434
0.089191
0.089872
0.090553
0.089333
0.090000
 
 
Salario (UMA)
Plazo (años)
13.6
13.7
13.8
13.9
14.0
14.1
14.2
14.3
14.4
14.5
14.6
30
0.010027
0.010032
0.010036
0.010018
0.010022
0.010026
0.010030
0.010035
0.010017
0.010021
0.010025
29
0.010027
0.010032
0.010036
0.010018
0.010022
0.010026
0.010030
0.010035
0.010017
0.010021
0.010025
28
0.010027
0.010032
0.010036
0.010018
0.010022
0.010026
0.010030
0.010035
0.010017
0.010021
0.010025
27
0.010027
0.010032
0.010036
0.010018
0.010022
0.010026
0.010030
0.010035
0.010017
0.010021
0.010025
26
0.010027
0.010032
0.010036
0.010018
0.010022
0.010026
0.010030
0.010035
0.010017
0.010021
0.010025
25
0.010097
0.010101
0.010105
0.010086
0.010090
0.010093
0.010097
0.010101
0.010105
0.010086
0.010090
24
0.010168
0.010171
0.010175
0.010178
0.010181
0.010162
0.010165
0.010168
0.010172
0.010175
0.010178
23
0.010264
0.010266
0.010269
0.010248
0.010251
0.010254
0.010257
0.010260
0.010262
0.010265
0.010268
22
0.010361
0.010364
0.010366
0.010368
0.010370
0.010348
0.010350
0.010352
0.010355
0.010357
0.010359
21
0.010486
0.010463
0.010464
0.010465
0.010467
0.010468
0.010470
0.010471
0.010472
0.010474
0.010475
20
0.010614
0.010615
0.010615
0.010615
0.010616
0.010616
0.010616
0.010592
0.010593
0.010593
0.010594
19
0.010745
0.010745
0.010744
0.010743
0.010743
0.010742
0.010767
0.010767
0.010766
0.010765
0.010764
18
0.010934
0.010932
0.010930
0.010928
0.010926
0.010924
0.010923
0.010921
0.010919
0.010917
0.010915
17
0.011130
0.011126
0.011123
0.011120
0.011116
0.011140
0.011137
0.011133
0.011130
0.011127
0.011123
16
0.011362
0.011357
0.011352
0.011375
0.011370
0.011365
0.011360
0.011354
0.011349
0.011372
0.011367
15
0.011636
0.011628
0.011651
0.011643
0.011636
0.011628
0.011651
0.011643
0.011636
0.011629
0.011650
14
0.011956
0.011945
0.011967
0.011956
0.011946
0.011968
0.011957
0.011947
0.011968
0.011958
0.011948
13
0.012328
0.012349
0.012335
0.012355
0.012341
0.012327
0.012347
0.012334
0.012353
0.012340
0.012327
12
0.012800
0.012818
0.012800
0.012818
0.012800
0.012818
0.012800
0.012817
0.012800
0.012817
0.012800
11
0.013349
0.013365
0.013341
0.013357
0.013373
0.013349
0.013364
0.013341
0.013356
0.013371
0.013348
10
0.014038
0.014051
0.014019
0.014031
0.014043
0.014056
0.014024
0.014036
0.014048
0.014018
0.014030
9
0.014904
0.014911
0.014868
0.014876
0.014883
0.014891
0.014898
0.014905
0.014912
0.014871
0.014878
8
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
7
0.017408
0.017396
0.017385
0.017375
0.017364
0.017420
0.017409
0.017399
0.017388
0.017378
0.017368
6
0.019342
0.019312
0.019283
0.019339
0.019310
0.019282
0.019336
0.019308
0.019280
0.019333
0.019305
5
0.022091
0.022030
0.022080
0.022019
0.022068
0.022009
0.022058
0.022000
0.022047
0.021990
0.022037
4
0.026216
0.026251
0.026130
0.026164
0.026198
0.026232
0.026114
0.026148
0.026181
0.026214
0.026247
3
0.033221
0.033212
0.033203
0.033194
0.033185
0.033176
0.033167
0.033159
0.033151
0.033142
0.033134
2
0.047304
0.047139
0.046978
0.047319
0.047157
0.047000
0.047333
0.047175
0.047020
0.047346
0.047191
1
0.090666
0.089469
0.090122
0.088960
0.089600
0.090240
0.089098
0.089725
0.090352
0.089230
0.089846
 
 
Salario (UMA)
Plazo (años)
14.7
14.8
14.9
15.0
15.1
15.2
15.3
15.4
15.5
15.6
30
0.010029
0.010033
0.010037
0.010020
0.010024
0.010028
0.010032
0.010036
0.010020
0.010024
29
0.010029
0.010033
0.010037
0.010020
0.010024
0.010028
0.010032
0.010036
0.010020
0.010024
28
0.010029
0.010033
0.010037
0.010020
0.010024
0.010028
0.010032
0.010036
0.010020
0.010024
27
0.010029
0.010033
0.010037
0.010020
0.010024
0.010028
0.010032
0.010036
0.010020
0.010024
26
0.010029
0.010033
0.010037
0.010020
0.010024
0.010028
0.010032
0.010036
0.010020
0.010024
25
0.010094
0.010098
0.010101
0.010105
0.010087
0.010091
0.010094
0.010098
0.010101
0.010084
24
0.010181
0.010163
0.010166
0.010169
0.010172
0.010175
0.010178
0.010181
0.010163
0.010167
23
0.010270
0.010251
0.010253
0.010256
0.010259
0.010261
0.010264
0.010266
0.010269
0.010250
22
0.010361
0.010363
0.010365
0.010367
0.010369
0.010348
0.010350
0.010352
0.010354
0.010356
21
0.010476
0.010477
0.010479
0.010480
0.010481
0.010482
0.010483
0.010462
0.010464
0.010465
20
0.010594
0.010595
0.010595
0.010596
0.010596
0.010596
0.010597
0.010597
0.010598
0.010598
19
0.010764
0.010763
0.010762
0.010762
0.010761
0.010761
0.010760
0.010759
0.010759
0.010758
18
0.010939
0.010937
0.010935
0.010933
0.010932
0.010930
0.010928
0.010926
0.010925
0.010923
17
0.011120
0.011117
0.011140
0.011136
0.011133
0.011130
0.011127
0.011124
0.011121
0.011118
16
0.011362
0.011357
0.011352
0.011374
0.011369
0.011364
0.011359
0.011354
0.011350
0.011371
15
0.011643
0.011636
0.011629
0.011622
0.011643
0.011636
0.011629
0.011622
0.011643
0.011636
14
0.011969
0.011959
0.011949
0.011970
0.011960
0.011950
0.011970
0.011961
0.011951
0.011971
13
0.012346
0.012333
0.012352
0.012339
0.012326
0.012345
0.012332
0.012350
0.012338
0.012325
12
0.012817
0.012800
0.012817
0.012800
0.012816
0.012800
0.012783
0.012800
0.012783
0.012800
11
0.013363
0.013340
0.013355
0.013370
0.013348
0.013362
0.013340
0.013355
0.013369
0.013347
10
0.014041
0.014053
0.014023
0.014035
0.014046
0.014057
0.014028
0.014039
0.014050
0.014022
9
0.014886
0.014893
0.014900
0.014906
0.014867
0.014874
0.014881
0.014888
0.014894
0.014901
8
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.016000
0.015948
7
0.017422
0.017411
0.017401
0.017391
0.017381
0.017371
0.017423
0.017413
0.017403
0.017393
6
0.019278
0.019330
0.019303
0.019277
0.019328
0.019301
0.019351
0.019325
0.019299
0.019348
5
0.022084
0.022027
0.022074
0.022018
0.022063
0.022009
0.022054
0.022000
0.022044
0.021991
4
0.026133
0.026165
0.026197
0.026229
0.026118
0.026150
0.026181
0.026212
0.026105
0.026136
3
0.033126
0.033118
0.033111
0.033103
0.033095
0.033088
0.033081
0.033073
0.033066
0.033059
2
0.047040
0.047360
0.047207
0.047058
0.047372
0.047223
0.047076
0.046933
0.047238
0.047094
1
0.090461
0.089358
0.089962
0.088888
0.089481
0.090074
0.089018
0.089600
0.090181
0.089142
 
 
Salario (UMA)
Plazo (años)
15.7
15.8
15.9
16.0
16.1
16.2
16.3
16.4
16.5
16.6
16.7
30
0.010027
0.010031
0.010035
0.010019
0.010023
0.010027
0.010030
0.010034
0.010018
0.010022
0.010026
29
0.010027
0.010031
0.010035
0.010019
0.010023
0.010027
0.010030
0.010034
0.010018
0.010022
0.010026
28
0.010027
0.010031
0.010035
0.010019
0.010023
0.010027
0.010030
0.010034
0.010018
0.010022
0.010026
27
0.010027
0.010031
0.010035
0.010019
0.010023
0.010027
0.010030
0.010034
0.010018
0.010022
0.010026
26
0.010027
0.010031
0.010035
0.010019
0.010023
0.010027
0.010030
0.010034
0.010018
0.010022
0.010026
25
0.010088
0.010091
0.010095
0.010098
0.010101
0.010085
0.010088
0.010092
0.010095
0.010098
0.010102
24
0.010170
0.010173
0.010176
0.010178
0.010161
0.010164
0.010167
0.010170
0.010173
0.010176
0.010179
23
0.010253
0.010255
0.010258
0.010260
0.010262
0.010265
0.010267
0.010250
0.010252
0.010254
0.010257
22
0.010358
0.010360
0.010362
0.010364
0.010366
0.010368
0.010349
0.010351
0.010352
0.010354
0.010356
21
0.010466
0.010467
0.010469
0.010470
0.010471
0.010472
0.010473
0.010475
0.010476
0.010477
0.010478
20
0.010599
0.010599
0.010600
0.010600
0.010600
0.010601
0.010601
0.010602
0.010602
0.010602
0.010603
19
0.010758
0.010757
0.010756
0.010756
0.010755
0.010755
0.010754
0.010754
0.010753
0.010753
0.010752
18
0.010921
0.010920
0.010918
0.010916
0.010938
0.010936
0.010935
0.010933
0.010931
0.010930
0.010928
17
0.011139
0.011136
0.011133
0.011130
0.011127
0.011124
0.011121
0.011118
0.011139
0.011136
0.011133
16
0.011366
0.011361
0.011357
0.011352
0.011373
0.011368
0.011363
0.011359
0.011354
0.011350
0.011370
15
0.011629
0.011622
0.011643
0.011636
0.011629
0.011623
0.011642
0.011636
0.011629
0.011623
0.011642
14
0.011961
0.011952
0.011971
0.011962
0.011953
0.011944
0.011963
0.011954
0.011945
0.011963
0.011955
13
0.012343
0.012331
0.012349
0.012337
0.012354
0.012342
0.012330
0.012348
0.012336
0.012353
0.012341
12
0.012783
0.012800
0.012783
0.012800
0.012784
0.012800
0.012784
0.012800
0.012784
0.012800
0.012784
11
0.013361
0.013340
0.013354
0.013368
0.013347
0.013360
0.013340
0.013353
0.013367
0.013346
0.013360
10
0.014033
0.014044
0.014055
0.014027
0.014038
0.014048
0.014021
0.014032
0.014042
0.014052
0.014026
9
0.014908
0.014870
0.014877
0.014883
0.014890
0.014896
0.014902
0.014909
0.014873
0.014879
0.014885
8
0.015949
0.015949
0.015949
0.015950
0.015950
0.015950
0.015951
0.015951
0.015951
0.015951
0.015952
7
0.017384
0.017374
0.017365
0.017414
0.017405
0.017395
0.017386
0.017377
0.017368
0.017416
0.017407
6
0.019323
0.019297
0.019346
0.019320
0.019295
0.019343
0.019318
0.019294
0.019340
0.019316
0.019292
5
0.022035
0.022078
0.022025
0.022068
0.022017
0.022059
0.022008
0.022050
0.022000
0.022041
0.021991
4
0.026166
0.026196
0.026226
0.026122
0.026152
0.026181
0.026211
0.026109
0.026138
0.026167
0.026196
3
0.033052
0.033045
0.033038
0.033032
0.033025
0.033019
0.033222
0.033215
0.033207
0.033200
0.033192
2
0.046953
0.047252
0.047111
0.046972
0.047266
0.047127
0.046990
0.047279
0.047142
0.047008
0.047292
1
0.089714
0.090285
0.089263
0.089824
0.090385
0.089379
0.089931
0.088949
0.089491
0.090033
0.089066
 
 
 
Salario (UMA)
Plazo (años)
16.8
16.9
17.0
17.1
17.2
17.3
17.4
17.5
17.6
17.7
30
0.010029
0.010033
0.010018
0.010021
0.010025
0.010028
0.010032
0.010017
0.010021
0.010024
29
0.010029
0.010033
0.010018
0.010021
0.010025
0.010028
0.010032
0.010017
0.010021
0.010024
28
0.010029
0.010033
0.010018
0.010021
0.010025
0.010028
0.010032
0.010017
0.010021
0.010024
27
0.010029
0.010033
0.010018
0.010021
0.010025
0.010028
0.010032
0.010017
0.010021
0.010024
26
0.010029
0.010033
0.010018
0.010021
0.010025
0.010028
0.010032
0.010017
0.010021
0.010024
25
0.010086
0.010089
0.010092
0.010095
0.010099
0.010102
0.010086
0.010090
0.010093
0.010096
24
0.010162
0.010165
0.010168
0.010171
0.010173
0.010176
0.010179
0.010163
0.010166
0.010168
23
0.010259
0.010261
0.010264
0.010266
0.010249
0.010251
0.010254
0.010256
0.010258
0.010260
22
0.010358
0.010360
0.010361
0.010363
0.010365
0.010367
0.010349
0.010351
0.010352
0.010354
21
0.010479
0.010480
0.010481
0.010462
0.010463
0.010465
0.010466
0.010467
0.010468
0.010469
20
0.010603
0.010603
0.010604
0.010604
0.010605
0.010605
0.010605
0.010606
0.010606
0.010606
19
0.010752
0.010751
0.010750
0.010750
0.010750
0.010749
0.010749
0.010748
0.010748
0.010747
18
0.010926
0.010925
0.010923
0.010922
0.010920
0.010919
0.010917
0.010916
0.010935
0.010934
17
0.011130
0.011127
0.011124
0.011121
0.011119
0.011116
0.011136
0.011133
0.011130
0.011127
16
0.011365
0.011361
0.011356
0.011352
0.011371
0.011367
0.011363
0.011359
0.011354
0.011350
15
0.011636
0.011630
0.011623
0.011642
0.011636
0.011630
0.011624
0.011642
0.011636
0.011630
14
0.011946
0.011964
0.011956
0.011947
0.011965
0.011956
0.011948
0.011965
0.011957
0.011949
13
0.012330
0.012347
0.012335
0.012352
0.012340
0.012329
0.012345
0.012334
0.012350
0.012339
12
0.012800
0.012784
0.012800
0.012785
0.012800
0.012785
0.012800
0.012785
0.012800
0.012785
11
0.013339
0.013353
0.013366
0.013346
0.013359
0.013339
0.013352
0.013365
0.013345
0.013358
10
0.014036
0.014046
0.014020
0.014030
0.014040
0.014050
0.014025
0.014035
0.014044
0.014019
9
0.014891
0.014898
0.014904
0.014869
0.014875
0.014881
0.014887
0.014893
0.014899
0.014905
8
0.015952
0.015952
0.015953
0.015953
0.015953
0.015953
0.015954
0.015954
0.015954
0.015954
7
0.017398
0.017389
0.017380
0.017371
0.017417
0.017408
0.017400
0.017391
0.017382
0.017374
6
0.019338
0.019314
0.019290
0.019335
0.019312
0.019289
0.019333
0.019310
0.019287
0.019331
5
0.022032
0.022073
0.022024
0.022064
0.022016
0.022055
0.022007
0.022047
0.022000
0.022038
4
0.026224
0.026125
0.026153
0.026181
0.026209
0.026113
0.026140
0.026168
0.026195
0.026222
3
0.033185
0.033177
0.033170
0.033163
0.033156
0.033149
0.033142
0.033136
0.033129
0.033122
2
0.047157
0.047026
0.047304
0.047172
0.047042
0.047316
0.047186
0.047058
0.046933
0.047200
1
0.089600
0.090133
0.089180
0.089704
0.090229
0.089290
0.089806
0.088888
0.089396
0.089904
 
 
Salario (UMA)
Plazo (años)
17.8
17.9
18.0
18.1
18.2
18.3
18.4
18.5
18.6
18.7
18.8
30
0.010028
0.010031
0.010017
0.010020
0.010024
0.010027
0.010030
0.010016
0.010020
0.010023
0.010026
29
0.010028
0.010031
0.010017
0.010020
0.010024
0.010027
0.010030
0.010016
0.010020
0.010023
0.010026
28
0.010028
0.010031
0.010017
0.010020
0.010024
0.010027
0.010030
0.010016
0.010020
0.010023
0.010026
27
0.010028
0.010031
0.010017
0.010020
0.010024
0.010027
0.010030
0.010016
0.010020
0.010023
0.010026
26
0.010028
0.010031
0.010017
0.010020
0.010024
0.010027
0.010030
0.010016
0.010020
0.010023
0.010026
25
0.010099
0.010102
0.010087
0.010090
0.010093
0.010096
0.010099
0.010085
0.010088
0.010091
0.010093
24
0.010171
0.010174
0.010176
0.010161
0.010164
0.010166
0.010169
0.010171
0.010174
0.010176
0.010162
23
0.010263
0.010265
0.010249
0.010251
0.010253
0.010255
0.010257
0.010259
0.010262
0.010264
0.010248
22
0.010356
0.010358
0.010359
0.010361
0.010362
0.010364
0.010366
0.010349
0.010351
0.010352
0.010354
21
0.010470
0.010471
0.010472
0.010473
0.010474
0.010475
0.010476
0.010477
0.010478
0.010479
0.010462
20
0.010607
0.010607
0.010607
0.010608
0.010608
0.010608
0.010609
0.010609
0.010609
0.010609
0.010610
19
0.010747
0.010746
0.010746
0.010745
0.010745
0.010744
0.010744
0.010744
0.010743
0.010743
0.010742
18
0.010932
0.010931
0.010929
0.010928
0.010926
0.010925
0.010923
0.010922
0.010921
0.010919
0.010918
17
0.011125
0.011122
0.011119
0.011117
0.011135
0.011133
0.011130
0.011127
0.011125
0.011122
0.011120
16
0.011369
0.011365
0.011360
0.011356
0.011352
0.011370
0.011366
0.011362
0.011358
0.011354
0.011350
15
0.011624
0.011642
0.011636
0.011630
0.011624
0.011642
0.011636
0.011630
0.011625
0.011642
0.011636
14
0.011966
0.011958
0.011950
0.011966
0.011958
0.011951
0.011967
0.011959
0.011951
0.011944
0.011960
13
0.012329
0.012344
0.012334
0.012349
0.012338
0.012328
0.012343
0.012333
0.012348
0.012338
0.012327
12
0.012800
0.012785
0.012800
0.012785
0.012800
0.012786
0.012800
0.012786
0.012800
0.012786
0.012800
11
0.013339
0.013351
0.013364
0.013345
0.013357
0.013339
0.013351
0.013363
0.013345
0.013357
0.013339
10
0.014029
0.014039
0.014048
0.014024
0.014033
0.014043
0.014019
0.014028
0.014037
0.014046
0.014023
9
0.014872
0.014877
0.014883
0.014889
0.014895
0.014900
0.014868
0.014874
0.014880
0.014885
0.014891
8
0.015955
0.015955
0.015955
0.015955
0.015956
0.015956
0.015956
0.015956
0.015957
0.015957
0.015957
7
0.017365
0.017410
0.017401
0.017393
0.017385
0.017376
0.017368
0.017411
0.017403
0.017395
0.017387
6
0.019308
0.019286
0.019328
0.019306
0.019284
0.019326
0.019304
0.019283
0.019324
0.019303
0.019282
5
0.021992
0.022030
0.022068
0.022022
0.022060
0.022015
0.022052
0.022007
0.022044
0.022000
0.022036
4
0.026128
0.026155
0.026181
0.026208
0.026116
0.026142
0.026168
0.026194
0.026105
0.026131
0.026156
3
0.033116
0.033109
0.033103
0.033097
0.033090
0.033084
0.033078
0.033072
0.033066
0.033060
0.033054
2
0.047074
0.046950
0.047213
0.047089
0.046967
0.047225
0.047104
0.046984
0.047238
0.047118
0.047000
1
0.089000
0.089500
0.090000
0.089107
0.089600
0.090092
0.089212
0.089696
0.090181
0.089313
0.089791
 
 
Salario (UMA)
Plazo (años)
18.9
19.0
19.1
19.2
19.3
19.4
19.5
19.6
19.7
19.8
30
0.010029
0.010033
0.010019
0.010022
0.010025
0.010029
0.010032
0.010019
0.010022
0.010025
29
0.010029
0.010033
0.010019
0.010022
0.010025
0.010029
0.010032
0.010019
0.010022
0.010025
28
0.010029
0.010033
0.010019
0.010022
0.010025
0.010029
0.010032
0.010019
0.010022
0.010025
27
0.010029
0.010033
0.010019
0.010022
0.010025
0.010029
0.010032
0.010019
0.010022
0.010025
26
0.010029
0.010033
0.010019
0.010022
0.010025
0.010029
0.010032
0.010019
0.010022
0.010025
25
0.010096
0.010099
0.010085
0.010088
0.010091
0.010094
0.010097
0.010099
0.010086
0.010089
24
0.010164
0.010167
0.010169
0.010172
0.010174
0.010177
0.010162
0.010165
0.010167
0.010170
23
0.010250
0.010252
0.010255
0.010257
0.010259
0.010261
0.010263
0.010265
0.010250
0.010252
22
0.010356
0.010357
0.010359
0.010360
0.010362
0.010363
0.010365
0.010349
0.010351
0.010352
21
0.010463
0.010464
0.010465
0.010466
0.010467
0.010468
0.010469
0.010470
0.010471
0.010472
20
0.010610
0.010610
0.010592
0.010593
0.010593
0.010593
0.010594
0.010594
0.010594
0.010595
19
0.010761
0.010761
0.010760
0.010760
0.010759
0.010759
0.010758
0.010758
0.010757
0.010757
18
0.010916
0.010915
0.010933
0.010932
0.010930
0.010929
0.010928
0.010926
0.010925
0.010924
17
0.011117
0.011135
0.011132
0.011130
0.011127
0.011125
0.011122
0.011120
0.011118
0.011135
16
0.011368
0.011364
0.011360
0.011356
0.011352
0.011349
0.011366
0.011362
0.011358
0.011354
15
0.011630
0.011625
0.011641
0.011636
0.011630
0.011625
0.011641
0.011636
0.011630
0.011625
14
0.011952
0.011944
0.011960
0.011953
0.011945
0.011961
0.011954
0.011946
0.011962
0.011954
13
0.012342
0.012332
0.012347
0.012337
0.012327
0.012341
0.012332
0.012346
0.012336
0.012326
12
0.012786
0.012800
0.012786
0.012800
0.012786
0.012800
0.012786
0.012800
0.012787
0.012800
11
0.013350
0.013362
0.013344
0.013356
0.013339
0.013350
0.013361
0.013344
0.013355
0.013338
10
0.014032
0.014041
0.014018
0.014027
0.014036
0.014045
0.014022
0.014031
0.014040
0.014048
9
0.014896
0.014901
0.014871
0.014876
0.014881
0.014887
0.014892
0.014897
0.014867
0.014873
8
0.015957
0.015958
0.015958
0.015958
0.015958
0.015958
0.015959
0.015959
0.015959
0.015959
7
0.017379
0.017371
0.017363
0.017405
0.017397
0.017389
0.017381
0.017373
0.017366
0.017406
6
0.019322
0.019301
0.019280
0.019320
0.019300
0.019279
0.019318
0.019298
0.019278
0.019317
5
0.021992
0.022028
0.022064
0.022021
0.022057
0.022014
0.022049
0.022007
0.022041
0.022000
4
0.026181
0.026206
0.026119
0.026144
0.026169
0.026194
0.026108
0.026133
0.026157
0.026181
3
0.033049
0.033043
0.033037
0.033032
0.033026
0.033021
0.033015
0.033185
0.033178
0.033172
2
0.047250
0.047131
0.047015
0.047261
0.047145
0.047030
0.047272
0.047157
0.047044
0.046933
1
0.088941
0.089411
0.089882
0.089043
0.089507
0.089971
0.089142
0.089600
0.090057
0.089239
 
 
Salario (UMA)
Plazo (años)
19.9
20
20.1
20.2
20.3
20.4
20.5
20.6
20.7
20.8
20.9
30
0.010028
0.010031
0.010018
0.010021
0.010024
0.010027
0.010030
0.010018
0.010021
0.010024
0.010026
29
0.010028
0.010031
0.010018
0.010021
0.010024
0.010027
0.010030
0.010018
0.010021
0.010024
0.010026
28
0.010028
0.010031
0.010018
0.010021
0.010024
0.010027
0.010030
0.010018
0.010021
0.010024
0.010026
27
0.010028
0.010031
0.010018
0.010021
0.010024
0.010027
0.010030
0.010018
0.010021
0.010024
0.010026
26
0.010028
0.010031
0.010018
0.010021
0.010024
0.010027
0.010030
0.010018
0.010021
0.010024
0.010026
25
0.010091
0.010094
0.010097
0.010100
0.010086
0.010089
0.010092
0.010094
0.010097
0.010084
0.010087
24
0.010172
0.010174
0.010177
0.010163
0.010165
0.010168
0.010170
0.010172
0.010175
0.010161
0.010164
23
0.010254
0.010256
0.010258
0.010260
0.010262
0.010264
0.010250
0.010251
0.010253
0.010255
0.010257
22
0.010354
0.010355
0.010357
0.010358
0.010360
0.010361
0.010363
0.010348
0.010350
0.010351
0.010352
21
0.010473
0.010474
0.010475
0.010476
0.010477
0.010478
0.010462
0.010463
0.010464
0.010465
0.010466
20
0.010595
0.010596
0.010596
0.010596
0.010597
0.010597
0.010597
0.010598
0.010598
0.010598
0.010599
19
0.010756
0.010756
0.010755
0.010755
0.010754
0.010754
0.010754
0.010753
0.010753
0.010752
0.010752
18
0.010922
0.010921
0.010920
0.010918
0.010917
0.010916
0.010933
0.010932
0.010930
0.010929
0.010928
17
0.011132
0.011130
0.011128
0.011125
0.011123
0.011120
0.011118
0.011116
0.011132
0.011130
0.011128
16
0.011351
0.011367
0.011363
0.011360
0.011356
0.011353
0.011349
0.011365
0.011361
0.011358
0.011354
15
0.011641
0.011636
0.011631
0.011625
0.011641
0.011636
0.011631
0.011626
0.011641
0.011636
0.011631
14
0.011947
0.011962
0.011955
0.011948
0.011963
0.011956
0.011948
0.011963
0.011956
0.011949
0.011964
13
0.012341
0.012331
0.012345
0.012335
0.012326
0.012340
0.012330
0.012344
0.012335
0.012325
0.012339
12
0.012787
0.012800
0.012787
0.012800
0.012787
0.012800
0.012787
0.012800
0.012787
0.012800
0.012787
11
0.013350
0.013361
0.013344
0.013355
0.013338
0.013349
0.013360
0.013344
0.013354
0.013338
0.013349
10
0.014026
0.014035
0.014043
0.014021
0.014030
0.014038
0.014047
0.014025
0.014033
0.014042
0.014020
9
0.014878
0.014883
0.014888
0.014894
0.014899
0.014870
0.014875
0.014880
0.014885
0.014890
0.014895
8
0.015959
0.015960
0.015960
0.015960
0.015960
0.015960
0.015961
0.015961
0.015961
0.015961
0.015961
7
0.017398
0.017391
0.017383
0.017376
0.017368
0.017408
0.017400
0.017393
0.017385
0.017378
0.017371
6
0.019296
0.019277
0.019315
0.019295
0.019333
0.019313
0.019294
0.019331
0.019311
0.019292
0.019329
5
0.022034
0.021993
0.022027
0.022061
0.022020
0.022054
0.022013
0.022046
0.022006
0.022039
0.022000
4
0.026205
0.026122
0.026146
0.026170
0.026193
0.026112
0.026135
0.026158
0.026181
0.026204
0.026125
3
0.033166
0.033160
0.033154
0.033148
0.033142
0.033137
0.033131
0.033125
0.033120
0.033114
0.033108
2
0.047170
0.047058
0.046948
0.047182
0.047072
0.046964
0.047194
0.047085
0.046978
0.047205
0.047098
1
0.089690
0.088888
0.089333
0.089777
0.088986
0.089424
0.089863
0.089081
0.089513
0.089945
0.089173
 
 
Salario (UMA)
Plazo (años)
21
21.1
21.2
21.3
21.4
21.5
21.6
21.7
21.8
21.9
30
0.010029
0.010017
0.010020
0.010023
0.010026
0.010029
0.010017
0.010020
0.010022
0.010025
29
0.010029
0.010017
0.010020
0.010023
0.010026
0.010029
0.010017
0.010020
0.010022
0.010025
28
0.010029
0.010017
0.010020
0.010023
0.010026
0.010029
0.010017
0.010020
0.010022
0.010025
27
0.010029
0.010017
0.010020
0.010023
0.010026
0.010029
0.010017
0.010020
0.010022
0.010025
26
0.010029
0.010017
0.010020
0.010023
0.010026
0.010029
0.010017
0.010020
0.010022
0.010025
25
0.010090
0.010092
0.010095
0.010097
0.010085
0.010087
0.010090
0.010093
0.010095
0.010097
24
0.010166
0.010168
0.010170
0.010173
0.010175
0.010162
0.010164
0.010166
0.010169
0.010171
23
0.010259
0.010261
0.010263
0.010249
0.010251
0.010253
0.010255
0.010257
0.010258
0.010260
22
0.010354
0.010355
0.010357
0.010358
0.010360
0.010361
0.010362
0.010348
0.010350
0.010351
21
0.010467
0.010468
0.010469
0.010470
0.010470
0.010471
0.010472
0.010473
0.010474
0.010475
20
0.010599
0.010599
0.010600
0.010600
0.010600
0.010600
0.010601
0.010601
0.010601
0.010602
19
0.010752
0.010751
0.010751
0.010750
0.010750
0.010750
0.010749
0.010749
0.010748
0.010748
18
0.010926
0.010925
0.010924
0.010923
0.010921
0.010920
0.010919
0.010918
0.010917
0.010915
17
0.011125
0.011123
0.011121
0.011119
0.011116
0.011132
0.011130
0.011128
0.011125
0.011123
16
0.011351
0.011367
0.011363
0.011360
0.011356
0.011353
0.011349
0.011364
0.011361
0.011358
15
0.011626
0.011641
0.011636
0.011631
0.011626
0.011641
0.011636
0.011631
0.011626
0.011641
14
0.011957
0.011950
0.011964
0.011957
0.011951
0.011944
0.011958
0.011951
0.011945
0.011959
13
0.012330
0.012343
0.012334
0.012347
0.012338
0.012329
0.012342
0.012333
0.012346
0.012338
12
0.012800
0.012787
0.012800
0.012787
0.012800
0.012788
0.012800
0.012788
0.012800
0.012788
11
0.013359
0.013343
0.013354
0.013338
0.013348
0.013359
0.013343
0.013353
0.013338
0.013348
10
0.014029
0.014037
0.014045
0.014024
0.014032
0.014040
0.014020
0.014028
0.014036
0.014044
9
0.014867
0.014872
0.014877
0.014882
0.014886
0.014891
0.014896
0.014869
0.014874
0.014878
8
0.015961
0.015962
0.015962
0.015962
0.015962
0.015962
0.015963
0.015963
0.015963
0.015963
7
0.017364
0.017402
0.017394
0.017387
0.017380
0.017373
0.017366
0.017403
0.017396
0.017389
6
0.019310
0.019291
0.019327
0.019308
0.019290
0.019325
0.019307
0.019288
0.019324
0.019305
5
0.022032
0.021993
0.022025
0.022058
0.022019
0.022051
0.022012
0.022044
0.022006
0.022037
4
0.026147
0.026170
0.026193
0.026114
0.026137
0.026159
0.026181
0.026105
0.026127
0.026149
3
0.033103
0.033098
0.033092
0.033087
0.033082
0.033076
0.033071
0.033066
0.033061
0.033056
2
0.046993
0.047216
0.047111
0.047006
0.047227
0.047123
0.047020
0.047238
0.047135
0.047033
1
0.089600
0.090026
0.089263
0.089684
0.088935
0.089350
0.089766
0.089025
0.089435
0.089846
 
 
Salario (UMA)
Plazo (años)
22.0
22.1
22.2
22.3
22.4
22.5
22.6
22.7
22.8
22.9
23.0
30
0.010028
0.010016
0.010019
0.010022
0.010025
0.010027
0.010030
0.010019
0.010021
0.010024
0.010027
29
0.010028
0.010016
0.010019
0.010022
0.010025
0.010027
0.010030
0.010019
0.010021
0.010024
0.010027
28
0.010028
0.010016
0.010019
0.010022
0.010025
0.010027
0.010030
0.010019
0.010021
0.010024
0.010027
27
0.010028
0.010016
0.010019
0.010022
0.010025
0.010027
0.010030
0.010019
0.010021
0.010024
0.010027
26
0.010028
0.010016
0.010019
0.010022
0.010025
0.010027
0.010030
0.010019
0.010021
0.010024
0.010027
25
0.010085
0.010088
0.010090
0.010093
0.010095
0.010098
0.010086
0.010088
0.010091
0.010093
0.010096
24
0.010173
0.010175
0.010163
0.010165
0.010167
0.010169
0.010171
0.010173
0.010161
0.010163
0.010165
23
0.010262
0.010249
0.010251
0.010252
0.010254
0.010256
0.010258
0.010259
0.010261
0.010248
0.010250
22
0.010352
0.010354
0.010355
0.010357
0.010358
0.010359
0.010361
0.010362
0.010348
0.010350
0.010351
21
0.010476
0.010477
0.010462
0.010463
0.010464
0.010465
0.010465
0.010466
0.010467
0.010468
0.010469
20
0.010602
0.010602
0.010602
0.010603
0.010603
0.010603
0.010604
0.010604
0.010604
0.010604
0.010605
19
0.010748
0.010747
0.010747
0.010746
0.010746
0.010746
0.010745
0.010745
0.010745
0.010744
0.010744
18
0.010931
0.010930
0.010929
0.010928
0.010926
0.010925
0.010924
0.010923
0.010922
0.010921
0.010919
17
0.011121
0.011119
0.011117
0.011132
0.011130
0.011128
0.011126
0.011124
0.011121
0.011119
0.011117
16
0.011354
0.011351
0.011366
0.011363
0.011359
0.011356
0.011353
0.011350
0.011364
0.011361
0.011358
15
0.011636
0.011631
0.011626
0.011622
0.011636
0.011631
0.011627
0.011622
0.011636
0.011631
0.011627
14
0.011952
0.011945
0.011959
0.011953
0.011946
0.011960
0.011953
0.011947
0.011960
0.011954
0.011948
13
0.012329
0.012342
0.012333
0.012346
0.012337
0.012328
0.012341
0.012332
0.012345
0.012336
0.012328
12
0.012800
0.012788
0.012800
0.012788
0.012800
0.012788
0.012800
0.012788
0.012800
0.012788
0.012800
11
0.013358
0.013343
0.013353
0.013338
0.013348
0.013358
0.013343
0.013352
0.013338
0.013347
0.013357
10
0.014023
0.014031
0.014039
0.014019
0.014027
0.014035
0.014042
0.014023
0.014030
0.014038
0.014019
9
0.014883
0.014888
0.014893
0.014897
0.014871
0.014876
0.014880
0.014885
0.014889
0.014894
0.014868
8
0.015963
0.015963
0.015964
0.015964
0.015964
0.015964
0.015964
0.015964
0.015964
0.015965
0.015965
7
0.017382
0.017375
0.017369
0.017404
0.017398
0.017391
0.017384
0.017377
0.017371
0.017364
0.017399
6
0.019287
0.019322
0.019304
0.019286
0.019320
0.019302
0.019285
0.019319
0.019301
0.019284
0.019317
5
0.022000
0.022031
0.021993
0.022024
0.022055
0.022018
0.022048
0.022012
0.022042
0.022006
0.022035
4
0.026171
0.026192
0.026117
0.026139
0.026160
0.026181
0.026108
0.026129
0.026150
0.026171
0.026192
3
0.033051
0.033046
0.033041
0.033037
0.033032
0.033027
0.033022
0.033018
0.033163
0.033158
0.033153
2
0.046933
0.047146
0.047046
0.046947
0.047157
0.047058
0.046961
0.047168
0.047070
0.046974
0.047179
1
0.089113
0.089518
0.089924
0.089200
0.089600
0.088888
0.089283
0.089679
0.088975
0.089365
0.089756
 
 
Salario (UMA)
Plazo (años)
23.1
23.2
23.3
23.4
23.5
23.6
23.7
23.8
23.9
24.0
30
0.010029
0.010018
0.010021
0.010024
0.010026
0.010029
0.010018
0.010021
0.010023
0.010026
29
0.010029
0.010018
0.010021
0.010024
0.010026
0.010029
0.010018
0.010021
0.010023
0.010026
28
0.010029
0.010018
0.010021
0.010024
0.010026
0.010029
0.010018
0.010021
0.010023
0.010026
27
0.010029
0.010018
0.010021
0.010024
0.010026
0.010029
0.010018
0.010021
0.010023
0.010026
26
0.010029
0.010018
0.010021
0.010024
0.010026
0.010029
0.010018
0.010021
0.010023
0.010026
25
0.010084
0.010086
0.010089
0.010091
0.010093
0.010096
0.010085
0.010087
0.010089
0.010091
24
0.010167
0.010169
0.010171
0.010173
0.010162
0.010164
0.010166
0.010168
0.010170
0.010172
23
0.010252
0.010254
0.010255
0.010257
0.010259
0.010260
0.010262
0.010250
0.010252
0.010253
22
0.010352
0.010354
0.010355
0.010356
0.010358
0.010359
0.010360
0.010361
0.010349
0.010350
21
0.010470
0.010471
0.010471
0.010472
0.010473
0.010474
0.010475
0.010475
0.010462
0.010463
20
0.010605
0.010605
0.010605
0.010606
0.010606
0.010606
0.010606
0.010607
0.010592
0.010593
19
0.010744
0.010743
0.010743
0.010743
0.010742
0.010742
0.010757
0.010757
0.010756
0.010756
18
0.010918
0.010917
0.010916
0.010931
0.010930
0.010929
0.010927
0.010926
0.010925
0.010924
17
0.011132
0.011130
0.011128
0.011126
0.011124
0.011122
0.011120
0.011118
0.011116
0.011130
16
0.011354
0.011351
0.011365
0.011362
0.011359
0.011356
0.011353
0.011350
0.011364
0.011360
15
0.011622
0.011636
0.011631
0.011627
0.011622
0.011636
0.011631
0.011627
0.011623
0.011636
14
0.011961
0.011954
0.011948
0.011961
0.011955
0.011949
0.011962
0.011956
0.011950
0.011944
13
0.012340
0.012332
0.012344
0.012336
0.012327
0.012339
0.012331
0.012343
0.012335
0.012327
12
0.012788
0.012800
0.012789
0.012800
0.012789
0.012800
0.012789
0.012800
0.012789
0.012800
11
0.013342
0.013352
0.013338
0.013347
0.013357
0.013342
0.013352
0.013338
0.013347
0.013356
10
0.014026
0.014034
0.014041
0.014022
0.014029
0.014037
0.014018
0.014025
0.014033
0.014040
9
0.014873
0.014877
0.014882
0.014886
0.014891
0.014895
0.014870
0.014875
0.014879
0.014883
8
0.015965
0.015965
0.015965
0.015965
0.015966
0.015966
0.015966
0.015966
0.015966
0.015966
7
0.017392
0.017386
0.017379
0.017373
0.017367
0.017400
0.017394
0.017388
0.017381
0.017375
6
0.019300
0.019283
0.019316
0.019298
0.019282
0.019314
0.019297
0.019281
0.019313
0.019296
5
0.022000
0.022029
0.021994
0.022023
0.022052
0.022017
0.022046
0.022011
0.022040
0.022005
4
0.026120
0.026140
0.026161
0.026181
0.026111
0.026131
0.026151
0.026171
0.026191
0.026122
3
0.033147
0.033142
0.033137
0.033132
0.033127
0.033122
0.033117
0.033113
0.033108
0.033103
2
0.047082
0.046987
0.047189
0.047094
0.047000
0.047200
0.047105
0.047012
0.047209
0.047116
1
0.089060
0.089445
0.089831
0.089142
0.089523
0.089904
0.089223
0.089600
0.088930
0.089302
 
 
Salario (UMA)
Plazo (años)
24.1
24.2
24.3
24.4
24.5
24.6
24.7
24.8
24.9
25.0
30
0.010028
0.010018
0.010020
0.010023
0.010025
0.010028
0.010017
0.010020
0.010022
0.010025
29
0.010028
0.010018
0.010020
0.010023
0.010025
0.010028
0.010017
0.010020
0.010022
0.010025
28
0.010028
0.010018
0.010020
0.010023
0.010025
0.010028
0.010017
0.010020
0.010022
0.010025
27
0.010028
0.010018
0.010020
0.010023
0.010025
0.010028
0.010017
0.010020
0.010022
0.010025
26
0.010028
0.010018
0.010020
0.010023
0.010025
0.010028
0.010017
0.010020
0.010022
0.010025
25
0.010094
0.010096
0.010085
0.010087
0.010090
0.010092
0.010094
0.010096
0.010086
0.010088
24
0.010174
0.010162
0.010164
0.010166
0.010168
0.010170
0.010172
0.010161
0.010163
0.010165
23
0.010255
0.010256
0.010258
0.010260
0.010261
0.010250
0.010251
0.010253
0.010254
0.010256
22
0.010351
0.010352
0.010354
0.010355
0.010356
0.010357
0.010359
0.010360
0.010361
0.010349
21
0.010464
0.010464
0.010465
0.010466
0.010467
0.010468
0.010468
0.010469
0.010470
0.010471
20
0.010593
0.010593
0.010594
0.010594
0.010594
0.010594
0.010595
0.010595
0.010595
0.010596
19
0.010755
0.010755
0.010755
0.010754
0.010754
0.010754
0.010753
0.010753
0.010753
0.010752
18
0.010923
0.010922
0.010921
0.010920
0.010919
0.010918
0.010917
0.010916
0.010930
0.010928
17
0.011128
0.011126
0.011124
0.011122
0.011120
0.011118
0.011116
0.011130
0.011128
0.011126
16
0.011357
0.011354
0.011351
0.011365
0.011362
0.011359
0.011356
0.011353
0.011350
0.011363
15
0.011631
0.011627
0.011623
0.011636
0.011632
0.011627
0.011623
0.011636
0.011632
0.011627
14
0.011956
0.011950
0.011944
0.011957
0.011951
0.011945
0.011957
0.011951
0.011946
0.011958
13
0.012339
0.012331
0.012342
0.012334
0.012327
0.012338
0.012330
0.012342
0.012334
0.012326
12
0.012789
0.012800
0.012789
0.012800
0.012789
0.012800
0.012789
0.012800
0.012789
0.012800
11
0.013342
0.013351
0.013337
0.013347
0.013356
0.013342
0.013351
0.013337
0.013346
0.013355
10
0.014021
0.014028
0.014036
0.014043
0.014025
0.014032
0.014039
0.014021
0.014028
0.014035
9
0.014888
0.014892
0.014868
0.014872
0.014876
0.014880
0.014885
0.014889
0.014893
0.014869
8
0.015966
0.015967
0.015967
0.015967
0.015967
0.015967
0.015967
0.015967
0.015967
0.015968
7
0.017369
0.017363
0.017395
0.017389
0.017383
0.017377
0.017371
0.017365
0.017397
0.017391
6
0.019280
0.019311
0.019295
0.019279
0.019310
0.019294
0.019278
0.019309
0.019292
0.019277
5
0.022034
0.022000
0.022028
0.021994
0.022022
0.022050
0.022016
0.022044
0.022011
0.022038
4
0.026142
0.026162
0.026181
0.026113
0.026133
0.026152
0.026172
0.026105
0.026124
0.026143
3
0.033098
0.033094
0.033089
0.033084
0.033080
0.033075
0.033071
0.033066
0.033062
0.033057
2
0.047024
0.046933
0.047127
0.047036
0.046946
0.047137
0.047047
0.046958
0.047147
0.047058
1
0.089674
0.089011
0.089379
0.089747
0.089090
0.089454
0.089818
0.089168
0.089528
0.088888
 
ANEXO 5
A.    Tabla de monto de crédito por la presencia de ecotecnologías.
 
Salario (UMA)
Plazo
(años)
1.0
1.1
1.2
1.3
1.4
1.5
1.6
1.7
1.8
1.9
2.0
2.1
2.2
2.3
2.4
2.5
2.6
2.7
2.8
2.9
3.0
3.1
3.2
3.3
3.4
3.
5
30
0
2
2
2
2
2
3
3
3
3
3
3
4
4
4
4
4
5
5
5
5
5
6
6
6
6
29
0
2
2
2
2
2
3
3
3
3
3
3
4
4
4
4
4
5
5
5
5
5
6
6
6
6
28
0
2
2
2
2
2
3
3
3
3
3
3
4
4
4
4
4
5
5
5
5
5
6
6
6
6
27
0
2
2
2
2
2
3
3
3
3
3
3
4
4
4
4
4
5
5
5
5
5
6
6
6
6
26
0
2
2
2
2
2
3
3
3
3
3
3
4
4
4
4
4
5
5
5
5
5
6
6
6
6
25
0
2
2
2
2
2
2
3
3
3
3
3
4
4
4
4
4
5
5
5
5
5
5
6
6
6
24
0
2
2
2
2
2
2
3
3
3
3
3
4
4
4
4
4
5
5
5
5
5
5
6
6
6
23
0
2
2
2
2
2
2
3
3
3
3
3
4
4
4
4
4
4
5
5
5
5
5
6
6
6
22
0
0
2
2
2
2
2
3
3
3
3
3
3
4
4
4
4
4
5
5
5
5
5
5
6
6
21
0
0
2
2
2
2
2
3
3
3
3
3
3
4
4
4
4
4
5
5
5
5
5
5
6
6
20
0
0
2
2
2
2
2
3
3
3
3
3
3
4
4
4
4
4
4
5
5
5
5
5
6
6
19
0
0
2
2
2
2
2
2
3
3
3
3
3
3
4
4
4
4
4
5
5
5
5
5
5
6
18
0
0
2
2
2
2
2
2
3
3
3
3
3
3
4
4
4
4
4
4
5
5
5
5
5
5
17
0
0
0
2
2
2
2
2
2
3
3
3
3
3
3
4
4
4
4
4
4
5
5
5
5
5
16
0
0
0
2
2
2
2
2
2
3
3
3
3
3
3
4
4
4
4
4
4
5
5
5
5
5
15
0
0
0
2
2
2
2
2
2
2
3
3
3
3
3
3
4
4
4
4
4
4
5
5
5
5
14
0
0
0
0
2
2
2
2
2
2
3
3
3
3
3
3
3
4
4
4
4
4
4
5
5
5
13
0
0
0
0
2
2
2
2
2
2
2
3
3
3
3
3
3
3
4
4
4
4
4
4
4
5
12
0
0
0
0
0
2
2
2
2
2
2
2
3
3
3
3
3
3
3
4
4
4
4
4
4
4
11
0
0
0
0
0
0
2
2
2
2
2
2
2
3
3
3
3
3
3
3
3
4
4
4
4
4
10
0
0
0
0
0
0
0
2
2
2
2
2
2
2
2
3
3
3
3
3
3
3
3
4
4
4
9
0
0
0
0
0
0
0
0
2
2
2
2
2
2
2
2
2
3
3
3
3
3
3
3
3
3
8
0
0
0
0
0
0
0
0
0
0
2
2
2
2
2
2
2
2
2
2
3
3
3
3
3
3
7
0
0
0
0
0
0
0
0
0
0
0
0
0
2
2
2
2
2
2
2
2
2
2
2
3
3
6
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
2
2
2
2
2
2
2
2
5
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
2
4
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
3
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
 
 
Salario (UMA)
Plazo
(años)
3.6
3.7
3.8
3.9
4.0
4.1
4.2
4.3
4.4
4.5
4.6
4.7
4.8
4.9
5.0
5.1
5.2
5.3
5.4
5.5
5.6
5.7
5.8
5.9
6.0
6.
1
30
6
7
7
7
7
7
7
8
8
8
8
8
9
9
9
9
9
10
10
10
10
10
10
11
11
11
29
6
7
7
7
7
7
7
8
8
8
8
8
9
9
9
9
9
10
10
10
10
10
10
11
11
11
28
6
7
7
7
7
7
7
8
8
8
8
8
9
9
9
9
9
10
10
10
10
10
10
11
11
11
27
6
7
7
7
7
7
7
8
8
8
8
8
9
9
9
9
9
10
10
10
10
10
10
11
11
11
26
6
7
7
7
7
7
7
8
8
8
8
8
9
9
9
9
9
10
10
10
10
10
10
11
11
11
25
6
6
7
7
7
7
7
8
8
8
8
8
8
9
9
9
9
9
10
10
10
10
10
11
11
11
24
6
6
7
7
7
7
7
7
8
8
8
8
8
9
9
9
9
9
10
10
10
10
10
10
11
11
23
6
6
6
7
7
7
7
7
8
8
8
8
8
9
9
9
9
9
9
10
10
10
10
10
11
11
22
6
6
6
7
7
7
7
7
7
8
8
8
8
8
9
9
9
9
9
9
10
10
10
10
10
11
21
6
6
6
6
7
7
7
7
7
8
8
8
8
8
8
9
9
9
9
9
10
10
10
10
10
10
20
6
6
6
6
7
7
7
7
7
7
8
8
8
8
8
9
9
9
9
9
9
10
10
10
10
10
19
6
6
6
6
6
7
7
7
7
7
7
8
8
8
8
8
9
9
9
9
9
9
10
10
10
10
18
6
6
6
6
6
6
7
7
7
7
7
8
8
8
8
8
8
9
9
9
9
9
9
10
10
10
17
5
6
6
6
6
6
6
7
7
7
7
7
7
8
8
8
8
8
8
9
9
9
9
9
9
10
16
5
6
6
6
6
6
6
6
7
7
7
7
7
7
8
8
8
8
8
8
9
9
9
9
9
9
15
5
5
5
6
6
6
6
6
6
7
7
7
7
7
7
8
8
8
8
8
8
8
9
9
9
9
14
5
5
5
5
6
6
6
6
6
6
7
7
7
7
7
7
7
8
8
8
8
8
8
8
9
9
13
5
5
5
5
5
5
6
6
6
6
6
6
7
7
7
7
7
7
7
8
8
8
8
8
8
8
12
5
5
5
5
5
5
5
5
6
6
6
6
6
6
6
7
7
7
7
7
7
7
8
8
8
8
11
4
4
5
5
5
5
5
5
5
5
6
6
6
6
6
6
6
6
7
7
7
7
7
7
7
8
10
4
4
4
4
4
5
5
5
5
5
5
5
5
6
6
6
6
6
6
6
6
7
7
7
7
7
9
4
4
4
4
4
4
4
4
4
5
5
5
5
5
5
5
5
6
6
6
6
6
6
6
6
6
8
3
3
3
3
4
4
4
4
4
4
4
4
4
5
5
5
5
5
5
5
5
5
5
6
6
6
7
3
3
3
3
3
3
3
3
3
4
4
4
4
4
4
4
4
4
4
4
5
5
5
5
5
5
6
2
2
2
2
3
3
3
3
3
3
3
3
3
3
3
3
3
4
4
4
4
4
4
4
4
4
5
2
2
2
2
2
2
2
2
2
2
2
2
2
2
3
3
3
3
3
3
3
3
3
3
3
3
4
0
0
0
0
0
0
0
0
0
0
0
0
2
2
2
2
2
2
2
2
2
2
2
2
2
2
3
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
 
 
Salario (UMA)
Plazo
(años)
6.2
6.3
6.4
6.5
6.6
6.7
6.8
6.9
7.0
7.1
7.2
7.3
7.4
7.5
7.6
7.7
7.8
7.9
8.0
8.1
8.2
8.3
8.4
8.5
8.6
8.
7
30
11
11
12
12
12
12
12
13
13
13
13
13
14
14
14
14
14
14
15
15
15
15
15
16
16
16
29
11
11
12
12
12
12
12
13
13
13
13
13
14
14
14
14
14
14
15
15
15
15
15
16
16
16
28
11
11
12
12
12
12
12
13
13
13
13
13
14
14
14
14
14
14
15
15
15
15
15
16
16
16
27
11
11
12
12
12
12
12
13
13
13
13
13
14
14
14
14
14
14
15
15
15
15
15
16
16
16
26
11
11
12
12
12
12
12
13
13
13
13
13
14
14
14
14
14
14
15
15
15
15
15
16
16
16
25
11
11
11
12
12
12
12
12
13
13
13
13
13
14
14
14
14
14
14
15
15
15
15
15
16
16
24
11
11
11
12
12
12
12
12
12
13
13
13
13
13
14
14
14
14
14
15
15
15
15
15
15
16
23
11
11
11
11
12
12
12
12
12
13
13
13
13
13
13
14
14
14
14
14
15
15
15
15
15
15
22
11
11
11
11
11
12
12
12
12
12
13
13
13
13
13
13
14
14
14
14
14
15
15
15
15
15
21
11
11
11
11
11
12
12
12
12
12
12
13
13
13
13
13
13
14
14
14
14
14
15
15
15
15
20
10
11
11
11
11
11
12
12
12
12
12
12
13
13
13
13
13
13
14
14
14
14
14
15
15
15
19
10
10
11
11
11
11
11
11
12
12
12
12
12
13
13
13
13
13
13
14
14
14
14
14
14
15
18
10
10
10
11
11
11
11
11
11
12
12
12
12
12
12
13
13
13
13
13
13
14
14
14
14
14
17
10
10
10
10
10
11
11
11
11
11
11
12
12
12
12
12
12
13
13
13
13
13
13
14
14
14
16
10
10
10
10
10
10
11
11
11
11
11
11
12
12
12
12
12
12
12
13
13
13
13
13
13
14
15
9
9
10
10
10
10
10
10
11
11
11
11
11
11
11
12
12
12
12
12
12
13
13
13
13
13
14
9
9
9
9
10
10
10
10
10
10
10
11
11
11
11
11
11
12
12
12
12
12
12
12
13
13
13
9
9
9
9
9
9
9
10
10
10
10
10
10
10
11
11
11
11
11
11
11
12
12
12
12
12
12
8
8
8
9
9
9
9
9
9
9
10
10
10
10
10
10
10
11
11
11
11
11
11
11
11
12
11
8
8
8
8
8
8
8
9
9
9
9
9
9
9
10
10
10
10
10
10
10
10
11
11
11
11
10
7
7
7
7
8
8
8
8
8
8
8
8
9
9
9
9
9
9
9
9
10
10
10
10
10
10
9
7
7
7
7
7
7
7
7
7
8
8
8
8
8
8
8
8
8
9
9
9
9
9
9
9
9
8
6
6
6
6
6
6
6
7
7
7
7
7
7
7
7
7
7
8
8
8
8
8
8
8
8
8
7
5
5
5
5
5
6
6
6
6
6
6
6
6
6
6
6
7
7
7
7
7
7
7
7
7
7
6
4
4
4
4
5
5
5
5
5
5
5
5
5
5
5
5
5
5
6
6
6
6
6
6
6
6
5
3
3
3
3
3
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
5
5
5
5
4
2
2
2
2
2
2
2
2
2
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
2
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
 
 
Salario (UMA)
Plazo
(años)
8.8
8.9
9.0
9.1
9.2
9.3
9.4
9.5
9.6
9.7
9.8
9.9
10.0
10.1
10.2
10.3
10.4
10.5
10.6
10.7
10.8
10.9
11.0
11.1
11.2
11.3
30
16
16
17
17
17
17
17
17
18
18
18
18
18
19
19
19
19
19
20
20
20
20
20
20
20
20
29
16
16
17
17
17
17
17
17
18
18
18
18
18
19
19
19
19
19
20
20
20
20
20
20
20
20
28
16
16
17
17
17
17
17
17
18
18
18
18
18
19
19
19
19
19
20
20
20
20
20
20
20
20
27
16
16
17
17
17
17
17
17
18
18
18
18
18
19
19
19
19
19
20
20
20
20
20
20
20
20
26
16
16
17
17
17
17
17
17
18
18
18
18
18
19
19
19
19
19
20
20
20
20
20
20
20
20
25
16
16
16
17
17
17
17
17
17
18
18
18
18
18
19
19
19
19
19
20
20
20
20
20
20
20
24
16
16
16
16
17
17
17
17
17
17
18
18
18
18
18
19
19
19
19
19
20
20
20
20
20
20
23
16
16
16
16
16
17
17
17
17
17
18
18
18
18
18
18
19
19
19
19
19
20
20
20
20
20
22
15
16
16
16
16
16
17
17
17
17
17
17
18
18
18
18
18
19
19
19
19
19
19
20
20
20
21
15
15
16
16
16
16
16
17
17
17
17
17
17
18
18
18
18
18
19
19
19
19
19
19
20
20
20
15
15
15
16
16
16
16
16
16
17
17
17
17
17
18
18
18
18
18
18
19
19
19
19
19
19
19
15
15
15
15
15
16
16
16
16
16
17
17
17
17
17
17
18
18
18
18
18
18
19
19
19
19
18
14
15
15
15
15
15
16
16
16
16
16
16
17
17
17
17
17
17
18
18
18
18
18
18
19
19
17
14
14
14
15
15
15
15
15
15
16
16
16
16
16
16
17
17
17
17
17
17
18
18
18
18
18
16
14
14
14
14
14
15
15
15
15
15
15
16
16
16
16
16
16
17
17
17
17
17
17
18
18
18
15
13
14
14
14
14
14
14
14
15
15
15
15
15
15
16
16
16
16
16
16
17
17
17
17
17
17
14
13
13
13
13
14
14
14
14
14
14
14
15
15
15
15
15
15
15
16
16
16
16
16
16
17
17
13
12
13
13
13
13
13
13
13
14
14
14
14
14
14
14
15
15
15
15
15
15
15
16
16
16
16
12
12
12
12
12
12
12
13
13
13
13
13
13
13
14
14
14
14
14
14
14
15
15
15
15
15
15
11
11
11
11
11
12
12
12
12
12
12
12
13
13
13
13
13
13
13
13
14
14
14
14
14
14
14
10
10
10
11
11
11
11
11
11
11
11
12
12
12
12
12
12
12
12
13
13
13
13
13
13
13
13
9
9
10
10
10
10
10
10
10
10
10
11
11
11
11
11
11
11
11
12
12
12
12
12
12
12
12
8
9
9
9
9
9
9
9
9
9
9
10
10
10
10
10
10
10
10
10
10
11
11
11
11
11
11
7
7
8
8
8
8
8
8
8
8
8
8
8
8
9
9
9
9
9
9
9
9
9
9
9
10
10
6
6
6
6
6
6
7
7
7
7
7
7
7
7
7
7
7
7
7
8
8
8
8
8
8
8
8
5
5
5
5
5
5
5
5
5
5
5
5
5
6
6
6
6
6
6
6
6
6
6
6
6
6
6
4
3
3
3
3
3
3
3
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
3
0
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
 
 
Salario (UMA)
Plazo
(años)
11.4
11.5
11.6
11.7
11.8
11.9
12.0
12.1
12.2
12.3
12.4
12.5
12.6
12.7
12.8
12.9
13.0
13.1
13.2
13.3
13.4
13.5
13.6
13.7
13.8
13.9
30
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
29
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
28
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
27
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
26
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
25
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
24
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
23
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
22
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
21
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
19
19
19
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
18
19
19
19
19
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
17
18
19
19
19
19
19
19
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
16
18
18
18
19
19
19
19
19
19
19
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
15
17
18
18
18
18
18
18
19
19
19
19
19
19
20
20
20
20
20
20
20
20
20
20
20
20
20
14
17
17
17
17
17
18
18
18
18
18
18
19
19
19
19
19
19
19
20
20
20
20
20
20
20
20
13
16
16
16
17
17
17
17
17
17
17
18
18
18
18
18
18
19
19
19
19
19
19
19
20
20
20
12
15
16
16
16
16
16
16
16
17
17
17
17
17
17
17
17
18
18
18
18
18
18
18
19
19
19
11
15
15
15
15
15
15
15
15
16
16
16
16
16
16
16
16
17
17
17
17
17
17
17
18
18
18
10
14
14
14
14
14
14
14
14
15
15
15
15
15
15
15
15
15
16
16
16
16
16
16
16
16
17
9
12
13
13
13
13
13
13
13
13
13
14
14
14
14
14
14
14
14
14
15
15
15
15
15
15
15
8
11
11
11
11
12
12
12
12
12
12
12
12
12
12
13
13
13
13
13
13
13
13
13
14
14
14
7
10
10
10
10
10
10
10
10
10
11
11
11
11
11
11
11
11
11
11
11
12
12
12
12
12
12
6
8
8
8
8
8
9
9
9
9
9
9
9
9
9
9
9
9
9
10
10
10
10
10
10
10
10
5
6
6
6
7
7
7
7
7
7
7
7
7
7
7
7
7
7
7
7
8
8
8
8
8
8
8
4
4
4
4
4
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
3
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
2
3
3
3
3
3
3
2
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
 
 
Salario (UMA)
Plazo
(años)
14.0
14.1
14.2
14.3
14.4
14.5
14.6
14.7
14.8
14.9
15.0
15.1
15.2
15.3
15.4
15.5
15.6
15.7
15.8
15.9
16.0
16.1
16.2
16.3
16.4
16.5
30
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
29
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
28
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
27
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
26
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
25
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
24
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
23
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
22
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
21
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
19
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
18
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
17
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
16
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
15
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
14
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
13
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
12
19
19
19
19
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
11
18
18
18
18
18
19
19
19
19
19
19
19
20
20
20
20
20
20
20
20
20
20
20
20
20
20
10
17
17
17
17
17
17
17
18
18
18
18
18
18
18
18
19
19
19
19
19
19
19
19
20
20
20
9
15
15
16
16
16
16
16
16
16
16
16
17
17
17
17
17
17
17
17
18
18
18
18
18
18
18
8
14
14
14
14
14
14
14
15
15
15
15
15
15
15
15
15
15
16
16
16
16
16
16
16
16
16
7
12
12
12
12
12
13
13
13
13
13
13
13
13
13
13
13
14
14
14
14
14
14
14
14
14
14
6
10
10
10
10
10
11
11
11
11
11
11
11
11
11
11
11
11
11
11
12
12
12
12
12
12
12
5
8
8
8
8
8
8
8
8
8
8
9
9
9
9
9
9
9
9
9
9
9
9
9
9
9
9
4
5
5
6
6
6
6
6
6
6
6
6
6
6
6
6
6
6
6
6
6
6
6
6
6
6
7
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
3
2
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
 
 
Salario (UMA)
Plazo
(años)
16.6
16.7
16.8
16.9
17.0
17.1
17.2
17.3
17.4
17.5
17.6
17.7
17.8
17.9
18.0
18.1
18.2
18.3
18.4
18.5
18.6
18.7
18.8
18.9
19.0
19.1
30
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
29
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
28
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
27
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
26
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
25
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
24
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
23
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
22
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
21
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
19
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
18
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
17
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
16
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
15
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
14
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
13
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
12
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
11
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
10
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
9
18
18
19
19
19
19
19
19
19
19
19
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
8
16
17
17
17
17
17
17
17
17
17
18
18
18
18
18
18
18
18
18
18
19
19
19
19
19
19
7
14
15
15
15
15
15
15
15
15
15
15
15
16
16
16
16
16
16
16
16
16
16
16
16
17
17
6
12
12
12
12
12
12
13
13
13
13
13
13
13
13
13
13
13
13
13
14
14
14
14
14
14
14
5
9
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
10
11
11
11
11
11
11
11
11
11
4
7
7
7
7
7
7
7
7
7
7
7
7
7
7
7
7
7
7
7
7
7
7
7
8
8
8
3
3
3
3
3
3
3
3
3
3
3
3
3
4
4
4
4
4
4
4
4
4
4
4
4
4
4
2
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
 
 
Salario (UMA)
Plazo
(años)
19.2
19.3
19.4
19.5
19.6
19.7
19.8
19.9
20.0
20.1
20.2
20.3
20.4
20.5
20.6
20.7
20.8
20.9
21.0
21.1
21.2
21.3
21.4
21.5
21.6
21.7
30
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
29
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
28
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
27
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
26
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
25
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
24
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
23
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
22
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
21
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
19
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
18
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
17
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
16
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
15
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
14
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
13
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
12
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
11
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
10
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
9
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
8
19
19
19
19
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
7
17
17
17
17
17
17
17
17
17
18
18
18
18
18
18
18
18
18
18
18
19
19
19
19
19
19
6
14
14
14
14
14
14
15
15
15
15
15
15
15
15
15
15
15
15
15
16
16
16
16
16
16
16
5
11
11
11
11
11
11
11
11
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
12
13
13
4
8
8
8
8
8
8
8
8
8
8
8
8
8
8
8
8
8
8
8
8
9
9
9
9
9
9
3
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
4
2
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
 
 
Salario (UMA)
Plazo
(años)
21.8
21.9
22.0
22.1
22.2
22.3
22.4
22.5
22.6
22.7
22.8
22.9
23.0
23.1
23.2
23.3
23.4
23.5
23.6
23.7
23.8
23.9
24.0
24.1
24.2
24.3
30
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
29
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
28
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
27
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
26
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
25
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
24
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
23
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
22
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
21
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
19
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
18
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
17
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
16
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
15
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
14
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
13
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
12
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
11
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
10
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
9
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
8
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
7
19
19
19
19
19
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
6
16
16
16
16
16
16
17
17
17
17
17
17
17
17
17
17
17
17
17
17
18
18
18
18
18
18
5
13
13
13
13
13
13
13
13
13
13
13
13
13
13
13
14
14
14
14
14
14
14
14
14
14
14
4
9
9
9
9
9
9
9
9
9
9
9
9
9
9
9
9
9
9
10
10
10
10
10
10
10
10
3
4
4
4
4
4
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
5
2
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
 
 
Salario (UMA)
Plazo (años)
24.4
24.5
24.6
24.7
24.8
24.9
25.0
30
20
20
20
20
20
20
20
29
20
20
20
20
20
20
20
28
20
20
20
20
20
20
20
27
20
20
20
20
20
20
20
26
20
20
20
20
20
20
20
25
20
20
20
20
20
20
20
24
20
20
20
20
20
20
20
23
20
20
20
20
20
20
20
22
20
20
20
20
20
20
20
21
20
20
20
20
20
20
20
20
20
20
20
20
20
20
20
19
20
20
20
20
20
20
20
18
20
20
20
20
20
20
20
17
20
20
20
20
20
20
20
16
20
20
20
20
20
20
20
15
20
20
20
20
20
20
20
14
20
20
20
20
20
20
20
13
20
20
20
20
20
20
20
12
20
20
20
20
20
20
20
11
20
20
20
20
20
20
20
10
20
20
20
20
20
20
20
9
20
20
20
20
20
20
20
8
20
20
20
20
20
20
20
7
20
20
20
20
20
20
20
6
18
18
18
18
18
18
18
5
14
14
14
14
14
14
15
4
10
10
10
10
10
10
10
3
5
5
5
5
5
5
5
2
0
0
0
0
0
0
0
1
0
0
0
0
0
0
0
 
B.    Tabla de factores de descuento para amortización por la presencia de ecotecnologías.
Plazo (años)
Factor
30
0.010567
29
0.010567
28
0.010567
27
0.010567
26
0.010567
25
0.010686
24
0.010779
23
0.010887
22
0.011011
21
0.011154
20
0.011320
19
0.011512
18
0.011737
17
0.012002
16
0.012314
15
0.012687
14
0.013134
13
0.013678
12
0.014347
11
0.015184
10
0.016253
9
0.017653
8
0.019550
7
0.022244
6
0.026334
5
0.033214
4
0.047073
3
0.088849
2
0.000000
1
0.000000
 
(R.- 483876)